Crestmoor has developed proprietary repositioning structures for problem bank loans and assets that help bank partners secure the maximum possible recovery on troubled loans and assets, in the shortest possible time frame. Our ability to establish an expeditious path to performance for problem loans on the balance sheets of our bank partners, combined with our significant asset management expertise, sets us apart from competitive firms in the distressed bank credit and asset arena. We provide ... (view full description)

Crestmoor has developed proprietary repositioning structures for problem bank loans and assets that help bank partners secure the maximum possible recovery on troubled loans and assets, in the shortest possible time frame. Our ability to establish an expeditious path to performance for problem loans on the balance sheets of our bank partners, combined with our significant asset management expertise, sets us apart from competitive firms in the distressed bank credit and asset arena.
We provide - turn-key - all structuring, capital, and asset management support as a part of our problem bank loan and asset reposition programs. Over the last 8 years, we have helped bank partners across the US, from Florida to California, reposition over 100 problem loan and asset projects. We have extensive references, and we are the only firm in the US that does what we do.
At Taft Stettinius & Hollister, delivering outstanding legal performance to help clients succeed is what drives and motivates us every day. With close to 450 attorneys in 10 offices, the firm practices across a wide range of industries, in virtually every area of law, including Business and Finance; Litigation; Labor and Employment; Intellectual Property; Business Restructuring, Bankruptcy and Creditor Rights; Environmental; Healthcare; Private Client Services; Real Estate; and Tax. With a prove ... (view full description)

At Taft Stettinius & Hollister, delivering outstanding legal performance to help clients succeed is what drives and motivates us every day. With close to 450 attorneys in 10 offices, the firm practices across a wide range of industries, in virtually every area of law, including Business and Finance; Litigation; Labor and Employment; Intellectual Property; Business Restructuring, Bankruptcy and Creditor Rights; Environmental; Healthcare; Private Client Services; Real Estate; and Tax. With a proven track record of experience since 1885, the firm offers breadth and depth of legal expertise coupled with a trusted business perspective to help our clients reach their goals.
33 Realty is a fully integrated real estate services firm headquartered in Chicago, IL. With business lines in investment brokerage, property management, leasing, construction and REO/lender services, 33 helps clients at every stage of an asset's life cycle. Our unique structure of complementary services and dedication to providing superior customer service earns us a reputation for exceeding client expectations at every turn. Learn more at www.33realty.com ... (view full description)

33 Realty is a fully integrated real estate services firm headquartered in Chicago, IL. With business lines in investment brokerage, property management, leasing, construction and REO/lender services, 33 helps clients at every stage of an asset's life cycle. Our unique structure of complementary services and dedication to providing superior customer service earns us a reputation for exceeding client expectations at every turn. Learn more at www.33realty.com
Business Capital, founded in 2002, is a national commercial finance and restructuring company with offices in San Francisco, CA and Westport, CT. We provide debt restructuring, asset based financing and growth capital for lower and middle market commercial and industrial companies. Our firm has extensive experience recapitalizing and restructuring profitable companies, those facing hyper-growth situations, and companies experiencing a financial set-back and in need of more working capital than t ... (view full description)

Business Capital, founded in 2002, is a national commercial finance and restructuring company with offices in San Francisco, CA and Westport, CT. We provide debt restructuring, asset based financing and growth capital for lower and middle market commercial and industrial companies. Our firm has extensive experience recapitalizing and restructuring profitable companies, those facing hyper-growth situations, and companies experiencing a financial set-back and in need of more working capital than their existing lender can provide. Our unique ability to employ two separate value-oriented financial strategies - recapitalization and restructuring – to deliver customized financial solutions, sets Business Capital apart from most traditional finance companies.
Chartwell is a national leader in financial advisory, corporate finance, transaction opinions, and valuation, serving the unique needs of middle market companies. Complimentary corporate finance services, include traditional M&A, Capital Markets, ESOP M&A, and Financial Restructuring. Financial Restructuring requires the guidance of qualified and experienced financial advisors. When companies face material financial challenges, including sudden business decline, liquidity erosion, or ex ... (view full description)

Chartwell is a national leader in financial advisory, corporate finance, transaction opinions, and valuation, serving the unique needs of middle market companies.
Complimentary corporate finance services, include traditional M&A, Capital Markets, ESOP M&A, and Financial Restructuring.
Financial Restructuring requires the guidance of qualified and experienced financial advisors. When companies face material financial challenges, including sudden business decline, liquidity erosion, or excessive debt, Chartwell financial restructuring advisors step in to stabilize the situation. We provide services not only to debtors, but also to creditors, Boards of Directors, or shareholders of troubled companies, acquirers seeking to purchase distressed assets, or any party with interest to a troubled situation. Chartwell can raise new debt or equity capital, restructure liabilities, negotiate plans of reorganization both in and out of court, facilitate asset sales or purchases, provide valuation or solvency opinions, give expert valuation testimony, and/or rearrange terms of debt.
We approach financial restructuring with one thing in mind: getting our clients to a place where they can once again focus on the long-term, sustainable growth of their company. Because, in the long run, the long run is all that matters.
Directed Capital: Non-Conventional Approach to Solving Commercial Real Estate Lending and Investing Directed Capital is an opportunistic real estate finance firm that strategically acquires, originates, manages and repositions commercial loans. The firm develops practical, effective loan workout solutions to help borrowers re-access traditional financing channels and provide investors with superior returns uncorrelated with the market. Directed Capital Advisors, LLC is a SEC Registered Investme ... (view full description)

Directed Capital: Non-Conventional Approach to Solving Commercial Real Estate Lending and Investing
Directed Capital is an opportunistic real estate finance firm that strategically acquires, originates, manages and repositions commercial loans. The firm develops practical, effective loan workout solutions to help borrowers re-access traditional financing channels and provide investors with superior returns uncorrelated with the market. Directed Capital Advisors, LLC is a SEC Registered Investment Advisor (RIA).
Dykema serves businesses worldwide on a wide range of complex legal issues. Dykema lawyers and other professionals in 13 U.S. offices work in close partnership with clients – from start-ups to Fortune 100 companies – to deliver outstanding results, unparalleled service and exceptional value in every engagement.
Formed in 2005, Foresite Realty is a full-service real estate company based in suburban Chicago, Illinois. Foresite's experience encompasses major asset classes such as office, industrial, retail, multi-family residential, student and manufactured housing, hospitality, parking garages, gas stations, land and mixed-use properties. Foresite's primary geographic reach encompasses the Midwest, Mid-Atlantic and Southeast regions. In addition, Foresite and its principals have extensive experi ... (view full description)

Formed in 2005, Foresite Realty is a full-service real estate company based in suburban Chicago, Illinois. Foresite's experience encompasses major asset classes such as office, industrial, retail, multi-family residential, student and manufactured housing, hospitality, parking garages, gas stations, land and mixed-use properties.
Foresite's primary geographic reach encompasses the Midwest, Mid-Atlantic and Southeast regions. In addition, Foresite and its principals have extensive experience throughout other areas of the United States.
Foresite's experienced and diverse professional team and principals are dedicated and have earned a reputation for unparalleled customer service, timely response, efficient value maximization and a commitment to our clients to treat the asset as if it were our own.
Dudley Godfrey and Jerry Kahn started practice together in 1957 with a simple idea: think like a business person and judge your success by the success of your clients. Dudley and Jerry's partnership has grown into today's Godfrey & Kahn, a team of more than 160 attorneys in six offices: Milwaukee, Madison, Appleton, Green Bay and Waukesha, Wisconsin; and Washington, DC. Business Practice Areas include: Banking & Financial Institutions, Business Finance & Restructuring, Commercial Lending, Corpo ... (view full description)

Dudley Godfrey and Jerry Kahn started practice together in 1957 with a simple idea: think like a business person and judge your success by the success of your clients. Dudley and Jerry's partnership has grown into today's Godfrey & Kahn, a team of more than 160 attorneys in six offices: Milwaukee, Madison, Appleton, Green Bay and Waukesha, Wisconsin; and Washington, DC.
Business Practice Areas include: Banking & Financial Institutions, Business Finance & Restructuring, Commercial Lending, Corporate Governance, ESOPs, Environment & Energy Strategies, Estate Planning, Estate & Trust Administration, General Corporate, Health Care, Indian Nations, Intellectual Property, Investment Management, Labor, Employment & Immigration, Media, Mergers & Acquisitions, Political Law, Private Equity, Public Finance, Real Estate, Renewable Energy and Energy Efficiency, Securities, Tax & Employee Benefits and Venture Capital.
Litigation Practice Areas include: Alternative Dispute Resolution, Antitrust, Appellate, Contract/Commercial, Distribution, Franchise & Dealership, ERISA Litigation, Financial Services, Insurance & Reinsurance, Intellectual Property Litigation, International, Labor & Employment Litigation, Media & First Amendment, Products Liability and Torts, Real Estate and Construction, Securities and Corporate Governance, Trusts, Wills and Estates, Unfair Competition and Trade Secrets and White Collar Defense and Investigations.
Jones Walker LLP is among the largest 120 law firms in the United States. With offices in Alabama, Arizona, the District of Columbia, Florida, Georgia, Louisiana, Mississippi, New York, and Texas, we serve local, regional, national, and international business interests. The firm provides legal services to major multinational, public, and private companies and individuals doing business in the United States and abroad. The firm builds service-oriented relationships with its clients and is dedicat ... (view full description)

Jones Walker LLP is among the largest 120 law firms in the United States. With offices in Alabama, Arizona, the District of Columbia, Florida, Georgia, Louisiana, Mississippi, New York, and Texas, we serve local, regional, national, and international business interests. The firm provides legal services to major multinational, public, and private companies and individuals doing business in the United States and abroad. The firm builds service-oriented relationships with its clients and is dedicated to understanding its clients’ businesses, the industries in which they operate, and the myriad legal challenges they face. The firm focuses on efficient problem-solving and value-added counseling, providing clients with timely, useful, and pragmatic legal advice at a fair value. For more information, visit www.joneswalker.com.
LSQ provides invoice financing and alternative funding solutions to small and medium-sized businesses in need of working capital. The company delivers uncomplicated, honest, and secure options for B2B companies to efficiently manage their cash flow. With integrated back office services, innovative AR technology, and a robust bank partner network, LSQ is uniquely qualified to help businesses quickly access cash without taking on debt. For more information, visit LSQ's website at https://www.l ... (view full description)

LSQ provides invoice financing and alternative funding solutions to small and medium-sized businesses in need of working capital. The company delivers uncomplicated, honest, and secure options for B2B companies to efficiently manage their cash flow. With integrated back office services, innovative AR technology, and a robust bank partner network, LSQ is uniquely qualified to help businesses quickly access cash without taking on debt. For more information, visit LSQ's website at https://www.lsq.com/.
Newmark Knight Frank (NKF) is one of the world's leading commercial real estate advisory firms. With roots dating back to 1929, our strong foundation makes us one of the most trusted names in the industry. NKF prides itself on delivering the highest level of service to our clients to meet their needs and exceed their expectations. We provide a fully integrated platform of services to prominent multinational corporations and institutional investors across the globe, as well as to occupiers, owner ... (view full description)

Newmark Knight Frank (NKF) is one of the world's leading commercial real estate advisory firms. With roots dating back to 1929, our strong foundation makes us one of the most trusted names in the industry. NKF prides itself on delivering the highest level of service to our clients to meet their needs and exceed their expectations. We provide a fully integrated platform of services to prominent multinational corporations and institutional investors across the globe, as well as to occupiers, owners and developers of real estate on a local, regional and national level. NKF has more than 4,600 employees in over 120 offices across the U.S. Together with London-based partner Knight Frank and independently-owned offices, NKF's 15,000 professionals operate from more than 400 offices in established and emerging property markets on six continents. NKF is operated by Newmark Group, Inc. ("Newmark"). Newmark is listed on the NASDAQ Global Select Market under the symbol "NMRK."
North Avenue Capital is a specialized commercial lender that originates, underwrites, funds, and services loans from $1 to $25 million across rural America. Committed to excellence and an entrepreneurial spirit throughout the debt-financing process, we focus on partnership, communication, and execution. Join one of the only non-traditional lenders in the country exclusively focused on USDA Business & Industry loans, as we use our expertise, capital, and relationships to build businesses, gro ... (view full description)

North Avenue Capital is a specialized commercial lender that originates, underwrites, funds, and services loans from $1 to $25 million across rural America. Committed to excellence and an entrepreneurial spirit throughout the debt-financing process, we focus on partnership, communication, and execution. Join one of the only non-traditional lenders in the country exclusively focused on USDA Business & Industry loans, as we use our expertise, capital, and relationships to build businesses, grow local economies, and create jobs in rural communities.
Founded in 1993, SMS Financial is a privately held financial services and investment firm specializing in the acquisition, recovery and servicing of performing and non-performing loans. We are an opportunistic note buyer across all commercial asset classes including CRE, C&I, judgments, deficiencies and charge-offs. SMS provides capital, experience and execution, along with the willingness to acquire and service any size or type of loan. We take pride in establishing and maintaining long standin ... (view full description)

Founded in 1993, SMS Financial is a privately held financial services and investment firm specializing in the acquisition, recovery and servicing of performing and non-performing loans. We are an opportunistic note buyer across all commercial asset classes including CRE, C&I, judgments, deficiencies and charge-offs. SMS provides capital, experience and execution, along with the willingness to acquire and service any size or type of loan. We take pride in establishing and maintaining long standing relationships with each client. SMS understands the investment that institutions make to create and maintain political and social capital within a community and, as a result, does everything in its power to preserve it.
As a result of our national reputation and track record of success in collecting and servicing virtually every type of debt instrument, SMS was selected as Joint Venture Partner of the FDIC in 2012 to maximize recoveries on the defaulted portfolios of failed banks across the country.
SMS Financial is based in Phoenix, Arizona, but operates on a national scale. This, combined with over 25 years of experience and relationships allows us to move quickly and efficiently anywhere in the country. Since inception, SMS Financial has acquired, serviced and originated over $2.1 billion of commercial credit facilities across all 50 states, Canada and Puerto Rico.
Founded in 2002, Summit Investment Management LLC is a private investment company headquartered in Denver, Colorado. Since its inception, Summit has invested more than $1.5 billion in distressed debt acquisitions, balance sheet restructures of operating companies, special situation capital, bridge loans and joint ventures. Typical investments range between $1 million and $75 million with the flexibility to do larger transactions. Summit’s existing portfolio includes commercial & indust ... (view full description)

Founded in 2002, Summit Investment Management LLC is a private investment company headquartered in Denver, Colorado. Since its inception, Summit has invested more than $1.5 billion in distressed debt acquisitions, balance sheet restructures of operating companies, special situation capital, bridge loans and joint ventures. Typical investments range between $1 million and $75 million with the flexibility to do larger transactions. Summit’s existing portfolio includes commercial & industrial loans, asset-based loans and cash flow credits, along with a diverse commercial real estate portfolio consisting of hospitality, industrial, multi-family, c-store, retail, warehouse, office, self-storage, golf course, environmentally challenged property, and other esoteric asset classes. Our knowledge and experience, ingenuity, strong relationships, and direct and honest approach to doing business set us apart from the competition. We take pride in being a leading resource and partner for banks, financial institutions, middle market companies, turnaround and restructuring professionals, law firms and private equity firms, among others.
Ten-X is the nation’s leading online real estate marketplace, having sold 323,000+ residential and commercial properties totaling almost $53 billion since 2007. Leveraging desktop and mobile technology, Ten-X allows people to safely and easily complete real estate transactions entirely online. Ten-X empowers consumers, investors and real estate professionals with unprecedented levels of flexibility, control and simplicity – and the convenience of transacting properties whenever and wherever they ... (view full description)

Ten-X is the nation’s leading online real estate marketplace, having sold 323,000+ residential and commercial properties totaling almost $53 billion since 2007. Leveraging desktop and mobile technology, Ten-X allows people to safely and easily complete real estate transactions entirely online. Ten-X empowers consumers, investors and real estate professionals with unprecedented levels of flexibility, control and simplicity – and the convenience of transacting properties whenever and wherever they want.
North Avenue Capital is a specialized commercial lender that originates, underwrites, funds, and services loans from $1 to $25 million across rural America. Committed to excellence and an entrepreneurial spirit throughout the debt-financing process, we focus on partnership, communication, and execution. Join one of the only non-traditional lenders in the country exclusively focused on USDA Business & Industry loans, as we use our expertise, capital, and relationships to build businesses, gro ... (view full description)

North Avenue Capital is a specialized commercial lender that originates, underwrites, funds, and services loans from $1 to $25 million across rural America. Committed to excellence and an entrepreneurial spirit throughout the debt-financing process, we focus on partnership, communication, and execution. Join one of the only non-traditional lenders in the country exclusively focused on USDA Business & Industry loans, as we use our expertise, capital, and relationships to build businesses, grow local economies, and create jobs in rural communities
Anticipate New Risks and Opportunities in Real Estate Finance Every week, Commercial Mortgage Alert gives you the earliest look at oncoming dangers and money-making plays in real estate finance and securitization. The newsletter is first to identify new initiatives in the CMBS market and behind-the-scenes activities of leading market players. See for yourself -- sign up for a 3-week FREE trial subscription to Commercial Mortgage Alert. Start your free trial at CMAlert.com, or call 201-659-1700. ... (view full description)

Anticipate New Risks and Opportunities in Real Estate Finance
Every week, Commercial Mortgage Alert gives you the earliest look at oncoming dangers and money-making plays in real estate finance and securitization. The newsletter is first to identify new initiatives in the CMBS market and behind-the-scenes activities of leading market players. See for yourself -- sign up for a 3-week FREE trial subscription to Commercial Mortgage Alert. Start your free trial at CMAlert.com, or call 201-659-1700.
Get the Early Word on Property Deals and Dealmakers Every week, Real Estate Alert delivers the latest news on major commercial-property offerings, market gossip and dealmakers’ secret strategies. The newsletter gives you the intelligence you need to spot the market’s latest risks and opportunities. See for yourself -- sign up for a 3-week FREE trial subscription to Real Estate Alert. Start your free trial at REAlert.com, or call 201-659-1700. ... (view full description)

Get the Early Word on Property Deals and Dealmakers
Every week, Real Estate Alert delivers the latest news on major commercial-property offerings, market gossip and dealmakers’ secret strategies. The newsletter gives you the intelligence you need to spot the market’s latest risks and opportunities. See for yourself -- sign up for a 3-week FREE trial subscription to Real Estate Alert. Start your free trial at REAlert.com, or call 201-659-1700.
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Euromoney Institutional Investor PLC (“Euromoney”, “we”, “us” or “our”) is an international business-information group covering asset management, price discovery, data and market intelligence, and banking and finance. The group also runs an extensive portfolio of events for the telecoms, financial and commodities markets.
For a full list of our brands and group companies, please click on this link. Euromoney and its group companies are committed to respecting the privacy of every person who visits, registers with or subscribes to our websites, publications, events and other products or services.
Euromoney is the primary data controller of personal data collected through this website or that we may collect in different ways as described in this Privacy Notice. If you are contacted by our other group companies, they will also be controllers of your personal data. This means that they are responsible for how your personal data is used, just as we are. You may contact any of these companies directly, or you can contact Euromoney by emailing dataprotectionofficer@euromoneyplc.com or writing to the Data Protection Officer at Euromoney Institutional Investor PLC, 8 Bouverie Street, London EC4Y 8AX, United Kingdom.
This Privacy Notice was updated on 23 May 2018
This Privacy Notice outlines the information we may collect about you in relation to your use of our products and services (“personal data”). It also explains the legal rights that you have in relation to your data and how you may exercise these rights.
Some of our group companies may collect and use personal data for different purposes; those companies have their own websites and privacy notices.
We will process your data for the following lawful purposes: with your consent; to fulfil our obligations to you; and where there is a legitimate interest to do so.
When possible, we rely on your consent to use your data for the purposes described in this Privacy Notice. We also process personal data to fulfil our contractual obligations to you, for example, when you register for any of our services, subscribe to a publication, sign-up for an event or purchase a product from us, we will need to process some of your personal data. This will also include details of the person/people responsible for payment (if different).
We may determine that processing your personal data serves both of our legitimate interests. This is the case in relation to many of our research, customer survey, sales, marketing and advertising activities described in this Privacy Notice. These activities allow us to better understand your requirements, which in turn enables us to provide you with a better service. We review the bases for our processing decisions carefully and you can object to these activities at any time (see the “Your Rights” section of this Privacy Notice).
Our primary goal in collecting personal data from you is to give you a relevant customised experience of our products and services.
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Registration, Free Trials & Subscriptions
When you register with our website and/or sign up for a free trial of our products or services, we may ask you to provide your name, address, email address and telephone number, and details relevant to your occupation or employer.
If you subscribe to one of our products or services, we will also ask for payment details. Credit/debit card payments are processed using a third party supplier and we do not retain the credit card data (see the Third Party Sites of this Privacy Notice). Address details may be shared with third party service providers engaged by us for order fulfilment, delivery and payment collection. This personal data is used by us to complete subscription requests.
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Events & Conferences
If you have registered for an event through a group website we may collect personal data including: name, job title, company, address, telephone number and email.
This information is necessary so that we can complete your registration for the event and provide you with relevant event materials.
We may also provide delegate details (e.g. name, email) to event sponsors who, subject to your consent, may contact you for their own advertising and marketing purposes.
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Advertising & Marketing
We use the personal data you provide us and which we collect from you to inform you about similar products and services which we provide. We may send you marketing communications that are sponsored by our partners and which are targeted to your interests based on information you have provided us such as job title, employer and/or industry. If you have consented to receive information from other Euromoney group companies, we may share your personal data with these companies so that they can fulfil your request to receive marketing materials in accordance with your preferences. We will not share your personal data with any third parties for their own marketing purposes unless you have provided your consent.
Each of the Euromoney group companies that may contact you is a data controller in relation to the personal data that you have agreed to share with them. If you have any questions or concerns, you may contact the individual company, or us – using the contact details set out in the “Who We Are” section.
You can opt out from receiving such materials at any time.
The personal data we may use for advertising and marketing purposes includes your name, email address, job title, phone number, company name/employer, geo location, postal address and data collected using cookies and other similar technology (Please read our separate Cookies Policy to find out more about which cookies we use, how they work and how you can control your cookie options).
Marketing materials are sent electronically, by post and we may occasionally call you.
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Online Targeted Advertising
We use targeted advertising on our websites to display advertisements that are relevant to what we believe are your interests. In order to deliver relevant advertisements, we use third parties to deliver cookies that collect information about your IP address and how you interact with our sites (e.g. browsing information, which articles you have read etc.). This data is used by the third parties to determine which advertisements may be of interest to you.
We may also share your personal data with third parties to deliver targeted advertising to you on other websites (e.g. Twitter Tailored Audiences or Facebook Custom Audiences). This could include your email address, cookie data, and information obtained from third parties. Third party cookies may also be used to enable us to target advertisements to you on other websites that you visit.
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Lead Generation and Scoring
We occasionally use the services of trusted third parties in order to ensure that the personal data we use for advertising and marketing purposes is accurate and up-to-date. To do this, we transfer personal data of individual leads (such as name, email, job title, location and phone number) to these third parties who conduct research to verify the data – primarily against public information.
We also use algorithmic software technology to help us improve the quality and relevance of marketing activities. The personal data analysed by the software includes email address, phone number, job title, address, purchase history and account information. This allows us to provide meaningful offers that are relevant to your specific profile.
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Surveys, Market Research & Customer Feedback
We want to understand the needs of our readers and customers. We may therefore use the information you provide us – including your name and contact details – to contact you to request your feedback, or to participate in our customer and market research.
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Public forums, message boards and blogs
Some of the pages on our group websites may include message boards, blogs or other facilities for generating content from users. Any information that is disclosed in these areas becomes public information and you should always be careful when deciding to post any personal data. User generated content is also subject to our site Terms & Conditions.
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Business or Asset Sale
If we sell a business or assets we may need to disclose your personal data to the prospective buyer of such business or assets.
If Euromoney, or any of our group companies is sold or sells our assets or is acquired by a third party, then personal data about our customers will be acquired by that third party. A transfer of your personal data in these circumstances would be necessary so that the services you have contracted for can still be delivered, or so that you can continue to enjoy the benefits of our free products and services. You will receive notice if a new controller assumes responsibility for your personal data.
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Additional Third Party Disclosures
We may disclose your personal data to other third parties in the following situations:
- To third party partners who help us by providing services such as technology, marketing, advisory or other services. These third parties only receive encrypted data and may only process personal data to provide those services to us.
- Where we are required by law or regulation to do so. In each case we will seek, where practicable, to minimise the amount of data that is disclosed.
- If required to protect the rights and interests of other users and/or Euromoney and its affiliates (including our employees, agents and contractors), or as otherwise set out in our Terms & Conditions. This may include exchanging information with other companies and organisations for the purposes of fraud protection.
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Email Tracking
We may include small pixel tags (small image files) within the emails we send you in order to determine whether our emails are opened and/or whether the hyperlinks inside our emails are clicked through. We may also collect browser, location and the device used to engage with our email communications. This information allows us to better understand whether we are meeting our users’ needs and how we can improve our communications. No other information is collected. You can opt out of receiving our direct marketing emails either by following the instructions in each email, or by contacting us (see the “Who We Are” section of this Privacy Notice).
Some of the Euromoney group companies are based outside the European Economic Area (EEA). If you have consented to being contacted by our group companies, then the transfer of your personal data will be made according to the terms of an international data sharing agreement that contains obligations approved by European data protection regulators. Any of our group companies that receive your personal data will be co-controllers of that data, which means they may determine how they process your personal data – although they may only use it for the purposes for which it was shared, unless you are informed of new or additional processing activities.
We may also transfer personal data to third party service providers as described in this Privacy Notice which are located outside the EEA. Where we conduct these transfers, we take all steps necessary to ensure that your data is treated securely and in accordance with applicable privacy legislation, either by only sending your personal data to jurisdictions that provide an adequate degree of legal protection for your data or by imposing approved contractual terms on these third parties.
We have a data retention policy that ensures we don’t use or store your personal data for longer than necessary. We consider the following issues to determine retention periods:
- Guidance from the UK Information Commissioner or other regulatory agency, or industry best practice recommendations;
- The business rationale for collection and expiry of the purpose for which personal data was collected;
- Our ongoing ability to ensure the accuracy of the data; and
- Legal and regulatory requirements.
We may occasionally need to keep personal data for either shorter or longer periods than specified in our retention policy. In such circumstances, application of the retention period to the data will be temporarily suspended. The suspension of an applicable retention period will be carried out in a manner that respects the rights and interests of all persons concerned.
You can use our Preference Centre to select the topics that are of interest to you so that we can send you publications and information about our products and services that are especially relevant to you. You can also choose the channels we use to contact you (email, phone, post, etc.) and can also opt-out of receiving marketing communications.
You have certain rights in relation to your personal data which include the following:
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Access & Portability
You may request access to any personal data of yours for which Euromoney is responsible as controller. Unless there are legal or regulatory reasons for not doing so, we will confirm whether we process any of your personal data and if we do, we will provide you with the following information: the purposes of the processing, the categories of personal data, any recipients of your personal data, the applicable retention period and the data source. Copies of your personal data will be made available to you in a structured, machine-readable format.
You may also request that we transfer the personal data that you have submitted to us, to another controller, where it is technically feasible for us to do so.
If you have consented to our processing of your personal data, or if we are processing your personal data in order to fulfil our contractual obligations to you, then you can submit a request that we transfer your personal data to another data controller.
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Rectification, Restriction, Objection
You have the right to request that Euromoney rectify any errors in the personal data that we process. In some circumstances, you may also be able to ask for the erasure of personal data, and/or request that the processing of your personal data be restricted. You may also object to the processing of your personal data for sales or marketing purposes.
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How to Exercise Your Rights
To exercise any of these rights, please contact us by post or email at the following addresses:
Euromoney Institutional Investor PLC
8 Bouverie Street
London, EC4Y 8AX
United KingdomEmail: dataprotectionofficer@euromoneyplc.com
Web form: Complete Subject Data Request Form
We may need to check your identity prior to processing a request.
Euromoney will do our best to respond to any questions and address any of your concerns. You are also able to register any complaints regarding the processing of your personal data directly with the UK Information Commissioner.
Euromoney is committed to keeping your personal data secure and we will take appropriate technical and organisational measures to protect your personal data from loss, unauthorised use, disclosure or destruction. Although we do our best to protect your personal data, we cannot guarantee that any transmission of data is without risk. We have therefore implemented information security policies and rules, staff training on information security, and technical measures to ensure the integrity of data that we have under our control.
All our employees, contractors and data processors (i.e. those third parties that process personal data on our behalf) are required to keep such data confidential and not to use it for any purpose other than the performance of services we have requested.
Our site may contain links to other websites – including, for example, providers of payment processing services. Euromoney is not responsible for the privacy and data collection practices of third party sites and we therefore recommend that you review the privacy policies and terms of service of each site you visit.
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