9:41 AM
Registration & Breakfast for Closed Door Attendees. Breakfast is served.
9:41 AM
Closed Door, Vegas Rules Discussion for Bank Special Assets, Credit, Loan Review & Risk Management
This session, opened to all Special Assets, Credit, Loan Review & Risk Management executives only, will be a forum where you can candidly discuss your questions and key issues in a closed, non-public environment.

Terri Gumula

Vice President
Citi Community Capital
9:41 AM
General Forum Registration & Breakfast
9:41 AM
Remarks from IMN
9:41 AM
Opening Remarks

Mark Weiss

President
Mark B. Weiss Real Estate LLC
9:00 AM
Is All the Low Hanging Fruit Gone? Restructuring Best Practices for the Hard Stuff
• Can we put to bed extend and pretend? • Disposing assets at the end of a loss share agreement • Use of short sales • Portfolio vs. single property solutions • Is the liquidity there to pay off a borrowers debt? • Are you getting .90 instead of .50? • Impact of all the capital chasing too few distressed properties • Does the restructure solve capital issues? • Rapping it up? How much inflow is special assets getting? • Litigation update • Maturity default treatment • Breaches of reps and warranties: What is material?

David Fischer

Partner
Edwards Wildman Palmer LLP

David Frances

Executive Vice President - Chief Workout Officer
Armed Forces Bank

Randy Schwarzman

SVP, Special Assets
Fifth Third Bank

Timothy Buss

Senior Vice President
First Financial Network

Bina Shetty

Senior Advisor
Guardian
9:41 AM
Exit Strategies: DPOs, Deeds-In-Lieu, Foreclosure & Sales to the Borrower
• Using foreclosure as a negotiating tool • Zombie borrowers coming back to life before the sale • Lien-holding issues • Legal expenses • Note sales • Forbearance agreements • Short sales • Would you finance a DPO? Treatment under an FDIC Loss Share Agreement • What can happen if you don’t pull the title? • Claw back provisions in the DPO document • TDRs • Judicial vs. non-judicial state strategies • Pursuing deficiencies in foreclosure • How long to get a final judgment of foreclosure? • Borrowers with plans & experience • Zombie titles

Jeffrey Close

Partner
Chapman and Cutler LLP

Bridget Ziegler

Vice President, Director Asset Disposition
Fifth Third Bank

Keara Roethke

Senior Counsel and Vice President
BMO Financial Group

Richard Levine

Managing Director
Guardian

Dave Gottlieb

VP-Asset Manager-Real Estate Dispositions
MB Financial Bank
9:41 AM
Asset Management & Using Receivers
• When would you not want to bring your bank into the chain of title? Other non-receiver approaches: Receivers vs. liquidating trusts • Using receivers in an owner/operator environment • Receiver sales • Use for environmentally-tainted properties • Resolving maintenance that was being deferred • Lender liability while using receivers • The crack house and beyond: Environmental due diligence • Local laws to be aware of

Edward Weil

Member
Dykema

Gilbert Blomgren

Founding Partner
Blomgren & Bobka Co., L.P.A.

George O'Neil, III

Managing Director
CW Financial Services LLC

Susan Tjarksen

Managing Director
Star LLC

Kirsten Helma

Chief Operating Officer, Senior Vice President
SVN Crossroads Management LLC

Richard Page

Senior Vice President-OREO
U.S. Bank
9:41 AM
Refreshments Courtesy of:

9:41 AM
Collecting & Enforcing Judgments: You Gotta Know When to Hold-Up, Know When to Fold-Up, Know When to Walk Away, Know When to Run…
• You got the judgment… Now what? • The sale option • Minimizing collection costs • When does it pay to enforce? • High-net-worth guarantors • Foreign nationals • Rights against co-debtors • Chasing down fraudulent asset transfers • Attorney & other fees • Cherryland update • Pursuing deficiencies in Foreclosure • Paying dues/fees on OREO properties after foreclosure

Timothy Howard

Attorney and Advisor
Howard & Howard Attorneys PLLC

Terri Gumula

Vice President
Citi Community Capital

Marc Insul

President & COO
Commercial Asset Preservation, LLC

Dan Konwent

Loan Workout and Collection Manager
HomeStar Bank and Financial Services

Dev Strischek

SVP & Senior Credit Policy Officer
SunTrust Bank
9:41 AM
Auctions: When Are They The Best Option?
• When are they appropriate? • What is the process? • The courthouse step experience • Portfolio auction issues • 2nd lien complexities • Impact of property condition • Online: What you need to know • Failed auctions • Due diligence information • Auction vs. other disposal methods and their costs • What kind of property would you not auction? • Legal challenges and issues in sales

Jason Kuwayama

Attorney
Godfrey & Kahn, S.C.

Diana Peterson

President
SVN AuctionWorks

Michael Fine

Principal
Fine & Company

Timothy Yentsch

Vice President
Independence Bank

John Dixon

Founder/Chief Executive Officer
John Dixon & Associates, Inc.

Jim Pike

Founder
KEY Asset Services / Key Auctioneers

Tom Hanley

President
Tranzon LLC
9:41 AM
Luncheon
9:41 AM
Hotels and the Keys to a Successful Workout
• Financing a rebranded or repositioning property • Business travel and tourism outlooks • Transactions and financing • Issues that come up during a workout • Sentiment for the next year • Hot and cold areas • Brand update • New construction developments • New concepts: New results? • Non-US Opportunities • Restructuring and disposals

Jeff Azuse

Senior Vice President
Hilco Real Estate

Daniel Beider

Chairman & Senior Managing Director
PARAMOUNT LODGING ADVISORS

Jonathan Kohan

Managing Director
Doral Bank

Jonathan Young

Partner
Edwards Wildman Palmer LLP

Steven 'Sonny' Ginsberg

Member
Ginsberg Jacobs LLC

John Bailey

CFO
Prism Hotels & Resorts
3:10 AM
Borrower/Loan Review/Workout Panel
• Why the delinquency? Drivers of behavior • Asset preservation strategies • Personal guarantees • Would you continue to work with a bank who foreclosed on you? • Loan modification war stories • Communication best practices • Pre-negotiation agreements • Bringing new capital to the table

Chris Friis

Chief Credit Officer
The Bancorp

Konstantinos Armiros

Partner
Arnstein & Lehr LLP

Jane Shifrin

VP, Special Assets / Commercial Lending
Bridgeview Bank

Kenneth Krejca

Director
(ex) C-III Asset Management, LLC

Daniel Rubin

Attorney
Howard & Howard Attorneys PLLC

Matthew Howe

VP, Special Assets
Lakeside Bank
9:41 AM
Refreshments
9:41 AM
Buyer Panel
• Are there still distressed opportunities out there? Are you finding there are more buyers than assets? • Have you looked at FDIC pools? • Can you swallow the loan sale agreement? • Reps and warranties: What is important? • Have you used short sales? • Best/worst buy • Are you still doing loan-to-own?

Steven 'Sonny' Ginsberg

Member
Ginsberg Jacobs LLC

Josh Ufberg

Partner
Atalaya Capital Management

Christopher Moench

Chief Executive Officer
Directed Capital

Brian Duggan

President
Guardian Capital

Daniel Shorr

Managing Director
SMS Financial, LLC

Salman Khan

Managing Principal
Stabilis Capital Management, LP

Ari Golson

The Wolcott Group LLC
9:41 AM
Land: Options for Workouts and Get Outs
• Valuations pre- vs. post-crash for different land types • Are we running out of finished lots? • Buying land from banks • Land comps • What kind of land notes are beginning to trade? • Disposing of the property vs. holding on for a while longer now that the market is turning around • Reversing land impairments • Carrying costs • Land sale success stories • Tax appeals

David Frances

Executive Vice President - Chief Workout Officer
Armed Forces Bank

Jonathan Kohan

Managing Director
Doral Bank

Dave Gottlieb

VP-Asset Manager-Real Estate Dispositions
MB Financial Bank

Kirsten Helma

Chief Operating Officer, Senior Vice President
SVN Crossroads Management LLC

Richard Page

Senior Vice President-OREO
U.S. Bank
6:00 PM
Networking Reception Courtesy of:

7:00 AM
Day One Concludes
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Disclosures

Information collected at one Site may be shared between Euromoney Institutional Investor plc, Institutional Investor Inc. and other group companies for the purposes listed above.

Your personal data may also be sold to other companies in the form of lists and directories, but only after permission from you in accordance with the provisions above.

We may also disclose your personal data to other third parties, including, without limitation, professional advisers, or governmental or State institutions or regulatory authorities, where necessary in order to exercise or defend legal rights or where required by law.

We may transfer, sell or assign any of the information described in this policy to third parties as a result of a sale, merger, consolidation, change of control, transfer of assets or reorganisation of our business.

Public forums, message boards and blogs

Some of our Sites make message boards, blogs or other facilities for user generated content available and users can participate in these facilities. Any information that is disclosed in these areas becomes public information and you should always be careful when deciding to disclose your personal information.

Transfers outside the EEA

Services on the Internet are accessible globally so collection and transmission of personal data is not always limited to one country. Euromoney Institutional Investor plc may transfer your personal data, for the purposes listed above, to other group companies, service providers or other third parties which may be located in countries outside the European Economic Area, whose laws may not give the level of protection to personal data as within the UK. This will include transfers to Institutional Investor Inc. in the US (and Institutional Investor Inc. will collect some data directly from you, in relation to the Sites which it operates) and to third parties who provide us with email and marketing services. Where we conduct any transfers we will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Statement.

Confidentiality and Security of Your Personal Data

We are committed to keeping the data you provide us secure and will take reasonable precautions to protect your personal data from loss, misuse or alteration.

The transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our Site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features described above to try to prevent unauthorised access.

We have implemented information security policies, rules and technical measures to protect the personal data that we have under our control from:

  • unauthorised access
  • improper use or disclosure
  • unauthorised modification
  • unlawful destruction or accidental loss

All our employees, contractors and data processors (i.e. those who process your personal data on our behalf, for the purposes listed above), who have access to, and are associated with the processing of your personal data, are obliged to keep the information confidential and not use it for any other purpose than to carry out the services they are performing for us.

We also give you the option of using a secure transmission method to send us personal data identifiers, such as credit card details and bank account number.

How to Access, Update and Erase your Personal Information

If you wish to know whether we are keeping personal data about you, or if you have an enquiry about our privacy policy or your personal data held by us, in relation to any of the Sites, you can contact the Data Protection Officer via:

  • Postal mail to this address: Data Protection Officer, Euromoney Institutional Investor plc, Nestor House, Playhouse Yard, London EC4V 5EX, UK
  • Telephone: +44 (0)20 7779 8600
  • Email: dataprotectionofficer@euromoneyplc.com

Upon request, we will provide you with a readable copy of the personal data which we keep about you. We may require proof of your identity and may charge a small fee (not exceeding the statutory maximum fee that can be charged) to cover administration and postage.

Euromoney allows you to challenge the data that we hold about you and, where appropriate in accordance with applicable laws, you may have your personal information:

  • erased
  • rectified or amended
  • completed

Changes to this Privacy Statement

We will occasionally update this Privacy Statement to reflect new legislation or industry practice, group company changes and customer feedback. We encourage you to review this Privacy Statement periodically to be informed of how we are protecting your personal data.

This Privacy Statement was last updated in April 2012.

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