a360inc is a 100% employee-owned holding company that provides industry-leading technology, practice management, outsourcing, title, compliance, and consulting solutions for the legal and mortgage servicing industries. a360inc is based in Carrollton, TX with offices in Tampa, FL; Colorado Springs, CO; Detroit, MI; Chicago, IL; New London, CT; Jacksonville, FL; and St. Louis, MO. Led by industry experts, a360inc is the industry’s single point solution center for all your back office needs t ... (view full description)
a360inc is a 100% employee-owned holding company that provides industry-leading technology, practice management, outsourcing, title, compliance, and consulting solutions for the legal and mortgage servicing industries. a360inc is based in Carrollton, TX with offices in Tampa, FL; Colorado Springs, CO; Detroit, MI; Chicago, IL; New London, CT; Jacksonville, FL; and St. Louis, MO. Led by industry experts, a360inc is the industry’s single point solution center for all your back office needs to grow, optimize, right-size, or refit your practice, your people, and your position in the market. Learn more at a360inc.com.
Cohn, Goldberg & Deutsch , LLC is a full service default firm which focuses on representing creditors in foreclosure, bankruptcy, collection, eviction and litigation related matters.
Finkel Law Firm LLC is a full service firm, handling all types of litigation, residential and commercial real estate, bankruptcy, eviction, and foreclosure matters.
ProTitleUSA is a nationwide Title Search and Analysis company, providing its customers with the highest level of Title services in all areas of the real estate market. One company, nationwide coverage, both commercial and residential title work, equals increased productivity. As a leading Title Search services provider, our advanced technology allows you to order title securely over the internet or secure API, and conveniently view the order status and documentation. This saves you valuable time ... (view full description)
ProTitleUSA is a nationwide Title Search and Analysis company, providing its customers with the highest level of Title services in all areas of the real estate market. One company, nationwide coverage, both commercial and residential title work, equals increased productivity. As a leading Title Search services provider, our advanced technology allows you to order title securely over the internet or secure API, and conveniently view the order status and documentation. This saves you valuable time and money.
Our one mission, to provide the best possible service at the lowest possible cost with highest quality, has allowed us to help our clients grow and prosper.
Radian Group Inc. (NYSE: RDN), headquartered in Philadelphia, provides private mortgage insurance, risk management products and real estate services to financial institutions. Radian offers products and services through two business segments: Mortgage and Real Estate Services, through its subsidiaries Clayton Holdings, Green River Capital, Red Bell Real Estate, LLC, Radian Settlement Services Inc. and EnTitle Insurance Company. These solutions include information and services that financial inst ... (view full description)
Radian Group Inc. (NYSE: RDN), headquartered in Philadelphia, provides private mortgage insurance, risk management products and real estate services to financial institutions. Radian offers products and services through two business segments: Mortgage and Real Estate Services, through its subsidiaries Clayton Holdings, Green River Capital, Red Bell Real Estate, LLC, Radian Settlement Services Inc. and EnTitle Insurance Company. These solutions include information and services that financial institutions, investors and government entities use to evaluate, acquire, securitize, service and monitor loans and asset-backed securities. Mortgage Insurance, through its principal mortgage insurance subsidiary Radian Guaranty Inc. This private mortgage insurance helps protect lenders from default-related losses, facilitates the sale of low-downpayment mortgages in the secondary market and enables homebuyers to purchase homes more quickly with downpayments less than 20%.
SKLH is a Regional Creditor’s Rights firm providing representation in both the State and Federal Courts throughout New York, New Jersey and Vermont. SKLH represents all aspects of Creditor’s Rights including cradle to grave default servicing; Bankruptcy, Foreclosure, Loss Mitigation, Short Sale, Deed in lieu, REO and Evictions as well as Litigation. The firm is headquartered in Albany, NY with offices in Buffalo, NY, Jersey City, NJ and Waitsfield, VT, allowing accessibility and full coverage ... (view full description)
SKLH is a Regional Creditor’s Rights firm providing representation in both the State and Federal Courts throughout New York, New Jersey and Vermont. SKLH represents all aspects of Creditor’s Rights including cradle to grave default servicing; Bankruptcy, Foreclosure, Loss Mitigation, Short Sale, Deed in lieu, REO and Evictions as well as Litigation. The firm is headquartered in Albany, NY with offices in Buffalo, NY, Jersey City, NJ and Waitsfield, VT, allowing accessibility and full coverage across the region.
SKLH's primary mission is to protect their client’s interests while providing solutions to their complex problems. The firm prides itself on counseling and guiding their clients through the legal process in both a timely and cost effective manner with the goal of establishing long-term relationships, founded on an understanding of their clients' needs and sustained by providing unsurpassed professional services.
Weinstein & Riley, P.S. provides full service creditor representation in commercial and consumer financial matters, including foreclosure, bankruptcy, collection, eviction and litigation.
AHP Servicing, LLC. is a young, fast-paced, crowd funded financial services company located in Chicago’s vibrant South Loop. In 2018, we launched Chicago’s newest residential loan servicing company and seeking ambitious candidates to join our leadership development program. We are socially and financially driven. AHP Servicing purchases non-performing mortgages from lenders and then offers struggling homeowners options to modify or pay off their loan at a discount to the original loa ... (view full description)
AHP Servicing, LLC. is a young, fast-paced, crowd funded financial services company located in Chicago’s vibrant South Loop. In 2018, we launched Chicago’s newest residential loan servicing company and seeking ambitious candidates to join our leadership development program. We are socially and financially driven. AHP Servicing purchases non-performing mortgages from lenders and then offers struggling homeowners options to modify or pay off their loan at a discount to the original loan amount. We have offered consensual solutions to families in 49 states and Puerto Rico. Almost 900 investors have crowdfunded over $33 million to support AHP’s efforts. If you’re looking for a new career challenge and want to join a growing, socially responsible company, please contact us for a confidential conversation. Our employees are committed to responsive support to our borrowers and our investors. We are passionate about doing well for our employees, our investors, our borrowers, and our servicing clients. We look for talent who: • are intellectually curious lifelong learners; • are strategic problem solvers; • are collaborative; and • want to be part of a growing, socially responsible company. AHP Servicing, LLC is proud to be an Equal Employment Opportunity and Affirmative Action employer. We do not discriminate based upon race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. NMLS ID # 1651788 AHP Servicing LLC supports Equal Housing Opportunity
Gross Polowy, LLC practicing in New York and New Jersey, is known for its innovative thought leadership and industry best practices in the representation of mortgage servicers, investors and government sponsored agencies. The expertise of the firm is in providing legal counsel and services in mortgage default litigation, legal compliance, creditors rights, home retention, foreclosure, title curative, settlement services, bankruptcy, appellate and related real estate matters. The f ... (view full description)
Gross Polowy, LLC practicing in New York and New Jersey, is known for its innovative thought leadership and industry best practices in the representation of mortgage servicers, investors and government sponsored agencies.
The expertise of the firm is in providing legal counsel and services in mortgage default litigation, legal compliance, creditors rights, home retention, foreclosure, title curative, settlement services, bankruptcy, appellate and related real estate matters. The firm has also been successful with developing pilot programs in loss mitigation, and is responsible for developing programs in conjunction with the New York Court System and Office of Court Administration to reduce foreclosure timelines in New York. The law firm has offices in Williamsville, NY; Westbury, NY and Jersey City, NJ, and full time attorneys stationed in the Lower Hudson Valley, Albany and Syracuse, NY.
Gross Polowy LLC is guided by its core principles of quality, accuracy, and customer service; provide unparalleled customer service and treat its clients and their customers with honesty, dignity, and respect.
Infinity IPS, founded in 2003, is a mortgage industry leader providing end-to-end services and solutions for more than a decade. We specialize in Mortgage Due Diligence and Pre-Fund and Post-Close QC with additional mortgage services including valuation, risk management, specialized staffing and advisory services to Investment Banks, Originators, Government Agencies, Hedge Funds, Private Equity Funds, Bond Insurers, Regional and Community Banks, Credit Unions, public and private REITs and Mortg ... (view full description)
Infinity IPS, founded in 2003, is a mortgage industry leader providing end-to-end services and solutions for more than a decade. We specialize in Mortgage Due Diligence and Pre-Fund and Post-Close QC with additional mortgage services including valuation, risk management, specialized staffing and advisory services to Investment Banks, Originators, Government Agencies, Hedge Funds, Private Equity Funds, Bond Insurers, Regional and Community Banks, Credit Unions, public and private REITs and Mortgage Insurers.
We specialize in securitization audits, performing, re-performing, and non-performing mortgage asset due diligence and secondary market compliance due diligence services. Infinity is one of the oldest and most trusted brands in the Mortgage Due Diligence Market.
Infinity IPS is a SOC2 and SOC3 compliant firm and our reviews meet the standards of all major credit rating agencies. We serve as a one stop solution providing nationwide O&E title searches, Current Owner Title reports, Non Escrow Tax Tracking, Tax certificate investigation/ reporting and BPOs.
MountainView Financial Solutions (www.mviewfs.com), a leading advisor to the financial services industry, delivers rigorous and objective analysis, data-driven insights and client-centric services that help business leaders Climb Higher™ by better identifying, quantifying and managing credit and interest rate risk exposure and optimizing balance sheet management. Fueled by deep industry knowledge and unparalleled access to valuable market and industry data, MountainView delivers a more hol ... (view full description)
MountainView Financial Solutions (www.mviewfs.com), a leading advisor to the financial services industry, delivers rigorous and objective analysis, data-driven insights and client-centric services that help business leaders Climb Higher™ by better identifying, quantifying and managing credit and interest rate risk exposure and optimizing balance sheet management. Fueled by deep industry knowledge and unparalleled access to valuable market and industry data, MountainView delivers a more holistic view of risk and opportunity that enables clients to make informed and confident decisions. Specific services the company offers include financial model validations; asset valuations for residential whole loans, consumer loans, residential mortgage servicing rights (MSR) and asset-backed securities; MSR hedge advisory; core deposit analyses; stress testing; and asset sale transaction advisory. Built upon nearly three decades of risk management experience, MountainView currently serves more than 600 active clients in banking, insurance, lending, servicing and secondary market and securitization.
Nationwide Property & Appraisal Services, LLC, the 1st Appraisal Management Company to be licensed in the country, is an award winning full service Appraisal Management Company, licensed, bonded and insured to conduct business nationwide. We service many of the industry leaders in retail, wholesale, and commercial lending. Using state of the art technology along with a knowledgeable staff, Nationwide is equipped to provide the best possible service custom tailored to meet each client’s ... (view full description)
Nationwide Property & Appraisal Services, LLC, the 1st Appraisal Management Company to be licensed in the country, is an award winning full service Appraisal Management Company, licensed, bonded and insured to conduct business nationwide. We service many of the industry leaders in retail, wholesale, and commercial lending. Using state of the art technology along with a knowledgeable staff, Nationwide is equipped to provide the best possible service custom tailored to meet each client’s specific needs. We believe in "Think of yourself as the Customer" .
MANAGE NON PERFORMING LOANS. SIMPLY. SOFTWARE AS A SERVICE NPL Manager™ is a cloud computing application based on a multi-tenancy archictecture in which a single instance of the software application serves multiple clients. Utilizing a Software as a Service (SaaS) model, noteholders and investors can take advantage of server virtualization and remote access to effectively manage a portfolio of any size. LOW ENTRY COST Boarding a loan on NPL Manager™ is simple and affordable – the cost is on ... (view full description)
MANAGE NON PERFORMING LOANS. SIMPLY.
SOFTWARE AS A SERVICE
NPL Manager™ is a cloud computing application based on a multi-tenancy archictecture in which a single instance of the software application serves multiple clients. Utilizing a Software as a Service (SaaS) model, noteholders and investors can take advantage of server virtualization and remote access to effectively manage a portfolio of any size.
LOW ENTRY COST
Boarding a loan on NPL Manager™ is simple and affordable – the cost is only $1 per month per loan for all Hosting, Data Interchange, Reporting and Business Intelligence Dashboards.
ACCESS TO DATA
Centralized data and reporting is the touchstone of NPL Manager™. An intuitive dashboard provides realtime loan valuation metrics and asset disposition. Centralized data and reporting is the touchstone of NPL Manager™.
CENTRALIZED COMMUNICATION
Messaging and data exchange is centralized to provide the most efficient communication model with all service providers. A simple and powerful Work Order system integrates to a single point of communication. All information is reported, tracked and readily accessible.
SECURITY
Each client’s data is isolated and remains invisible to other clients. Data is encrypted both in storage and in flight. Encryption levels (up to AES256) also meet today’s legal compliance requirements for HIPAA, Sarbanes-Oxley, and Gramm-Leach-Bliley.
Paperstac is a platform where investors can come together in a safe and controlled environment to buy and sell mortgage notes. With how dynamic the real estate investing world has become we wanted to give real estate investors another source to locate deals and continue to grow their portfolios. Even if you are new to this type of investment and your risk tolerance is low; this platform should provide you the support you need in making a well educated investment decision.
Property Masters Renovation Specialists provide high-value renovation services that help investors, professionals, asset managers, and real-estate agents prepare their bank-owned homes or investment properties throughout the US for expedient sale or rental. The company has a 15-year track record of success, delivering quality and service - and adding value to REO and investment properties across the nation.
Richmond Monroe Group, Inc has assisted residential and commercial lenders with a wide range of services since 1994. Assignment and Lien Release preparation, Document Retrieval, Tracking, UCC's, Lender Tracing, Recording Services, Financial Analysis and specialized services.
SHD Legal Group P.A. is a Martindale-Hubbell AV Preeminent-rated firm. For more than 25 years, SHD has provided legal services to the mortgage banking industry on a statewide basis. Services include mortgage foreclosure, litigation, bankruptcy, eviction, and REO services. The firm maintains the highest legal standards and provides clients complete and thorough legal representation. SHD is proud to be a leader in establishing Florida case law supporting the mortgage servicing industry.
At Stern & Eisenberg we are relentless litigators, tireless negotiators, and patient listeners. We are the people you want on your side. Stern & Eisenberg is dedicated to professional advocacy and legal services for our clients, partners, and community with determined integrity and intensity. We continually invest in the education of our teams, our clients, and our industry, applying our extensive industry knowledge to advocacy and innovation across a multi-state footprint. We are commit ... (view full description)
At Stern & Eisenberg we are relentless litigators, tireless negotiators, and patient listeners. We are the people you want on your side. Stern & Eisenberg is dedicated to professional advocacy and legal services for our clients, partners, and community with determined integrity and intensity. We continually invest in the education of our teams, our clients, and our industry, applying our extensive industry knowledge to advocacy and innovation across a multi-state footprint. We are committed to our team approach in bringing seamless experiences while reaching for the optimal outcomes. Celebrating its 40th year, Stern & Eisenberg is committed to our community, loyal to our clients, and passionate about our work. Stern & Eisenberg services New York, New Jersey, Pennsylvania, Delaware, West Virginia, Maryland, Virginia, North Carolina, South Carolina, Georgia, and the District of Columbia.
Tromberg Law Group offers a full range of litigation and default servicing solutions for mortgage lenders, servicers, banks, and savings and loan associations. We proactively protect our clients' rights in foreclosure, bankruptcy, eviction, and real estate litigation. The firm is experienced in the areas of foreclosure, creditor litigation, the Fair Debt Collection Practices Act, title curative issues, and general housing-related issues such as foreclosure liens, redemption, homeowner assoc ... (view full description)
Tromberg Law Group offers a full range of litigation and default servicing solutions for mortgage lenders, servicers, banks, and savings and loan associations. We proactively protect our clients' rights in foreclosure, bankruptcy, eviction, and real estate litigation. The firm is experienced in the areas of foreclosure, creditor litigation, the Fair Debt Collection Practices Act, title curative issues, and general housing-related issues such as foreclosure liens, redemption, homeowner association matters, mobile home curative, and compliance issues. Andrea Tromberg, the firm’s owner, purchased the firm which she had served as managing partner since 2011. This ownership change and subsequent renaming of the firm to Tromberg Law Group made Tromberg Law Group one of the largest woman-owned creditor firms in Florida that also serves Puerto Rico. Andrea Tromberg serves as the first elected Chairwoman on the Board of Directors for the American Legal and Financial Network (ALFN) and has served on numerous committees and is a current member of the leadership committee for Women in Legal Leadership (WILL).
Excel in the New-Look Securitization Business Every week, Asset-Backed Alert gives you the earliest word on money-making plays emerging from the transformed ABS and MBS markets. The newsletter makes sense of the changes impacting the securitization of consumer loans, home mortgages and corporate receivables. See for yourself by signing up for a three-issue FREE trial subscription to Asset-Backed Alert. Start your free trial at ABAlert.com or call 201-659-1700. ... (view full description)
Excel in the New-Look Securitization Business
Every week, Asset-Backed Alert gives you the earliest word on money-making plays emerging from the transformed ABS and MBS markets. The newsletter makes sense of the changes impacting the securitization of consumer loans, home mortgages and corporate receivables. See for yourself by signing up for a three-issue FREE trial subscription to Asset-Backed Alert. Start your free trial at ABAlert.com or call 201-659-1700.
Best Attorneys Online: bestattorneysonline.com, a premium service provided by bestattorneysonline.com LLC, started in 2009, ranks law firms through research and evaluation to identify the most respectable and dedicated law teams in the United States. Our goal is to provide our users with a new way to locate and contact an attorney or a law firm while providing firms a way to get their image out and into the open. We advertise and provide access to the best law firms around the country and in spe ... (view full description)
Best Attorneys Online: bestattorneysonline.com, a premium service provided by bestattorneysonline.com LLC, started in 2009, ranks law firms through research and evaluation to identify the most respectable and dedicated law teams in the United States. Our goal is to provide our users with a new way to locate and contact an attorney or a law firm while providing firms a way to get their image out and into the open. We advertise and provide access to the best law firms around the country and in specific areas and also list a directory showing many opportunities for a client to get in touch with legal help. www.bestattorneysonline.com
Capital Markets Today (CMT) aggregates industry tweets, stories and commentary from industry experts.
Anticipate New Risks and Opportunities in Real Estate Finance Every week, Commercial Mortgage Alert gives you the earliest look at oncoming dangers and money-making plays in real estate finance and securitization. The newsletter is first to identify new initiatives in the CMBS market and behind-the-scenes activities of leading market players. See for yourself -- sign up for a 3-week FREE trial subscription to Commercial Mortgage Alert. Start your free trial at CMAlert.com, or call 201-659-1700. ... (view full description)
Anticipate New Risks and Opportunities in Real Estate Finance
Every week, Commercial Mortgage Alert gives you the earliest look at oncoming dangers and money-making plays in real estate finance and securitization. The newsletter is first to identify new initiatives in the CMBS market and behind-the-scenes activities of leading market players. See for yourself -- sign up for a 3-week FREE trial subscription to Commercial Mortgage Alert. Start your free trial at CMAlert.com, or call 201-659-1700.
Debtwire ABS provides insight into opportunistic situations in the structured finance market ahead of any other mainstream news outlet. In addition to our unparalleled editorial coverage, subscribers have access to a bid list library alongside primary issuance, commercial real estate (CRE) and NPL databases. With an ever-evolving market, Debtwire ABS tracks and reports on faulty legacy loans as well as emerging asset classes such as marketplace lending.
InstitutionalAssetManager is a news and information and fund data service for institutional investors and institutional asset managers focusing on the traditional asset management sector worldwide. InstitutionalAssetManager offers a daily newsletter service and a full web site. To access- http://www.institutionalassetmanager.co.uk/
Property Funds World is the property fund industry’s leading portal on news and topical features, including updates on new fund launches, investment trends, regulatory news and distribution strategies, and a regular series of market surveys and fund manager interviews. Property Funds World produces a free weekly and a daily newsletter covering essential news and features within the property fund industry as well as an extensive special reports series. To access -
Scotsman Guide is the leading media provider for mortgage originators in the residential and commercial markets. Our award-winning publications and online resources, including news and lender searches, are free for qualified mortgage professionals.
Wealthadviser offers investment fund news and information, research and fund data for wealth advisers and private banks working in the advisory industry around the world. Wealthadviser offers a daily newsletter service and a full web site with fund data designed to help wealth advisers. To access-
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*Force Majeure. We shall not be deemed to be in breach of these Terms by reason of any delay in performing, or any failure to perform any service or our obligations in relation to these Terms, if the delay or failure was due to any cause beyond our reasonable control, including but not limited to acts of God, explosions, floods, fire or accident, war or threat of war, terrorism or threat of terrorism, sabotage, civil disturbance, epidemics, prohibitions or measures of any kind on the part of any governmental, parliamentary or local authority, import or export regulations or embargoes, or industrial actions or trade disputes (whether involving our employees or of third parties).
*Severability. If any provision of these Terms is found to be wholly or partially invalid, void or unenforceable by any court having competent jurisdiction or by virtue of any legislation or any other reason, that provision shall be invalid, void or unenforceable to that extent only and no further and the validity and enforceability of the remaining provisions of these Terms shall not be affected.
*Notices. Any notice given pursuant to these Terms shall be made by email or first class post, in the case of you, to the address provided on your registration form and, in the case of us, to the address posted on the website or otherwise notified to you in relation to any relevant service. Any such notice shall be deemed to have arrived if sent by post within three (3) days of posting and if sent by email at the time of transmission.
Euromoney Institutional Investor PLC (“Euromoney”, “we”, “us” or “our”) is an international business-information group covering asset management, price discovery, data and market intelligence, and banking and finance. The group also runs an extensive portfolio of events for the telecoms, financial and commodities markets.
For a full list of our brands and group companies, please click on this link. Euromoney and its group companies are committed to respecting the privacy of every person who visits, registers with or subscribes to our websites, publications, events and other products or services.
Euromoney is the primary data controller of personal data collected through this website or that we may collect in different ways as described in this Privacy Notice. If you are contacted by our other group companies, they will also be controllers of your personal data. This means that they are responsible for how your personal data is used, just as we are. You may contact any of these companies directly, or you can contact Euromoney by emailing dataprotectionofficer@euromoneyplc.com or writing to the Data Protection Officer at Euromoney Institutional Investor PLC, 8 Bouverie Street, London EC4Y 8AX, United Kingdom.
This Privacy Notice was updated on 23 May 2018
This Privacy Notice outlines the information we may collect about you in relation to your use of our products and services (“personal data”). It also explains the legal rights that you have in relation to your data and how you may exercise these rights.
Some of our group companies may collect and use personal data for different purposes; those companies have their own websites and privacy notices.
We will process your data for the following lawful purposes: with your consent; to fulfil our obligations to you; and where there is a legitimate interest to do so.
When possible, we rely on your consent to use your data for the purposes described in this Privacy Notice. We also process personal data to fulfil our contractual obligations to you, for example, when you register for any of our services, subscribe to a publication, sign-up for an event or purchase a product from us, we will need to process some of your personal data. This will also include details of the person/people responsible for payment (if different).
We may determine that processing your personal data serves both of our legitimate interests. This is the case in relation to many of our research, customer survey, sales, marketing and advertising activities described in this Privacy Notice. These activities allow us to better understand your requirements, which in turn enables us to provide you with a better service. We review the bases for our processing decisions carefully and you can object to these activities at any time (see the “Your Rights” section of this Privacy Notice).
Our primary goal in collecting personal data from you is to give you a relevant customised experience of our products and services.
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Registration, Free Trials & Subscriptions
When you register with our website and/or sign up for a free trial of our products or services, we may ask you to provide your name, address, email address and telephone number, and details relevant to your occupation or employer.
If you subscribe to one of our products or services, we will also ask for payment details. Credit/debit card payments are processed using a third party supplier and we do not retain the credit card data (see the Third Party Sites of this Privacy Notice). Address details may be shared with third party service providers engaged by us for order fulfilment, delivery and payment collection. This personal data is used by us to complete subscription requests.
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Events & Conferences
If you have registered for an event through a group website we may collect personal data including: name, job title, company, address, telephone number and email.
This information is necessary so that we can complete your registration for the event and provide you with relevant event materials.
We may also provide delegate details (e.g. name, email) to event sponsors who, subject to your consent, may contact you for their own advertising and marketing purposes.
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Advertising & Marketing
We use the personal data you provide us and which we collect from you to inform you about similar products and services which we provide. We may send you marketing communications that are sponsored by our partners and which are targeted to your interests based on information you have provided us such as job title, employer and/or industry. If you have consented to receive information from other Euromoney group companies, we may share your personal data with these companies so that they can fulfil your request to receive marketing materials in accordance with your preferences. We will not share your personal data with any third parties for their own marketing purposes unless you have provided your consent.
Each of the Euromoney group companies that may contact you is a data controller in relation to the personal data that you have agreed to share with them. If you have any questions or concerns, you may contact the individual company, or us – using the contact details set out in the “Who We Are” section.
You can opt out from receiving such materials at any time.
The personal data we may use for advertising and marketing purposes includes your name, email address, job title, phone number, company name/employer, geo location, postal address and data collected using cookies and other similar technology (Please read our separate Cookies Policy to find out more about which cookies we use, how they work and how you can control your cookie options).
Marketing materials are sent electronically, by post and we may occasionally call you.
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Online Targeted Advertising
We use targeted advertising on our websites to display advertisements that are relevant to what we believe are your interests. In order to deliver relevant advertisements, we use third parties to deliver cookies that collect information about your IP address and how you interact with our sites (e.g. browsing information, which articles you have read etc.). This data is used by the third parties to determine which advertisements may be of interest to you.
We may also share your personal data with third parties to deliver targeted advertising to you on other websites (e.g. Twitter Tailored Audiences or Facebook Custom Audiences). This could include your email address, cookie data, and information obtained from third parties. Third party cookies may also be used to enable us to target advertisements to you on other websites that you visit.
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Lead Generation and Scoring
We occasionally use the services of trusted third parties in order to ensure that the personal data we use for advertising and marketing purposes is accurate and up-to-date. To do this, we transfer personal data of individual leads (such as name, email, job title, location and phone number) to these third parties who conduct research to verify the data – primarily against public information.
We also use algorithmic software technology to help us improve the quality and relevance of marketing activities. The personal data analysed by the software includes email address, phone number, job title, address, purchase history and account information. This allows us to provide meaningful offers that are relevant to your specific profile.
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Surveys, Market Research & Customer Feedback
We want to understand the needs of our readers and customers. We may therefore use the information you provide us – including your name and contact details – to contact you to request your feedback, or to participate in our customer and market research.
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Public forums, message boards and blogs
Some of the pages on our group websites may include message boards, blogs or other facilities for generating content from users. Any information that is disclosed in these areas becomes public information and you should always be careful when deciding to post any personal data. User generated content is also subject to our site Terms & Conditions.
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Business or Asset Sale
If we sell a business or assets we may need to disclose your personal data to the prospective buyer of such business or assets.
If Euromoney, or any of our group companies is sold or sells our assets or is acquired by a third party, then personal data about our customers will be acquired by that third party. A transfer of your personal data in these circumstances would be necessary so that the services you have contracted for can still be delivered, or so that you can continue to enjoy the benefits of our free products and services. You will receive notice if a new controller assumes responsibility for your personal data.
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Additional Third Party Disclosures
We may disclose your personal data to other third parties in the following situations:
- To third party partners who help us by providing services such as technology, marketing, advisory or other services. These third parties only receive encrypted data and may only process personal data to provide those services to us.
- Where we are required by law or regulation to do so. In each case we will seek, where practicable, to minimise the amount of data that is disclosed.
- If required to protect the rights and interests of other users and/or Euromoney and its affiliates (including our employees, agents and contractors), or as otherwise set out in our Terms & Conditions. This may include exchanging information with other companies and organisations for the purposes of fraud protection.
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Email Tracking
We may include small pixel tags (small image files) within the emails we send you in order to determine whether our emails are opened and/or whether the hyperlinks inside our emails are clicked through. We may also collect browser, location and the device used to engage with our email communications. This information allows us to better understand whether we are meeting our users’ needs and how we can improve our communications. No other information is collected. You can opt out of receiving our direct marketing emails either by following the instructions in each email, or by contacting us (see the “Who We Are” section of this Privacy Notice).
Some of the Euromoney group companies are based outside the European Economic Area (EEA). If you have consented to being contacted by our group companies, then the transfer of your personal data will be made according to the terms of an international data sharing agreement that contains obligations approved by European data protection regulators. Any of our group companies that receive your personal data will be co-controllers of that data, which means they may determine how they process your personal data – although they may only use it for the purposes for which it was shared, unless you are informed of new or additional processing activities.
We may also transfer personal data to third party service providers as described in this Privacy Notice which are located outside the EEA. Where we conduct these transfers, we take all steps necessary to ensure that your data is treated securely and in accordance with applicable privacy legislation, either by only sending your personal data to jurisdictions that provide an adequate degree of legal protection for your data or by imposing approved contractual terms on these third parties.
We have a data retention policy that ensures we don’t use or store your personal data for longer than necessary. We consider the following issues to determine retention periods:
- Guidance from the UK Information Commissioner or other regulatory agency, or industry best practice recommendations;
- The business rationale for collection and expiry of the purpose for which personal data was collected;
- Our ongoing ability to ensure the accuracy of the data; and
- Legal and regulatory requirements.
We may occasionally need to keep personal data for either shorter or longer periods than specified in our retention policy. In such circumstances, application of the retention period to the data will be temporarily suspended. The suspension of an applicable retention period will be carried out in a manner that respects the rights and interests of all persons concerned.
You can use our Preference Centre to select the topics that are of interest to you so that we can send you publications and information about our products and services that are especially relevant to you. You can also choose the channels we use to contact you (email, phone, post, etc.) and can also opt-out of receiving marketing communications.
You have certain rights in relation to your personal data which include the following:
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Access & Portability
You may request access to any personal data of yours for which Euromoney is responsible as controller. Unless there are legal or regulatory reasons for not doing so, we will confirm whether we process any of your personal data and if we do, we will provide you with the following information: the purposes of the processing, the categories of personal data, any recipients of your personal data, the applicable retention period and the data source. Copies of your personal data will be made available to you in a structured, machine-readable format.
You may also request that we transfer the personal data that you have submitted to us, to another controller, where it is technically feasible for us to do so.
If you have consented to our processing of your personal data, or if we are processing your personal data in order to fulfil our contractual obligations to you, then you can submit a request that we transfer your personal data to another data controller.
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Rectification, Restriction, Objection
You have the right to request that Euromoney rectify any errors in the personal data that we process. In some circumstances, you may also be able to ask for the erasure of personal data, and/or request that the processing of your personal data be restricted. You may also object to the processing of your personal data for sales or marketing purposes.
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How to Exercise Your Rights
To exercise any of these rights, please contact us by post or email at the following addresses:
Euromoney Institutional Investor PLC
8 Bouverie Street
London, EC4Y 8AX
United KingdomEmail: dataprotectionofficer@euromoneyplc.com
Web form: Complete Subject Data Request Form
We may need to check your identity prior to processing a request.
Euromoney will do our best to respond to any questions and address any of your concerns. You are also able to register any complaints regarding the processing of your personal data directly with the UK Information Commissioner.
Euromoney is committed to keeping your personal data secure and we will take appropriate technical and organisational measures to protect your personal data from loss, unauthorised use, disclosure or destruction. Although we do our best to protect your personal data, we cannot guarantee that any transmission of data is without risk. We have therefore implemented information security policies and rules, staff training on information security, and technical measures to ensure the integrity of data that we have under our control.
All our employees, contractors and data processors (i.e. those third parties that process personal data on our behalf) are required to keep such data confidential and not to use it for any purpose other than the performance of services we have requested.
Our site may contain links to other websites – including, for example, providers of payment processing services. Euromoney is not responsible for the privacy and data collection practices of third party sites and we therefore recommend that you review the privacy policies and terms of service of each site you visit.
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