- Tuesday, September 27th, 2022
- Wednesday, September 28th, 2022
- Thursday, September 29th, 2022
- My Agenda
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Registration for exhibitors and guests staying at the hotel.
Starting at 6:00 pm, after Tuesday’s registration hours, join one another at the Lobby Lounge in the Fairmont Miramar Hotel & Bungalows for a casual beverage and extended networking opportunity.
*Please note this is a cash bar.
Tier 2 Registration: Registration for all event attendees.
- Where is the market headed?
- How are rising interest rates impacting the market?
- If passed, how might California Senate Bill SB 1323 impact the market?
- Are investors anticipating a surge in NPLs now that the federal foreclosure moratorium has ended?
- What are the current criteria for qualifying a loan as NPL?
- How judicial v. non-judicial state foreclosure requirements are impacting timelines
- Where is the market? Recovery, hyper-supply, growth, recession? Is inflation impacting the market?
- Has the strategy of large institutional players changed?
- Supply and demand factors to be aware of
- What does current market liquidity look like?
- Will we see more private label securities (PLS) offerings?
- What does current availability look like?
- With the courts backed up, what’s happening with evictions?
- Are rental loans, non-QM and bridge loans impacting your strategy?
- Navigating obstacles on a state by state and county by county level
- How is the current landscape impacting timelines?
- How are rising interest rates impacting inventory?
- Why are lenders holding back defaulted products? What’s going to happen to this inventory?
- Cleaning collateral documents and moving existing files forward
- What is your strategy in such an uncertain time?
- Key considerations when evaluating a servicer
- Reducing attorney’s fees and the costs associated with default litigation
- How to get modifications in a timely and efficient manner
- What are servicers seeing now that free money has ended?
- What should note buyers be aware of in terms of servicing transfers?
- The importance of vendor audits
- Impact of regulatory changes
- Working through title issues and dealing with aggressive association estoppel demands
- Managing risk exposure on a loan, entity and industry level
- Technology developments and remote bidding for foreclosure auctions
Kimberly Banks Fawcett
- Do you buy firsts, seconds/NPLs/RPLs/PLs? What impacts your decision?
- What is your asset management strategy when purchasing loans with equity vs. loans without equity?
- What due diligence items, if missed, are most detrimental to your economics?
- What has caused the biggest unforeseen increase or decrease in your existing portfolio economics?
- Title issues that can influence asset management and yields in 2nd positions
- How has capital raising changed in the past 5 or 10 years?
- How did the pandemic change the way you use technology for capital raising?
- What innovative technologies do you use to gain a competitive advantage?
- How do you build your brand authority and presence?
- What are some marketing strategies you employ today that you never thought possible 10 years ago?
- In the current environment, are investors more skeptical? How can you combat this?
- What are some things you should never do when raising capital?
- Aside from delivering on return…what helps with investor retention?
- Exploring current foreclosure timelines
- The current state of evictions. Do foreclosures and evictions still go hand in hand?
- Will the passing of California Senate Bill SB13-23 turn the foreclosure business upside down?
- Judicial vs. non-judicial states
- What happens after REO?
- How do you navigate labor shortages and increased labor costs, and do you rehab or sell as is?
- Disposition strategies: Do you sell in bulk?
- Does the location dictate the strategy?
- Do rising interest rates impact your strategy?
- Transforming REOs to notes and lending to institutional REO buyers
How can the industry attract more diverse leaders into the market? This small group meeting will explore best practices for mentoring and talent search, strategies for developing plans that encourage opportunities for growth, building alliances with inclusivity-based organizations and the importance of understanding the reasons why it’s more important than ever to be a diverse and inclusive organization. Millennials are the future of the real estate market…how can we understand their career goals and develop programs to attract top tier millennial talent?
In this unique session, the audience will have the opportunity to ask this panel of top foreclosure attorneys everything you need to know about state laws, documentation requirements, statute of limitations issues, loan modifications and extensions, secured and unsecured debt, and much more.
Michael Soliz Jr
- What guides your decision to keep management in-house or outsource?
- How has the decision to outsource affected your bottom line?
- The effective use of technology and software solutions
- Successful onboarding strategies
- Allocating the time associated with managing the outsourcers
- Are there functions that must remain managed internally?
- Does outsourcing impact the ability to scale?
- Statements, reporting, compliance, and performance measurement
Please join us for food, drinks, and great conversation. This event, hosted by ProTitleUSA, is just a short walk from the conference. Stop by our booth to exchange business cards and get a ticket for a free drink!
In attendance will be former NBA stars Olden Polynice and Mitch Richmond.
502 Santa Monica Blvd
Santa Monica, CA
In this closed-door session for note buyers only, we’ll discuss the issues related to balancing cash flow between funding deals vs. getting more deals, how to manage a fast and smart expansion, the impact of rising interest rates, best practices for bulk-bidding and the use of joint ventures and co-bidding. This interactive, roundtable discussion will also explore the impact of getting the due diligence wrong, and the importance of evaluating litigated files for unenforceability, fatal liens and title issues. Participants will also share successful buying strategies around “Buy to Hold” vs. "Buy-Reperform-Resell” vs. “Real Estate Owned (REO).”
- Aligning the interests of servicers, foreclosure, bankruptcy counsel and investors
- When do you put a property in foreclosure?
- What do you do when the borrower declares bankruptcy?
- In-house vs. outsourcing
- Vacant vs. occupied properties: Managing pre-foreclosure REO and servicer management best practices
- Non-foreclosure options to consider: Deed-in-lieu, leasebacks, cash for keys, and forbearance agreements
- Successfully managing occupied pre-foreclosure properties versus vacant properties.
- How many modifications are enough?
- What are acceptable DTI ratios? What is your acceptable ROI?
- State law (judicial vs. non-judicial) impact and regulatory update
- Increasing cash flow through modifications, workouts and legal recovery
- How high can prices go?
- Are you getting out-bid by larger institutional investors?
- Should you prepare for decreasing prices or a potential crash?
- What will rising interest rates do to the market?
- Will prices continue to rise? Level out? Why are prices so high?
- Has the housing boom changed your pricing models?
- Impacts on valuations
- Where are distressed deals coming from now and how can you source them?
- How do you determine pricing?
- Due diligence concerns in a distressed area
- Where are the large investors playing?
- Where are the economy, treasury and interest rates going?
- What impact will interest rates have on distressed product?
- Opportunities in junior liens
- Best practices for bulk-bidding
- At what part of the lifecycle are you looking for your distressed product?
- Buying from the government: Can you find success here?
- Taping into private or seller owned mortgages
- Buying for rental vs. a quick flip, and buying the paper to get at the property
- What type of reperforming loans is the market seeing?
- Who’s buying? Who’s selling? At what pricing?
- Exploring ROI: How to maximize the value of a reperformer
- Understanding the relationship between the borrower and the special servicer and the borrower and the property
- If you own a reperforming note, how is it serviced?
- What is driving the positive performance?
- How is the increase in reperforming loan prepayments impacting the market?
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Euromoney Institutional Investor PLC (“Euromoney”, “we”, “us” or “our”) is an international business-information group covering asset management, price discovery, data and market intelligence, and banking and finance. The group also runs an extensive portfolio of events for the telecoms, financial and commodities markets.
For a full list of our brands and group companies, please click on this link. Euromoney and its group companies are committed to respecting the privacy of every person who visits, registers with or subscribes to our websites, publications, events and other products or services.
Euromoney is the primary data controller of personal data collected through this website or that we may collect in different ways as described in this Privacy Notice. If you are contacted by our other group companies, they will also be controllers of your personal data. This means that they are responsible for how your personal data is used, just as we are. You may contact any of these companies directly, or you can contact Euromoney by emailing firstname.lastname@example.org or writing to the Data Protection Officer at Euromoney Institutional Investor PLC, 8 Bouverie Street, London EC4Y 8AX, United Kingdom.
This Privacy Notice was updated on 23 May 2018
This Privacy Notice outlines the information we may collect about you in relation to your use of our products and services (“personal data”). It also explains the legal rights that you have in relation to your data and how you may exercise these rights.
Some of our group companies may collect and use personal data for different purposes; those companies have their own websites and privacy notices.
We will process your data for the following lawful purposes: with your consent; to fulfil our obligations to you; and where there is a legitimate interest to do so.
When possible, we rely on your consent to use your data for the purposes described in this Privacy Notice. We also process personal data to fulfil our contractual obligations to you, for example, when you register for any of our services, subscribe to a publication, sign-up for an event or purchase a product from us, we will need to process some of your personal data. This will also include details of the person/people responsible for payment (if different).
We may determine that processing your personal data serves both of our legitimate interests. This is the case in relation to many of our research, customer survey, sales, marketing and advertising activities described in this Privacy Notice. These activities allow us to better understand your requirements, which in turn enables us to provide you with a better service. We review the bases for our processing decisions carefully and you can object to these activities at any time (see the “Your Rights” section of this Privacy Notice).
Our primary goal in collecting personal data from you is to give you a relevant customised experience of our products and services.
Registration, Free Trials & Subscriptions
When you register with our website and/or sign up for a free trial of our products or services, we may ask you to provide your name, address, email address and telephone number, and details relevant to your occupation or employer.
If you subscribe to one of our products or services, we will also ask for payment details. Credit/debit card payments are processed using a third party supplier and we do not retain the credit card data (see the Third Party Sites of this Privacy Notice). Address details may be shared with third party service providers engaged by us for order fulfilment, delivery and payment collection. This personal data is used by us to complete subscription requests.
Events & Conferences
If you have registered for an event through a group website we may collect personal data including: name, job title, company, address, telephone number and email.
This information is necessary so that we can complete your registration for the event and provide you with relevant event materials.
We may also provide delegate details (e.g. name, email) to event sponsors who, subject to your consent, may contact you for their own advertising and marketing purposes.
Advertising & Marketing
We use the personal data you provide us and which we collect from you to inform you about similar products and services which we provide. We may send you marketing communications that are sponsored by our partners and which are targeted to your interests based on information you have provided us such as job title, employer and/or industry. If you have consented to receive information from other Euromoney group companies, we may share your personal data with these companies so that they can fulfil your request to receive marketing materials in accordance with your preferences. We will not share your personal data with any third parties for their own marketing purposes unless you have provided your consent.
Each of the Euromoney group companies that may contact you is a data controller in relation to the personal data that you have agreed to share with them. If you have any questions or concerns, you may contact the individual company, or us – using the contact details set out in the “Who We Are” section.
You can opt out from receiving such materials at any time.
The personal data we may use for advertising and marketing purposes includes your name, email address, job title, phone number, company name/employer, geo location, postal address and data collected using cookies and other similar technology (Please read our separate Cookies Policy to find out more about which cookies we use, how they work and how you can control your cookie options).
Marketing materials are sent electronically, by post and we may occasionally call you.
Online Targeted Advertising
We use targeted advertising on our websites to display advertisements that are relevant to what we believe are your interests. In order to deliver relevant advertisements, we use third parties to deliver cookies that collect information about your IP address and how you interact with our sites (e.g. browsing information, which articles you have read etc.). This data is used by the third parties to determine which advertisements may be of interest to you.
We may also share your personal data with third parties to deliver targeted advertising to you on other websites (e.g. Twitter Tailored Audiences or Facebook Custom Audiences). This could include your email address, cookie data, and information obtained from third parties. Third party cookies may also be used to enable us to target advertisements to you on other websites that you visit.
Lead Generation and Scoring
We occasionally use the services of trusted third parties in order to ensure that the personal data we use for advertising and marketing purposes is accurate and up-to-date. To do this, we transfer personal data of individual leads (such as name, email, job title, location and phone number) to these third parties who conduct research to verify the data – primarily against public information.
We also use algorithmic software technology to help us improve the quality and relevance of marketing activities. The personal data analysed by the software includes email address, phone number, job title, address, purchase history and account information. This allows us to provide meaningful offers that are relevant to your specific profile.
Surveys, Market Research & Customer Feedback
We want to understand the needs of our readers and customers. We may therefore use the information you provide us – including your name and contact details – to contact you to request your feedback, or to participate in our customer and market research.
Public forums, message boards and blogs
Some of the pages on our group websites may include message boards, blogs or other facilities for generating content from users. Any information that is disclosed in these areas becomes public information and you should always be careful when deciding to post any personal data. User generated content is also subject to our site Terms & Conditions.
Business or Asset Sale
If we sell a business or assets we may need to disclose your personal data to the prospective buyer of such business or assets.
If Euromoney, or any of our group companies is sold or sells our assets or is acquired by a third party, then personal data about our customers will be acquired by that third party. A transfer of your personal data in these circumstances would be necessary so that the services you have contracted for can still be delivered, or so that you can continue to enjoy the benefits of our free products and services. You will receive notice if a new controller assumes responsibility for your personal data.
Additional Third Party Disclosures
We may disclose your personal data to other third parties in the following situations:
- To third party partners who help us by providing services such as technology, marketing, advisory or other services. These third parties only receive encrypted data and may only process personal data to provide those services to us.
- Where we are required by law or regulation to do so. In each case we will seek, where practicable, to minimise the amount of data that is disclosed.
- If required to protect the rights and interests of other users and/or Euromoney and its affiliates (including our employees, agents and contractors), or as otherwise set out in our Terms & Conditions. This may include exchanging information with other companies and organisations for the purposes of fraud protection.
We may include small pixel tags (small image files) within the emails we send you in order to determine whether our emails are opened and/or whether the hyperlinks inside our emails are clicked through. We may also collect browser, location and the device used to engage with our email communications. This information allows us to better understand whether we are meeting our users’ needs and how we can improve our communications. No other information is collected. You can opt out of receiving our direct marketing emails either by following the instructions in each email, or by contacting us (see the “Who We Are” section of this Privacy Notice).
Some of the Euromoney group companies are based outside the European Economic Area (EEA). If you have consented to being contacted by our group companies, then the transfer of your personal data will be made according to the terms of an international data sharing agreement that contains obligations approved by European data protection regulators. Any of our group companies that receive your personal data will be co-controllers of that data, which means they may determine how they process your personal data – although they may only use it for the purposes for which it was shared, unless you are informed of new or additional processing activities.
We may also transfer personal data to third party service providers as described in this Privacy Notice which are located outside the EEA. Where we conduct these transfers, we take all steps necessary to ensure that your data is treated securely and in accordance with applicable privacy legislation, either by only sending your personal data to jurisdictions that provide an adequate degree of legal protection for your data or by imposing approved contractual terms on these third parties.
We have a data retention policy that ensures we don’t use or store your personal data for longer than necessary. We consider the following issues to determine retention periods:
- Guidance from the UK Information Commissioner or other regulatory agency, or industry best practice recommendations;
- The business rationale for collection and expiry of the purpose for which personal data was collected;
- Our ongoing ability to ensure the accuracy of the data; and
- Legal and regulatory requirements.
We may occasionally need to keep personal data for either shorter or longer periods than specified in our retention policy. In such circumstances, application of the retention period to the data will be temporarily suspended. The suspension of an applicable retention period will be carried out in a manner that respects the rights and interests of all persons concerned.
You can use our Preference Centre to select the topics that are of interest to you so that we can send you publications and information about our products and services that are especially relevant to you. You can also choose the channels we use to contact you (email, phone, post, etc.) and can also opt-out of receiving marketing communications.
You have certain rights in relation to your personal data which include the following:
Access & Portability
You may request access to any personal data of yours for which Euromoney is responsible as controller. Unless there are legal or regulatory reasons for not doing so, we will confirm whether we process any of your personal data and if we do, we will provide you with the following information: the purposes of the processing, the categories of personal data, any recipients of your personal data, the applicable retention period and the data source. Copies of your personal data will be made available to you in a structured, machine-readable format.
You may also request that we transfer the personal data that you have submitted to us, to another controller, where it is technically feasible for us to do so.
If you have consented to our processing of your personal data, or if we are processing your personal data in order to fulfil our contractual obligations to you, then you can submit a request that we transfer your personal data to another data controller.
Rectification, Restriction, Objection
You have the right to request that Euromoney rectify any errors in the personal data that we process. In some circumstances, you may also be able to ask for the erasure of personal data, and/or request that the processing of your personal data be restricted. You may also object to the processing of your personal data for sales or marketing purposes.
How to Exercise Your Rights
To exercise any of these rights, please contact us by post or email at the following addresses:
Euromoney Institutional Investor PLC
8 Bouverie Street
London, EC4Y 8AX
Web form: Complete Subject Data Request Form
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Euromoney will do our best to respond to any questions and address any of your concerns. You are also able to register any complaints regarding the processing of your personal data directly with the UK Information Commissioner.
Euromoney is committed to keeping your personal data secure and we will take appropriate technical and organisational measures to protect your personal data from loss, unauthorised use, disclosure or destruction. Although we do our best to protect your personal data, we cannot guarantee that any transmission of data is without risk. We have therefore implemented information security policies and rules, staff training on information security, and technical measures to ensure the integrity of data that we have under our control.
All our employees, contractors and data processors (i.e. those third parties that process personal data on our behalf) are required to keep such data confidential and not to use it for any purpose other than the performance of services we have requested.
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