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Eric Abramovich

Co-Founder
Roc Capital by Roc360

Eric is co-founder at Roc Capital, a financier/capital provider to private lenders. Roc table funds residential business purpose loans white labeled in the name of the originator. Roc has attractive programs for bridge loans (resi fix/flip, ground up, multifamily/mixed-use) and DSCR/landlord loans (Single Family and Multifamily Rentals). Eric has a B.A. in Finance and Actuarial Science from the Stern School of Business at New York University.

Rishi Bansal

Chief Investment Officer
BankUnited

Rishi Bansal, Chief Investment Officer, BankUnited: Mr. Bansal has been the Bank's Chief Investment Officer since February 2017 and most recently served as Executive Vice President, Mortgage Portfolio. Mr. Bansal joined the Bank in July 2009, and was part of the advisory group that worked on the Bank's acquisition. In his role as Chief Investment Officer, Mr. Bansal is responsible for the bank’s investment securities portfolio. He manages the Bank's residential loan portfolio, residential mortgage warehouse business and Pinnacle Public Finance business. Prior to joining BankUnited, Mr. Bansal was a Managing Director in fixed income with Merrill Lynch from 2007 through 2009 a ... (view full description)

Jason Biegel

COO
Change Lending

Jason Biegel joined Change Lending  in April 2021 as Chief Operating Office for the residential mortgage oprigination business. Prior to joinging Change, Jason worked at .Angelo, Gordon as a Managing Director on the firm’s residential and consumer debt investment team. Jason focuses on leading the build out and developing of the firm’s residential whole loan investment efforts. Prior to joining Angelo, Gordon, Jason worked at Lone Star Funds where he was the head of the residential whole loans business platform and Chairman of the Board of Vericrest Financial, Loan Star Funds’ residential mortgage loan servicer. Previously, Jason was a Senior Managing Director at Bear, Stearns & Co. wher ... (view full description)

Julio Bonilla

Director of Commercial, Trust and Probate Sales
The Bonilla Group

Richard Bradfield

CEO
Arc Home LLC

Richard Bradfield, Chief Executive Officer, joined Arc Home in November, 2018.  Mr. Bradfield has nearly 30 years of industry experience, having served in various leadership capacities.   Prior to joining Arc Home, he most recently served as the Chief Financial Officer of Home Point Financial.  Prior to that, Mr. Bradfield was with PHH Corporation where he served in multiple capacities including Senior Vice President overseeing all Originations Operations, Treasurer and Senior Vice President of Capital Markets. 
Mr. Bradfield received his bachelor’s degree from Drexel University and his MBA from Temple University.
 

Melissa Brummer

Compliance Lead
Infinity IPS

Melissa has more than fifteen years of top experience, holding positions of increasing scope and responsibility. With a strong background in many areas including regulatory compliance, quality control, quality assurance, secondary marketing, underwriting, staff training and development, loan processing, servicing and customer relations, she is hard-working and driven, while highly-experienced in all aspects of industry work, and is thoroughly familiar with industry practices, standards, and protocols.Before joining Infinity, Melissa has worked for many leading institutions, on many key projects and initiatives, and is proven in meeting all productivity and quality expectations.
 

Anatoly Burman

Founder, CIO & CTO
Varda Re

Anatoly has over 35 years of experience in analyzing, structuring, assessing  ALM suitability, trading securities and managing portfolios for insurance  companies and institutional investors. Prior to cofounding Citius, Anatoly founded the Structured Products Group at  Aladdin Capital in early 2005, managing $13bn of structured product assets, at  its peak, across Structured Product CDOs, hedge funds, separate and  proprietary accounts and an ABCP conduit. Prior to joining Aladdin, Anatoly  was a Vice-President/Senior Portfolio Manager at SunAmerica/AIG Insurance  company, managing over $40bn of investments in asset-backed, mortgage-  backed securities and other structured assets, acro ... (view full description)

Katherine Campbell

Chief Digital Officer
Assurance Financial Group, LLC

Alfred Chang

Director
MetLife

Director, Head of Residential Loan Trading. Alfred joined MetLife Investments in 2008 and directs trading and portfolio strategy for MetLife’s residential loan portfolio. He has over 20 years of mortgage experience ranging from directing master servicing to loan trading and transaction management. Prior to joining MetLife Investments, he was Director of Secondary Marketing at MetLife Bank. Alfred graduated from Texas Christian University in 1996 with a Bachelor of Business Administration degree in Finance.
 

Craig Chang

President
1st Reliant Home Loans, Inc.

Rob Chrisman

Consultant
Capital Markets Chrisman Inc.

Clayton Collins

CEO
HW Media

Clayton Collins is the founder and CEO of HW Media. He leads HW Media’s corporate strategy and content roadmap, while building a world-class team of business media professionals. HW Media publishes HousingWire, RealTrends, FinLedger and Reverse Mortgage Daily.  He is also managing partner of Riomar Capital, an entrepreneurial investment firm that formed HW Media through the acquisition of HousingWire in 2016. Prior to founding Riomar Capital, Collins worked at RBC Capital Markets in the mergers and acquisitions group and served as vice president of national sales and marketing at Citibank. Collins holds a degree in business administration from Elon University and completed his MB ... (view full description)

David Colwell

Executive Vice President
LenderPrice

David Colwell is currently an EVP at Lender Price, a PPE and AUS technology provider focused on Agency and Non-QM lending.  David has over 25 years experience in the financial services industry and has held leadership positions with various technology providers including Meridianlink, Loanscorecard, Mortgage Cadence/Accenture, and Cap Gemini/EY. David was also the CEO of UCMC, a middle market mortgage lender. David lives in Southern California with his wife and seven-year-old daughter.

Linn Cook

VP of Sales
OptifiNow

Richard Cooperstein

Director, Alliances and Policy
Andrew Davidson & Co., Inc.

Richard Cooperstein, Ph.D. is Director of Alliances and Policy at Andrew Davidson & Co., Inc. He brings decades of experience from various risk and policy roles in the mortgage market including senior positions at Freddie Mac, Ocwen, HSBC Securities, RMIC and Ranieri Partners.  He spent the first 10 years of his career in government service at the General Accounting Office and the Office of Management and Budget as a senior economist.  Cooperstein has managed risk portfolios at a mortgage insurer, servicer and GSE.  He owns a copyright on a mortgage valuation platform and was one of the chief architects of Credit Reform.  He is a published author and experienced speaker ... (view full description)

Michael Crockett

EVP Data Solutions
Xactus

Executive Vice President, Data Solutions Michael Crockett serves as Executive Vice President of Data Solutions at Xactus. In his role, Michael leads the Quality Assurance / Quality Control division, and plays a leadership role in product development across the company. Michael has a strong operations and strategic sales background with more than 25 years of experience developing products for the mortgage industry to assist lenders in mitigating risk. He is on the Board of the Consumer Data Industry Association and manages all of Xactus’ mortgage industry collaborations/co-ops including The Mortgage Collaborative, Lenders One, and the Capital Markets Cooperative. He als ... (view full description)

Steve Cutter

Senior Vice President
Acra Lending

Jon Daurio

Chairman & CEO
Nikkael Home Loans

Jon Daurio has a long history in Non-QM.  He has written underwriting guidelines for a non-credit score based, consumer purpose, Non-QM product secured by owner-occupied residences.  In 2016, Mr. Daurio joined Freedom Mortgage Corporation as its Senior Vice President, Alternative Lending, where Mr. Daurio built and managed the Non-QM division of Freedom Mortgage Corporation until 2018.  In 2007, Mr. Daurio, he founded Kondaur Capital Corporation, which he grew into one of the nation's largest buyers and servicers of nonperforming mortgage debt, hiring and managing more than five hundred (500) employees. Mr. Daurio served as Kondaur's Chairma ... (view full description)

Nitin Dave

Senior VP of Servicing & Agency Relations
Nationwide Mortgage Bankers, Inc

Nitin J. Dave is Senior Vice President of Nationwide Mortgage Bankers, headquartered in New York / New Jersey. He has over 35 years of experience in mortgage banking with a focus on mortgage Lending and Servicing operations and secondary marketing executions.  Mr Dave held Senior Manager, Director and Vice Presidentpositions during his 25-Year tenure at Fannie Mae, with National AND International responsibilities, which included the Oversight and Relationship Management of Fannie Mae's top 25 Sellers/ Servicers.  He represented FannieMae & The Urban Institute of America to help Create the Mortgage Banking A ... (view full description)

Pravin Davrey

Managing Partner
Emerald Pacific Capital

Pravin is the managing partner of Emerald Pacific Capital LLC. His core focus is the Innovative Techniques in Penetration of Strategic Market Sectors. Pravin has sharp intellect for numbers and an enthusiasm for serving people. Pravin shares his extensive mortgage, investment banking and Wall Street experience, expertise, and insights with a wide range of mortgage professionals and their clients.

Eric Delgado

Director
MCM Capital

Eric Delgado is an entrepreneur and a recognized leading expert in increasing efficiency and profitability that lead to quicker monetization events. With 20+ years of start-up, fundraising and leadership experience, he has been a part of and currently involved with 8 active businesses. These businesses were either founded, co-founded, or in early stages of growth when Eric joined. These 8 early stage companies ranged from food and beverage in New Orleans to leading a national asset management company that managed over $9 billion in US residential homes, to start-up technology companies. His ability to see an opportunity, help construct the ... (view full description)

Yonel Devico

Principal
Crosby Capital

Head of Crosby Capital USA. Private equity fund investing in non performing mortgages. Investment size: 200k to 15m+. Location: Across the country. Asset: Non Performing Notes Type: Commercial and Residential Feel free to let me know if you have any deals.

Ed Devito

Senior Managing Director
KBRA

Edward DeVito is a Senior Managing Director in KBRA’s Residential MBS Group, where he analyzes all RMBS products including securitizations of prime jumbo, agency, and non-qualified mortgage loans. He also works on credit risk transfer transactions, international RMBS, and reverse mortgage securitizations. Prior to joining KBRA, Ed was a managing director at Clayton Holdings, LLC for seven years, providing advisory services on issues related to credit, compliance, and operational risks with respect to residential and commercial mortgage loan origination. Prior to that, he spent 18 years at MBIA Insurance Corp. in several management and credit risk functions with r ... (view full description)

Tim Dubes

VP Content Marketing
Ocrolus

Tim leads the content marketing program at Ocrolus, a fintech developer that automates bank statement data validation for mortgage lenders. Ocrolus provides verified data and extensive income analytics that help lenders make informed decisions. 

T. Robert Finlay

Partner
Wright, Finlay, Zak, LLP

T. Robert Finlay is one of the three founding partners of Wright, Finlay & Zak.  Since 1994, Mr. Finlay has focused his legal career on consumer finance and mortgage-related litigation, compliance and regulatory matters.  Mr. Finlay is at the forefront of the mortgage banking industry, handling all aspects of the ever-changing default servicing and mortgage banking litigation arena, including compliance issues for servicers, lenders, investors, title companies and foreclosure trustees.  Mr. Finlay successfully guides clients through the complexities of litigation while being extremely mindful of their core values and business models.  He is a regular speaker (at industry events and for c ... (view full description)

Vincent Fiorillo

Founder/CEO
Park Slope Advisors

Mr. Fiorillo is a founding member of DoubleLine. He is the head of Global Sales. Prior to joining DoubleLine in 2009, Mr. Fiorillo was previously a Managing Director at TCW for the previous four years, where he oversaw ABS and CMBS trading. Mr. Fiorillo was an Executive Director with Morgan Stanley. Responsibilities at Morgan Stanley included developing mortgage origination providers into the Morgan Stanley Conduit and expanding the Firm's activity in both the Asset-Backed and Commercial Mortgage Backed securities markets.  Prior to joining Morgan Stanley, Mr. Fiorillo was the Co-Head, Managing Director of the Mortgage-Backed Securities Group at Smith Barney.  Before ... (view full description)

Will Fisher

EVP, of Non Conforming
LoanStream Mortgage

Will is EVP of Non-QM & Jumbo Lending, at LoanStream Mortgage and has over 18 years of industry experience, having served in various high-profile capacities at major lenders within the industry including Citadel Servicing Corp (now Acra Lending), Arc Home, First Street Financial, Equifirst and LendingTree.  He has been a key figure in shaping the Non-QM segment since 2013 through building national sales platforms, marketing/branding initiatives, enhancing loan programs and delivering funded loan volume for Wholesale, Retail and Corr. Channels.  At LoanStream Will continues to refine the Non-QM process and leading product initiatives to help the company deliver a preferred/propriet ... (view full description)

Haley Freedman

Chief Valuations Officer
Nationwide Property & Appraisal Services

Haley Freedman is the Chief Valuation Officer for Nationwide Property and Appraisal Services. Haley started out as a field appraiser working for the family business appraising complex residential and commercial appraisal assignments, ultimately working his way up to partner. Haley completed forensic reviews to detect potential fraud on behalf of FNMA and has completed thousands of appraisal and reviews over the years.  Haley shifted to working directly for leading lenders in the mortgage lending industry and held several management positions assigned with setting up and managing appraisal procurement, quality control and review processes. Haley’s current duties includ ... (view full description)

Karen Gados

Managing Partner
Pikes Peak Capital

Karen is founder and Managing Partner at Pikes Peak Capital (PPC), a boutique real estate private equity company. Pikes Peak Capital purchases deeply-discounted residential houses from banks and resells them near market value to local investors or families who may not qualify for traditional mortgages by replacing traditional bank mortgages with seller financing. The funds PPC manages buy and sell over 500 properties/year.
 

Bose George

Managing Director
Keefe, Bruyette & Woods

Bose George joined Keefe, Bruyette & Woods, Inc. in 2005 and is responsible for covering the mortgage finance sector. His coverage includes mortgage REITs, mortgage banks, mortgage servicers, mortgage insurers and title insurers. Prior to joining KBW, Bose spent five years at UBS, where he covered a broad range of mortgage companies including mortgage REITs, subprime lenders, GSEs, mortgage banks and mortgage insurers. Earlier in his career, Bose covered the mortgage and specialty finance sector for Prudential Securities. He also spent time in Latin American equity research at BNP Paribas. Bose earned a BA from Earlham College in Richmond, IN, an MA in English Lit ... (view full description)

Corina Gonzalez

Senior Vice President, RMBS
DBRS Morningstar



Corina Gonzalez
Senior Vice President, Credit Ratings – US RMBS
DBRS Morningstar

Corina Gonzalez is a Senior Vice President of Credit Ratings at DBRS Morningstar, a global rating agency. She focuses on US RMBS and is the sector lead at DBRS Morningstar for non-QM, prime, and seasoned RMBS. She has over 14 years of experience in credit ratings. During her tenure at DBRS Morningstar, she has been involved with rating hundreds of securitizations across various US RMBS subsectors, including non-QM, prime, agency PLS, seasoned performing, reperforming, and resecuritizations.
 

Pratik Gupta

Head of CLO and RMBS Strategy
Bank of America

Pratik Gupta is a Director and head of CLO and RMBS Strategy. Gupta and his team are responsible for covering trends in mortgage credit and its securitized market in the US and publishing their views on relative-value across sub-sectors and focal risk points for investors, as well as highlighting issues around governing documents and ongoing court cases. Gupta is also responsible for covering the CLO market, focusing on underlying CLO manager behavior, trends in the underlying leveraged loan asset class, relative value and performance trends. Regular research publications include Non-Agency Alert, Non-Agency MBS Weekly, CLO Alert, and CLO ... (view full description)

Eric Hagen

Director
BTIG

Eric Hagen is a Director and BTIG Mortgage and Specialty Finance Analyst. Prior to BTIG, he spent six years at KBW, where he published research on mortgage and specialty finance companies and was a Director most recently. Previously, Mr. Hagen was an Analyst at the U.S. Department of the Treasury. He earned a BBA in finance from George Washington University, and a master’s degree in real estate finance from Georgetown University. Mr. Hagen is also a CFA charterholder.

Dee Ann Harper

Broker
InTrust Mortgage. LLC

Dee Ann has a passion for helping others, especially when it comes to buying or refinancing their home. Dee Ann boasts a 17-year tenure in the mortgage industry. From MLO to Account Executive, to Lending Services Manager and Principal of her own brokerage – there is very little she has NOT done in the mortgage space. As the Lending Services Manager for a national mortgage bank, she took the company from straddling the mini-correspondent/broker line, to being fully delegated with a comprehensive processing center in Scottsdale, AZ and secondary in Murrietta, CA. She has a strong background in compliance and quality assurance. Dee Ann has been a featured guest and co-host on Real E ... (view full description)

Danny Horanyi

Co-Creator/Division President
NEO Home Loans

Houtan Hormozian

Co-Founder & Executive
CRESTICO

Houtan is an experienced mortgage veteran with nearly two decades of accomplishments in both Wholesale and Retail Operations who currently serves as the President of the California Association of Mortgage Professionals (CAMP) 2022-2023 and Treasurer of its North Los Angeles Chapter. Along with serving on the Woodland Hills Warner Center Neighborhood Council, he is an author and contributor for Scotsman Guide and the National Mortgage News, the industry’s leading resources for news, information and connections. An entrepreneur with nearly two decades of accomplishment-laden experience in the real estate and mortgage industry, Houtan’s expertise centers around brand development and recognition ... (view full description)

Susan Hosterman

Senior Director, North American RMBS and Covered Bonds
Fitch Ratings

Susan Hosterman is a Senior Director in the North American RMBS and Covered Bonds group at Fitch Ratings. Susan began her career at Fitch in 2006, evaluating the credit risk of newly issued U.S. RMBS transactions. In 2008 Susan transitioned to Fitch’s U.S. RMBS surveillance team where she monitored the performance and assessed the credit risk of Fitch rated U.S. RMBS transactions. After which Susan added to her knowledge of RMBS by assessing the operational capabilities of U.S. and Canadian originators and servicers for two years. Susan has been in her current role as lead analyst for U.S. and Canadian RMBS and Covered Bonds for the past eight years. Prior to working at Fitch, Su ... (view full description)

Sean Johnson

Portfolio Manager
Western Asset Management Company

Sean Johnson is a Portfolio Manager in Western Asset’s Pasadena office. He specializes in structured products and is a member of the Mortgage and Consumer Credit Team. Sean has been with the Firm since 1995, and has more than 31 years of industry experience. Before joining Western Asset, he was a Portfolio Analyst at Pacific Investment Management Company (PIMCO), as well as a Supervisor of Investment Performance at Wilshire Associates, Inc. Sean holds a Bachelor of Science from the University of Southern California and is a CFA® charterholder.

Paul Jones

SVP, NQM Development & Production
First Guaranty Mortgage Corporation

Paul has been in the mortgage business for over 23 years. During that time, he spent the majority of his career at PHH Mortgage in Mt. Laurel, NJ where he started off by learning Underwriting. From there, he moved to being a member of – and eventually supervising – a Correspondent & Wholesale Scenario Help Desk. He eventually moved into roles running a Government Underwriting Team and then became an Inside and Outside Account Executive. Throughout his career, he has trained, coached, and mentored colleagues and other mortgage professionals. He has always found that adding knowledge into the daily mortgage equation is the key factor for success

Paul Jones

SVP-NQM Development & Production
FGMC

Jack Kahan

Senior Managing Director, RMBS
KBRA

Jack Kahan is a Senior Managing Director and Head of the Residential MBS Group at Kroll Bond Rating Agency (KBRA). Jack has over a decade of experience in RMBS ratings, covering RMBS asset types from prime to non-prime, qualified mortgages (QM) and non-QM, legacy assets (RPL/NPL), and esoteric assets such as reverse mortgage, mortgage servicing rights, and servicer advance. He also serves as the Residential MBS Group’s model owner for a default and loss model.   Prior to joining KBRA, Jack worked in the U.S. RMBS Group at Standard & Poor’s (now S&P Global Ratings), most recently as a director and analytical manager, responsible for newly issued ratings. P ... (view full description)

Nathan Knottingham

Chief Marketing Executive
BMN.Mortgage

Michael Lagoudis

President Mortgage World Bankers
Ponce Bank

Joe Lam

Managing Partner
Loan Direct

Joe Lam has more thatn thirty years of experience in mortgage banking.  Results driven with proven trac record.  Managed multi-milion dollars in annual P&L.  In depth "hands on" experience iin all facets of mortgage banking including origination, operations and secondary.

Jeffrey Lemieux

Managing Director, Correspondent Lending
Acra Lending

Jeff is developing and leading Acra Lending’s correspondent business.  Prior to joining Acra, Jeff was the CFO and COO of Isles Ranch Partners a real estate investment firm focused on residential acquisition, development and construction investments throughout the U.S.   Prior to joining Isles Ranch, Jeff was a Senior Vice President at Bayview Asset Management, an investment firm focused on investments in mortgage credit, including correspondent and wholesale mortgage originations.  Jeff was a Senior Vice President with Ally Bank (formerly GMAC), responsible for correspondent lending and fee-based servicing. Preceding his tenure at GMAC, Jeff was a Senior Vice President with Cerberus Capital ... (view full description)

Fred Lewis

Managing Partner
The Dominion Group

Fred is the founder of The Dominion Group and provides daily management oversight in all areas of the business.  Since entering Baltimore investment real estate in 2001, Fred has been one of the most active purchasers of distressed properties in the Baltimore metro.  Fred is the founder of Dominion Properties, LLC, an acquisition, construction, and sales company; Dominion Financial Services, LLC, a national bridge private lender that provides project financing for real estate investment projects; and Dominion Management, LLC, a property management company that manages over 900 single family homes.  Fred is a Bank Director and committee chair at Capital Bank in Rockville, MD.   Fred is the fo ... (view full description)

Keith Lind

Chief Executive Officer
Acra Lending

Mr. Lind is the Executive Chairman & President of Acra Lending with 19 Years of Mortgage-Backed Securities and Asset-Backed Securities trading and structuring experience. He was a Managing Director at HPS Investment Partners before joining Acra Lending. Mr. Lind was a Trader at Brevan Howard and prior to joining Brevan Howard, Mr. Lind was a Managing Director and Head of the US Non-Agency Mortgage-Backed Securities Trading Desk at RBS. He was a Managing Director at Bear Stearns, where he traded the Non-Agency Mortgage-Backed Credit book. Mr. Lind holds a BA in Finance from Purdue University.

Dusty Lloyd

Branch Manager
New American Funding

Almost 20 Years Ago I got out of my Tech Background and into the Mortgage Business, help run a firm and originating loans. During the Downturn I did just about every job in Management including Running Training and Oboarding, running a Renovation Lending Department, Writing Guidelines, Running a Lockdesk and being involved in Sales Leadsership, but never lost site of 2 Things 1) Service to others is more important than self-promotion and 2) Do whateveryone else thinks it too hard.  In the last 6 years I have devoted myself to sales, helping grow my loan Loan Origination Practice, help others get into the Mortgage Business, and help others grow their Origination Business. This has been ... (view full description)

Jennifer Lomanno

Senior Vice President, National Underwriting
NewRez

Jennifer Lomanno has more than 25 years of experience in the mortgage industry and leads the underwriting division. She has a strong focus on risk assessments and quality, through positive leadership and empowerment of her team. Jennifer implemented a plan to send all new underwriters through a fast-tracked underwriting academy to provide them with hands-on experience and education to set them up for success. Jennifer has been a steadfast advocate for ensuring career trajectory and professional growth for her team.
 

Gary London

Senior Principal
London Moeder Advisors

Derek Long

COO
LoanPASS

Derek began his career in the mortgage industry in 1992 while working for ComUnity Lending in Northern California. He became VP of four different departments during his nine years at the company including Secondary Marketing, Retail Production, Subprime and Wholesale Expansion. He also helped create a tool to manage investor and product guidelines called the LoanLibrary which in 2001 led to his founding, Lender E-Source, a technology and service company offering these tools to other mortgage bankers. Over the next six years, Derek grew the company to 150 clients. During this time, he also continued to work with ComUnity Lending as a member of the Executive Leadership Team. In 2011, Dere ... (view full description)

John Lowenthal

Enterprise Account Executive
Ocrolus

John Lowenthal is an Enterprise Account Executive at Ocrolus. John joined Ocrolus over 6.5 years ago as the first sales hire back in late 2015. While he has sold across the various different client verticals Ocrolus services, today, John is focused mainly on Ocrolus' burgeoning mortgage business.

John Lynch

CEO
PCMA Private Client Lending

John is a serial entrepreneur with a passion for bringing ideas to life. Considered by many as the “Disruptive Entrepreneur” and one of Orange County’s top entrepreneurs, his big idea projects have been featured in various media outlets and is a sought after public speaker. His first book “You Can’t Build Skyscrapers on Swampland” The Foundation Principles for Success in Life and Business” is available in stores now! John rose to prominence in the late 90’s after he and a partner launched a startup specialty finance company online in 1997 and grew to over $300MM in annual sales and courted for acquisition in 2006 by Capital One. The John Royce Companies po ... (view full description)

John Lynch

CEO/Founder
PCMA Private Client

Dorothy Macias

Realtor/Government Contractor (FDIC)
Excellence RE

I have been in the real estate industry for 30 years, escrow, realtor, government contractor and past employee of FDIC.  I am currently purchasing NPL'S for private investors and non profit orgnaizatons.  

Chris Marazzo

VP
Citigroup

Jocelyn Martin-Leano

President, Servicing Division
Rushmore Loan Management Services

Jocelyn has been with Rushmore Loan Management Services for 9 years and led the build and growth of the servicing division from 8,000 loans to  ~400,000 to date. Prior to joining Rushmore, was COO of Genworth’s U.S. mortgage insurance division overseeing underwriting, policy servicing and claims, loss mitigation, servicer oversight, and IT. Held various management positions with Citibank, Bank of America, ITT Residential Capital, and Irwin Home Equity, where as President, she managed originations and built the servicing platform. Holds a BS in Industrial Engineering, completed her Global Exec MBA with honors from St. Mary’s College, currently enrolled at Harvard Business School’s Advanced Ma ... (view full description)

Eric Mitchell

Executive Vice President
Gold Star Mortgage Financial Group

Eric is the Executive Vice President for Gold Star Mortgage and oversees all Business Development Strategies for their 500+ Employees….Nationwide!Eric is also the author of the recently released book “The Why of Money”, an introspective look at How To Get Out Of Your Own Way and Finally Earn What You Deserve!  He develops innovative purchase market strategies proven to revolutionize the way Loan Officers and Realtors partner, generating their unprecedented success and market reach. Using award-winning application technology, Eric creates highly sought after state-of-the-art lead generation platforms that have delivered sustainabl ... (view full description)

Eric Morgenson

Business Development
Angel Oak

George Papadeas

Chief Investment Officer
Eastview Investment Partners

Lev Pravda

Associate
Credit Suisse

Domonic Purviance

Subject Matter Expert
Federal Reserve Bank of Atlanta

Mr. Purviance serves as a Senior Financial Policy Analyst within the Supervision and Regulation division at the Federal Reserve Bank of Atlanta. In this function, Mr. Purviance is primarily responsible for conducting an ongoing assessment of risks associated with residential real estate markets and the potential impacts they may pose to the financial system. This includes analyzing conditions within individual markets as well as the impacts of external forces on real estate. In addition, Mr. Purviance is responsible for developing real estate related analytical reports and tools utilized throughout the Federal Reserve System to aid in risk surveillance and banking supervision. Prior to joini ... (view full description)

Wade Pyun

Chief Legal Officer
Altura Credit Union

Wade Pyun is Senior Vice President and Chief Legal Officer for Altura Credit Union, a financial institution based in Riverside California that manages $2.4 billion in assets and serves over 166,000 members. Prior to joining Altura, Wade worked in various leadership roles, including Senior Corporate Counsel, at U.S. Bank. His previous experience also includes advising the California state legislature on policy matters involving consumer protection laws and regulations. Wade is frequently featured as a speaker at regional and national banking conferences, and he is a member of numerous industry steering and policy committees. Wade earned B.A. and M.A. degrees in ... (view full description)

Al Qureshi

Managing Partner
Blue Water Financial Technologies

Alan P. Qureshi serves as a Managing Partner of Blue Water Financial Technologies with a primary focus on MSR hedge strategies, transaction management and Fintech Integration. With over 20 years of experience in the Capital Markets and Mortgage Industry, Alan oversees both the SEC Registered Investment Advisor and the FinTech subsidiaries of Blue Water. Prior to co-founding Blue Water with a like-minded team of innovators and capital markets experts in 2018, Alan served as the President of Incenter Portfolio Advisors, and as the Head of Mortgage Servicing Hedging and Hedging Analytics at U.S. Bank. Earlier in his career, Alan also held MSR, analytic, hedging and trading appointments for JP M ... (view full description)

Nick Roberson

Regional Director
Sharestates

Nick Roberson is the Regional Director of Sales – West Coast for Sharestates, a national private lender. Nick has over 30 years of experience in the mortgage industry, on both the lending and valuation sides of the business. Nick has been a guest speaker on industry panels, radio shows, webinars, and is a columnist for NMP Magazine. Nick is the current President of the East Bay Chapter for CAMP, and is involved with CAMP’s Events Committee, and Diversity and Inclusion Committee. Nick is also a member AREAA’s East Bay Chapter.
 

Rick Roque

VP, Strategy & Partnerships
New American Funding

Dr. Rick Roque is Vice President , Corporate Strategy and Partnerships for New American Funding, one of American’s largest non-bank lenders, and the largest Black and Latino lender of residential mortgages in the United States.   A longtime industry figure who has written and spoken extensively on a broad variety of topics, Rick is also a management and technology expert who has worked with Calyx and Ellie Mae. In 2010, He started Menlo Company, a consulting services firm whose focus is on M&A, retail mortgage banking, technology and operational systems for growth.  Rick Roque is perhaps the only mortgage banking executive who has also earned a doctorate in education (EdD) wi ... (view full description)

Christopher Sabbe

SVP Enterprise Sales
PHH Mortgage

Christopher Sabbe is the Senior Vice President, Enterprise Sales for PHH Mortgage and is responsible for leading all growth efforts across their 6 business lines:  Subservicing, MSR/Co-Issue Transactions, Correspondent Lending, Commercial Servicing, Reverse Lending, and Portfolio Retention.  PHH currently services nearly 1.2 million loans ($200 billion UPB) and is an active buyer of MSRs and whole loans. Mr. Sabbe has spent 25 years in the financial services space, having built 2 subservicers from the ground up and has managed outsourcing & software engagements in 8 countries.  From 2012 to 2016, he served as Senior Vice President, Strategy and Business Development at LenderL ... (view full description)

Aaron Samples

Chief Executive Officer
FGMC

Aaron Samples, First Guaranty Mortgage Corporation’s Chief Executive Officer and member of the Board of Directors, is a strategic leader with over 20 years of experience and expertise across all phases of mortgage lending and servicing. At FGMC Aaron has led the firm’s transformation in terms of  innovation, company culture and profitability; specifically with the development of a proprietary Non-QM product line Maverick Solutions and FGMC’s Wholesale Division. Prior to his current role, he served as Stearns Lending’s Executive Vice President for four years where he managed various origination channels, strategic corporate initiatives, and served as Director of MSR. Prior to joining Stea ... (view full description)

Lisa Schreiber

President
LSK Consultants

Throughout Lisa’s tenure in the mortgage industry, she has become known as a builder of businesses. Most recently at NewRez LLC as SVP Non-QM and just prior, building out Sprout Mortgage’s platform focusing on technology solutions, scaling operations from origination through securitization, product development and training initiatives leading to brand adoption. As both a consultant and employee, her accomplishments also include, Home Point Financial Business Transformation, Ellie Mae’s Total Quality Loan initiative which is now a standard within the platform and EVP at American Brokers Conduit (ABC) where Lisa Schreiber led the vision and implementation of the platform tha ... (view full description)

Luke Scolastico

Managing Director
Apollo Global Management

Luke is a member of the structured products and mortgage teams. Prior to joining AAM, Luke was a Director in the Asset Finance Group at Credit Suisse where he was one of Wall Street’s leading bankers covering legacy mortgages, with an extensive record of success in RPL and NPL securitizations including the VOLT, PRET, BOMFT and GCAT platforms.  Prior to that Luke was a Senior Vice President at Bank of America where he served on the Secondary Marketing Management Committee as Head of Trading responsible for re-establishing Bank of America’s non-agency origination capability.  Luke started his career at Countrywide and spent 9 years working in structured finance and trading.  Luke graduated fr ... (view full description)

Robert Senko

President
ACC Mortgage, Inc

Robert Senko (Founder & President) is a graduate of the University of Maryland and has been a successful real estate executive and entrepreneur for over 29 years. Mr. Senko founded All Credit Considered Mortgage (ACC), the oldest Non-QM Lender, in May 1999. ACC has since grown into a multistate wholesale platform offering a full array of non-traditional and Non-QM mortgage products and privately funded portfolio loans. To also support ACC, Mr. Senko has also formed Right Opportunity American REIT in 2015.  Prior to founding ACC, Mr. Senko served as President and Owner of Senko Financial Services from July 1995 to March 1998 and sold that company to a publically traded firm.  

Rebecca Seward

Senior Technical Product Manager
Ocrolus

Rebecca Seward joined Ocrolus in January and works collaboratively with cross-functional teams to create innovative, data-driven solutions for mortgage customers. Rebecca has been in the mortgage industry for over 9 years in various roles across closing, compliance, software support, and product. She is currently focused on improving operational efficiencies for customers through the use of document automation. She has an extensive background in managing complex technology projects and crafting product vision.
 

Nik Shah

CEO
home.llc

Nik is the Founder & CEO of Home.LLC. They provide down payment assistance prominently to JUMBO loans in exchange for home equity. 

Anil Sharma

Whole Loan Trader
Wedgewood Loan Assets

Wedgewood Loan Assets is an investment company that specializes in the evaluation, acquisition, management and sale of distressed debt and real estate.  Actively engaged in the NPL/RPL market, Wedgewood Loan Assets has established itself as one of the market leaders at evaluating, pricing, and managing such inventory.  Anil has been at Wedgewood for more than seven years, and has nearly 20 years of experience in real estate and mortgage.
 

Geoffrey Sharp

Managing Director
Eris Innovations

Mr. Sharp heads up product development and sales for Eris Innovations, developers of Eris Swap Futures. As CME Group products, Eris Swap Futures provide a full yield curve of standardized swap contracts indexed to Libor, SOFR and now BSBY, which simplify end-user access and use of interest rate swaps. Prior to Eris, Mr. Sharp was a Managing Director in global interest rate markets at Nomura Securities and previously held senior derivatives trading and sales roles at Lehman Brothers in New York and Tokyo. Mr. Sharp holds a B.Eng. from The University of Bristol, England.

Roelof Slump

Managing Director
Fitch Ratings

Roelof W. Slump is a managing director in Fitch Ratings’ residential mortgage department.  He is responsible for managing the operational risk group, including originator and aggregator assessments, mortgage servicer ratings and RMBS transactional aspects including due diligence and reps and warranties.  Roelof has been engaged in residential mortgage and securitization activities since 1991. Before joining Fitch in June 2002, Roelof was a vice president with Dime/NAMC.  As whole loan trader, he was responsible for the purchase and sale of residential loans in both bulk and flow for the bank’s portfolio.  Prior to working at Dime/NAMC, Roelof was a vice president in the structure ... (view full description)

Michael Smeltzer

SVP of Non QM Product
NewRez

Mike Smeltzer manages Non-QM origination and plays a leading role in driving Non-QM production growth with the development of new products. With more than 22 years of underwriting management experience, he previously served as Chief Credit Risk Officer at Angel Oak Home Loans, where he was responsible for the Non-QM and jumbo products, including creating new products and establishing appropriate credit policy. He also has previous experience in underwriting at other leading institutions such as SunTrust Mortgage, Fannie Mae, Real Estate Mortgage Network, and more.

Adam P. Smith

President and Founder
The Colorado Real Estate Finance Group, Inc.

Adam P Smith is the President and founder of The Colorado Real Estate Finance Group, Inc., a commercial and residential real estate firm, and owner of Just The Tips Coaching. During his lending career he has helped thousands of clients, both individuals and corporations, in their goals regarding real estate finance as well as both personal and corporate finance. He has written billions of dollars in mortgage and finance deals. Adam has also coached hundreds of sales professionals on lead generation, client retention, repeat and referral sales prospecting, and zero cost marketing. Adam is the author of the best-selling sales book, Just The Tips, and has been published in numerous trade ... (view full description)

Douglas Sorto

President & CEO
Equity Capital Home Loans

Douglas Sorto is the Founder & CEO of Equity Capital Home Loans a brokerage Headquartered in Yorba Linda, CA. With over 17 years of experience throughout the Retail Lending, Retention, Banking & Broker channels, he has helped many families realize their dream of affordable homeownership. This experience was pivotal, as he knew that there were strengths and weaknesses on each channel. Douglas believed that he could become a broker to turn the weaknesses into strengths in order to provide better service & options for his future clients.  He is fluent in 2 languages (English & Spanish) and currently learning to speak (Japanese & French).  One of Dougl ... (view full description)

Taylor Stork

Chief Operating Officer
Developer’s Mortgage Company

Taylor Stork is the Chief Operating Officer for Developer’s Mortgage Company. A seasoned business executive and Certified Mortgage Banker (CMB), Taylor has over 25 years of experience in the industry and is passionate about enabling home ownership. Taylor was named one of MPA's 2021 Housing Industry Icons. Taylor is an active member of the Mortgage Bankers Association (MBA) and serves on the Board of Directors for the Community Home Lenders Association (CHLA).  He serves as an Advisory Council member for the Lenders One Mortgage Cooperative as well as a Board member and Treasurer for the Mortgage Bankers Association of New Jersey. Prior to his role with Developer’s, Taylor acted in senior le ... (view full description)

Rob Strickland

CRO
VeriFast

Giomar Vasquez

CEO/President
G & V Options & Solutions Inc

Giomar Marcela VasquezLicensed in California and FloridaReal Estate and Mortgage Broker NPL Due Diligence FL  Broker License # BK3351317 CA Broker License # 01500295 NMLS License# 310884 G & V OPTIONS & SOLUTIONS INC. RE License # 01873038 NMLS License# 1160564 CAlifornia Address: 10630 Downey Ave #100B. Downey, CA 90241 FLorida Address: 1031 Ives Dairy Rd. Suite 228, Miami FL 33179 Direct Line: (305)9-123REO Cell Phone: (562) 857-1007 Fax Line: (888) 416-8606 E-Mail: Giomar.Vasquez@gmail.comWebsi ... (view full description)

Sean Walker

Executive Director
J.P. Morgan

Sean Walker is an Executive Director within the Global Securitized Products Group at J.P. Morgan Securities LLC (“JPM”).  Sean has over 20 years of residential mortgage warehouse lending and securitization experience covering asset classes including Non-QM, RPL/NPL, reverse mortgages and EBOs.  Prior to joining JPM in July 2021, Sean worked at Credit Suisse Securities (USA) LLC, Nomura Securities International, Inc. and Wachovia Securities, LLC.   Sean holds a BSBA in economics from the University of Florida, where he was also inducted into Omicron Delta Epsilon, an international honor society in economics.  He also holds a MBA in finance from Florida A&M University.
 

Jenn Wayboer

Marketing Director
The Colorado Real Estate Finance Group

I was born in Maine, raised in Texas, and then found my way back to Maine before relocating to Colorado in 2018. I graduated with honors from the University of Maine in 2011 with a BA in English and a minor in Political Science. I went on to Southern New Hampshire University where I received my MBA with a concentration in corporate social responsibility in 2017. In college, I helped with document design for the English department at the University of Maine and that was where I found my love for combining the written word with graphics. Straight out of college I entered the direct sales industry, which gave me experience marketing my own business while helping my teams with their ... (view full description)

Chris Wheeler

Senior Vice President of Due Diligence (Servicing)
Infinity IPS

Chris Wheeler is Infinity IPS’ Senior Vice President of Due Diligence (Servicing). Chris is responsible for growing client relationships, creating scalable operations and first in class product delivery. Chris has over 22 years of experience building and leading financial service teams with significant operating scale and complexity.  Chris’ ability to build long lasting client relationships, understand the client’s challenges and develop solutions that get superior results is unmatched.  Chris joined Infinity IPS from Select Portfolio Servicing, Inc., (“SPS”) where he spent over 17 years most recently serving as Vice President of Operations. During his time with SPS, ... (view full description)

David Wieczorek

Director of Product Management
MeridianLink

David Wieczorek is currently the Director of Product Management for the MeridianLink Mortgage division of MeridianLink. With interests in technology and real estate, and a knack for problem-solving, David started his career with MeridianLink as a Software Automation Engineer in early 2007 during the height of the subprime lending boom. As an Automation Engineer, David was responsible for configuring pricing automation and translating underwriting criteria for mortgage products into the rules engine for MeridianLink's Product and Pricing Engine; PriceMyLoan TM. In 2012, David transitioned from an engineering role into a product role within MeridianLink. Over the years, his notable product acc ... (view full description)

Isabel Willias Williams

Broker/Owner
Be My Neighbor Mortgage

Isabel has been in the real estate industry since she was 20. (She won’t let us tell you how old she is, so we can’t tell you for how long.) She is a military veteran, and served in the Army’s 82nd airborne division. Every day, she incorporates the discipline and self-sacrifice she learned in military service into her work with clients and and their loan files. She puts all of her clients first and fights for them every step of the way. You will not find a more dedicated HERO to be on your side during your home buying process. Outside of the office, Isabel enjoys being a mom to her son and chilling on her couch while binge-watching shows on TLC.
 

Dennis Zehnle

COO
Mission Global, LLC

Dennis ZehnleMg. Director - Technology & Regulatory Compliance Mr. Zehnle has considerable experience and executive leadership in real estate operations, commercial and residential lending, and financial services.  In his current role at Mission Global, Mr. Zenhle is responsible for Regulatory Compliance and Technology Development in the Residential due diligence unit. He also assists with other management-related strategic and corporate development matters.  Mr. Zehnle joined Global Financial Review in August 2013 and following the merger with Mission Capital he was Chief Operating Officer. Prior to joining Global Financial Review, Mr. ... (view full description)

Steve vonBerg

Counsel
Buckley LLP

Steven R. vonBerg is Counsel in the Washington, D.C., office of Buckley LLP. Combining his legal skills with insights gleaned from seven years in the mortgage industry as a loan officer and underwriter, he delivers practical, business-oriented advice on regulatory compliance matters to bank and nonbank mortgage lenders and mortgage servicers.   Mr. vonBerg’s practice is focused on the full spectrum of federal mortgage lending laws, particularly those that have come out of the Consumer Financial Protection Bureau (CFPB), including the Ability-to-Repay and Qualified Mortgage (ATR/QM) rule, the Loan Originator Compensation rule, the Truth in Lending Act-Real Estate Settlement Proced ... (view full description)
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Event Contacts for The 3rd Annual Non-QM Forum

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Information Management Network - Privacy Notice

Introduction - Who we are

Euromoney Institutional Investor PLC (“Euromoney”, “we”, “us” or “our”) is an international business-information group covering asset management, price discovery, data and market intelligence, and banking and finance. The group also runs an extensive portfolio of events for the telecoms, financial and commodities markets.

For a full list of our brands and group companies, please click on this link. Euromoney and its group companies are committed to respecting the privacy of every person who visits, registers with or subscribes to our websites, publications, events and other products or services.

Euromoney is the primary data controller of personal data collected through this website or that we may collect in different ways as described in this Privacy Notice. If you are contacted by our other group companies, they will also be controllers of your personal data. This means that they are responsible for how your personal data is used, just as we are. You may contact any of these companies directly, or you can contact Euromoney by emailing dataprotectionofficer@euromoneyplc.com or writing to the Data Protection Officer at Euromoney Institutional Investor PLC, 8 Bouverie Street, London EC4Y 8AX, United Kingdom.

This Privacy Notice was updated on 23 May 2018

Our Approach to Your Privacy

This Privacy Notice outlines the information we may collect about you in relation to your use of our products and services (“personal data”). It also explains the legal rights that you have in relation to your data and how you may exercise these rights.

Some of our group companies may collect and use personal data for different purposes; those companies have their own websites and privacy notices.

We will process your data for the following lawful purposes: with your consent; to fulfil our obligations to you; and where there is a legitimate interest to do so.

When possible, we rely on your consent to use your data for the purposes described in this Privacy Notice. We also process personal data to fulfil our contractual obligations to you, for example, when you register for any of our services, subscribe to a publication, sign-up for an event or purchase a product from us, we will need to process some of your personal data. This will also include details of the person/people responsible for payment (if different).

We may determine that processing your personal data serves both of our legitimate interests. This is the case in relation to many of our research, customer survey, sales, marketing and advertising activities described in this Privacy Notice. These activities allow us to better understand your requirements, which in turn enables us to provide you with a better service. We review the bases for our processing decisions carefully and you can object to these activities at any time (see the “Your Rights” section of this Privacy Notice).

What Personal Data We Collect & Why

Our primary goal in collecting personal data from you is to give you a relevant customised experience of our products and services.

  • Registration, Free Trials & Subscriptions

    When you register with our website and/or sign up for a free trial of our products or services, we may ask you to provide your name, address, email address and telephone number, and details relevant to your occupation or employer.

    If you subscribe to one of our products or services, we will also ask for payment details. Credit/debit card payments are processed using a third party supplier and we do not retain the credit card data (see the Third Party Sites of this Privacy Notice). Address details may be shared with third party service providers engaged by us for order fulfilment, delivery and payment collection. This personal data is used by us to complete subscription requests.

  • Events & Conferences

    If you have registered for an event through a group website we may collect personal data including: name, job title, company, address, telephone number and email.

    This information is necessary so that we can complete your registration for the event and provide you with relevant event materials.

    We may also provide delegate details (e.g. name, email) to event sponsors who, subject to your consent, may contact you for their own advertising and marketing purposes.

  • Advertising & Marketing

    We use the personal data you provide us and which we collect from you to inform you about similar products and services which we provide. We may send you marketing communications that are sponsored by our partners and which are targeted to your interests based on information you have provided us such as job title, employer and/or industry. If you have consented to receive information from other Euromoney group companies, we may share your personal data with these companies so that they can fulfil your request to receive marketing materials in accordance with your preferences. We will not share your personal data with any third parties for their own marketing purposes unless you have provided your consent.

    Each of the Euromoney group companies that may contact you is a data controller in relation to the personal data that you have agreed to share with them. If you have any questions or concerns, you may contact the individual company, or us – using the contact details set out in the “Who We Are” section.

    You can opt out from receiving such materials at any time.

    The personal data we may use for advertising and marketing purposes includes your name, email address, job title, phone number, company name/employer, geo location, postal address and data collected using cookies and other similar technology (Please read our separate Cookies Policy to find out more about which cookies we use, how they work and how you can control your cookie options).

    Marketing materials are sent electronically, by post and we may occasionally call you.

  • Online Targeted Advertising

    We use targeted advertising on our websites to display advertisements that are relevant to what we believe are your interests. In order to deliver relevant advertisements, we use third parties to deliver cookies that collect information about your IP address and how you interact with our sites (e.g. browsing information, which articles you have read etc.). This data is used by the third parties to determine which advertisements may be of interest to you.

    We may also share your personal data with third parties to deliver targeted advertising to you on other websites (e.g. Twitter Tailored Audiences or Facebook Custom Audiences). This could include your email address, cookie data, and information obtained from third parties. Third party cookies may also be used to enable us to target advertisements to you on other websites that you visit.

  • Lead Generation and Scoring

    We occasionally use the services of trusted third parties in order to ensure that the personal data we use for advertising and marketing purposes is accurate and up-to-date. To do this, we transfer personal data of individual leads (such as name, email, job title, location and phone number) to these third parties who conduct research to verify the data – primarily against public information.

    We also use algorithmic software technology to help us improve the quality and relevance of marketing activities. The personal data analysed by the software includes email address, phone number, job title, address, purchase history and account information. This allows us to provide meaningful offers that are relevant to your specific profile.

  • Surveys, Market Research & Customer Feedback

    We want to understand the needs of our readers and customers. We may therefore use the information you provide us – including your name and contact details – to contact you to request your feedback, or to participate in our customer and market research.

  • Public forums, message boards and blogs

    Some of the pages on our group websites may include message boards, blogs or other facilities for generating content from users. Any information that is disclosed in these areas becomes public information and you should always be careful when deciding to post any personal data. User generated content is also subject to our site Terms & Conditions.

  • Business or Asset Sale

    If we sell a business or assets we may need to disclose your personal data to the prospective buyer of such business or assets.

    If Euromoney, or any of our group companies is sold or sells our assets or is acquired by a third party, then personal data about our customers will be acquired by that third party. A transfer of your personal data in these circumstances would be necessary so that the services you have contracted for can still be delivered, or so that you can continue to enjoy the benefits of our free products and services. You will receive notice if a new controller assumes responsibility for your personal data.

  • Additional Third Party Disclosures

    We may disclose your personal data to other third parties in the following situations:

    • To third party partners who help us by providing services such as technology, marketing, advisory or other services. These third parties only receive encrypted data and may only process personal data to provide those services to us.
    • Where we are required by law or regulation to do so. In each case we will seek, where practicable, to minimise the amount of data that is disclosed.
    • If required to protect the rights and interests of other users and/or Euromoney and its affiliates (including our employees, agents and contractors), or as otherwise set out in our Terms & Conditions. This may include exchanging information with other companies and organisations for the purposes of fraud protection.
  • Email Tracking

    We may include small pixel tags (small image files) within the emails we send you in order to determine whether our emails are opened and/or whether the hyperlinks inside our emails are clicked through. We may also collect browser, location and the device used to engage with our email communications. This information allows us to better understand whether we are meeting our users’ needs and how we can improve our communications. No other information is collected. You can opt out of receiving our direct marketing emails either by following the instructions in each email, or by contacting us (see the “Who We Are” section of this Privacy Notice).

International Transfers

Some of the Euromoney group companies are based outside the European Economic Area (EEA). If you have consented to being contacted by our group companies, then the transfer of your personal data will be made according to the terms of an international data sharing agreement that contains obligations approved by European data protection regulators. Any of our group companies that receive your personal data will be co-controllers of that data, which means they may determine how they process your personal data – although they may only use it for the purposes for which it was shared, unless you are informed of new or additional processing activities.

We may also transfer personal data to third party service providers as described in this Privacy Notice which are located outside the EEA. Where we conduct these transfers, we take all steps necessary to ensure that your data is treated securely and in accordance with applicable privacy legislation, either by only sending your personal data to jurisdictions that provide an adequate degree of legal protection for your data or by imposing approved contractual terms on these third parties.

Retention Periods

We have a data retention policy that ensures we don’t use or store your personal data for longer than necessary. We consider the following issues to determine retention periods:

  • Guidance from the UK Information Commissioner or other regulatory agency, or industry best practice recommendations;
  • The business rationale for collection and expiry of the purpose for which personal data was collected;
  • Our ongoing ability to ensure the accuracy of the data; and
  • Legal and regulatory requirements.

We may occasionally need to keep personal data for either shorter or longer periods than specified in our retention policy. In such circumstances, application of the retention period to the data will be temporarily suspended. The suspension of an applicable retention period will be carried out in a manner that respects the rights and interests of all persons concerned.

How You Can Set Your Data & Privacy Preferences

You can use our Preference Centre to select the topics that are of interest to you so that we can send you publications and information about our products and services that are especially relevant to you. You can also choose the channels we use to contact you (email, phone, post, etc.) and can also opt-out of receiving marketing communications.

Your Rights

You have certain rights in relation to your personal data which include the following:

  • Access & Portability

    You may request access to any personal data of yours for which Euromoney is responsible as controller. Unless there are legal or regulatory reasons for not doing so, we will confirm whether we process any of your personal data and if we do, we will provide you with the following information: the purposes of the processing, the categories of personal data, any recipients of your personal data, the applicable retention period and the data source. Copies of your personal data will be made available to you in a structured, machine-readable format.

    You may also request that we transfer the personal data that you have submitted to us, to another controller, where it is technically feasible for us to do so.

    If you have consented to our processing of your personal data, or if we are processing your personal data in order to fulfil our contractual obligations to you, then you can submit a request that we transfer your personal data to another data controller.

  • Rectification, Restriction, Objection

    You have the right to request that Euromoney rectify any errors in the personal data that we process. In some circumstances, you may also be able to ask for the erasure of personal data, and/or request that the processing of your personal data be restricted. You may also object to the processing of your personal data for sales or marketing purposes.

  • How to Exercise Your Rights

    To exercise any of these rights, please contact us by post or email at the following addresses:

    Euromoney Institutional Investor PLC
    8 Bouverie Street
    London, EC4Y 8AX
    United Kingdom

    Email: dataprotectionofficer@euromoneyplc.com

    Web form: Complete Subject Data Request Form

    We may need to check your identity prior to processing a request.

    Euromoney will do our best to respond to any questions and address any of your concerns. You are also able to register any complaints regarding the processing of your personal data directly with the UK Information Commissioner.

Protecting Your Data

Euromoney is committed to keeping your personal data secure and we will take appropriate technical and organisational measures to protect your personal data from loss, unauthorised use, disclosure or destruction. Although we do our best to protect your personal data, we cannot guarantee that any transmission of data is without risk. We have therefore implemented information security policies and rules, staff training on information security, and technical measures to ensure the integrity of data that we have under our control.

All our employees, contractors and data processors (i.e. those third parties that process personal data on our behalf) are required to keep such data confidential and not to use it for any purpose other than the performance of services we have requested.

Third Party Sites

Our site may contain links to other websites – including, for example, providers of payment processing services. Euromoney is not responsible for the privacy and data collection practices of third party sites and we therefore recommend that you review the privacy policies and terms of service of each site you visit.

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