8:00 AM
Registration Opens and Breakfast is Served, Courtesy of:

8:25 AM
Remarks from IMN
8:30 AM
The Economy And The State Of The Residential Note Market
  • Where is the economy heading?
  • Housing market outlook….rosy or are we back in 2007?
  • Long-term impact of increased regulatory scrutiny
  • Current pricing and activity
  • Non-institutional products: Headline risk vs. opportunities
  • Inventory… GSEs, banks and where the deals will be coming from
  • Cap/yield compression in the note and single family rental space… Will it continue?
  • New buyers and financiers
  • New originators
  • Not-for-profits… More than just noise?
  • Secondary vs. primary markets

Allan Weiss

Founder & CEO
Weiss Analytics LLC

Andy Pollock

Senior Relationship Manager
Radian / Clayton

Dmitri Rabin

Vice President, Global RMBS & Covered Bond Strategist
Loomis Sayles & Company

Eddie Speed

NoteSchool, LLC
9:15 AM
Big Institutional Level Buyer Panel
  • Keeping the higher credits/selling off the lower credits... How effective will that strategy continue to be?
  • What is your acquisition and exit for GSE NPLs?
  • How do you structure your note?
  • Where do you like to buy along the foreclosure pipeline?
  • What was your last deal from a bank or servicer like?
  • When is this trade become too expensive?
  • Servicing… In house vs. external

Gene Weil

Managing Director and Co-Head of the Financial Institutions Group
Houlihan Lokey

Scott Yedid

Managing Director/Portfolio Manager
Cerberus Capital Management

Jim Helfrich

Co-Founder & Managing Partner
HMC Assets

Jeff Drott

Managing Director
MountainView Capital Holdings

Tyler Simpson

10:00 AM
Refreshment Break Courtesy of:


10:25 AM Track A
Self-Directed IRA… Raising Investor $$ And Tapping Your Own
  • Comparing the services of 3rd party custodians
  • Impact of portfolio flexibility & diversification
  • Lending $$ from your IRA
  • Comparing the various IRA structures and what works best for note investing
  • Performing vs. non-performing notes vs. other non-institutional products

Ryan McFarland

Best Biz Advisors

John Bowens

National Education Specialist & Sales Supervisor
Equity Trust Company

Kathy Fettke

Real Wealth Network

Eddie Speed

NoteSchool, LLC

Bob Malecki

Managing Director
Resolution Capital Management, LLC
10:25 AM Track B
New Tax & Regulatory Hot Buttons For Note/NPL Holders, Servicers, Private Lenders Or Assignees Of Notes
  • Dodd-Frank and the newest bank regulations you need to know
  • CSFB final servicing rules & new HUD requirements regarding collections, modifications, reporting, treating and communicating with delinquent borrowers
  • Evictions post protecting tenant act
  • Statute of limitations
  • Not-for-profits getting a piece of the pie-Any tax advantages?
  • State & local regulations … Collateral upkeep, what to be licensed in and what else is new
  • RESPA, TILA & Reg Z- Seller financing and what to watch out for
  • The latest on E-signatures
  • Phantom equity, write offs/take losses
  • IRS code that is open to interpretation
  • Tax-advantaged and -free entity and transaction structures… 1031 exchanges & IRAs are a good thing
  • Notes and personal residences
  • Issues upon sale & transfer tax issues

Dev Strischek

SVP & Senior Credit Policy Officer
SunTrust Bank

Lloyd McAdams

Anworth Mortgage

John Hutchison

Executive VP
Infinity International Processing Services, Inc

David Roberts

JB Lloyd & Associates

Adam Krahn

Vice President
Quicken Loans

Wade Pyun

VP & Senior Corporate Counsel
U.S. Bancorp
11:10 AM Track A
Acquisition Due Diligence/Underwriting… What To Look For When Buying Loan, What To Avoid, What Can Go Wrong And What Can Create Exposure Latter
  • Determining the lender’s obligations and rights under the loan documents and note purchase agreement
  • Identifying if the borrower has any notice or cure rights which need to be addressed
  • Does the lender have its full anticipated scope of remedies upon a borrower default available?
  • Identifying lien priority issues
  • How much do you spend when you know you might not get the note? How are your speeding up the process when necessary?
  • Timeline of first vs. second mortgages vs. other non-institutional products
  • Title, environmental, taxes, escrows, insurance and HOAs
  • What do you do if you can’t get the seller’s existing due diligence materials or the information is incomplete? Do you discount or just pass?
  • Seasoning and arm’s length requirements
  • Market due diligence… What do you look at?
  • Are warranties worth it?
  • Assignment issues
  • Default risk assessment
  • Loan and deed side the separation process which has occurred for straw buyers

Mahmood Motani

Fund Manager
Highclere Group, LP

Tony Peterson

Clayton Holdings LLC

David Rosenthal

D.R. Real Estate LLC

John Hutchison

Executive VP
Infinity International Processing Services, Inc

Chris Cobbs

Managing Director
National Asset Mortgage, LLC

Alex Goldovsky

Founder & CEO
11:10 AM Track B
Choosing, On-Boarding, Communication & Monitoring Your Servicer
  • The outsource decision…
  • What is on your checklist?
  • Borrower communication
  • Joint ventures with your servicers using a Sub & Special Servicer… Spending to save $$
  • Evaluating servicer capacity
  • What type of servicer should you look for… NPN vs. RPL?
  • Loss mitigation best practices
  • When the loan turns non-performing… 
  • NPL strategy… Effectively using special servicers
  • Servicer reporting & technology

Sam Shin

Kajaine Capital

Dave Worrall

LoanCare, A ServiceLink Company

Derek Dutcher

Loan Servicing Manager
National Asset Mortgage LLC

Stacy Mestayer

Oversite Data Services

Shane Ross

EVP, Client Relations
Selene Finance LP
11:55 AM Track A
Foreclosure And Bankruptcy As A Strategy… How To Avoid Having The Time And Expense Of Legal Actions Erode Returns
  • Assessing your lien positions and dealing with secondary liens
  • Eviction vs. Foreclosures… State law/judicial impact and which way to go when
  • Expected costs, time needed and ROI
  • Borrower reinstatement… How much does that happen?
  • Statute of limitation issues
  • Cash for keys… What is the magic number?
  • Loan donation or sale as alternatives
  • The politics of foreclosure
  • HUD sale foreclosure restrictions
  • Lien position considerations
  • After the foreclosure…

Jorge Newbery

Founder and Chairman
American Homeowner Preservation

Gashar Dixon

Chief Acquisitions Officer
Anglestone Real Estate Venture Partners

Chase Berger

Berger Firm P.A.

Alex Goldovsky

Founder & CEO

Wade Pyun

VP & Senior Corporate Counsel
U.S. Bancorp
11:55 AM Track B
Profitable Strategies For Creating New Seller-Financed Notes, Partials & Collateral Assignment
  • Predatory lending laws compliance & regulatory considerations
  • Determining Interest rate charged
  • Post note creation… Hold vs. turn around vs. sell partial or whole? What is the holding period?
  • Partials-How much to sell off?
  • Working with a licensed mortgage loan officer
  • Creating using seller finance
  • Selling your down payment
  • Pricing new vs. seasoned self-created notes
  • Finding passive investors
  • How do you determine pricing?
  • Default rates
  • Financing strategies

Sandor Lau

Chief Inspiration Officer
Noted Financial

Michael Griffith

President and CEO
FCI Lender Services, Inc.

Michael Daurio

Director of Capital Markets
Kondaur Capital Corporation

Sam Shin

Kajaine Capital
12:40 PM Track A
Securitizing Loans
  • What does it take to go from repurchase agreement based NPL financing to securitization based?
  • Can you better terms than past deals?
  • Single family rent-to-own vs. NPL structures
  • What does a bond investor look for in a securitization?
  • Performance and expected performance in different economic scenarios

Stephen Blevit

Sidley Austin LLP

Ron McMahan

AMIP Management LLC

Lloyd McAdams

Anworth Mortgage

Ben Hunsaker

Portfolio Manager, Head of Structured Products
Beach Point Capital

Fouad Onbargi

Head of ABS Origination
KGS Alpha Capital Markets, L.P.
12:40 PM Track B
A Brief Exploration Into the World of Second Mortgages
  • Exploring pricing, regulatory and other key differences between investing in first vs second mortgages
  • What are the most important details that must be examined during the due diligence process?
  • Exploring the different management and exit strategies
  • What are some of the conventional and unconventional outcomes when working with seconds
  • Is scaling up the only way? How to best improve your margins 
  • What the risks are and how to manage them in the world of seconds
  • Equity, thirds, secured, non-performing… What opportunities are still available in the marketplace?
  • The state of the secondary market

Sherman Arnowitz

President & CEO
Keyhole Financial Services

Catherine Castle

Sr Consulant, Advisory Services

Peter Andrews

Dreambuilder Investments, LLC

Dean Engle

Park Tree Investments, LLC

Gerald Lemoine

The Lemoine Group, Inc.

Sandor Lau

Chief Inspiration Officer
Noted Financial
1:25 PM
2:25 PM
Getting Inventory… What Are The Acquisitions Sources You Are Using For Finding A Steady Flow Of Deals In This Fragmented And Inefficient Market
  • How effective are note exchange platforms?
  • Is the bank spigot still available?
  • Is the opportunity pivoting towards judicial states?
  • Entity vs. pool acquisition
  • Options to get in the government game
  • Working with not-for-profits
  • Different collateral; different sources
  • Why have sellers been selling loans lately?

Alan Pott

Managing Member
Cornerstone Capital, LLC

Marcos Morales

Executive Director
Hogar Hispano, Inc.,

Robert Losquadro

Vice President
Houlihan Lokey

Donald Maxwell

M2 Asset Services

John Ardy

Resitrader ,Inc.
3:10 PM
Short Term Financing - HELOCs, Bridge Financing, Letters Of Credit & Repos
  • How much of the value can get funded?
  • What to look for in a customer
  • Credit reporting and exit plans
  • Structures of home equity-type bridge products
  • Flip vs. hold comparison
  • Borrow against loan
  • Collateral comparison and other key factors
  • Short term funding for long term holds… What is the plan?
  • Rehab and refinancing fees and loan terms
  • Owner-occupied market
  • Crowdfunding: How it works, getting started, how much you can raise and how long does it take?

Gene Clark

5 Arch

Dirk Adams

Investor Portfolio Funding

Lauren Mikan DiNapoli

Vice President
KGS Alpha Capital Markets, L.P.

Ketan Parekh

Managing Director
Window Rock Capital Partners/Windstar Capital
3:55 PM
Refreshment Break Courtesy of:


4:20 PM
Pricing Trends & Valuation
  • Role of desired return
  • How do you assess asset quality?
  • Return calculations
  • Pricing government sold pools
  • Retail buyers vs. rental rates
  • Using 3rd-party vendors… What you should be aware of
  • Comps… How accurate now?
  • Pricing NPLs past maturity date
  • Pricing the note you created
  • Partial purchase valuation
  • Re- and sub-performing paper
  • Measuring the time and capital it will take to dispose of the note

Ron Mass

Managing Principal
Almitas Capital

Ann Regan

VP, Product Management, Property Insight

Michael Griffith

President and CEO
FCI Lender Services, Inc.

Ryan Johnson

Founding Team and Vice President

Danny Kattan


Jeff Dickstein

Chief Compliance Officer
Pro Teck Valuation Services
5:05 PM
Getting A Non-Performer To Re-Perform In This Low Rate Environment… Workout, Modification & Rehabilitation Strategies
  • What are the guidelines around approaching the borrower directly?
  • How do you determine who you will work and who you will foreclose? If it is close which way do you go?
  • Modifications-paying attention to the new GSE requirements
  • Using hardest hit programs
  • Principal forgiveness
  • What is the lowest FICO score you will try to rehabilitate?
  • What kind of recidivism rates are you having?
  • Should you sell or keep?
  • Using Hardest Hit Funds Programs… Is it worth jumping through the necessary hoops?

Dan Magder

Managing Director

Paul Birkett

Managing Member
Automation Holdings LLC

Terry Vaughn


Jay Tenenbaum

Director of Capital Investments
Prosperity Investment Fund, LLC

Michael Griffith

President and CEO
FCI Lender Services, Inc.

Gene Spencer

Homeownership Preservation Foundation
5:50 PM
Networking Reception
6:50 PM
Day One Concludes
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Event Specific Contacts for The Inaugural Residential Mortgage Notes, Non- & Re-Performing Loans Symposium


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    • to improve the efficiency, quality and design of our Sites and services;
    • to see which articles, features and services are most read and used
    • to track compliance with our terms and conditions of use, e.g. to ensure that you are acting within the scope of your user licence;
    • for marketing purposes (subject to your rights to opt-in and opt-out of receiving certain marketing communications) - see paragraph 3 below;
    • for advertising purposes, although the information used for these purposes does not identify you personally. Please see paragraph 5 below for more details;
    • to protect or comply with our legal rights and obligations; and
    • to enable our journalists to contact and interact with you online in connection with any content you may post to our Sites.

Please see paragraph 5 below for more information on cookies and similar technologies and a link to a page where you can turn them on or off.

  1. Marketing:

Some of your personal data collected under paragraphs 1 and 2 above may be used by us and/or our other group companies and third party service providers to contact you by email, fax, telephone and/or post for sending information or promotional material on our products and/or services and/or those of our other group companies.
We give you the opportunity to opt-out of receiving marketing communications and will in certain circumstances need to obtain your consent before sending such communications to you. Further detail can be found on the applicable Site and in each marketing communication sent by us, our group companies or service providers. See also "Consents and opt-outs" section below.

  1. Trading in Personal Data:

Some of your personal data may be collected and processed with the intention of selling it to other organisations, but this will not be done unless you have given your consent (separately to this privacy statement).

  1. Cookies and similar technologies

All our Sites use cookies and similar technical tools to collect information about your access to the Site and the services we provide.

Cookies are pieces of information which include a unique reference code that a website transfers to your device to store and sometimes track information about you. A number of cookies we use last only for the duration of your web session and expire when you close your browser. Other cookies are used to remember you when you return to the Site and will last for longer. Cookies cannot be used to run programs or deliver viruses to your computer. They are uniquely assigned to you and can only be read by a Web server in the domain that issued the cookie.

We may use cookies to:

  • remember that you have used the Site before; this means we can identify the number of unique visitors we receive to different parts of the Site. This allows us to make sure we have enough capacity for the number of users that we get and make sure that the Site runs fast enough;
  • remember your login session so you can move from one page to another within the Site;
  • store your preferences or your user name and password so that you do not need to input these every time you visit the Site;
  • customise elements of the layout and/or content of the pages of Site for you;
  • record activity on our Sites so that we understand how you use our Sites enabling us to better tailor our content, services and marketing to your needs;
  • collect statistical information about how you use the Site so that we can improve the Site; and
  • gather information about the pages on the Site that you visit, and also other information about other websites that you visit, so as to place you in a “market segment”. This information is only collected by reference to the IP address that you are using, but does include information about the county and city you are in, together with the name of your internet service provider. This information is then used to place interest-based advertisements on the Site which it is believed will be relevant to your market segment. For more information about this type of interest based advertising, and about how to turn this feature off please visit www.youronlinechoices.co.uk. (Please email us at cookies@euromoneyplc.com if you have any queries about cookies)

Some of the cookies used by our Sites are set by us, and some are set by third parties who are delivering services (such as interest based advertising directed at your market segment) on our behalf.

To see a list of the cookies and similar technologies used on this Site and instructions on how to turn them on and off click here. (Please email us at cookies@euromoneyplc.com if you have any queries about cookies)

Most web browsers automatically accept cookies but, if you prefer, you can change your browser to prevent that or to notify you each time a cookie is set. You can also learn more about cookies in general by visiting www.allaboutcookies.org which includes additional useful information on cookies and how to block cookies using different types of browser. Please note however, that by blocking, deleting or turning off cookies used on the Site you may not be able to take full advantage of the Site.

Email tracking: So that we can better understand our users' needs, we track responses to our emails - for example, to see which links are the most popular in newsletters, and to log and follow up responses to our marketing messages. To do this, we use pixel GIFs, also known as "pixel tags" - these are small image files that are placed within the body of our email messages. They enable us to tell if a message has been opened and to track click-throughs on links within the message.
Any other purposes for which Euromoney wishes to use your personal data will be notified to you and your personal data will not be used for any such purpose without obtaining your prior consent.

Consents and opt-outs

You can give your consent to or opt out of particular uses of your data as indicated above by:

  • Indicating at the point on the relevant Site where personal data is collected;
  • Informing us by email, post or phone; or
  • Updating your preferences on the applicable Site;

For turning cookies and similar technologies on and off, see the information in paragraph 5 above.


Information collected at one Site may be shared between Euromoney Institutional Investor plc, Institutional Investor Inc. and other group companies for the purposes listed above.

Your personal data may also be sold to other companies in the form of lists and directories, but only after permission from you in accordance with the provisions above.

We may also disclose your personal data to other third parties, including, without limitation, professional advisers, or governmental or State institutions or regulatory authorities, where necessary in order to exercise or defend legal rights or where required by law.

We may transfer, sell or assign any of the information described in this policy to third parties as a result of a sale, merger, consolidation, change of control, transfer of assets or reorganisation of our business.

Public forums, message boards and blogs

Some of our Sites make message boards, blogs or other facilities for user generated content available and users can participate in these facilities. Any information that is disclosed in these areas becomes public information and you should always be careful when deciding to disclose your personal information.

Transfers outside the EEA

Services on the Internet are accessible globally so collection and transmission of personal data is not always limited to one country. Euromoney Institutional Investor plc may transfer your personal data, for the purposes listed above, to other group companies, service providers or other third parties which may be located in countries outside the European Economic Area, whose laws may not give the level of protection to personal data as within the UK. This will include transfers to Institutional Investor Inc. in the US (and Institutional Investor Inc. will collect some data directly from you, in relation to the Sites which it operates) and to third parties who provide us with email and marketing services. Where we conduct any transfers we will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Statement.

Confidentiality and Security of Your Personal Data

We are committed to keeping the data you provide us secure and will take reasonable precautions to protect your personal data from loss, misuse or alteration.

The transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our Site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features described above to try to prevent unauthorised access.

We have implemented information security policies, rules and technical measures to protect the personal data that we have under our control from:

  • unauthorised access
  • improper use or disclosure
  • unauthorised modification
  • unlawful destruction or accidental loss

All our employees, contractors and data processors (i.e. those who process your personal data on our behalf, for the purposes listed above), who have access to, and are associated with the processing of your personal data, are obliged to keep the information confidential and not use it for any other purpose than to carry out the services they are performing for us.

We also give you the option of using a secure transmission method to send us personal data identifiers, such as credit card details and bank account number.

How to Access, Update and Erase your Personal Information

If you wish to know whether we are keeping personal data about you, or if you have an enquiry about our privacy policy or your personal data held by us, in relation to any of the Sites, you can contact the Data Protection Officer via:

  • Postal mail to this address: Data Protection Officer, Euromoney Institutional Investor plc, Nestor House, Playhouse Yard, London EC4V 5EX, UK
  • Telephone: +44 (0)20 7779 8600
  • Email: dataprotectionofficer@euromoneyplc.com

Upon request, we will provide you with a readable copy of the personal data which we keep about you. We may require proof of your identity and may charge a small fee (not exceeding the statutory maximum fee that can be charged) to cover administration and postage.

Euromoney allows you to challenge the data that we hold about you and, where appropriate in accordance with applicable laws, you may have your personal information:

  • erased
  • rectified or amended
  • completed

Changes to this Privacy Statement

We will occasionally update this Privacy Statement to reflect new legislation or industry practice, group company changes and customer feedback. We encourage you to review this Privacy Statement periodically to be informed of how we are protecting your personal data.

This Privacy Statement was last updated in April 2012.

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