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Kenneth Adler

EVP-Head Of Capital Markets
Caliber Home Loans

Ken is currently EVP and Head of Capital Markets for Caliber Home Loans, Inc. with responsibilities for MSR, Secondary trading and  origination margin management. The company is an approved Seller/Servicer for both Fannie Mae and Freddie Mac, an approved issuer for Ginnie Mae and is an approved servicer for FHA, VA and the USDA From 2014 to 2016 Ken was a Managing Director at Structured Portfolio Management responsible for mortgage finance strategies inclusive of MSR, origination and equity investment in non-bank platforms. From 2009 until 2014 Ken was Managing Director and Co-Head of the Mortgage Servicing and Secondary Group at CitiMortgage where he oversaw MSR management and p ... (view full description)

Simon Aldrich

Executive Vice President
Freedom Mortgage Corporation

Simon P. B. Aldrich is currently Executive Vice President, Strategic Planning/Portfolio Manager, with Freedom Mortgage.  Prior to joining Freedom in November 2015, Simon was a Managing Director at Marathon Asset Management in the Structured Credit Group.  He has over 30 years of experience in mortgage banking, working in various capacities, specifically with residential mortgage servicing rights (MSR). Before Joining Marathon in 2013, Mr. Aldrich served as Managing Director with Natixis NA, a large French Bank, from 1997-2012.  While at Natixis Mr. Aldrich was responsible for all MSR related activities; structuring acquisitions, sales and financings.  Mr. Aldrich worked at Bayview Fina ... (view full description)

Tim Allen

, CMB® Founder & CEO
aboutMYmortgage.com

Tim D. Allen, CMB®, is Founder and Chief Executive Officer of aboutMYmortgage.com, LLC. aboutMYmortgage.com is built around Tim’s USPTO patent #8,660,939 titled: “Method for Mortgage Customer Retention" issued in 2014. "I created About MY Mortgage (aboutMYmortgage.com) to best engage the “Golden Rule” in lending by empowering the public to make the most informed decision possible when financing. We provide an otherwise unavailable win/win opportunity for borrowers, their mortgage servicers and MSR investors!" Tim has over 25 years leadership experience in mortgage banking and customer retention managing both mortgage retail sales and mortgage operations. He is a past president of ... (view full description)

David Allison

Senior Vice President
Dovenmuehle Mortgage, Inc.

            Mr. Allison is Senior Vice President and Manager of Marketing and Business Development.  Mr. Allison has also been responsible for all loan servicing operations at Dovenmuehle.  Mr. Allison was formerly Director of Global Cash Management Operations at Mellon Bank in Pittsburgh, Pennsylvania with responsibility for all domestic banking operations centers with a total staff of approximately 1,500.  Also at Mellon Bank, Mr. Allison held various management positions in the International Banking Department in London, Madrid, Milan and New York with responsibility for credit portfolios in excess of $500 million.  Mr. Allison is a graduate of Trinity University in San Antonio, Texas wit ... (view full description)

Rachid Aqdim

SVP Portfolio Investments
Mr Cooper

Rachid Aqdim serves as SVP, Portfolio Investments at Mr Cooper with primary responsibility of overseeing and managing the company’s investments in residential mortgage assets with a focus in MSRs (Bulk, Co-issue, Correspondent, DTC) and whole loans. Prior to joining Mr Cooper since 2017, Mr Aqdim was a Portfolio Manager at Green Tree Investment Management LLC (a subsidiary of Walter Investment Management Corp) managing investments in MSRs, whole loans, RMBS and credit sensitive residential mortgage assets. From 2006 to 2008, Mr Aqdim served as a member of the Risk and Valuation Analytics and Portfolio Management teams at GMAC-RFC performing valuation, risk analytics and managing the company’ ... (view full description)

Rose Barnabic

Director, Business Development
Andrew Davidson & Co., Inc.

Rosemary Barnabic, Director of Business Development, joined Andrew Davidson & Co., Inc. in 2012 and is responsible for the Mortgage Banking Sector, focusing on Non-Bank Originators and Servicers, Mortgage REITs, MI Providers, and Reinsurers.  Rosemary began her career in the mortgage business with Lehman Brothers’ Mortgage Research Group enhancing Lehman’s proprietary structuring analytics and conducting prepayment studies.  She later moved to Lehman’s MBS and ABS Sales and Trading desk, structuring new issue Agency and Non-Agency REMICs as well as ABS private placements.  She performed similar work for Nomura Securities’ MBS Sales & Trading desk before joining the Deposi ... (view full description)

Bill Berliner

Director of Analytics
MCT Trading Inc

Bill is Director of Analytics for Mortgage Capital Trading.  He has more than 33 years of experience in mortgage and MBS Research, Trading, and Operations, beginning in the back office of Bear, Stearns in 1985.  He joined Countrywide Securities as a CMO trader in 1996, and eventually was head of the Trade Strategies Group, responsible for the firm’s research publications and articles. After leaving Countrywide, he served as a consultant focusing on risk management and asset valuation, and joined MCT in early 2017.  He has co-authored two editions of a textbook on MBS with Frank Fabozzi and Anand Bhattacharya, and has written or co-written almost twenty book chapters and articles.  He has tau ... (view full description)

Hakan Beygo

Senior Director
Freddie Mac

Hakan Beygo is Senior Director in the Single Family Sales and Relationship Management organization.  In this capacity, he has responsibility for the bulk loan acquisition channel and servicing released execution businesses.  These businesses help customers with their balance sheet management needs by providing liquidity through bulk loan sales or servicing rights acquisitions while also providing servicing released execution options for sellers.  Mr. Beygo has over 25 years of experience in the mortgage business.   Prior to joining Freddie Mac, Mr. Beygo was Senior Vice President of Business Development and Investor Relations for SunTrust Mortgage, where he had responsibility for ... (view full description)

Paul Birkett

Managing Member
Automation Holdings LLC

Paul launched Automation Finance after an 18-year career at PepsiCo. Automation Finance is a Mortgage Investment Fund and Outsourced Asset Manager based in NYC. It acquires pools of first and second position Residential Non-Performing Mortgage Loans (NPL's) and manages them through liquidation. The company will deploy ~$50mm in 2018. AF's preferred exit is to re-perform the borrower where it delivers 4x the industry average modification rate. 

We are seeking sellers of NPL's, Capital Partners, RPL buyers (~$2mm per month) and clients for our outsourced asset management business. We will manage your low-value NPL holdings on a turn-key contingency basis.

Michael Cafferky

eMortgage Product Manager-Digital Products
Fannie Mae

Mike Cafferky is Fannie Mae’s Product Manager for electronic mortgages (eMortgages). Mike graduated with a BBA from the College of William & Mary and has spent the last decade of his 25 years at Fannie Mae developing and managing Fannie Mae’s eMortgage initiatives.  Mike is widely recognized as an industry expert on the topic, is a frequent speaker on industry panels related to eMortgages and eClosings, and has provided educational sessions at industry conferences on eMortgage requirements and processes .  Mike routinely  works with Fannie Mae customers, technology vendors, document custodians, and warehouse funding providers to support their efforts to transition to electronic documents ... (view full description)

Michael Carnes

Managing Director
MIAC

Michael Carnes – joined MIAC in September 2009 and is the Managing Director of the Capital Markets Group. Michael chairs the residential and commercial Mortgage Servicing Rights Valuation Committee’s and is responsible for all MSR valuation, modeling, and brokerage services at MIAC. He is a seasoned industry expert regarding mortgage banking and mortgage servicing rights with 25 years of diverse mortgage banking experience. In addition to MIAC, he has a proven track record of advising companies, including Wells Fargo, Wachovia, Irwin Mortgage, and Bank One Mortgage (now Chase Mortgage) on servicing valuation and overall corporate growth. Michael is experienced in both Static and Option Adjus ... (view full description)

John Coleman

SVP, MD, Fixed Income Group
RJO'Brien

John Coleman has been managing the Fixed Income Group of R.J. O'Brien since its inception 19 years ago. With now a quarter century of experience in the futures industry, John has been involved in several aspects of the business however his true talent is constructing interest rate hedge strategies that cater to specific client needs.  John is responsible for the Fixed Income Group's research and has developed its propriety HedgeBuilder software.  In addition to speaking at multiple risk management conferences and being cited in Fabozzi's Handbook of Fixed Income Options, John has also been published in Institutional Investor. John earned his Bachelor's of Science from the University of Illin ... (view full description)

Chao Cong

VP, Product Management
Black Knight

Chao Cong is Vice President – Product Management for the Data & Analytics division of Black Knight, Inc. (NYSE:BKI), a premier provider of software and data and analytics to the mortgage and consumer loan, real estate and capital markets verticals. In this role, Chao manages Black Knight’s analytics solutions, including the AFT Prepayment and Credit Model, Mortgage Scores, and Dialer Optimizer. Chao also oversees Black Knight’s Home Price Index (HPI) and its Index Suite, which complements the HPI with an overview of prepayment and credit market performance, as well as insight into the status of the origination market.   Prior to joining Black Knight, Chao served at CoreLogic ... (view full description)

Richard Cooperstein

Director, Model Risk Management
Andrew Davidson & Co., Inc.

Richard Cooperstein, Ph.D. leads Model Risk Management at Andrew Davidson & Co., Inc. bringing decades of experience from various risk and policy roles in the mortgage market. His experience includes senior positions at Freddie Mac, Ocwen, HSBC Securities and Ranieri Partners. At the US Office of Management and Budget, he applied option pricing theory to value Federal guarantees and was one of the chief architects of Credit Reform. Richard is a published author and experienced speaker on applied option pricing and the economics of financial policy.

Brandon Craig

Manager
KPMG

Brandon Craig has over 15 years of mortgage banking experience relating to MSR, Pipeline Risk Management, Model Risk Management, Stress Testing, and Servicing Operations. He currently leads both internal and external MSR audit engagements for KPMG. In addition, he is responsible for overseeing the industry analysis of residential and commercial servicing. To that end, he also manages KPMG’s quarterly Pipeline & MSR Valuation survey, annual Residential Servicing Operations survey, and CECL survey. Prior to working at KPMG, he worked at Indymac Bank valuing their MSR portfolio and assessing the reasonableness of the bank’s ALLL. He holds a BA in Economics from the University of California, ... (view full description)

Nitin Dave

Vice President of Securitization and Servicing
Southern Trust Mortgage, LLC

Mr. Nitin Dave has 35 years' experience in Mortgage Banking, Consumer Banking, Investment Banking, Commercial Lending, and Mortgage Servicing operations (25 years at FannieMae, 2+ years at Citizens Bank, and 4 Years at Pinnacle Financial Corporation and currently as Vice President of Servicing & Securitization at Southern Trust, a FannieMae, FreddieMac and GinnieMae approved Seller/Servicer).Besides his vast experience, Nitin Dave holds two undergraduate degrees, an MBA, and a Chartered Accountant's designation (comparable to CPA). He is a graduate of the School of Mortgage Bankers Association of America, and has Public Accounting experience as well.He is one of the f ... (view full description)

Bob Dowell

Managing Director, Analytics
Incenter Mortgage Advisors

Bob has 27 years’ experience within the mortgage industry, with the last 18 years performing analytics on mortgage servicing portfolios.  Analytics work includes both buyer and seller representation in mortgage servicing rights transactions, third party mark to markets, Co-Issue Pricing grids, MSR transaction management/reconciliation, and advisory work related to MSR accounting functions.  Bob’s work experience prior to valuations included consulting work for Black Knight (f/k/a Alltel, LPS) within new client conversions, training, and special projects, as well as work for the RTC, and various mortgage servicing entities.  Bob has a B.S. degree in business from the University of Colorado. ... (view full description)

Thomas Federman

Partner
Hladik, Onorato & Federman

Hladik, Onorato & Federman, LLP is a general practice law firm with a significant concentration in representing loan servicers and investors in all facets of the default process in Pennsylvania and New Jersey. Our expertise includes foreclosure, bankruptcy, ejectment, loss mitigation and REO, as well as related default, title and unusual litigation. The firm’s partners are Stephen M. Hladik, David C. Onorato, and Thomas M. Federman. The attorneys who practice in HOF’s Default Division include Danielle Boyle-Ebersole, Eric Phillips, Pamela Cunningham, Jonathan Etkowicz, Douglas Sullivan, Anthony Ciuca and Faith C. Bones. Our firm has deep roots in the residential mortgage servicing ... (view full description)

Andrew Feng

Principal Financial Analyst
FHFA

With more than 20 years of diverse experience in financial services, Andrew Feng, CFA, FRM, serves as a Principal Financial Analyst with Federal Housing Finance Agency where he focuses on risk modeling areas.  He holds BA and MA degrees in Economics and an MBA.  
 

Gretchan Francis

Regional Vice President
Proctor Financial, Inc.

Ms. Francis joined Proctor Financial in 2011 as Regional Vice President, offering lender-placed, REO, and insurance tracking solutions to loan servicers nationwide.  With over a decade serving the financial institution and insurance markets, her breadth of knowledge includes origination, compliance, borrower experience, risk transfer, insurance tracking, and technology that supports servicing.

Ms. Francis earned her undergraduate degree from The University of Mount Union, and MBA from Youngstown State University, and currently resides in Cleveland, OH.  
 

Robert Galbraith

Managing Partner
Davidson Fink

Davidson Fink LLP is a full service commercial law firm ranked as a First Tier, Best Law Firm by the U.S. News World Report. As managing partner of Davidson Fink LLP and department head of the Real Estate and Default Services practice groups, Mr. Galbraith has extensive experience counseling Banking and Commercial Real Estate Developer clients in all aspects of residential and commercial real estate, development and finance, and default-related services. This experience has given him the knowledge to offer effective solutions to lenders and servicers, regional and national developers and investors.   Mr. Galbraith has lectured extensively on behalf of industry trade groups, inclu ... (view full description)

Bill Greenberg

Co-Deputy CIO
Two Harbors

William Greenberg serves as a Managing Director, Co-Deputy Chief Investment Officer of Two Harbors, with primary responsibility for the investment and hedging strategy of the company’s portfolio of conventional MSR, as well as managing the investment securities portfolio. Mr. Greenberg has over 25 years of experience managing portfolios of structured finance assets. Prior to joining Two Harbors in 2012, Mr. Greenberg was a Managing Director at UBS AG, holding a variety of senior positions with responsibilities including managing the mortgage repurchase liability risk related to over $100 billion of RMBS and whole loans issued and/or sold by UBS. Additionally, Mr. Greenberg was co-head of tra ... (view full description)

Joseph Grimes, III

VP - TPRM & MSR Financing
Fannie Mae

Name: Joseph A. Grimes, IIITitle: Vice President – Third Party Risk Management & MSR FinancingDivision: Single Family BusinessResponsibilities: Joseph A. Grimes III is Fannie Mae's Vice President – Third Party Risk Management & MSR Financing. He reports to the Senior Vice President and Chief Credit Officer – Single-Family Underwriting, Pricing, and Capital Markets. Grimes is responsible for  lender & vendor approval, eligibility, and compliance in the Single-Family business as well as all MSR financing transactions involving Fannie Mae guaranteed loans .  Experien ... (view full description)

Derrick Gruner

General Counsel
Apollo Square Capital

Mr. Grüner possesses decades of real estate and finance industry experience. Prior to his role as General Counsel for ALTA Mortgage Capital and Strategic Holdings, he was General Counsel & Chief Legal Officer at Genesis Capital, Counsel at Anchor Loans, and before that partner at a large AV-rated east coast law firm. In over a decade practicing law, he has focused on banking, finance, and real estate with broad transactional knowledge as well as a substantial litigation practice. Mr. Grüner has nearly a decade of real estate finance experience prior to the practice of law, and as a result commands an in-depth understanding of the real estate and banking industries. He is a recognized lea ... (view full description)

Bryan Hughes

Supervising Attorney
Anselmo Lindberg & Associates LLC

Bryan D. Hughes practices in the areas of mortgage foreclosure, collections, and real estate law. He is a graduate of the University of Illinois at Urbana-Champaign (2006) and The John Marshall Law School (2009).  He is licensed to practice law in the state of Illinois, in Federal Court in the Northern, Central, and Southern Districts of Illinois, the Northern and Southern Districts of Indiana and the Northern District of Ohio.  He  is a member of the American Bar Association, the Illinois State Bar Association, the Chicago Bar Association, and the DuPage County Bar Association.  He has been a speaker at various trade association and continuing legal education seminars on mortgage foreclosur ... (view full description)

Philip Laren

Director MSR Services
MCT Trading Inc

Mr. Laren has been involved in mortgage banking capital markets and risk management for over 29 years. He is well known for developing financial models with applications to servicing value, pipeline hedging, optimal use of options for both servicing and pipeline hedging, as well as profitability and best execution models. He has presented on servicing asset topics at the MBA’s Annual and Secondary market meetings, and has taught both the Secondary Marketing and the Servicing Valuation section of the MBA’s School of Mortgage Banking II.   He is one of the few Capital Markets professionals with experience running major prime and non-prime operations, including stops in Michigan, So ... (view full description)

Michael Lau

Chief Executive Officer
Pingora Asset Management

Michael Lau, currently CEO of Pingora Asset Management, has over 25 years of expertise in loan servicing, underwriting, quality control, IT, accounting, finance, capital markets, and business development. Throughout his career, Michael’s understanding of MSRs aided numerous companies through negotiating the sale of servicing rights on a flow and bulk basis.Prior to Pingora, Michael spent 12 years on the senior management team at Phoenix Capital, a leading firm managing the sales and valuation of mortgage servicing rights. His management of new business development, as well as existing client bases, mergers and acquisition, whole loan brokerage, and strategic planning helped to ... (view full description)

Ruth Lee, CMB

Executive Vice President
MorVest Capital

With over 24 years of sales and operational leadership, Ruth Lee is a prevalent speaker, author and thought leader in the mortgage industry.  Recognized for demonstrating a natural aptitude for identifying industry trends, as well as for client relations and building channels, she has a verifiable history of contributing directly to company growth and expansion throughout her career. Having built and sold two companies, one in origination and one in operational and compliance services, Ruth’s expertise spans retail, wholesale, correspondent investing, warehouse lending, servicing, market analysis, technology solutions, and project management.   Currently, Ruth is pursuing a timely path provi ... (view full description)

Wayne Liu

SVP, Secondary Marketing
Royal Pacific Funding

Wayne Liu is Senior Vice President of Secondary Marketing at Royal Pacific Funding where he oversees the firm’s hedging and pricing strategies, QM/NonQM product development, and MSR portfolio management. Prior to joining Royal Pacific Funding, Wayne was Exec Vice President at Prospect Mortgage where he oversaw the firm's Capital Market activities and MSR portfolio.  Wayne also held various positions in trading, structuring, analytical, and management at Countrywide, Bank of America, Bloomberg, Tuttle & Co., and First Franklin.  Wayne graduated with a BA in Economics from UC Santa Cruz and is a Chartered Financial Analyst.
 

Jay Lown

President & Chief Executive Officer
Cherry Hill Mortgage Investment Corp.

Mr. Lown has over 25 years of combined experience in the financial services industry and the residential mortgage markets. Mr. Lown is currently President and CEO of Cherry Hill Mortgage Investment Corporation, a residential mortgage Real Estate Mortgage Investment Trust that acquires, invests and manages servicing related assets, agency mortgage backed securities and other residential mortgage assets.  Mr. Lown previously served as Executive Vice President in charge of strategic funding projects and capital markets from May 2012 through July 2016.      In the years prior to joining Freedom Mortgage, Mr. Lown was a Portfolio Manager at Avenue Capital Group and was head of the res ... (view full description)

Peter Lublin

Senior Partner
Rubin Lublin LLC

Mr. Lublin is proud to be Rubin Lublin’s senior partner. His primary areas of practice include business litigation, construction and banking litigation, real estate related litigation, contract disputes, lender liability defense, financial institution litigation and title insurance claims litigation. Mr. Lublin is Past President of the State Bar of Georgia Real Estate Section and frequently speaks nationally and locally on real estate related topics, including mortgage fraud and regulatory compliance. Mr. Lublin maintains an AV rating with Martindale-Hubbell. This peer rating is the most prestigious in the legal profession and indicates he has achieved the highest levels of professional exce ... (view full description)

Ron Mass

Managing Principal
Almitas Capital

Ron Mass is managing principal of Almitas Capital. Prior to founding Almitas Capital, Mr. Mass was a senior portfolio manager and head of Structured Product Investments at Western Asset Management in Pasadena, California for 21 years. Mr. Mass chaired the Leverage Products Committee at Western Asset and was on the Broad Market Strategy Committee as well as the Risk Management Committee. Mr. Mass was responsible for management of over $100 billion of fixed income investments in Asset Backed, Commercial Mortgaged Backed and Residential Mortgage Backed Securities and responsible for management of the Public Private Investment Partnership with the US Treasury as well as closed end funds and dedi ... (view full description)

Tricia McKitty

Director
Freddie Mac

Tricia McKitty is a Structured Transactions Director in Single-Family Portfolio Management at Freddie Mac. Ms. McKitty facilitates deals primarily related to servicing rights transfers on a negotiated basis and also supports financing transactions. She has over 10 years of experience in the residential mortgage industry. Prior to joining Freddie Mac in 2012, Ms. McKitty was a Vice President in the Fixed Income Division of Morgan Stanley, where she managed and negotiated transactions for the purchase and sale of residential mortgage loans and related matters. Ms. McKitty previously practiced corporate law, representing issuers and underwriters in capital markets transactions. ... (view full description)

Randall Miller

President
Randall S. Miller & Associates, P.C


Randall S. Miller is President of both Randall S. Miller & Associates, a default firm servicing the states of Colorado, Illinois, Michigan, Minnesota, Wisconsin, and Wyoming, as well as Schweitzer Title Agency, LTD, which provides default title searches nationally. He is also CEO of U.S. Default Management. Miller graduated from Michigan State University in 1987, and the Detroit College of Law in 1992. He may be reached at rmiller@rsmalaw.com.

 

Grant Moon

CEO
Home Captain

Grant is the CEO and founder of Home Captain, Inc., one of the fastest growing real estate tech companies.  Before founding Home Captain, Grant obtained extensive experience in management, sales, marketing, e-commerce, and strategic partnerships working in multiple roles at American Express and Hersha a publicly traded Real Estate Investment Trust. Grant started his career serving in the US Army and worked in numerous leadership capacities achieving the rank of Major. Upon returning from a tour of duty in Iraq, Grant realized the value of homeownership with his VA Home Loan Benefits. He bought a multi-family home in Massachusetts and enjoyed the satisfaction of homeow ... (view full description)

Joseph Pepe

Senior VP-Customer Acquisition
SpringEQ LLC

Joseph Pepe is the Senior Vice President of Customer Acquisition, managing both Sales and Lead Management at Spring EQ. He has over 20 years of financial services experience, predominately in the online consumer direct mortgage originations sector. Joe has held various executive level positions at RoundPoint Mortgage Company (RMC) and Freedom Mortgage.   Specifically, at RMC he helped build the direct to consumer model before ultimately becoming President.   While at Freedom he built and ran both the consumer direct purchase division and the conventional loan division.  Joe has extensive experience leading direct to consumer marketing (including portfolio retention, direct mail, ... (view full description)

Tom Piercy

Managing Member
Interactive Mortgage Advisors

No biography specified

Edward Pinto

Co-Director & Chief Risk Officer
American Enterprise Institute

American Enterprise Institute (AEI) resident fellow Edward J. Pinto is the codirector of AEI’s International Center on Housing Risk. Along with AEI resident scholar Stephen Oliner, Pinto is the creator and developer of the AEI Pinto-Oliner Mortgage Risk and Collateral Risk Indexes. Pinto is the co-creator of the Wealth Building Home Mortgage, a new approach to home finance designed to serve the twin goals of providing to a broad range of homebuyers a more reliable and effective means of building wealth than currently available under existing policies, while maintaining buying power similar to a 30-year loan. An executive vice president and chief credit officer for Fannie Mae until the late 1 ... (view full description)

Andy Pollock

Senior Relationship Manager
Radian / Clayton

Andrew Pollock is a Senior Managing Director at Clayton Holdings.  Mr. Pollock is the Head of Consulting Services, which provides a wide array of consulting solutions to the mortgage banking industry.  Areas of specific expertise include all facets of mortgage origination channels (wholesale / retail / correspondent), risk management, quality control / asset quality, and compliance / regulatory risk. Mr. Pollock has detailed knowledge and experience in mortgage originations that have ensured a commitment to quality and a culture of discipline.  Understanding that loan performance and quality originations establishes profitability and industry recognized reputat ... (view full description)

Al Qureshi

Managing Director
Blue Water Financial Technologies

As a senior managing director, Al brings over 20 years of experience in mortgage and capital markets to Blue Water’s senior management team. Immediately prior to joining Blue Water,  Al Qureshi was the President of Incenter Portfolio Advisors for more than two years. At Incenter, Al developed various MSR related hedge strategies and valuation models as well as a bulk execution Platform called MSR-X. Al brings all of these developments with him to Blue Water and is excited to continue to build upon these strategies in a dynamic, sophisticated and client-focused environment. Prior to joining Incenter, Al served as Head of Mortgage Servicing Hedging and Hedging Analytics at U.S. Bank. Al has al ... (view full description)

Azad Rafat

Managing Director, MSR Analytics & Valuations
Capital Markets Cooperative, LLC

Azad Rafat is Managing Director of MSR valuations and servicing analytics at Capital Markets Cooperative. He has over 30 years of experience in MSR valuations, IT, finance and accounting, mortgage servicing, and other fields in the mortgage industry. Azad spent the last 22 years managing, analyzing, and advising banks, credit unions, independent lenders, and private equity firms on their MSR holdings and strategies. He is instrumental in developing and growing the MSR valuations and analytics business at CMC. He also founded GSH Capital, a niche MSR valuation company, and successfully developed and grew its MSR valuations and analytics business. He developed several analytical an ... (view full description)

Tom Rettinger

MD, Portfolio Risk Management
PennyMac

Tom Rettinger is responsible for managing the hedge and investment programs relating to the MSR, Pipeline and Investment portfolios of the PennyMac entities. Additionally he is responsible for oversight of Secondary Marketing activities and he is the Chair of PennyMac's Asset & Liability and Investment Committee. Prior to joining PennyMac, Mr. Rettinger operated a Risk Advisory firm focusing on Mortgage Risk Management, MSR Acquisitions and Valuations. Previously he was a Managing Director at Countrywide Financial responsible for the management of their $1.4 Trillion Mortgage Servicing Portfolio and related hedging strategy, Pipeline Risk Management and the valuation of the Retained Secu ... (view full description)

Manbir S. Sandhu

President
Sandhu Law Group LLC

Manbir S. Sandhu is President of the Sandhu Law Group, a creditors rights firm concentrating in the area of foreclosure, bankruptcy, eviction and litigation. The Sandhu law Group represents lenders and mortgage servicers in Ohio, Kentucky and Indiana. Mr. Sandhu is also CEO of Ohio Real Title Agency which provides title services in default related litigation. Mr. Sandhu is a graduate of the University of Akron with undergraduate degree in Political Science as well as a Juris Doctorate from Thomas Cooley Law School. Mr. Sandhu may be reached at msandhu@sandhu-law.com.
 

Christopher Sabbe

VP, Business Development
PHH Mortgage

Christopher Sabbe is the Vice President, Business Development for PHH Mortgage, responsible for leading the Company’s sales strategy, as PHH further expands its subservicing & MSR strategy.  Mr. Sabbe leads a dedicated team driving growth in subservicing, portfolio retention, and its newest capability in acquiring MSRs.  Mr. Sabbe has over 22 years in the financial services space, having helped build 2 subservicers from the ground up and has managed outsourcing & software engagements in 8 countries.  From 2012 to 2016, he served as Senior Vice President, Strategy and Business Development at LenderLive Network and has held leadership positions at Dorado/CoreLogic, Walter Investment, a ... (view full description)

Aaron Samples

Chief Executive Officer
First Guaranty Mortgage Corp.

Aaron Samples brings over 20 years of industry experience and expertise across all phases of mortgage lending and servicing. Prior to joining FGMC as President and CEO, Aaron served four years as Executive Vice President at Stearns Lending. During his tenure at Stearns, Aaron managed various origination channels, strategic corporate initiatives, and served as Director of MSR. Prior to joining Stearns Lending, Aaron served in various executive capacities at Nationstar Mortgage, where his responsibilities included the acquisitions of mortgage servicing rights, corporate M&A, and management of residential loan portfolio subservicing. While at Nationstar, Aaron also held various executive ro ... (view full description)

Achal Shah

Vice President
MUFG Union Bank

Achal Shah, CFA, FRM is currently Senior MSR Valuation Analyst at MUFG Union Bank. Prior to that, he has worked in MSR Hedging and Investment Portfolio Analytics at BB&T Bank.

Achal holds a BE in Telecommunications Engg. from Mumbai University and MS in Financial Engg. from University of Michigan.

Geoffrey Sharp

Managing Director
Eris Innovations

Mr. Sharp is responsible for Sales and Marketing at Eris Innovations, developers of the Eris Swap Futures complex. Eris contracts trade at CME Group, making them easily accessible to all market poarticipants. Prior to Eris, Mr. Sharp was a Managing Director in global interest rate markets at Nomura Securities International, and previously held senior derivatives trading and sales roles at Lehman Brothers in both Tokyo and New York. Mr. Sharp holds a B.Eng. from The University of Bristol, England.

Terry Smith

CEO
Rushmore Loan Management

As CEO, Terry Smith has lead Rushmore to 8 years of strong growth in the Residential Mortgage Servicing space. Rushmore has become a nationally recognized high-touch special servicer that is an approved Seller-Servicer with FreddieMac, FannieMae & GinnieMae. Rushmore currently has over 325k0k loans on the platform and growing, plus is rated by S&P, Fitch, DBRS & Kroll. Rushmore has offices in California, Texas, Oklahoma and Puerto Rico. Mr. Smith has also been a Senior Managing Partner at Roosevelt Management Company for the last 10 years where he is responsible for capital markets, operations and servicing.   Mr. Smith formerly worked at Ellington Management Group, w ... (view full description)

Gene Spencer

CEO
Homeownership Preservation Foundation

  Gene Spencer serves as senior vice president for stakeholder engagement, policy and research at the Homeownership Preservation Foundation (HPF), the national nonprofit that operates the consumer hotline for Treasury’s Making Home Affordable program.  HPF has provided support to over 9 million at-risk consumers during the nation’s housing crisis and is the leading provider of post-modification re-default prevention counseling in cooperation with major servicing firms.   Spencer leads engagement with the federal housing agencies, policymakers, regulators and mortgage industry partners on business and policy matters. Spencer serves as a me ... (view full description)

Leon Tatevossian

Adjunct Professor
NYU -(Courant and Tandon)

Leon Tatevossian is an adjunct professor at New York University (Mathematics in Finance [Courant Institute] and Finance and Risk Engineering [Tandon School]).  From 2009-16 Leon was a director in Group Risk Management at RBC Capital Markets, LLC, where he covered market risk for securitized products in secondary-trading, origination, and proprietary-trading areas.  He has twenty-nine years of experience in the fixed-income capital markets, including positions as a trader, quantitative strategist, derivatives modeler, and market-risk analyst.  Leon's product background includes US Treasury securities, US agency securities, interest-rate derivatives, MBSs, and credit derivatives.  He graduated ... (view full description)

Jason Vinar

Managing Director
Two Harbors Investment Corp.

Jason is a member of the Investment Team at Two Harbors and focuses on managing and acquiring a portfolio of Mortgage Servicing Rights.  Two Harbors has been investing in MSR through both bulk and co-issue flow channels since 2013 and actively manages a portfolio of $90 billion position as of September 30, 2017. Since 2010, Jason has been a Lecturer, Master of Financial Mathematics at the University of Minnesota. Jason received a Bachelors of Science in Mathematics and Economics from the University of Wisconsin – Eau Claire, and a Master of Financial Mathematics from the University of Minnesota.
 

Tom Walsh

Executive Vice President
Roosevelt Management Co.

Mr. Walsh has a broad mortgage lending and real estate back ground with a solid understanding of the economics of loan servicing and a strong expertise in the mortgage risk management.       Mr. Walsh joined Roosevelt Management Company August 2008 and is responsible for management of mortgage assets including loss mitigation strategies, loan administration and mortgage servicing.   Mr. Walsh is President of Rushmore Loan Management services, a subsidiary of Roosevelt Management Company.     Mr. Walsh was with Morgan Stanley for four years in and led the Morgan Stanley servicing oversight function responsible for third party servicing relationships, master servicing a ... (view full description)
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Event Contacts for The 1st Annual Residential Mortgage Servicing Rights Forum (West)

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Below are the terms and conditions governing your use of EIMN, LLC ("IMN") this website and any products or services connected therewith. By using the website or services connected with the website, you acknowledge and agree to the following:

*Your Obligations. You represent and warrant that you have the capacity to agree to these Terms and you are at least eighteen (18) years of age. To the extent any individual accesses a Site or uses a Service as an employee, partner, director, agent or representative ("Agent") of any legal entity which is a Subscriber, the Agent warrants that he or she has authority to agree to these Terms on behalf of the relevant legal entity.

You will procure that you and any licensed user under your subscription will: (a) comply with all applicable laws in relation to the site and services, including without limitation, laws relating to the use of Intellectual Property; (b) not use the site or the content outside the scope of permitted use and will not infringe any Intellectual Property or other rights in or relating to the site or the services or of any third party; (c) not copy, reproduce, recompile, decompile, disassemble, reverse engineer, upload, download, transmit, create derivative works from or otherwise exploit or tamper with the site or any software embodied in any site or service; (d) not prevent or restrict the use of any site or service by other authorized users nor hack into or cause damage to any server or other equipment operated by us; and (e) comply fully with these Terms.

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Any material and analysis provided by or through IMN or this website is not a recommendation that must be followed or an offer, or solicitation of an offer to buy or sell any financial product; IMN does not recommend that you enter into a particular transaction or represent that any product or service described on this website is suitable for you or your company. Nor is any information displayed here promoting any particular financial product, service or trading strategy in any jurisdiction where such an offer or solicitation, or trading strategy may be prohibited. As all prudent investors know, some transactions, including but without limitation, those involving high-yield securities, give rise to substantial risk and any investment decision you may make is your own. You should not enter into any transactions unless you have fully understood all such risks and have independently determined that such transactions are appropriate for you. Any discussion of the risks contained herein with respect to any product should not be considered to be a disclosure of all risks or complete discussion of the risks mentioned.

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*Website or Internet failure. IMN shall have no liability, contingent or otherwise, to you or to third parties, or any responsibility whatsoever, for the failure of any connection or communication service to provide or maintain your access to this service, or for any interruption or disruption of such access or any erroneous communication between IMN and you. IMN also does not warrant or represent that the website shall be completely secure, specifically including without limitation, that no unauthorized person shall intercept or access information transmitted by you.

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*User Communication. To the extent permitted while using DirectConnect, you can use and participate in groups, free to post and delete comment on the website. You are solely responsible for your interactions with other users. IMN may limit the number of connections you may have to other users and may at its sole discretion prohibit you from contacting other users through use of the Services or otherwise limit your use of the Services.

If you violate this Agreement while posting, that content may be removed without further notice or the rights of others posting here. Nothing you post here is confidential or proprietary and you are cautioned that other posters or viewers may use any information posted here. By posting here you agree that IMN is not responsible for the misappropriation or misuse of any information posted on this website.

*Privacy. Any submissions, including private personal information, like names, addresses and so on, are voluntary and you waive any and all rights you have to the protection of that information. By submitting ideas, suggestions, documents or other matter ("Submissions"), you agree that: (a) the Submissions are not confidential or proprietary information; (b) IMN has no obligation to keep the submissions confidential; (c) IMN can use or disclose the Submissions for any purpose, in any way, in any media worldwide; (d) if asked, you will irrevocably assign to IMN all rights to your Submissions; and (f) you are not entitled to any compensation of any kind from IMN under any circumstances.

*Content by Becoming a User of DirectConnect: As part of obtaining registration access to DirectConnect, unless you opt out, you may receive invitations to network from other conference attendees. We may also send you emails to keep you updated on developments in the site and services. Your registration for and/or subscription to such an email service and your use of the content received through these email services will be subject to these terms. You can unsubscribe to our email service by changing your email preferences on the website.

*License. If you comply with all your obligations under this Agreement, IMN grants you a limited, revocable, nonexclusive license and right to access the Services, through a generally available web browser, mobile device or application view information and use the web pages and in accordance with this Agreement for your use only. Any other use of DirectConnect is strictly prohibited. All rights not expressly granted in this Agreement, including, without limitation, title, ownership, intellectual property rights, and all other rights are retained by IMN.

*Anti-Hacking. You expressly agree not to use or attempt to use any "virus," "spyware," "malware," "adware," "Trojan horse" "deep-link," "scraper," "bot," "spider," "data-mining," "computer code" or any other automated device, program, tool, algorithm, process, or methodology or manual process having similar processes or functionality, to access, acquire, copy, or monitor any portion of this website or content. You also agree not to obtain or attempt to obtain through any means any materials or information on the website that have not been intentionally made available either by their public display on the Web Site or through their accessibility by a visible link or portal. You further agree not to violate the security of the website or attempt to gain unauthorized access to the website, data, materials, information, computer systems or networks connected to any server, through hacking, password mining or any other method.

*No Linkage. You expressly agree not to link or attempt to link to this website or the web pages contained herein.

*Third Party Information. Some of the information you access here is the property of third parties, made available here with the express permission of those third parties. IMN is not responsible for the content of any third party information provided on this website. You are cautioned that any further use of that information by you may be subject to the rights of those third parties and you may be required to obtain a license to use any such information. Failure to obtain third party permission may be a violation of federal law. You should contact the third party provider of the information to ascertain the requirements for using the information.

*Copyright and Trademarks. The layout of the website pages, graphics and pictures used and the collection of individual contributions are protected by copyright. All copyrights belong either to IMN, the third-party content providers or both. Either IMN or the third-party content providers own all trademarks and service marks depicted here.

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*Changes in Terms and Conditions. IMN may at any time revise the terms and conditions by which you may access the website or use IMN products or services. By using this website and IMN products and services, you agree to be bound by any such revisions and should therefore periodically visit this page to determine the then current version of this document.

*Limitation of Liability. Neither we, nor any of our suppliers, officers, employees, partners, affiliates, subsidiaries, successors and assigns, agents or representatives (our "Representatives") will be liable to you for:

(a) any incidental, punitive, indirect, special or consequential damage, loss or expenses, including but not limited to any loss of business, contracts, revenue, or profits, any business interruption, security breach, loss of data, loss of goodwill or reputation or other pecuniary loss suffered by you, even if we or any of our Representatives have been advised of their possible existence; nor? (b) any direct damage loss or expenses arising from loss of customers, loss of profits, loss of anticipated profits or loss of savings.

*Termination. You may terminate this Agreement, for any or no reason, at any time, when IMN receives notice from you. IMN may terminate the Agreement and your account for any reason or no reason, at any time, with or without notice. This cancellation shall be effective immediately or as may be specified in the notice and may include disabling your current and future access to DirectConnect. IMN may also suspend or terminate this Agreement if you invite other users with whom you do not know to connect; abuse the any DirectConnect messaging services; creating multiple or false profiles; infringe on any intellectual property rights, violating any provisions in this Agreement, disparage IMN or its executives, Board members, affiliates, staff or other related entities or persons, or exhibit any other behavior that IMN, in its sole discretion, deems contrary to the purpose of the website.

*No Waiver. Failure by either party to exercise any right or remedy under these Terms does not constitute a waiver of that right or remedy.

*Entire Agreement. These terms (including any terms incorporated by reference in these terms), constitute the entire agreement between you and us with respect to your access to and use of the website or receipt of any service and supersede all prior agreements, negotiations and discussions between you and us relating to the same.

*Law and Jurisdiction. Where you visit, register and/or subscribe to a this site or related service (as indicated on this website or otherwise notified to you), these terms (and any dispute or claim arising out of or in connection with these terms, including non-contractual disputes or claims), to the maximum extent permissible under the law of the territory that you are located in, will be governed by the laws of the State of New York. Any action to enforce these terms shall be brought in a federal court or a state court located in the state of New York, county of New York, and you agree to submit yourself to the personal jurisdiction of those courts in any such action.

*Force Majeure. We shall not be deemed to be in breach of these Terms by reason of any delay in performing, or any failure to perform any service or our obligations in relation to these Terms, if the delay or failure was due to any cause beyond our reasonable control, including but not limited to acts of God, explosions, floods, fire or accident, war or threat of war, terrorism or threat of terrorism, sabotage, civil disturbance, epidemics, prohibitions or measures of any kind on the part of any governmental, parliamentary or local authority, import or export regulations or embargoes, or industrial actions or trade disputes (whether involving our employees or of third parties).

*Severability. If any provision of these Terms is found to be wholly or partially invalid, void or unenforceable by any court having competent jurisdiction or by virtue of any legislation or any other reason, that provision shall be invalid, void or unenforceable to that extent only and no further and the validity and enforceability of the remaining provisions of these Terms shall not be affected.

*Notices. Any notice given pursuant to these Terms shall be made by email or first class post, in the case of you, to the address provided on your registration form and, in the case of us, to the address posted on the website or otherwise notified to you in relation to any relevant service. Any such notice shall be deemed to have arrived if sent by post within three (3) days of posting and if sent by email at the time of transmission.
Information Management Network - Privacy Notice

Introduction - Who we are

Euromoney Institutional Investor PLC (“Euromoney”, “we”, “us” or “our”) is an international business-information group covering asset management, price discovery, data and market intelligence, and banking and finance. The group also runs an extensive portfolio of events for the telecoms, financial and commodities markets.

For a full list of our brands and group companies, please click on this link. Euromoney and its group companies are committed to respecting the privacy of every person who visits, registers with or subscribes to our websites, publications, events and other products or services.

Euromoney is the primary data controller of personal data collected through this website or that we may collect in different ways as described in this Privacy Notice. If you are contacted by our other group companies, they will also be controllers of your personal data. This means that they are responsible for how your personal data is used, just as we are. You may contact any of these companies directly, or you can contact Euromoney by emailing dataprotectionofficer@euromoneyplc.com or writing to the Data Protection Officer at Euromoney Institutional Investor PLC, 8 Bouverie Street, London EC4Y 8AX, United Kingdom.

This Privacy Notice was updated on 23 May 2018

Our Approach to Your Privacy

This Privacy Notice outlines the information we may collect about you in relation to your use of our products and services (“personal data”). It also explains the legal rights that you have in relation to your data and how you may exercise these rights.

Some of our group companies may collect and use personal data for different purposes; those companies have their own websites and privacy notices.

We will process your data for the following lawful purposes: with your consent; to fulfil our obligations to you; and where there is a legitimate interest to do so.

When possible, we rely on your consent to use your data for the purposes described in this Privacy Notice. We also process personal data to fulfil our contractual obligations to you, for example, when you register for any of our services, subscribe to a publication, sign-up for an event or purchase a product from us, we will need to process some of your personal data. This will also include details of the person/people responsible for payment (if different).

We may determine that processing your personal data serves both of our legitimate interests. This is the case in relation to many of our research, customer survey, sales, marketing and advertising activities described in this Privacy Notice. These activities allow us to better understand your requirements, which in turn enables us to provide you with a better service. We review the bases for our processing decisions carefully and you can object to these activities at any time (see the “Your Rights” section of this Privacy Notice).

What Personal Data We Collect & Why

Our primary goal in collecting personal data from you is to give you a relevant customised experience of our products and services.

  • Registration, Free Trials & Subscriptions

    When you register with our website and/or sign up for a free trial of our products or services, we may ask you to provide your name, address, email address and telephone number, and details relevant to your occupation or employer.

    If you subscribe to one of our products or services, we will also ask for payment details. Credit/debit card payments are processed using a third party supplier and we do not retain the credit card data (see the Third Party Sites of this Privacy Notice). Address details may be shared with third party service providers engaged by us for order fulfilment, delivery and payment collection. This personal data is used by us to complete subscription requests.

  • Events & Conferences

    If you have registered for an event through a group website we may collect personal data including: name, job title, company, address, telephone number and email.

    This information is necessary so that we can complete your registration for the event and provide you with relevant event materials.

    We may also provide delegate details (e.g. name, email) to event sponsors who, subject to your consent, may contact you for their own advertising and marketing purposes.

  • Advertising & Marketing

    We use the personal data you provide us and which we collect from you to inform you about similar products and services which we provide. We may send you marketing communications that are sponsored by our partners and which are targeted to your interests based on information you have provided us such as job title, employer and/or industry. If you have consented to receive information from other Euromoney group companies, we may share your personal data with these companies so that they can fulfil your request to receive marketing materials in accordance with your preferences. We will not share your personal data with any third parties for their own marketing purposes unless you have provided your consent.

    Each of the Euromoney group companies that may contact you is a data controller in relation to the personal data that you have agreed to share with them. If you have any questions or concerns, you may contact the individual company, or us – using the contact details set out in the “Who We Are” section.

    You can opt out from receiving such materials at any time.

    The personal data we may use for advertising and marketing purposes includes your name, email address, job title, phone number, company name/employer, geo location, postal address and data collected using cookies and other similar technology (Please read our separate Cookies Policy to find out more about which cookies we use, how they work and how you can control your cookie options).

    Marketing materials are sent electronically, by post and we may occasionally call you.

  • Online Targeted Advertising

    We use targeted advertising on our websites to display advertisements that are relevant to what we believe are your interests. In order to deliver relevant advertisements, we use third parties to deliver cookies that collect information about your IP address and how you interact with our sites (e.g. browsing information, which articles you have read etc.). This data is used by the third parties to determine which advertisements may be of interest to you.

    We may also share your personal data with third parties to deliver targeted advertising to you on other websites (e.g. Twitter Tailored Audiences or Facebook Custom Audiences). This could include your email address, cookie data, and information obtained from third parties. Third party cookies may also be used to enable us to target advertisements to you on other websites that you visit.

  • Lead Generation and Scoring

    We occasionally use the services of trusted third parties in order to ensure that the personal data we use for advertising and marketing purposes is accurate and up-to-date. To do this, we transfer personal data of individual leads (such as name, email, job title, location and phone number) to these third parties who conduct research to verify the data – primarily against public information.

    We also use algorithmic software technology to help us improve the quality and relevance of marketing activities. The personal data analysed by the software includes email address, phone number, job title, address, purchase history and account information. This allows us to provide meaningful offers that are relevant to your specific profile.

  • Surveys, Market Research & Customer Feedback

    We want to understand the needs of our readers and customers. We may therefore use the information you provide us – including your name and contact details – to contact you to request your feedback, or to participate in our customer and market research.

  • Public forums, message boards and blogs

    Some of the pages on our group websites may include message boards, blogs or other facilities for generating content from users. Any information that is disclosed in these areas becomes public information and you should always be careful when deciding to post any personal data. User generated content is also subject to our site Terms & Conditions.

  • Business or Asset Sale

    If we sell a business or assets we may need to disclose your personal data to the prospective buyer of such business or assets.

    If Euromoney, or any of our group companies is sold or sells our assets or is acquired by a third party, then personal data about our customers will be acquired by that third party. A transfer of your personal data in these circumstances would be necessary so that the services you have contracted for can still be delivered, or so that you can continue to enjoy the benefits of our free products and services. You will receive notice if a new controller assumes responsibility for your personal data.

  • Additional Third Party Disclosures

    We may disclose your personal data to other third parties in the following situations:

    • To third party partners who help us by providing services such as technology, marketing, advisory or other services. These third parties only receive encrypted data and may only process personal data to provide those services to us.
    • Where we are required by law or regulation to do so. In each case we will seek, where practicable, to minimise the amount of data that is disclosed.
    • If required to protect the rights and interests of other users and/or Euromoney and its affiliates (including our employees, agents and contractors), or as otherwise set out in our Terms & Conditions. This may include exchanging information with other companies and organisations for the purposes of fraud protection.
  • Email Tracking

    We may include small pixel tags (small image files) within the emails we send you in order to determine whether our emails are opened and/or whether the hyperlinks inside our emails are clicked through. We may also collect browser, location and the device used to engage with our email communications. This information allows us to better understand whether we are meeting our users’ needs and how we can improve our communications. No other information is collected. You can opt out of receiving our direct marketing emails either by following the instructions in each email, or by contacting us (see the “Who We Are” section of this Privacy Notice).

International Transfers

Some of the Euromoney group companies are based outside the European Economic Area (EEA). If you have consented to being contacted by our group companies, then the transfer of your personal data will be made according to the terms of an international data sharing agreement that contains obligations approved by European data protection regulators. Any of our group companies that receive your personal data will be co-controllers of that data, which means they may determine how they process your personal data – although they may only use it for the purposes for which it was shared, unless you are informed of new or additional processing activities.

We may also transfer personal data to third party service providers as described in this Privacy Notice which are located outside the EEA. Where we conduct these transfers, we take all steps necessary to ensure that your data is treated securely and in accordance with applicable privacy legislation, either by only sending your personal data to jurisdictions that provide an adequate degree of legal protection for your data or by imposing approved contractual terms on these third parties.

Retention Periods

We have a data retention policy that ensures we don’t use or store your personal data for longer than necessary. We consider the following issues to determine retention periods:

  • Guidance from the UK Information Commissioner or other regulatory agency, or industry best practice recommendations;
  • The business rationale for collection and expiry of the purpose for which personal data was collected;
  • Our ongoing ability to ensure the accuracy of the data; and
  • Legal and regulatory requirements.

We may occasionally need to keep personal data for either shorter or longer periods than specified in our retention policy. In such circumstances, application of the retention period to the data will be temporarily suspended. The suspension of an applicable retention period will be carried out in a manner that respects the rights and interests of all persons concerned.

How You Can Set Your Data & Privacy Preferences

You can use our Preference Centre to select the topics that are of interest to you so that we can send you publications and information about our products and services that are especially relevant to you. You can also choose the channels we use to contact you (email, phone, post, etc.) and can also opt-out of receiving marketing communications.

Your Rights

You have certain rights in relation to your personal data which include the following:

  • Access & Portability

    You may request access to any personal data of yours for which Euromoney is responsible as controller. Unless there are legal or regulatory reasons for not doing so, we will confirm whether we process any of your personal data and if we do, we will provide you with the following information: the purposes of the processing, the categories of personal data, any recipients of your personal data, the applicable retention period and the data source. Copies of your personal data will be made available to you in a structured, machine-readable format.

    You may also request that we transfer the personal data that you have submitted to us, to another controller, where it is technically feasible for us to do so.

    If you have consented to our processing of your personal data, or if we are processing your personal data in order to fulfil our contractual obligations to you, then you can submit a request that we transfer your personal data to another data controller.

  • Rectification, Restriction, Objection

    You have the right to request that Euromoney rectify any errors in the personal data that we process. In some circumstances, you may also be able to ask for the erasure of personal data, and/or request that the processing of your personal data be restricted. You may also object to the processing of your personal data for sales or marketing purposes.

  • How to Exercise Your Rights

    To exercise any of these rights, please contact us by post or email at the following addresses:

    Euromoney Institutional Investor PLC
    8 Bouverie Street
    London, EC4Y 8AX
    United Kingdom

    Email: dataprotectionofficer@euromoneyplc.com

    Web form: Complete Subject Data Request Form

    We may need to check your identity prior to processing a request.

    Euromoney will do our best to respond to any questions and address any of your concerns. You are also able to register any complaints regarding the processing of your personal data directly with the UK Information Commissioner.

Protecting Your Data

Euromoney is committed to keeping your personal data secure and we will take appropriate technical and organisational measures to protect your personal data from loss, unauthorised use, disclosure or destruction. Although we do our best to protect your personal data, we cannot guarantee that any transmission of data is without risk. We have therefore implemented information security policies and rules, staff training on information security, and technical measures to ensure the integrity of data that we have under our control.

All our employees, contractors and data processors (i.e. those third parties that process personal data on our behalf) are required to keep such data confidential and not to use it for any purpose other than the performance of services we have requested.

Third Party Sites

Our site may contain links to other websites – including, for example, providers of payment processing services. Euromoney is not responsible for the privacy and data collection practices of third party sites and we therefore recommend that you review the privacy policies and terms of service of each site you visit.

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