a360inc, VP, Product Solutions
a360inc, Account Executive
a360inc., Chief Operating Officer
aboutMYmortgage.com, CMB Founder & CEO
ALDAN Group, Chief Executive Officer
Alesia Re, CIO, CTO
Alfa Wealth, LLC, Managing Member
Almitas Capital, Managing Principal
Altura Credit Union, Senior Vice President, Chief Risk Officer, and General Counsel
Amar Capital, Managing Director
American Destiny Real Estate Services, President & CEO
AmeriHome Mortgage Company, Managing Director, Capital Markets
AmWest Funding Corp, EVP, Capital Markets
Andrew Davidson & Co., Inc., Director, Business Development
Andrew Davidson & Co., Inc., Director, Model Risk Management
Angel Oak Capital, Senior Portfolio Manager
Angel Oak Capital, Managing Director
Angel Oak Capital Advisors, Managing Director
Apollo Square Capital, General Counsel
Aspen Capital, Partner
Automation Holdings LLC, Managing Member
Balbec Capital LP, Managing Director, Mortgage Pricing & Risk
Bayview Asset Management, Vice President
BBVA Compass, EVP, Director of Secondary Marketing
Best Capital Funding, VP, Production
Best Capital Funding, President
Best Capital Funding, Vice President
Better.com, Head of Capital Markets
Black Knight, Sales Executive
Black Knight, Sales Executive
Black Knight, VP, Product Management
Blue Water Financial Technologies, Managing Director
Blue Water Financial Technologies, Senior Vice President
Blue Water Financial Technologies, SVP of Business Development
Blue Water Financial Technologies, Executive Director of Business Development
Blue Water Financial Technologies LLC, Managing Director, Capital Markets
BSI Financial, Executive Vice President
Caliber Home Loans, EVP-Head Of Capital Markets
Capital Market Cooperative, National Sales Manager
Capital Markets Cooperative, LLC, Managing Director, MSR Analytics & Valuations
Carrington, Managing Director
Cenlar FSB, Executive Vice President
Cherry Hill Mortgage Investment Corp., MSR Portfolio Manager
Citizens Bank, Portfolio Manager
Citizens Bank, Vice President
CME Group, Manager, Interest Rate Products
Codilis & Associates, PC, President
Computershare Loan Services, 0
Computershare Loan Services, Chief Revenue Officer
Computershare Loan Services, President of Servicing and Capital Markets
Computershare Loan Services US, CEO
Conventus LLC, Servicing Manager
Conventus LLC, Servicing Associate
Cornerstone Home Lending, Inc., Executive Vice President-Capital Markets
Crestline Investors, Inc., Managing Director
CS Holdings, Principal
Debtwire, Senior Reporter
DoubleLine Capital, Portfolio Manager
DoubleLine Group LP, Mortgage-Backed Securities
Dovenmuehle Mortgage, VP of Business Development
Dovenmuehle Mortgage, Inc., Senior Vice President
EJF Capital, EJF Capital
Eris Innovations, Managing Director
Essent US Holdings, Inc., Vice President, Strategic Investments
Exceleras, VP, Business Development
Express Capital Services, LLC, President & CEO
Express Capital Services, LLC, Managing Partner
Express Capital Services, LLC, Director of Human Resources and Compliance
Fannie Mae, Director, Structured Transactions - MSR Financing
Fannie Mae, Credit Risk Analyst
Federal Reserve Bank of Atlanta, Senior Financial Specialist
Federal Reserve Bank of New York, Associate
FHFA, Risk Modeling Manager
Fifth Third Bank, Director, Financial Institutions Group
Fifth Third Bank, Director
Figure, Chief Data Officer
Figure, Managing Director
First Guaranty Mortgage Corporation, EVP, Capital Markets
First Guaranty Mortgage Corporation, VP, Capital Markets
First State Bank Mortgage, Vice President/Mtg Servicing
First State Bank Mortgage, -
FirstKey Mortgage, LLC, Managing Director
Fortress Investment Group, Managing Director
Freddie Mac, Vice President - Portfolio Management
Freddie Mac, Senior Director
Freedom Mortgage Corporation, Senior Vice President
Freedom Mortgage Corporation, VP, MSR Acquisitions
Freedom Mortgage Corporation, Executive Vice President
Freedom Mortgage Corporation, President and Chief Executive Officer
G & V Options & Solutions Inc, California & Florida Broker
Houlihan Lokey, Managing Director/Co-Head of FIG
Houlihan Lokey, Senior Vice President
Hunter Street, Managing Director Investments
HUNTER STREET PARTNERS, CEO / CIO
IMN, Sr Manager, Investor Relations
Impac Companies, EVP, CFO
Impac Companies, VP Trading and Servicing Analytics
Impac Companies, SVP Secondary Marketing and Servicing
Incenter Mortgage Advisors, Director
Incenter Mortgage Advisors, Managing Director
Incenter Mortgage Advisors, Managing Director, Analytics
Incenter Mortgage Advisors, VP, Transaction Management
Incenter Mortgage Advisors, VP, Analytics
Inside Mortgage Finance Publications, Inc, Editor
Interactive Mortgage Advisors, Managing Member
JP Morgan, Vice President, Analytics
Kelley Kronenberg - Foreclosure | Mortgage Default Litigation, Managing Partner
KeyLink-Service Beyond Borders, CEO
Loan Depot, SVP, MSR Valuation & Analytics
Loan Depot, Chief Capital Markets Officer
LoanCare, National Sales Executive
LoanCare, LLC, EVP Strategy and Business Dev.
LoanDepot, EVP, Servicing and Capital Markets Operations
Mayer Brown LLP, Partner
Mayer Brown LLP, Co-Head Securitization
McMichael Taylor Gray, VP Business Relations
McMichael Taylor Gray, LLC, Attorney
MCT Trading, Director of Analytics
MCT Trading Inc, Director MSR Services
MCT Trading Inc., 0
MIAC, Managing Director
MIAC Analytics, Senior Vice President
MIAC Capital Markets, Senior Vice President
MIAC Capital Markets Group, Managing Director
Mischler Financial Group, Director
Mortgage Connect LP, Senior Vice President
MountainView Financial Solutions, LLC, Managing Director
MountainView Financial Solutions, LLC, Managing Direcor
MountainView Financial Solutions, LLC, Managing Director
Mr Cooper, SVP Portfolio Investments
Mr Cooper, Senior Vice President
MUFG Union Bank, Vice President
Nationwide Mortgage Bankers, Inc, Senior VP of Servicing & Agency Relations
New American Funding, Chief Investment Officer
New York Mortgage Trust, Managing Director
NMSI, Inc., EVP of Capital Markets
Nova Home Loans, SVP, Capital Markets
Nova Home Loans, Chief Financial Officer
NS Capital Management, CEO
Oaktree Capital Management, Managing Director, US High Yield Bonds
Ocwen Financial Corporation, Senior Vice President, Investments and Corp Dev.
Ocwen Financial Corporation, Executive Vice President and Chief Investment Officer
Ocwen Nonperforming Loans, LLC, Director
Optimal Blue, Senior Product Manager
Optimal Blue, Data Solutions Manager
Padgett Law Group, Executive Director , Client Development & Business Support
Padgett Law Group, Marketing Strategist
Padgett Law Group, Managing Attorney- Foreclosure
Park Tree Investments, LLC, Manager
PennyMac, Valuation & Inv Analysis / Sr Analyst, FAV
PennyMac, Chief Investment Officer
PennyMac, Finance and Valuations, MSR
PennyMac, MD, Portfolio Risk Management
PennyMac, SVP, Servicing Investments
PHH Mortgage, VP, Business Development
PHH Mortgage, Director, Business Development
PHH Mortgage, Marketing Manager
PIMCO, Portfolio Management
Pingora Asset Management, Chief Executive Officer
Piper Jaffray, Senior Research Analyst
Plaza Home Mortgage, COO/CFO
Podium Mortgage Capital, Advisor
PrimeLending, SVP, Secondary Marketing
PRP Advisors, Senior Managing Director
Quantitative Risk Management, Vice President
Quantitative Risk Management, Vice President
Quicken Loans, Director of MSRs and Hedging
Quicken Loans, MSR Portfolio Manager
R.J. O'Brien & Associates, SVP, Fixed Income Group
Radian, Senior Relationship Manager, Enterprise Sales
RAS Legal Group, VP Business Development
RAS Legal Group, CEO
RAS Legal Group, EVP
RAS Legal Group PLLC, Managing Partner-Bankruptcy
Recovco Mortgage Management, LLC, Director, National Business Development
Renew Financial, Capital Markets, Head
Residential Mortgage Solutions, Manager
Residential Mortgage Solutions, Manager
Residential Wholesale Mortgage Inc, VP, Capital Markets
RJ O'Brien, Vice President
RJ O'Brien, Assistant Vice President, Fixed Income Group
RJO'Brien, SVP, MD, Fixed Income Group
RockTop Partners, LLC, VP of Operations
Roosevelt Management Co., Executive Vice President
Roosevelt Management Company, Managing Partner
RoundPoint Mortgage Servicing Corporation, CEO
Rushmore Loan Management Services LLC, Vice President
Rushmore Loan Management Services LLC, Senior Vice President
Rushmore Loan Management Services, LLC, Executive Vice President
Schiller, Knapp, Lefkowitz & Hertzel LLP, Partner
Schiller, Knapp, Lefkowitz & Hertzel, LLP, Director of Business Development
Seneca Mortgage, General Council
SitusAMC, Managing Director
SitusAMC, Managing Director,Analytics
Specialized Loan Servicing (SLS), SVP, Business Development
Spurs Capital, Managing Director
Spurs Capital LLC, Vice President of Asset Mgmt
Stern & Eisenberg, Business Development Director
Stern & Eisenberg, Director of Litigation
Stern & Eisenberg, PC, Managing Partner, CEO
Strand Strategic Group, President
Swiss Capital, President
Texas Capital Bank, EVP, Mortgage Finance
Texas Capital Bank, Vice President
The Yield Book, SVP - Sales
The Yield Book by FTSE Russell, Head of Yield Book Sales
Traditional Mortgage Acceptance Corporation, Chief Financial Officer
Tromberg Law Group , P.A., Attorney - Bankruptcy
Tromberg Law Group , P.A., Client Relations
Tromberg Law Group , P.A., Owner
Two Harbors, Co-Deputy CIO
Two Harbors Investment Corp., Managing Director
U.S. Bank, Vice President
Union Bank, Managing Director, Head of Capital Markets
Union Bank, Director-MSR Acquisition & Risk/Analytics
United Capital Markets, Inc, Chief Executive Officer
US Bancorp, Vice President
US Bank, SVP
US Bank, Risk Manager
USBank, SVP, Mortgage Analytics
Varde Partners, Inc., Investment Analyst
Varde Partners, Inc., Director
Wilary Winn LLC, Director
Wright, Finlay & Zak, LLP, Partner
Wright, Finlay & Zak, LLP, Managing Partner
ZVN Properties Inc., VP, Business Development
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Euromoney Institutional Investor PLC (“Euromoney”, “we”, “us” or “our”) is an international business-information group covering asset management, price discovery, data and market intelligence, and banking and finance. The group also runs an extensive portfolio of events for the telecoms, financial and commodities markets.
For a full list of our brands and group companies, please click on this link. Euromoney and its group companies are committed to respecting the privacy of every person who visits, registers with or subscribes to our websites, publications, events and other products or services.
Euromoney is the primary data controller of personal data collected through this website or that we may collect in different ways as described in this Privacy Notice. If you are contacted by our other group companies, they will also be controllers of your personal data. This means that they are responsible for how your personal data is used, just as we are. You may contact any of these companies directly, or you can contact Euromoney by emailing email@example.com or writing to the Data Protection Officer at Euromoney Institutional Investor PLC, 8 Bouverie Street, London EC4Y 8AX, United Kingdom.
This Privacy Notice was updated on 23 May 2018
This Privacy Notice outlines the information we may collect about you in relation to your use of our products and services (“personal data”). It also explains the legal rights that you have in relation to your data and how you may exercise these rights.
Some of our group companies may collect and use personal data for different purposes; those companies have their own websites and privacy notices.
We will process your data for the following lawful purposes: with your consent; to fulfil our obligations to you; and where there is a legitimate interest to do so.
When possible, we rely on your consent to use your data for the purposes described in this Privacy Notice. We also process personal data to fulfil our contractual obligations to you, for example, when you register for any of our services, subscribe to a publication, sign-up for an event or purchase a product from us, we will need to process some of your personal data. This will also include details of the person/people responsible for payment (if different).
We may determine that processing your personal data serves both of our legitimate interests. This is the case in relation to many of our research, customer survey, sales, marketing and advertising activities described in this Privacy Notice. These activities allow us to better understand your requirements, which in turn enables us to provide you with a better service. We review the bases for our processing decisions carefully and you can object to these activities at any time (see the “Your Rights” section of this Privacy Notice).
Our primary goal in collecting personal data from you is to give you a relevant customised experience of our products and services.
Registration, Free Trials & Subscriptions
When you register with our website and/or sign up for a free trial of our products or services, we may ask you to provide your name, address, email address and telephone number, and details relevant to your occupation or employer.
If you subscribe to one of our products or services, we will also ask for payment details. Credit/debit card payments are processed using a third party supplier and we do not retain the credit card data (see the Third Party Sites of this Privacy Notice). Address details may be shared with third party service providers engaged by us for order fulfilment, delivery and payment collection. This personal data is used by us to complete subscription requests.
Events & Conferences
If you have registered for an event through a group website we may collect personal data including: name, job title, company, address, telephone number and email.
This information is necessary so that we can complete your registration for the event and provide you with relevant event materials.
We may also provide delegate details (e.g. name, email) to event sponsors who, subject to your consent, may contact you for their own advertising and marketing purposes.
Advertising & Marketing
We use the personal data you provide us and which we collect from you to inform you about similar products and services which we provide. We may send you marketing communications that are sponsored by our partners and which are targeted to your interests based on information you have provided us such as job title, employer and/or industry. If you have consented to receive information from other Euromoney group companies, we may share your personal data with these companies so that they can fulfil your request to receive marketing materials in accordance with your preferences. We will not share your personal data with any third parties for their own marketing purposes unless you have provided your consent.
Each of the Euromoney group companies that may contact you is a data controller in relation to the personal data that you have agreed to share with them. If you have any questions or concerns, you may contact the individual company, or us – using the contact details set out in the “Who We Are” section.
You can opt out from receiving such materials at any time.
The personal data we may use for advertising and marketing purposes includes your name, email address, job title, phone number, company name/employer, geo location, postal address and data collected using cookies and other similar technology (Please read our separate Cookies Policy to find out more about which cookies we use, how they work and how you can control your cookie options).
Marketing materials are sent electronically, by post and we may occasionally call you.
Online Targeted Advertising
We use targeted advertising on our websites to display advertisements that are relevant to what we believe are your interests. In order to deliver relevant advertisements, we use third parties to deliver cookies that collect information about your IP address and how you interact with our sites (e.g. browsing information, which articles you have read etc.). This data is used by the third parties to determine which advertisements may be of interest to you.
We may also share your personal data with third parties to deliver targeted advertising to you on other websites (e.g. Twitter Tailored Audiences or Facebook Custom Audiences). This could include your email address, cookie data, and information obtained from third parties. Third party cookies may also be used to enable us to target advertisements to you on other websites that you visit.
Lead Generation and Scoring
We occasionally use the services of trusted third parties in order to ensure that the personal data we use for advertising and marketing purposes is accurate and up-to-date. To do this, we transfer personal data of individual leads (such as name, email, job title, location and phone number) to these third parties who conduct research to verify the data – primarily against public information.
We also use algorithmic software technology to help us improve the quality and relevance of marketing activities. The personal data analysed by the software includes email address, phone number, job title, address, purchase history and account information. This allows us to provide meaningful offers that are relevant to your specific profile.
Surveys, Market Research & Customer Feedback
We want to understand the needs of our readers and customers. We may therefore use the information you provide us – including your name and contact details – to contact you to request your feedback, or to participate in our customer and market research.
Public forums, message boards and blogs
Some of the pages on our group websites may include message boards, blogs or other facilities for generating content from users. Any information that is disclosed in these areas becomes public information and you should always be careful when deciding to post any personal data. User generated content is also subject to our site Terms & Conditions.
Business or Asset Sale
If we sell a business or assets we may need to disclose your personal data to the prospective buyer of such business or assets.
If Euromoney, or any of our group companies is sold or sells our assets or is acquired by a third party, then personal data about our customers will be acquired by that third party. A transfer of your personal data in these circumstances would be necessary so that the services you have contracted for can still be delivered, or so that you can continue to enjoy the benefits of our free products and services. You will receive notice if a new controller assumes responsibility for your personal data.
Additional Third Party Disclosures
We may disclose your personal data to other third parties in the following situations:
- To third party partners who help us by providing services such as technology, marketing, advisory or other services. These third parties only receive encrypted data and may only process personal data to provide those services to us.
- Where we are required by law or regulation to do so. In each case we will seek, where practicable, to minimise the amount of data that is disclosed.
- If required to protect the rights and interests of other users and/or Euromoney and its affiliates (including our employees, agents and contractors), or as otherwise set out in our Terms & Conditions. This may include exchanging information with other companies and organisations for the purposes of fraud protection.
We may include small pixel tags (small image files) within the emails we send you in order to determine whether our emails are opened and/or whether the hyperlinks inside our emails are clicked through. We may also collect browser, location and the device used to engage with our email communications. This information allows us to better understand whether we are meeting our users’ needs and how we can improve our communications. No other information is collected. You can opt out of receiving our direct marketing emails either by following the instructions in each email, or by contacting us (see the “Who We Are” section of this Privacy Notice).
Some of the Euromoney group companies are based outside the European Economic Area (EEA). If you have consented to being contacted by our group companies, then the transfer of your personal data will be made according to the terms of an international data sharing agreement that contains obligations approved by European data protection regulators. Any of our group companies that receive your personal data will be co-controllers of that data, which means they may determine how they process your personal data – although they may only use it for the purposes for which it was shared, unless you are informed of new or additional processing activities.
We may also transfer personal data to third party service providers as described in this Privacy Notice which are located outside the EEA. Where we conduct these transfers, we take all steps necessary to ensure that your data is treated securely and in accordance with applicable privacy legislation, either by only sending your personal data to jurisdictions that provide an adequate degree of legal protection for your data or by imposing approved contractual terms on these third parties.
We have a data retention policy that ensures we don’t use or store your personal data for longer than necessary. We consider the following issues to determine retention periods:
- Guidance from the UK Information Commissioner or other regulatory agency, or industry best practice recommendations;
- The business rationale for collection and expiry of the purpose for which personal data was collected;
- Our ongoing ability to ensure the accuracy of the data; and
- Legal and regulatory requirements.
We may occasionally need to keep personal data for either shorter or longer periods than specified in our retention policy. In such circumstances, application of the retention period to the data will be temporarily suspended. The suspension of an applicable retention period will be carried out in a manner that respects the rights and interests of all persons concerned.
You can use our Preference Centre to select the topics that are of interest to you so that we can send you publications and information about our products and services that are especially relevant to you. You can also choose the channels we use to contact you (email, phone, post, etc.) and can also opt-out of receiving marketing communications.
You have certain rights in relation to your personal data which include the following:
Access & Portability
You may request access to any personal data of yours for which Euromoney is responsible as controller. Unless there are legal or regulatory reasons for not doing so, we will confirm whether we process any of your personal data and if we do, we will provide you with the following information: the purposes of the processing, the categories of personal data, any recipients of your personal data, the applicable retention period and the data source. Copies of your personal data will be made available to you in a structured, machine-readable format.
You may also request that we transfer the personal data that you have submitted to us, to another controller, where it is technically feasible for us to do so.
If you have consented to our processing of your personal data, or if we are processing your personal data in order to fulfil our contractual obligations to you, then you can submit a request that we transfer your personal data to another data controller.
Rectification, Restriction, Objection
You have the right to request that Euromoney rectify any errors in the personal data that we process. In some circumstances, you may also be able to ask for the erasure of personal data, and/or request that the processing of your personal data be restricted. You may also object to the processing of your personal data for sales or marketing purposes.
How to Exercise Your Rights
To exercise any of these rights, please contact us by post or email at the following addresses:
Euromoney Institutional Investor PLC
8 Bouverie Street
London, EC4Y 8AX
Web form: Complete Subject Data Request Form
We may need to check your identity prior to processing a request.
Euromoney will do our best to respond to any questions and address any of your concerns. You are also able to register any complaints regarding the processing of your personal data directly with the UK Information Commissioner.
Euromoney is committed to keeping your personal data secure and we will take appropriate technical and organisational measures to protect your personal data from loss, unauthorised use, disclosure or destruction. Although we do our best to protect your personal data, we cannot guarantee that any transmission of data is without risk. We have therefore implemented information security policies and rules, staff training on information security, and technical measures to ensure the integrity of data that we have under our control.
All our employees, contractors and data processors (i.e. those third parties that process personal data on our behalf) are required to keep such data confidential and not to use it for any purpose other than the performance of services we have requested.
Our site may contain links to other websites – including, for example, providers of payment processing services. Euromoney is not responsible for the privacy and data collection practices of third party sites and we therefore recommend that you review the privacy policies and terms of service of each site you visit.
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