Credigy is a global specialty finance company with flexibility across the capital structure to acquire or finance all segments of the consumer receivables market. We directly manage consumer assets across multiple asset classes. We are the partner of choice when consumer finance institutions face complex challenges and strategic changes.
Incenter is a Blackstone portfolio company headquartered in the Twin Cities of Minneapolis and Saint Paul, Minnesota. Incenter employs over 300 professionals worldwide to provide its lender clients operating in the mortgage and specialty finance markets with access to capital, secondary markets solutions and fulfillment services.
Andrew Davidson & Co., Inc. is the leading provider of risk analytics and consulting for residential loans and MBS. We develop and license prepayment and credit models as well as risk measurement tools that are the benchmark analytics used by top mortgage and commercial banks, insurers, credit unions, broker-dealers and money management firms. With our unique blend of investment expertise and cutting edge quantitative methods, we produce highly advanced models and the most innovative solutio ... (view full description)

Andrew Davidson & Co., Inc. is the leading provider of risk analytics and consulting for residential loans and MBS. We develop and license prepayment and credit models as well as risk measurement tools that are the benchmark analytics used by top mortgage and commercial banks, insurers, credit unions, broker-dealers and money management firms. With our unique blend of investment expertise and cutting edge quantitative methods, we produce highly advanced models and the most innovative solutions to mortgage investment challenges.
Black Knight, (NYSE:BKI), is a leading provider of integrated technology, services and data that facilitate and automate many of the business processes across the mortgage lifecycle. Black Knight’s offerings include a comprehensive and highly accurate mortgage performance database as well as a leading mortgage behavioral model used to value CRT deals as well as all types of mortgage pools, securities, and MSRs. Black Knight delivers best-in-class technology, services and insight with a rel ... (view full description)

Black Knight, (NYSE:BKI), is a leading provider of integrated technology, services and data that facilitate and automate many of the business processes across the mortgage lifecycle. Black Knight’s offerings include a comprehensive and highly accurate mortgage performance database as well as a leading mortgage behavioral model used to value CRT deals as well as all types of mortgage pools, securities, and MSRs. Black Knight delivers best-in-class technology, services and insight with a relentless commitment to excellence, innovation, integrity and leadership to effectively support the trading, risk, research, and compliance functions within the capital markets.
PHH Mortgage is one of the largest subservicers of residential mortgages in the United States. PHH Mortgage provides servicing solutions to companies who own mortgage servicing rights and offers portfolio retention services to extend and enhance customer relationships. The company has been providing mortgage lending and servicing solutions since 1984 and is dedicated to maintaining responsible and ethical practices while delivering an exceptional customer experience. We strictly focus o ... (view full description)

PHH Mortgage is one of the largest subservicers of residential mortgages in the United States. PHH Mortgage provides servicing solutions to companies who own mortgage servicing rights and offers portfolio retention services to extend and enhance customer relationships. The company has been providing mortgage lending and servicing solutions since 1984 and is dedicated to maintaining responsible and ethical practices while delivering an exceptional customer experience.
We strictly focus on subservicing and portfolio retention. This allows our diverse professional clients – representing some of the largest and most recognizable financial and wealth management institutions, investors of MSRs, regional and community banks, and credit unions – to concentrate on their core businesses, while providing borrowers with exceptional customer service throughout the life of their loans.
Adhering to the highest levels of risk management and compliance, built to bank-like standards, we foster relationships with our clients and their customers to promote a philosophy of retaining “customers for life.” We strive to be a natural extension of each client’s team, helping them to keep their expenses down, borrowers satisfied and service levels up while meeting today’s regulatory demands and changing market conditions.
Call Chris Sabbe, Vice President of Business Development, at (415) 828-1222 to learn more.
Anselmo Lindberg & Associates, LLC ATTORNEYS AT LAW Anselmo Lindberg & Associates LLC provides legal expertise in the areas of real estate, estate planning, default services and general litigation for businesses and individuals. Anselmo Lindberg & Associates is a real estate, default and estate planning law firm with a long history of success, and an unwavering commitment to the welfare of its clients. Established in 1986, Anselmo Lindberg & Associates is headquartered in Nape ... (view full description)

Anselmo Lindberg & Associates, LLC
ATTORNEYS AT LAW
Anselmo Lindberg & Associates LLC provides legal expertise in the areas of real estate, estate planning, default services and general litigation for businesses and individuals.
Anselmo Lindberg & Associates is a real estate, default and estate planning law firm with a long history of success, and an unwavering commitment to the welfare of its clients. Established in 1986, Anselmo Lindberg & Associates is headquartered in Naperville, IL, with additional offices in Oak Brook, IL, Indiana and Ohio.
Our team of dynamic attorneys is committed to serving clients with the highest degree of excellence and integrity. Please contact us to find out what makes Anselmo Lindberg & Associates your ultimate legal resource.
Bendett & McHugh is nationally recognized for its experience in handling mortgage default related matters. The firm has an “AV” Martindale-Hubbell Peer Review Rating. Our clients include most of the major mortgage servicers in the country. Bendett & McHugh, P.C. plays an active role in many of the leading associations/groups related to the mortgage banking industry. ... (view full description)

Bendett & McHugh is nationally recognized for its experience in handling mortgage default related matters. The firm has an “AV” Martindale-Hubbell Peer Review Rating. Our clients include most of the major mortgage servicers in the country. Bendett & McHugh, P.C. plays an active role in many of the leading associations/groups related to the mortgage banking industry.
At Buckley Sandler we focus on three key areas — financial services, government enforcement, and litigation — and do them exceptionally well. How well? Noted legal ranking authority Chambers USA has called our law firm “the best at what they do in the country.” We provide a full suite of regulatory, enforcement, litigation, and transactional services to a broad range of clients, including 21 of the 25 largest banks in the U.S., the top 10 credit card issuers, t ... (view full description)

At Buckley Sandler we focus on three key areas — financial services, government enforcement, and litigation — and do them exceptionally well. How well? Noted legal ranking authority Chambers USA has called our law firm “the best at what they do in the country.”
We provide a full suite of regulatory, enforcement, litigation, and transactional services to a broad range of clients, including 21 of the 25 largest banks in the U.S., the top 10 credit card issuers, the top mortgage originators and servicers, seven of the top 10 auto finance originators, and numerous mid-size banks, fintech companies, private equity firms, and other investors in the financial services industry.
Our litigators are creative and aggressive advocates who are prepared to go to trial and win — and have done so repeatedly. Whether inside the courtroom or at the settlement table, we have developed a reputation for our ability to obtain the best results possible, often under the most challenging of circumstances.
Over the years, we have extended the scope of our services in response to market developments and government actions, building on internal strengths and acquiring additional talent as necessary. We have built a fintech practice that is on the cutting edge of business, technology, and regulatory innovations involving digital commerce, virtual currencies, payments, money transmitters, marketplace lending, and privacy and data risk. Our transactional work focuses on the needs of financial services entities, including mergers and acquisitions, capital raising, critical vendor and other third-party relationships/agreements, financings, SEC reporting, corporate and board governance, and the acquisition and disposition of loans, servicing rights, and distressed assets.
We are proud of our growth and success, and are equally proud that we have remained true to our vision of creating a premier law firm with a distinctive culture that defines who we are and how we work.
At Cadwalader, Wickersham & Taft LLP, we put over 225 years of legal experience and innovation to work for you today. As one of the world's most prominent financial services law firms, we have long-standing client relationships with premier financial institutions, Fortune 500 companies and other leading corporations, government entities, charitable and health care organizations, and individual private clients. We have earned a reputation for crafting innovative business and financial sol ... (view full description)

At Cadwalader, Wickersham & Taft LLP, we put over 225 years of legal experience and innovation to work for you today. As one of the world's most prominent financial services law firms, we have long-standing client relationships with premier financial institutions, Fortune 500 companies and other leading corporations, government entities, charitable and health care organizations, and individual private clients. We have earned a reputation for crafting innovative business and financial solutions and developing precedent-setting legal strategies to achieve our clients' goals. The result is simple: We stand out from our competition because we help you stand out from yours. Find out what makes us different.
Founded in 2007, Carrington Mortgage Services, LLC ("Carrington", "CMS") is a subsidiary of Carrington Holding Company, LLC ("CHC"), a privately managed investment management company. Headquartered in California, CMS operates three loan servicing locations that together provide integrated full life cycle mortgage loan servicing support to borrowers and investors. Our mission is to deliver exceptional customer care to our borrowers and our investors. We create value ... (view full description)

Founded in 2007, Carrington Mortgage Services, LLC ("Carrington", "CMS") is a subsidiary of Carrington Holding Company, LLC ("CHC"), a privately managed investment management company. Headquartered in California, CMS operates three loan servicing locations that together provide integrated full life cycle mortgage loan servicing support to borrowers and investors.
Our mission is to deliver exceptional customer care to our borrowers and our investors. We create value for our borrowers and investors by preserving home ownership through programs that support our borrowers and their ability to stay in their homes.
Dovenmuehle Mortgage, Inc. was founded in 1844 and is the oldest mortgage banking company in the Midwest and one of the oldest mortgage companies in the United States. Dovenmuehle is one of the leading mortgage subservicing companies in the country servicing loans on behalf of commercial banks, savings banks, credit unions, insurance companies, mortgage banking companies and state and local housing finance agencies nationwide. Dovenmuehle services residential, commercial and multifamily mortgag ... (view full description)

Dovenmuehle Mortgage, Inc. was founded in 1844 and is the oldest mortgage banking company in the Midwest and one of the oldest mortgage companies in the United States. Dovenmuehle is one of the leading mortgage subservicing companies in the country servicing loans on behalf of commercial banks, savings banks, credit unions, insurance companies, mortgage banking companies and state and local housing finance agencies nationwide.
Dovenmuehle services residential, commercial and multifamily mortgage loans for borrowers located in all 50 states, Puerto Rico and the U.S. Territories. Dovenmuehle is headquartered in Lake Zurich, Illinois and operates with extended customer service hours to accommodate borrowers located in all time zones within the continental U.S.
Duff & Phelps is a premier independent advisor with expertise in the areas of valuation, corporate finance, disputes and investigations, compliance and regulatory matters, and other governance-related issues. Our clients include publicly traded and privately held companies, law firms, government entities and investment organizations such as private equity firms and hedge funds. We also advise the world’s leading standard setting bodies on valuation issue ... (view full description)

Duff & Phelps is a premier independent advisor with expertise in the areas of valuation, corporate finance, disputes and investigations, compliance and regulatory matters, and other governance-related issues.
Our clients include publicly traded and privately held companies, law firms, government entities and investment organizations such as private equity firms and hedge funds. We also advise the world’s leading standard setting bodies on valuation issues and best practices. Duff & Phelps’ nearly 2,500 professionals are located in over 70 offices in 20 countries around the world.
Our team differentiates ourselves in our commitment to question assumptions, be the independent eye, critically analyze facts and tell our clients what they need to know to make sound decisions. Duff & Phelps cuts through complexity and creates clarity for our clients to ensure compliance, reduce risk, overcome emerging challenges and enhance value.
William Duff and George Phelps founded Duff & Phelps in 1932 in Chicago because they saw that banks and insurance companies struggling in the Great Depression needed investment research based on rigorous analysis and technical expertise.
Over the years, the firm branched into financial advisory and corporate finance, broadening and deepening our service offering and expertise to assist businesses in industries outside of the banking and insurance sector while maintaining the same commitment to technical expertise. Through acquisition and organic growth Duff & Phelps has developed into the diverse and agile firm it is today, serving more than 5,000 clients each year, including over 50% of the S&P 500, 60% of the Fortune 100, 80% of the Am Law 100 and 70% of the world’s top-tier hedge and private equity funds.
eOriginal guarantees trusted transactions of digital financial assets for all parties from the borrower to the secondary market. We do this by creating a ‘digital original’ document with all the legal and enforcement rights of a paper contract combined with the capital and operational efficiency of digitization. Our proven network provides certainty in how these digital assets are created and maintained, delivering the confidence, visibility and compliance lenders and buyers need. As ... (view full description)

eOriginal guarantees trusted transactions of digital financial assets for all parties from the borrower to the secondary market. We do this by creating a ‘digital original’ document with all the legal and enforcement rights of a paper contract combined with the capital and operational efficiency of digitization. Our proven network provides certainty in how these digital assets are created and maintained, delivering the confidence, visibility and compliance lenders and buyers need. As a pioneer in the space, major financial institutions, leading law firms and credit ratings agencies have validated and rely on eOriginal as a trusted partner for Digital Transaction Management.
Eris Exchange is a U.S.-based futures exchange group. We designed and patented the Eris Methodology®, a method for cash-settled futures contracts that replicates the economics and functionality of OTC swaps. Our contracts are called Eris Swap Futures. They combine the operational benefits and cost efficiency of listed, exchange-traded instruments, with the risk profile and yield curve granularity of OTC swaps – including the potential to use them as long-term exposure hedges. Eris op ... (view full description)

Eris Exchange is a U.S.-based futures exchange group. We designed and patented the Eris Methodology®, a method for cash-settled futures contracts that replicates the economics and functionality of OTC swaps.
Our contracts are called Eris Swap Futures. They combine the operational benefits and cost efficiency of listed, exchange-traded instruments, with the risk profile and yield curve granularity of OTC swaps – including the potential to use them as long-term exposure hedges.
Eris operates a CFTC regulated futures exchange that lists Eris USD Swap Futures, which clear at CME Group, and licenses the use of the Eris Methodology® to other exchange groups, who are listing Eris Swap Futures in other currencies and floating indices.
Providing Superior Legal Services to the Mortgage Servicing Industry At eXL Legal we pride ourselves on providing clients with exceptional legal representation though quality service and effective problem resolution. Our firm has grown in excess of 100 employees and attorneys and we continue to add quality attorneys and managers. eXL Legal prides itself on being a partner to its clients. Our clients have direct access to firm decision makers as well as its experienced attorneys. A large number o ... (view full description)

Providing Superior Legal Services to the Mortgage Servicing Industry At eXL Legal we pride ourselves on providing clients with exceptional legal representation though quality service and effective problem resolution. Our firm has grown in excess of 100 employees and attorneys and we continue to add quality attorneys and managers. eXL Legal prides itself on being a partner to its clients. Our clients have direct access to firm decision makers as well as its experienced attorneys. A large number of our attorneys have legal expertise in various aspects of default law and litigation, and when combined with our knowledgeable support team, allow us to provide effective and efficient representation to all of our clients. We are a full service firm excelling in default service management. Please reach out to Steve D. Tran at sdt@exllegal.com to see if we can be of assistance to you.
Fein, Such, Kahn & Shepard, P.C. serves the needs of our clients in New Jersey and New York. Our clients are institutions, individuals and local, national and multi-national businesses. Each has unique needs. Every member of our staff, attorneys and support staff, is dedicated to meeting these needs in a timely and effective manner. Because each of our attorneys has specialized areas of practice, we are able to draw on a cross-section of specialized knowledge to provide effe ... (view full description)

Fein, Such, Kahn & Shepard, P.C. serves the needs of our clients in New Jersey and New York. Our clients are institutions, individuals and local, national and multi-national businesses. Each has unique needs. Every member of our staff, attorneys and support staff, is dedicated to meeting these needs in a timely and effective manner. Because each of our attorneys has specialized areas of practice, we are able to draw on a cross-section of specialized knowledge to provide effective results.
We are sensitive to the cost of legal representation. We are dedicated to maximizing technology – through e-mail, scanning, computerized research and telecommunications innovations – to streamline our practice and pass on efficiencies to our clients as cost savings. We create a written retainer agreement at the outset of each engagement detailing our fee structure. Our shareholders manage costs by assigning attorneys of different levels of experience to matters, and delegating to paraprofessionals where appropriate.
Our practice is divided into five departments, each managed by one or more of our shareholders: Business Law, Creditors' Rights, Litigation, Real Estate and Tax, Trusts and Estates and Elder Law. Within these departments are specialized practice areas.
We invite you to explore our departments and practice areas more closely to find out how we can address your unique needs.
LoanComplete from Fiserv delivers simplified process automation to numerous servicing tasks, including document classification, data extraction, data quality verification, work load queuing, reminders for critical time sensitive dates, and upload to servicing systems. It eliminates tedious manual steps to help accelerate servicing operations, increase staff productivity, reduce errors and lower cost across your organization. LoanComplete automates time-consuming processes and helps ensu ... (view full description)

LoanComplete from Fiserv delivers simplified process automation to numerous servicing tasks, including document classification, data extraction, data quality verification, work load queuing, reminders for critical time sensitive dates, and upload to servicing systems. It eliminates tedious manual steps to help accelerate servicing operations, increase staff productivity, reduce errors and lower cost across your organization.
LoanComplete automates time-consuming processes and helps ensure compliance by
complementing your existing loan servicing and regulatory compliance systems. LoanComplete automates processes related to:
1. Loan boarding
2. Loss mitigation
3. Bankruptcy
4. Foreclosure processing and referral
Personal attention to the needs of our clients, experience in a broad array of practice areas and relationships with decision makers are the characteristics that lead people to turn to Hladik, Onorato & Federman, LLP, for their legal needs.
Houlihan Lokey (NYSE:HLI) is a global investment bank with expertise in mergers and acquisitions, capital markets, financial restructuring, valuation, and strategic consulting. The firm serves corporations, institutions, and governments worldwide with offices in the United States, Europe, the Middle East, and the Asia-Pacific region. Independent advice and intellectual rigor are hallmarks of the firm's commitment to client success across its advisory services. Houlih ... (view full description)

Houlihan Lokey (NYSE:HLI) is a global investment bank with expertise in mergers and acquisitions, capital markets, financial restructuring, valuation, and strategic consulting. The firm serves corporations, institutions, and governments worldwide with offices in the United States, Europe, the Middle East, and the Asia-Pacific region. Independent advice and intellectual rigor are hallmarks of the firm's commitment to client success across its advisory services. Houlihan Lokey is ranked as the No. 1 M&A advisor for all U.S. transactions, the No. 1 global restructuring advisor, and the No. 1 global M&A fairness opinion advisor over the past 20 years, according to Thomson Reuters.
INFINITY is an industry leader in Mortgage Due Diligence that has been reviewed by and meets all of the major rating agencies required standards. INFINITY also offers MSR Reviews, Pre-Fund QC, Post-Close QC, Pre-Purchase QC, O&E Searches, Tax, BPO and Appraisal Review Services, and Specialized Mortgage Staffing. Whether you are an Investment Bank, Originator, Regional & Community Bank, Servicer, Hedge Fund, Real Estate Investment Trust, or a Mortgage Insurance provider, INFINITY is your ... (view full description)

INFINITY is an industry leader in Mortgage Due Diligence that has been reviewed by and meets all of the major rating agencies required standards. INFINITY also offers MSR Reviews, Pre-Fund QC, Post-Close QC, Pre-Purchase QC, O&E Searches, Tax, BPO and Appraisal Review Services, and Specialized Mortgage Staffing. Whether you are an Investment Bank, Originator, Regional & Community Bank, Servicer, Hedge Fund, Real Estate Investment Trust, or a Mortgage Insurance provider, INFINITY is your partner for all your mortgage fulfillment requirements. With more than 18+ years of industry experience coupled with cutting edge technology, INFINITY delivers competitive turnaround times, customized reporting and an unmatched services value.
For more information, please contact us at www.infinity-data.com phone number (877) 463-8485
LoanCare is a leading national provider of full service subservicing and interim subservicing to the mortgage industry and has offered its expertise and best practices in providing servicing solutions for others since 1991. At the present time, LoanCare subservices approximately 1,000,000 loans with over $200 billion in loan balances. LoanCare has a seasoned loan servicing team with senior managers averaging over 28 years of experience in the mortgage and financial services industry.
Lowenstein Sandler is a national law firm with approximately 300 lawyers working from five offices in New York, Palo Alto, New Jersey, Utah, and Washington, D.C. We represent clients in virtually every sector of the global economy, with particular strength in the areas of technology, life sciences, and the financial management and fund industries that fuel economic growth. We have built a reputation for pursuing every matter with creativity and passion. Our industry knowledge, entrepreneuri ... (view full description)

Lowenstein Sandler is a national law firm with approximately 300 lawyers working from five offices in New York, Palo Alto, New Jersey, Utah, and Washington, D.C. We represent clients in virtually every sector of the global economy, with particular strength in the areas of technology, life sciences, and the financial management and fund industries that fuel economic growth.
We have built a reputation for pursuing every matter with creativity and passion. Our industry knowledge, entrepreneurial drive and proven commitment to our communities deliver a different and better law firm experience to our clients. We focus on building long-standing relationships and anticipating our clients’ needs, rather than responding to them. Working side-by-side with our clients, we serve not only as lawyers, but as trusted advisors.
We approach each case, each client and each other with integrity and respect. And, our award winning pro-bono work enables us to connect individuals and communities with unimaginable success.
We see our colleagues as family and commit to the personal development, support and mentorship of all those under our roof. We work tirelessly to create a fully inclusive environment in which differing views and perspectives are welcomed and honored.
Our presence in the world’s leading markets enables us to offer clients access to local market knowledge combined with global reach. We are noted for our commitment to client service and our ability to assist clients with their most complex and demanding legal and business challenges worldwide. We serve many of the world’s largest companies, including a significant proportion of the Fortune 100, FTSE 100, CAC 40, DAX, Hang Seng and Nikkei index companies and more than half of the wo ... (view full description)

Our presence in the world’s leading markets enables us to offer clients access to local market knowledge combined with global reach.
We are noted for our commitment to client service and our ability to assist clients with their most complex and demanding legal and business challenges worldwide. We serve many of the world’s largest companies, including a significant proportion of the Fortune 100, FTSE 100, CAC 40, DAX, Hang Seng and Nikkei index companies and more than half of the world’s largest banks. We provide legal services in areas such as banking and finance; corporate and securities; litigation and dispute resolution; antitrust and competition; US Supreme Court and appellate matters; employment and benefits; environmental; financial services regulatory and enforcement; government and global trade; intellectual property; real estate; tax; restructuring, bankruptcy and insolvency; and private clients, trusts and estates.
Mortgage Servicing Rights Portfolio Valuations & Software Whether you are getting your agency approvals, selling through co-issue, or actively growing your portfolio, MCT offers a suite of tools along with an experienced team to help you with all your MSR needs. Choose the combination of services to achieve your MSR risk management goals: The Desktop Servicing Model (DSM) is an easy to use software solution that supports your efforts to build, maintain, and optimize your servicing portfolio. ... (view full description)

Mortgage Servicing Rights Portfolio Valuations & Software
Whether you are getting your agency approvals, selling through co-issue, or actively growing your portfolio, MCT offers a suite of tools along with an experienced team to help you with all your MSR needs. Choose the combination of services to achieve your MSR risk management goals:
The Desktop Servicing Model (DSM) is an easy to use software solution that supports your efforts to build, maintain, and optimize your servicing portfolio.
Portfolio Valuation Reports determine the value of your asset but also detail risk and exposure sensitivities.
Enhanced Retain-Release Extension for MCT’s Best Execution Analysis offers additional customizations for your specific servicing goals.
MSR Strategy Consulting is available for MSR Services clients along with a robust network of subservicers and MSR financing institutions.
For 28 years, Mortgage Industry Advisory Corporation (MIAC) has been the preferred destination for mortgage-industry participants. MIAC offers third-party mortgage asset valuations, secondary market hedge advisory solutions, state-of-the-art behavioral models, and Importantly, MSR and whole loan brokerage services. MIAC Analytics™ is the most sophisticated mortgage pricing and risk management software suite available. The MIAC Analytics™ suit ... (view full description)

For 28 years, Mortgage Industry Advisory Corporation (MIAC) has been the preferred destination for mortgage-industry participants. MIAC offers third-party mortgage asset valuations, secondary market hedge advisory solutions, state-of-the-art behavioral models, and Importantly, MSR and whole loan brokerage services.
MIAC Analytics™ is the most sophisticated mortgage pricing and risk management software suite available. The MIAC Analytics™ suite includes VeriFi™, DataRaptor-Surveillance™, MIAC Core™, and Vision™ to address FASB’s new Current Expected Credit Loss (“CECL”) requirements with the industries best modeling practices. VeriFi is used to support and manage the data quality auditing and review process. DR-Surveillance will measure a client’s collateral behavior including historical transition roll rates and Time_in_FCL exit curves; and these client specific behaviors are integrated into MIAC Core, our loan level credit loss model embedded in our Vision cash flow engine and balance sheet model.
PolyPaths was founded in 1996 to create a versatile, easy-to-use, fixed income analytics solution with uncompromising analytical rigor. Today, the company is the market leader in advanced solutions for fixed income analytics. Its platform leverages its founders’ vast experience in high volume, sell-side systems and combines the modeling rigor and user control of a single sector trader with the universality of a general portfolio manager. The resulting system meets the div ... (view full description)

PolyPaths was founded in 1996 to create a versatile, easy-to-use, fixed income analytics solution with uncompromising analytical rigor. Today, the company is the market leader in advanced solutions for fixed income analytics. Its platform leverages its founders’ vast experience in high volume, sell-side systems and combines the modeling rigor and user control of a single sector trader with the universality of a general portfolio manager. The resulting system meets the diverse needs of multiple users in the front and mid-office of financial organizations including traders, hedge fund managers, portfolio managers, risk managers, research analysts and asset liability managers.
Quantitative Risk Management's goal is to increase our clients' risk-adjusted returns. QRM develops industry-leading risk management principles, practices, and models, and provides clients with the advice, knowledge, and tools necessary to adopt those innovations. For over 20 years, QRM has partnered with clients to enhance their ability to measure risk, identify profitable opportunities, and make sound financial decisions.
Randall S. Miller & Associates, focuses its practice on the representation of mortgage lenders, servicers, financial institutions, and private investors. Our services encompass every phase required to take a defaulted loan from cradle to grave, including mortgage foreclosure, all related bankruptcy or litigation issues, evictions, redemptions, loss-mitigation actions including cash-for-deed and cash-for-keys agreements, title clearing matters, closing documents, and the actual closings thems ... (view full description)

Randall S. Miller & Associates, focuses its practice on the representation of mortgage lenders, servicers, financial institutions, and private investors. Our services encompass every phase required to take a defaulted loan from cradle to grave, including mortgage foreclosure, all related bankruptcy or litigation issues, evictions, redemptions, loss-mitigation actions including cash-for-deed and cash-for-keys agreements, title clearing matters, closing documents, and the actual closings themselves. Accordingly, our services follow timelines established by Freddie Mac, Fannie Mae, FHA, VA, and private investors, and comply with all applicable fee guidelines.
R.J. O'Brien & Associates LLC is the oldest and largest independent futures brokerage and clearing firm in the United States. A futures commission merchant (FCM), RJO is a full clearing member of: the CME Group (founding member of the Chicago Mercantile Exchange) and all its markets; IntercontinentalExchange (ICE); NYSE Liffe U.S.; and the CBOE Futures Exchange (CFE). RJO offers the latest in order entry technology coupled with 24-hour execution and clearing on every futures exchange wo ... (view full description)

R.J. O'Brien & Associates LLC is the oldest and largest independent futures brokerage and clearing firm in the United States. A futures commission merchant (FCM), RJO is a full clearing member of: the CME Group (founding member of the Chicago Mercantile Exchange) and all its markets; IntercontinentalExchange (ICE); NYSE Liffe U.S.; and the CBOE Futures Exchange (CFE).
RJO offers the latest in order entry technology coupled with 24-hour execution and clearing on every futures exchange worldwide. Clearing more than 80,000 client accounts, the firm provides a full range of services to the industry’s largest global network of introducing brokers (IBs) and to commercial, institutional, international and individual investors. These include more than 400 IBs and many of the world's largest financial, industrial and agricultural institutions. We do not engage in proprietary trading; all of our business focuses on our valued clients.
Rosenberg & Associates, LLC, is a Certified Women Owned Business, recognized as a member of Women’s Business Enterprise National Counsel (WBENC) and a member of the American Mortgage Diversity Council (AMDC). The firm is in its fifteenth year of effectively and efficiently providing default legal services to the mortgage banking industry. With offices in Bethesda, Maryland and Virginia offices located in Chesapeake, Richmond, Roanoke and Vienna, the firm offers legal services throughou ... (view full description)

Rosenberg & Associates, LLC, is a Certified Women Owned Business, recognized as a member of Women’s Business Enterprise National Counsel (WBENC) and a member of the American Mortgage Diversity Council (AMDC). The firm is in its fifteenth year of effectively and efficiently providing default legal services to the mortgage banking industry. With offices in Bethesda, Maryland and Virginia offices located in Chesapeake, Richmond, Roanoke and Vienna, the firm offers legal services throughout Maryland, Virginia and the District of Columbia. The attorneys and staff of Rosenberg & Associates, LLC strive to develop collaborative partnerships with their clients by consistently being available to advise on industry developments and trends as well as legal contingencies that may arise in managing client files. Their legal services include residential and commercial real estate, settlements, foreclosure, loss mitigation, title curative, bankruptcy, eviction, creditors’ rights, default litigation and REO settlements.
Attorneys from the firm frequently serve as continuing education instructors and panelists at various real estate, investor and default industry events to provide insight on “hot topics” and developments within the industry. They regularly provide educational training sessions for firm clients. Committed to providing representation that exceeds industry standards, the firm prides itself on its unmatched communication, dedication, and timely legal services.
Primary Areas of Concentration Creditor’s Rights Title Resolution REO Resolution Foreclosures Loss Mitigation Bankruptcy Evictions Real Estate LitigationRubin Lublin, LLC is a boutique real estate law firm dedicated to exceeding the expectations of its clientele throughout Georgia, Tennessee, Mississippi and Alabama in the following areas: residential and commercial closings, mortgage compliance, mortgage default, loss mitigation, bankruptcy, landlord/tenant and all facets of real estate and title litigation. We are strongly committed to our core values of delivering superior customer service and a professional work product. Our team is w ... (view full description)

Rubin Lublin, LLC is a boutique real estate law firm dedicated to exceeding the expectations of its clientele throughout Georgia, Tennessee, Mississippi and Alabama in the following areas: residential and commercial closings, mortgage compliance, mortgage default, loss mitigation, bankruptcy, landlord/tenant and all facets of real estate and title litigation. We are strongly committed to our core values of delivering superior customer service and a professional work product. Our team is well respected within the real estate community and known for providing practical solutions to complex legal problems.
The Sandhu Law Group, LLC concentrates in Real Estate Law and Creditors Rights with a resolute emphasis on timeliness, accuracy, accessibility and clear understanding of client’s needs. Our clients entrust us with related matters, throughout the State of Ohio, including: Bankruptcy Eviction Foreclosure Tax Certificate Foreclosures Loss mitigation Real estate title / real estate closing Collections ... (view full description)

The Sandhu Law Group, LLC concentrates in Real Estate Law and Creditors
Rights with a resolute emphasis on timeliness, accuracy, accessibility and clear understanding of client’s needs.
Our clients entrust us with related matters, throughout the State of Ohio, including:
Bankruptcy Eviction Foreclosure Tax Certificate Foreclosures Loss mitigation Real estate title / real estate closing CollectionsWhat is the Sheppard Mullin difference? The answer is: YOU. Our clients are our focus. We believe in service, service and...more service. We are a firm that truly puts clients first. And this sets us apart. We don’t just give lip service to client service. Every attorney and staff member has a plaque in his/her work space listing our client service expectations. We regularly give “Clients First” awards to attorneys and staff members who “go the extra mile” for our clients. Client service is part ... (view full description)

What is the Sheppard Mullin difference? The answer is: YOU. Our clients are our focus. We believe in service, service and...more service.
We are a firm that truly puts clients first. And this sets us apart. We don’t just give lip service to client service. Every attorney and staff member has a plaque in his/her work space listing our client service expectations. We regularly give “Clients First” awards to attorneys and staff members who “go the extra mile” for our clients. Client service is part of our culture and permeates everything we do.
At the end of the day, however, these are just words. It’s all about how we work with you. Service is job number one. You will be able to tell once we meet you and begin working together.
Below are representative samples from our ongoing ad campaign in which we convey through imagery and an ironic headline that we are different than other law firms.
From the firm’s founding in 1946, the people of Sirote & Permutt have approached the practice of law with a focus on uncompromising values: Integrity and trust. Selflessness, courage, and loyalty. Above all, excellence, passion, leadership, and commitment. What sets Sirote apart is not just the experienced counsel we have provided throughout nearly 70 years of serving the community with distinction. It is also our unwavering belief in always being there for our clients, never satisfie ... (view full description)

From the firm’s founding in 1946, the people of Sirote & Permutt have approached the practice of law with a focus on uncompromising values: Integrity and trust. Selflessness, courage, and loyalty. Above all, excellence, passion, leadership, and commitment.
What sets Sirote apart is not just the experienced counsel we have provided throughout nearly 70 years of serving the community with distinction. It is also our unwavering belief in always being there for our clients, never satisfied until their goals are fully met, never sacrificing principles along the way.
The history of Sirote & Permutt began after World War II when Morris Sirote and Edward Friend, Jr. joined forces with James Permutt to establish a law office in Birmingham, AL. Karl Friedman soon joined the group, and together these men built one of the Southeast’s largest and most respected law firms across a range of practice areas.
Sirote has seen 88 of our attorneys recognized by The Best Lawyers in America, Chambers USA and Super Lawyers, among other accolades the firm has received. Eleven of our lawyers are current or former adjunct professors of law in Real Estate, Corporate/Securities, Tax, Estate Planning and Litigation.
Our professionals place a high priority on serving not only clients but also the communities in which we live and work. To that end, we established Sirote Supports, the firm’s charitable initiative that honors programs dedicated to health, education and the arts. The firm is also proud to be a consistent supporter and fundraising leader for the United Way of Central Alabama.
Sirote & Permutt is Alabama’s only member of the Law Firm Alliance, an international association of more than 50 law firms, which by membership gives the firm access to high quality legal professionals throughout the world.
The law firm of Sirote & Permutt proudly represents clients throughout the United States from our offices in Birmingham, Huntsville and Mobile, Alabama and Fort Lauderdale, Orlando and Pensacola, Florida.
The professionals of Stern & Eisenberg offer services to individuals, local businesses and national companies through our offices in New York, New Jersey, Pennsylvania, Delaware, Maryland, Washington DC, West Virginia, Virginia, South Carolina, North Carolina and Georgia. Business Litigation Business Law Creditors Rights & Bankruptcy Real Estate Litigation Residential & Commercial Real Estate Estate Planning Estate Administration Elder Law Personal Injury Litigation ... (view full description)

The professionals of Stern & Eisenberg offer services to individuals, local businesses and national companies through our offices in New York, New Jersey, Pennsylvania, Delaware, Maryland, Washington DC, West Virginia, Virginia, South Carolina, North Carolina and Georgia.
Business Litigation Business Law Creditors Rights & Bankruptcy Real Estate Litigation Residential & Commercial Real Estate Estate Planning Estate Administration Elder Law Personal Injury LitigationTaskEasy makes yard care as easy as shopping online. With the click of a button, TaskEasy delivers lawn care and yard services. Our simple and powerful tools benefit you, with fair standardized pricing and our guarantee of quality service. We help support and grow local industry through our network of contractors, providing services in all 50 US states.
In a world where third party administrators can cause more problems than solutions, U.S. Default Management teams with lenders, servicers and investors to combine administrative services with client owned back office solutions, leaving our clients with complete access to all processes, data and case information in real time. Over the past few years, such third party administration companies have helped create and promote the use of improper document execution, law firm misconduct, and other step ... (view full description)

In a world where third party administrators can cause more problems than solutions, U.S. Default Management teams with lenders, servicers and investors to combine administrative services with client owned back office solutions, leaving our clients with complete access to all processes, data and case information in real time. Over the past few years, such third party administration companies have helped create and promote the use of improper document execution, law firm misconduct, and other steps that short cut state law to complete foreclosures. As a result, there are longer foreclosure delays due to extra paperwork, oversight and audits, which cost both time and money.
There is no longer a need to be concerned about which firm is handling your work, if they are cutting corners or setting you up for potential class action litigation; nor do you need to worry about who is executing your documents. U.S. Default Management intertwines the non-legal portion of the default process directly into the operation of its clients, providing complete transparency of the entire process. Our computer system allows clients 24/7/365 access to all files, including document retrieval, case status and report generation.
We train and hire staff on behalf of our clients who perform thenon-legal portion of the default process themselves, while being managed on a day to day basis by what most consider the only law firm in the country with operations in judicial, non-judicial and trustee states. Payment for the non-legal functions is tendered by the law firms, providing a revenue generating source, while affording real-time access in a way never before offered in the industry.
Our services are provided to both servicers with default operations, as well as to investors who wish to take a more hands-on approach to the default and legal process. Such involvement provides the aforementioned transparency into the process, complete access to files, as well as a source of revenue or cost reduction (depending on the desire of the client).
The relationship between U.S. Default Management and its clients has yielded faster timelines, without cutting any corners, a close working relationship between law firms and our clients, as well as an unsurpassed comfort level to our clients, who know that the work is being performed in an efficient and compliant manner. It is a true win-win.
Founded in 1992, USRES quickly became an industry leader for REO disposition, and default valuations. The company’s background in providing a diverse suite of products, together with the expertise of its staff, continually exceeds quality standards for USRES customers. We credit our success to the establishment of dedicated business units for each of our services, recruiting and training the best professionals in the industry, and establishing lasting relationships with our core business ... (view full description)

Founded in 1992, USRES quickly became an industry leader for REO disposition, and default valuations. The company’s background in providing a diverse suite of products, together with the expertise of its staff, continually exceeds quality standards for USRES customers.
We credit our success to the establishment of dedicated business units for each of our services, recruiting and training the best professionals in the industry, and establishing lasting relationships with our core business partners.
USRES also utilizes its proprietary valuation software platform, RES.NET. RES.NET is a technology solution that enhances communication around the liquidation of REO, short sale and traditional real estate transactions. We have developed a reputation as one of the premier service providers in the industry by focusing on creating a transparent, seamless experience for all parties.
With more than 100 years of fiduciary expertise at the core of everything we do, Wilmington Trust manages relationships with a long-term view. Whether you are an individual, family, business owner, or corporation, we develop customized strategies to help you develop a strong sense of confidence, provide peace of mind, and safekeep your legacy.
Wright, Finlay & Zak, LLP (“WFZ”) is a WBENC Certified Women Owned litigation and transactional law firm with offices in California, Nevada, Arizona, Washington and Utah. In addition, we have attorneys licensed in Oregon, New Mexico and Hawaii that can handle your legal needs in those states. Our team of experienced attorneys can effectively handle most legal challenges facing our individual and corporate clients, with a particular emphasis on their real estate and finance needs. ... (view full description)

Wright, Finlay & Zak, LLP (“WFZ”) is a WBENC Certified Women Owned litigation and transactional law firm with offices in California, Nevada, Arizona, Washington and Utah. In addition, we have attorneys licensed in Oregon, New Mexico and Hawaii that can handle your legal needs in those states. Our team of experienced attorneys can effectively handle most legal challenges facing our individual and corporate clients, with a particular emphasis on their real estate and finance needs.
At WFZ, we believe that there are two equally important components to legal representation – quality legal services and great customer service. We strive to excel at both. On the legal front, our attorneys are experts at maneuvering through litigation and transactional issues to quickly and efficiently reach a resolution that accomplishes our clients’ underlying objectives. On the client-service front, we work with the client from the outset to determine its goals. We then continually communicate with the client on key developments that may impact those objectives so we are always on the same page from beginning to end.
WFZ provides its legal services at reasonable hourly rates, with particular attention to the overall cost of any matter. Our goal is simple — to provide quality representation and excellent service at a reasonable cost to our clients.
Every week, Asset-Backed Alert gives you the earliest word on money-making plays emerging from the transformed ABS and MBS markets. The newsletter makes sense of the changes impacting the securitization of consumer loans, home mortgages and corporate receivables. See for yourself by signing up for a three-issue FREE trial subscription to Asset-Backed Alert. Start your free trial at http://www.abalert.com/, or call 201-659-1700.
Best Attorneys Online: bestattorneysonline.com, a premium service provided by bestattorneysonline.com LLC, started in 2009, ranks law firms through research and evaluation to identify the most respectable and dedicated law teams in the United States. Our goal is to provide our users with a new way to locate and contact an attorney or a law firm while providing firms a way to get their image out and into the open. We advertise and provide access to the best law firms around the country and in spe ... (view full description)

Best Attorneys Online: bestattorneysonline.com, a premium service provided by bestattorneysonline.com LLC, started in 2009, ranks law firms through research and evaluation to identify the most respectable and dedicated law teams in the United States. Our goal is to provide our users with a new way to locate and contact an attorney or a law firm while providing firms a way to get their image out and into the open. We advertise and provide access to the best law firms around the country and in specific areas and also list a directory showing many opportunities for a client to get in touch with legal help. www.bestattorneysonline.com.
GlobalCapital is a leading news, opinion and data service for people and institutions using and working in the international capital markets. It provides you with clearly-voiced, lively coverage of key markets based on the comments of those who work in them, together with a wealth of transaction data and archive material. Whether you wish to pick up the pulse of your market, to research in detail an issuer, intermediary or asset class in a particular sector, or to check out how your instit ... (view full description)

GlobalCapital is a leading news, opinion and data service for people and institutions using and working in the international capital markets. It provides you with clearly-voiced, lively coverage of key markets based on the comments of those who work in them, together with a wealth of transaction data and archive material. Whether you wish to pick up the pulse of your market, to research in detail an issuer, intermediary or asset class in a particular sector, or to check out how your institution is performing relative to its peers, our service is for you.
GlobalCapital descends directly from EuroWeek (“the voice of the markets”), which has been covering new issues in primary markets for 26 years. Joining the platform are also several key capital markets publications from the Euromoney Institutional Investor Group: Asiamoney, Total Securitization and Derivatives Week. GlobalCapital also sees the introduction of a brand new service on the internationalisation of the RMB.
The combination of these elements on state-of-the-art new web technology provides a device-neutral, flexible global news and data service where relevant related articles and data are a click away.
GlobalCapital.com delivers daily services dedicated to the following key market sectors: FIG/Bank Finance including Covered Bonds, Corporate Bonds, Syndicated Loans, Equity, Leveraged Finance, Sovereign and Supranational and Agency Bonds (SSA), SRI/Green Bonds, Global Emerging Markets, Securitization, Asia Pacific Markets, Derivatives, and Offshore RMB. The service comes with sector specific priced deals data sets, league tables, deal pipelines and people moves.
Since 2008, HousingWire has been challenging the status quo and redefining what it means to be an industry publication. Making sense of the nations housing economy requires an authorative view into one of the most critical sectors of the U.S. Financial marketsand thats why HousingWire delivers truly unmatched business insight to our readers. HousingWire is the nations most influential source for news and information covering the U.S. Housing economy, spanning mortgage lending to mortgage servic ... (view full description)

Since 2008, HousingWire has been challenging the status quo and redefining what it means to be an industry publication. Making sense of the nations housing economy requires an authorative view into one of the most critical sectors of the U.S. Financial marketsand thats why HousingWire delivers truly unmatched business insight to our readers.
HousingWire is the nations most influential source for news and information covering the U.S. Housing economy, spanning mortgage lending to mortgage servicing, investments to real estate operations.
Moving markets forward is our commitment to readers and to the industry as a whole. As we enter our 6th year of publication, HousingWire continues to set the pace for cutting-edge journalism, relevant events and the hard-hitting discussions that truly matter. The strong loyalty of our readers proves it.
InstitutionalAssetManager is a news and information and fund data service for institutional investors and institutional asset managers focusing on the traditional asset management sector worldwide. InstitutionalAssetManager offers a daily newsletter service and a full web site. Click here to access- http://www.institutionalassetmanager.co.uk/
Property Funds World is the property fund industry’s leading portal on news and topical features, including updates on new fund launches, investment trends, regulatory news and distribution strategies, and a regular series of market surveys and fund manager interviews. Property Funds World produces a free weekly and a daily newsletter covering essential news and features within the property fund industry as well as an extensive special reports series. Click here to access - http:/ ... (view full description)

Property Funds World is the property fund industry’s leading portal on news and topical features, including updates on new fund launches, investment trends, regulatory news and distribution strategies, and a regular series of market surveys and fund manager interviews. Property Funds World produces a free weekly and a daily newsletter covering essential news and features within the property fund industry as well as an extensive special reports series.
Click here to access - http://www.propertyfundsworld.com
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Euromoney Institutional Investor PLC (“Euromoney”, “we”, “us” or “our”) is an international business-information group covering asset management, price discovery, data and market intelligence, and banking and finance. The group also runs an extensive portfolio of events for the telecoms, financial and commodities markets.
For a full list of our brands and group companies, please click on this link. Euromoney and its group companies are committed to respecting the privacy of every person who visits, registers with or subscribes to our websites, publications, events and other products or services.
Euromoney is the primary data controller of personal data collected through this website or that we may collect in different ways as described in this Privacy Notice. If you are contacted by our other group companies, they will also be controllers of your personal data. This means that they are responsible for how your personal data is used, just as we are. You may contact any of these companies directly, or you can contact Euromoney by emailing dataprotectionofficer@euromoneyplc.com or writing to the Data Protection Officer at Euromoney Institutional Investor PLC, 8 Bouverie Street, London EC4Y 8AX, United Kingdom.
This Privacy Notice was updated on 23 May 2018
This Privacy Notice outlines the information we may collect about you in relation to your use of our products and services (“personal data”). It also explains the legal rights that you have in relation to your data and how you may exercise these rights.
Some of our group companies may collect and use personal data for different purposes; those companies have their own websites and privacy notices.
We will process your data for the following lawful purposes: with your consent; to fulfil our obligations to you; and where there is a legitimate interest to do so.
When possible, we rely on your consent to use your data for the purposes described in this Privacy Notice. We also process personal data to fulfil our contractual obligations to you, for example, when you register for any of our services, subscribe to a publication, sign-up for an event or purchase a product from us, we will need to process some of your personal data. This will also include details of the person/people responsible for payment (if different).
We may determine that processing your personal data serves both of our legitimate interests. This is the case in relation to many of our research, customer survey, sales, marketing and advertising activities described in this Privacy Notice. These activities allow us to better understand your requirements, which in turn enables us to provide you with a better service. We review the bases for our processing decisions carefully and you can object to these activities at any time (see the “Your Rights” section of this Privacy Notice).
Our primary goal in collecting personal data from you is to give you a relevant customised experience of our products and services.
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Registration, Free Trials & Subscriptions
When you register with our website and/or sign up for a free trial of our products or services, we may ask you to provide your name, address, email address and telephone number, and details relevant to your occupation or employer.
If you subscribe to one of our products or services, we will also ask for payment details. Credit/debit card payments are processed using a third party supplier and we do not retain the credit card data (see the Third Party Sites of this Privacy Notice). Address details may be shared with third party service providers engaged by us for order fulfilment, delivery and payment collection. This personal data is used by us to complete subscription requests.
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Events & Conferences
If you have registered for an event through a group website we may collect personal data including: name, job title, company, address, telephone number and email.
This information is necessary so that we can complete your registration for the event and provide you with relevant event materials.
We may also provide delegate details (e.g. name, email) to event sponsors who, subject to your consent, may contact you for their own advertising and marketing purposes.
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Advertising & Marketing
We use the personal data you provide us and which we collect from you to inform you about similar products and services which we provide. We may send you marketing communications that are sponsored by our partners and which are targeted to your interests based on information you have provided us such as job title, employer and/or industry. If you have consented to receive information from other Euromoney group companies, we may share your personal data with these companies so that they can fulfil your request to receive marketing materials in accordance with your preferences. We will not share your personal data with any third parties for their own marketing purposes unless you have provided your consent.
Each of the Euromoney group companies that may contact you is a data controller in relation to the personal data that you have agreed to share with them. If you have any questions or concerns, you may contact the individual company, or us – using the contact details set out in the “Who We Are” section.
You can opt out from receiving such materials at any time.
The personal data we may use for advertising and marketing purposes includes your name, email address, job title, phone number, company name/employer, geo location, postal address and data collected using cookies and other similar technology (Please read our separate Cookies Policy to find out more about which cookies we use, how they work and how you can control your cookie options).
Marketing materials are sent electronically, by post and we may occasionally call you.
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Online Targeted Advertising
We use targeted advertising on our websites to display advertisements that are relevant to what we believe are your interests. In order to deliver relevant advertisements, we use third parties to deliver cookies that collect information about your IP address and how you interact with our sites (e.g. browsing information, which articles you have read etc.). This data is used by the third parties to determine which advertisements may be of interest to you.
We may also share your personal data with third parties to deliver targeted advertising to you on other websites (e.g. Twitter Tailored Audiences or Facebook Custom Audiences). This could include your email address, cookie data, and information obtained from third parties. Third party cookies may also be used to enable us to target advertisements to you on other websites that you visit.
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Lead Generation and Scoring
We occasionally use the services of trusted third parties in order to ensure that the personal data we use for advertising and marketing purposes is accurate and up-to-date. To do this, we transfer personal data of individual leads (such as name, email, job title, location and phone number) to these third parties who conduct research to verify the data – primarily against public information.
We also use algorithmic software technology to help us improve the quality and relevance of marketing activities. The personal data analysed by the software includes email address, phone number, job title, address, purchase history and account information. This allows us to provide meaningful offers that are relevant to your specific profile.
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Surveys, Market Research & Customer Feedback
We want to understand the needs of our readers and customers. We may therefore use the information you provide us – including your name and contact details – to contact you to request your feedback, or to participate in our customer and market research.
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Public forums, message boards and blogs
Some of the pages on our group websites may include message boards, blogs or other facilities for generating content from users. Any information that is disclosed in these areas becomes public information and you should always be careful when deciding to post any personal data. User generated content is also subject to our site Terms & Conditions.
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Business or Asset Sale
If we sell a business or assets we may need to disclose your personal data to the prospective buyer of such business or assets.
If Euromoney, or any of our group companies is sold or sells our assets or is acquired by a third party, then personal data about our customers will be acquired by that third party. A transfer of your personal data in these circumstances would be necessary so that the services you have contracted for can still be delivered, or so that you can continue to enjoy the benefits of our free products and services. You will receive notice if a new controller assumes responsibility for your personal data.
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Additional Third Party Disclosures
We may disclose your personal data to other third parties in the following situations:
- To third party partners who help us by providing services such as technology, marketing, advisory or other services. These third parties only receive encrypted data and may only process personal data to provide those services to us.
- Where we are required by law or regulation to do so. In each case we will seek, where practicable, to minimise the amount of data that is disclosed.
- If required to protect the rights and interests of other users and/or Euromoney and its affiliates (including our employees, agents and contractors), or as otherwise set out in our Terms & Conditions. This may include exchanging information with other companies and organisations for the purposes of fraud protection.
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Email Tracking
We may include small pixel tags (small image files) within the emails we send you in order to determine whether our emails are opened and/or whether the hyperlinks inside our emails are clicked through. We may also collect browser, location and the device used to engage with our email communications. This information allows us to better understand whether we are meeting our users’ needs and how we can improve our communications. No other information is collected. You can opt out of receiving our direct marketing emails either by following the instructions in each email, or by contacting us (see the “Who We Are” section of this Privacy Notice).
Some of the Euromoney group companies are based outside the European Economic Area (EEA). If you have consented to being contacted by our group companies, then the transfer of your personal data will be made according to the terms of an international data sharing agreement that contains obligations approved by European data protection regulators. Any of our group companies that receive your personal data will be co-controllers of that data, which means they may determine how they process your personal data – although they may only use it for the purposes for which it was shared, unless you are informed of new or additional processing activities.
We may also transfer personal data to third party service providers as described in this Privacy Notice which are located outside the EEA. Where we conduct these transfers, we take all steps necessary to ensure that your data is treated securely and in accordance with applicable privacy legislation, either by only sending your personal data to jurisdictions that provide an adequate degree of legal protection for your data or by imposing approved contractual terms on these third parties.
We have a data retention policy that ensures we don’t use or store your personal data for longer than necessary. We consider the following issues to determine retention periods:
- Guidance from the UK Information Commissioner or other regulatory agency, or industry best practice recommendations;
- The business rationale for collection and expiry of the purpose for which personal data was collected;
- Our ongoing ability to ensure the accuracy of the data; and
- Legal and regulatory requirements.
We may occasionally need to keep personal data for either shorter or longer periods than specified in our retention policy. In such circumstances, application of the retention period to the data will be temporarily suspended. The suspension of an applicable retention period will be carried out in a manner that respects the rights and interests of all persons concerned.
You can use our Preference Centre to select the topics that are of interest to you so that we can send you publications and information about our products and services that are especially relevant to you. You can also choose the channels we use to contact you (email, phone, post, etc.) and can also opt-out of receiving marketing communications.
You have certain rights in relation to your personal data which include the following:
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Access & Portability
You may request access to any personal data of yours for which Euromoney is responsible as controller. Unless there are legal or regulatory reasons for not doing so, we will confirm whether we process any of your personal data and if we do, we will provide you with the following information: the purposes of the processing, the categories of personal data, any recipients of your personal data, the applicable retention period and the data source. Copies of your personal data will be made available to you in a structured, machine-readable format.
You may also request that we transfer the personal data that you have submitted to us, to another controller, where it is technically feasible for us to do so.
If you have consented to our processing of your personal data, or if we are processing your personal data in order to fulfil our contractual obligations to you, then you can submit a request that we transfer your personal data to another data controller.
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Rectification, Restriction, Objection
You have the right to request that Euromoney rectify any errors in the personal data that we process. In some circumstances, you may also be able to ask for the erasure of personal data, and/or request that the processing of your personal data be restricted. You may also object to the processing of your personal data for sales or marketing purposes.
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How to Exercise Your Rights
To exercise any of these rights, please contact us by post or email at the following addresses:
Euromoney Institutional Investor PLC
8 Bouverie Street
London, EC4Y 8AX
United KingdomEmail: dataprotectionofficer@euromoneyplc.com
Web form: Complete Subject Data Request Form
We may need to check your identity prior to processing a request.
Euromoney will do our best to respond to any questions and address any of your concerns. You are also able to register any complaints regarding the processing of your personal data directly with the UK Information Commissioner.
Euromoney is committed to keeping your personal data secure and we will take appropriate technical and organisational measures to protect your personal data from loss, unauthorised use, disclosure or destruction. Although we do our best to protect your personal data, we cannot guarantee that any transmission of data is without risk. We have therefore implemented information security policies and rules, staff training on information security, and technical measures to ensure the integrity of data that we have under our control.
All our employees, contractors and data processors (i.e. those third parties that process personal data on our behalf) are required to keep such data confidential and not to use it for any purpose other than the performance of services we have requested.
Our site may contain links to other websites – including, for example, providers of payment processing services. Euromoney is not responsible for the privacy and data collection practices of third party sites and we therefore recommend that you review the privacy policies and terms of service of each site you visit.
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