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Angel Oak is an industry leader in delivering innovative mortgage credit solutions. Through its integrated credit and investment platform, Angel Oak delivers solutions across asset management, lending and capital markets. Over the past 18 months, a focus on non-QM has allowed its lending platform to originate over $3.5B while its securitization platform has securitized over $2.7B in non-QM production.
EJF Capital LLC (“EJF”) is an SEC-registered, employee-owned alternative asset management firm headquartered outside of Washington, DC. EJF manages approximately $7.3 billion of hedge, separately managed accounts, and private equity assets, as well as $3.1 billion of CDO assets through its affiliates. EJF was founded in 2005 by Manny Friedman and Neal Wilson along with a small team of professionals from Friedman, Billings, Ramsey Group, Inc. (“FBR”). EJF currently employs approximately 80 pr ... (view full description)
EJF Capital LLC (“EJF”) is an SEC-registered, employee-owned alternative asset management firm headquartered outside of Washington, DC. EJF manages approximately $7.3 billion of hedge, separately managed accounts, and private equity assets, as well as $3.1 billion of CDO assets through its affiliates. EJF was founded in 2005 by Manny Friedman and Neal Wilson along with a small team of professionals from Friedman, Billings, Ramsey Group, Inc. (“FBR”). EJF currently employs approximately 80 professionals across three offices globally (Arlington, VA, London, England and Shanghai, China).
Prior to launching EJF, Mr. Friedman was the co-founder and Co-CEO of FBR for more than fifteen years. Mr. Friedman possesses more than 40 years of experience in the U.S. securities industry with a particular expertise in banks and financials. Mr. Wilson previously managed both the Alternative Asset Investments and the Private Wealth Management groups at FBR, and served as a Branch Chief with the U.S. Securities and Exchange Commission in Washington, DC.
Founded in 2009, Class Valuation is a top nationwide real estate collateral valuation and appraisal management company to the residential mortgage industry. The company is committed to combining the best people, products, processes, and technology available to help lenders make more homeownership dreams come true. As a top AMC in the country, Class Valuation consistently provides outstanding quality and lasting relationships to every client. Approved in all 50 states, we offer a comprehensive pr ... (view full description)
Founded in 2009, Class Valuation is a top nationwide real estate collateral valuation and appraisal management company to the residential mortgage industry. The company is committed to combining the best people, products, processes, and technology available to help lenders make more homeownership dreams come true. As a top AMC in the country, Class Valuation consistently provides outstanding quality and lasting relationships to every client. Approved in all 50 states, we offer a comprehensive product suite and a network of over 16,000 appraisers nationwide. With Class Valuation, you can expect a partner for your current collateral valuations needs so that you can exceed in the appraisal world of tomorrow.
A&D Mortgage is a direct portfolio investor and underwriter specializing in innovative Non-QM loan products, state of the art technology, streamlined processes and unparalleled customer service. Our knowledgeable team of experts will constantly impress you with a first-class origination experience. A&D offers Non-QM, Correspondent, Conforming, Government and Bridge Financing. At A&D Mortgage our core strengths are operational excellence and unique products. Discover how we can grow ... (view full description)
A&D Mortgage is a direct portfolio investor and underwriter specializing in innovative Non-QM loan products, state of the art technology, streamlined processes and unparalleled customer service. Our knowledgeable team of experts will constantly impress you with a first-class origination experience. A&D offers Non-QM, Correspondent, Conforming, Government and Bridge Financing. At A&D Mortgage our core strengths are operational excellence and unique products.
Discover how we can grow your business with the help of our mortgage platform at 855-ADLOANS or visit our website www.admortgage.com for more useful information.
We look forward having you as a partner and can't wait to celebrate your first submitted loan.
GreenBox Loans, Inc. is a leader in the residential lending market, with over 70 years of combined experience. GreenBox Loans, Inc. was founded on responsible and transparent lending with a strong conscience for the environment and commitment to service. We have the right tools to make the loan process simple and seamless. We have the best loan programs to meet each individual situation. All of our loan consultants are trained and licensed, so you will always get a great rate with the service yo ... (view full description)
GreenBox Loans, Inc. is a leader in the residential lending market, with over 70 years of combined experience. GreenBox Loans, Inc. was founded on responsible and transparent lending with a strong conscience for the environment and commitment to service. We have the right tools to make the loan process simple and seamless. We have the best loan programs to meet each individual situation. All of our loan consultants are trained and licensed, so you will always get a great rate with the service you deserve. We know that you have many options that is why we are dedicated to stand out above the rest. We are committed to our communities financial health.
Morningstar, Inc. is a leading provider of independent investment research in North America, Europe, Australia, and Asia. The company offers an extensive line of products and services for individual investors, financial advisors, asset managers, retirement plan providers and sponsors, and institutional investors in the private capital markets. Morningstar provides data and research insights on a wide range of investment offerings, including managed investment products, publicly listed companies, ... (view full description)
Morningstar, Inc. is a leading provider of independent investment research in North America, Europe, Australia, and Asia. The company offers an extensive line of products and services for individual investors, financial advisors, asset managers, retirement plan providers and sponsors, and institutional investors in the private capital markets. Morningstar provides data and research insights on a wide range of investment offerings, including managed investment products, publicly listed companies, private capital markets, and real-time global market data. Morningstar also offers investment management services through its investment advisory subsidiaries, with more than $203 billion in assets under advisement and management as of June 30, 2018. The company has operations in 27 countries.
We Believe in the Paradigm Shifters and Invest in their Success! As the first Non-Bank Private Client Lender, PCMA saw an opportunity to build a very unique company focused on developing Private Client products and concierge services for the Mass Affluent (MAI) and High Net-Worth (HNWI) households. The number of experienced and sophisticated applicants is growing, and so is the complexity of their needs. “Private” refers to recognized financial capacity and dedicate ... (view full description)
We Believe in the Paradigm Shifters and Invest in their Success!
As the first Non-Bank Private Client Lender, PCMA saw an opportunity to build a very unique company focused on developing Private Client products and concierge services for the Mass Affluent (MAI) and High Net-Worth (HNWI) households.
The number of experienced and sophisticated applicants is growing, and so is the complexity of their needs. “Private” refers to recognized financial capacity and dedicated concierge products and services more exclusive than traditional or homogenized retail storefronts.
Tailored lending and mortgage strategies for sophisticated households.
Recognizing the unmet buyer demand, PCMA Private Client has given birth to an entirely new marketplace of high value solutions and area of expertise that cater to these accomplished and sophisticated estates.
As California’s leading Non-Bank Private Client Lender we are ready to serve the needs of:
-HIGH INCOME: EXECUTIVES / ATHLETES / ENTERTAINERS
-BUSINESS OWNER: SHAREHOLDERS / LLC MEMBERS / CONTRACT
-ASSET RICH: RETIREES / TRUST FUND / FOREIGN NATIONAL
-INVESTOR: RESIDENTIAL / COMMERCIAL
SitusAMC (www.situsamc.com) is the leading provider of consulting, outsourcing, talent and technology solutions for institutional lenders and investors across both the commercial and residential real estate debt and equity life cycle. The organization has more the 3,300 employees across the U.S., Europe and APAC. SitusAMC offers consulting and advisory services, underwriting and due diligence, servicing and asset management, claims management, valuations, MSR and whole loan brokerage, talent sol ... (view full description)
SitusAMC (www.situsamc.com) is the leading provider of consulting, outsourcing, talent and technology solutions for institutional lenders and investors across both the commercial and residential real estate debt and equity life cycle. The organization has more the 3,300 employees across the U.S., Europe and APAC. SitusAMC offers consulting and advisory services, underwriting and due diligence, servicing and asset management, claims management, valuations, MSR and whole loan brokerage, talent solutions, and technology solutions including warehouse management, conduit management, collateral management, document management, OCR, indexing, data extraction, portfolio management and remittance reconciliation among others.
Amherst Pierpont International Limited, is the Hong Kong based broker dealer and subsidiary of Pierpont Capital Holdings, LLC, and Amherst Holdings LLC, and serves as the introducing broker to sister company, Amherst Pierpont Securities LLC, a leading broker dealer for US Fixed Income Securities in the United States. Amherst Pierpont Securities was formed from the 2014 merger of Amherst Securities Group and Pierpont Securities. http://www.housingwire.com/2009/07/07/amherst-goes-international/ Am ... (view full description)
Amherst Pierpont International Limited, is the Hong Kong based broker dealer and subsidiary of Pierpont Capital Holdings, LLC, and Amherst Holdings LLC, and serves as the introducing broker to sister company, Amherst Pierpont Securities LLC, a leading broker dealer for US Fixed Income Securities in the United States. Amherst Pierpont Securities was formed from the 2014 merger of Amherst Securities Group and Pierpont Securities. http://www.housingwire.com/2009/07/07/amherst-goes-international/ Amherst Pierpont Securities LLC is an independent broker-dealer providing institutional clients with access to a premier fixed-income capital markets franchise. Our experienced team of professionals, backed by a powerful data and analytics platform, delivers customized solutions and strategy to meet our clients’ investment objectives. With ex-group heads from the banking and securities trading industry, and senior professionals with experience over the three decade history of the MBS markets, Amherst Pierpont is considered a leading authority on the MBS markets, and offers one of the few true loan level analytics platform models in the industry.
With offices in Washington, D.C., Los Angeles, San Francisco, New York, Chicago, and London, Buckley LLP offers premier enforcement, litigation, compliance, regulatory, and transactional services to financial services institutions and early stage and leading fintech and technology companies, as well as venture capital and private equity funds, investment companies, and corporate and individual clients throughout the world. "The best at what they do in the country." (Chambers USA) ... (view full description)
With offices in Washington, D.C., Los Angeles, San Francisco, New York, Chicago, and London, Buckley LLP offers premier enforcement, litigation, compliance, regulatory, and transactional services to financial services institutions and early stage and leading fintech and technology companies, as well as venture capital and private equity funds, investment companies, and corporate and individual clients throughout the world. "The best at what they do in the country." (Chambers USA)
Carrington is a vertically integrated continuum of 16 companies that touches each and every stage of the single family mortgage and real estate lifecycle. Carrington has purchased more than $8 BN in Non Performing Loans and $14 BN in Mortgage Servicing Rights over the last few years. Carrington is also a top nationally accredited and highly rated specialty servicer and sub-servicer of single family residential assets. Carrington offers a plethora of real estate services such as field services / ... (view full description)
Carrington is a vertically integrated continuum of 16 companies that touches each and every stage of the single family mortgage and real estate lifecycle. Carrington has purchased more than $8 BN in Non Performing Loans and $14 BN in Mortgage Servicing Rights over the last few years. Carrington is also a top nationally accredited and highly rated specialty servicer and sub-servicer of single family residential assets. Carrington offers a plethora of real estate services such as field services / property preservation, inspections, valuation, title, escrow, settlement services, foreclosure trustee, and real estate asset management. Carrington Real Estate Services (CRES) is a top 20 independent real estate brokerage company who sold more than 12,000 homes in 2014. Carrington Property Services (CPS) is the highest rated nationwide real estate property management for Single Family REO Rental and has touched, managed and dispositioned more than 60,000 homes since 2007. Our clients include large money center banks, GSE's and institutional investors of single family real estate.
KBRA is a global full service rating agency whose mission is to set a standard of excellence and integrity. Established in 2010, KBRA set forth an effort to restore trust in credit ratings by creating new standards for assessing risk and by offering accurate and transparent ratings. KBRA provides market participants with an alternative solution by delivering timely and in-depth research across various sectors. KBRA has over 275 employees and offices across the United States, located in New York, ... (view full description)
KBRA is a global full service rating agency whose mission is to set a standard of excellence and integrity. Established in 2010, KBRA set forth an effort to restore trust in credit ratings by creating new standards for assessing risk and by offering accurate and transparent ratings. KBRA provides market participants with an alternative solution by delivering timely and in-depth research across various sectors. KBRA has over 275 employees and offices across the United States, located in New York, Pennsylvania, and Maryland, and has published over 9,000 ratings totaling $775 billion. KBRA Europe’s team in Dublin, Ireland looks forward to providing the same standard of excellence and integrity in European credit ratings. KBRA strives to provide the investment community with the products and tools needed to make informed investment decisions.
Nearwater Capital is a leading specialty finance company that is focused on providing financing for risk retention interests retained under Dodd-Frank and EU Securitisation Regulation requirements. We have an extensive background in structured finance and work with a wide array of sponsors and originators across multiple asset classes.
Oaktree Capital Management is a leading global alternative investment management firm with expertise in credit strategies. The firm was formed in 1995 by a group of individuals who had been investing together since the mid-1980s in high yield bonds, convertible securities, distressed debt, real estate, control investments and listed equities. Today, Oaktree comprises over 900 employees in Los Angeles (headquarters), New York, Stamford, Houston, London, Paris, Frankfurt, Amsterdam* ... (view full description)
Oaktree Capital Management is a leading global alternative investment management firm with expertise in credit strategies. The firm was formed in 1995 by a group of individuals who had been investing together since the mid-1980s in high yield bonds, convertible securities, distressed debt, real estate, control investments and listed equities. Today, Oaktree comprises over 900 employees in Los Angeles (headquarters), New York, Stamford, Houston, London, Paris, Frankfurt, Amsterdam*, Dublin*, Luxembourg*, Dubai, Hong Kong, Tokyo, Singapore, Seoul, Beijing, Shanghai and Sydney. We have 30 portfolio managers with average experience of 23 years and over 700 years of combined investment experience.
The firm’s competitive advantages include its experienced team of investment professionals, a global platform and a unifying investment philosophy. This
In business for over 150 years, S&P Global Ratings, a division of S&P Global Inc. (NYSE: SPGI), is a leading provider of credit ratings. Our ratings are essential to driving growth, providing transparency and helping educate market participants so they can make decisions with confidence. With more than 1.1 million credit ratings outstanding on government, corporate, financial sector and structured finance entities and securities, approximately 1,500 credit analysts and a presence in 28 countries ... (view full description)
In business for over 150 years, S&P Global Ratings, a division of S&P Global Inc. (NYSE: SPGI), is a leading provider of credit ratings. Our ratings are essential to driving growth, providing transparency and helping educate market participants so they can make decisions with confidence. With more than 1.1 million credit ratings outstanding on government, corporate, financial sector and structured finance entities and securities, approximately 1,500 credit analysts and a presence in 28 countries, we offer a unique combination of global coverage and local insight. We provide our opinions and research about relative credit risk; market participants gain information to help support the growth of transparent, liquid debt markets worldwide. Learn more at spglobal.com/ratings.
Venable LLP is an American Lawyer Global 100 law firm headquartered in Washington, DC that serves as primary counsel to a worldwide clientele of large and mid-sized organizations, nonprofits, high-net-worth entrepreneurs, and other individuals. With more than 850 professionals across the country, including California, Delaware, Maryland, New York, Virginia, and Washington, DC, the firm strategically advances its clients' objectives in the U.S. and around the globe. Venable advises clients o ... (view full description)
Venable LLP is an American Lawyer Global 100 law firm headquartered in Washington, DC that serves as primary counsel to a worldwide clientele of large and mid-sized organizations, nonprofits, high-net-worth entrepreneurs, and other individuals. With more than 850 professionals across the country, including California, Delaware, Maryland, New York, Virginia, and Washington, DC, the firm strategically advances its clients' objectives in the U.S. and around the globe. Venable advises clients on a broad range of business and regulatory law, legislative affairs, complex litigation, and the full range of intellectual property disciplines.
Nearwater Capital is a leading specialty finance company that is focused on providing financing for risk retention interests retained under Dodd-Frank and EU Securitisation Regulation requirements. We have an extensive background in structured finance and work with a wide array of sponsors and originators across multiple asset classes.
Excel in the New-Look Securitization Business Every week, Asset-Backed Alert gives you the earliest word on money-making plays emerging from the transformed ABS and MBS markets. The newsletter makes sense of the changes impacting the securitization of consumer loans, home mortgages and corporate receivables. See for yourself by signing up for a three-issue FREE trial subscription to Asset-Backed Alert. Start your free trial at ABAlert.com or call 201-659-1700.
Best Attorneys Online: bestattorneysonline.com, a premium service provided by bestattorneysonline.com LLC, started in 2009, ranks law firms through research and evaluation to identify the most respectable and dedicated law teams in the United States. Our goal is to provide our users with a new way to locate and contact an attorney or a law firm while providing firms a way to get their image out and into the open. We advertise and provide access to the best law firms around the country and in spe ... (view full description)
Best Attorneys Online: bestattorneysonline.com, a premium service provided by bestattorneysonline.com LLC, started in 2009, ranks law firms through research and evaluation to identify the most respectable and dedicated law teams in the United States. Our goal is to provide our users with a new way to locate and contact an attorney or a law firm while providing firms a way to get their image out and into the open. We advertise and provide access to the best law firms around the country and in specific areas and also list a directory showing many opportunities for a client to get in touch with legal help. www.bestattorneysonline.com.
Inside Nonconforming Markets is the leading source of news and data on non-agency residential mortgages, including non-QM loans. It explores market trends and business strategies, regulatory developments and activity among top players while covering all aspects of the market from securitization to loss mitigation efforts, including portfolio loans and alternative products—jumbo, subprime, Alt A, higher-priced mortgages, second liens and distressed assets. It also provides exclusive data an ... (view full description)
Inside Nonconforming Markets is the leading source of news and data on non-agency residential mortgages, including non-QM loans. It explores market trends and business strategies, regulatory developments and activity among top players while covering all aspects of the market from securitization to loss mitigation efforts, including portfolio loans and alternative products—jumbo, subprime, Alt A, higher-priced mortgages, second liens and distressed assets. It also provides exclusive data and rankings of the top originators, servicers and much more. For more information, visit www.insidenonconformingmarkets.com.
With an audience first focus and uncompromising integrity, we strive to impact the individuals and industry we serve. While other media companies report the news, The Mortgage Leader is designed to give it meaning. We add context to content, infuse information with insights, and initiate connections as well as conversations. The Mortgage Leader focuses on how mortgage industry professionals can bring their business to the next level. For lending executives, we discuss how they can become more e ... (view full description)
With an audience first focus and uncompromising integrity, we strive to impact the individuals and industry we serve. While other media companies report the news, The Mortgage Leader is designed to give it meaning. We add context to content, infuse information with insights, and initiate connections as well as conversations.
The Mortgage Leader focuses on how mortgage industry professionals can bring their business to the next level. For lending executives, we discuss how they can become more efficient, more productive and improve their bottom lines. We explore what strategies and tactics are working as well as options industry leaders are weighing. We do all this with a focus on the day’s events and what their potential impact will be going forward. For instance, examine factors that drive origination levels, maintain regulatory compliance and deploy technology as a differentiating factor, we will offer our perspective and take on the latest data.
For originators, brokers and managers, we explore new ways to drive business, share perspectives and best practices. Our aim is to keep you aware of trends that effect your business and offer suggestions on ways to stay ahead of them. After all, you can’t be a leader if you are always trying to catch up. That’s why we’ll keep you on top of social media and technology tactics that can help expand your reach, target your message and improve your bottom line.
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*Force Majeure. We shall not be deemed to be in breach of these Terms by reason of any delay in performing, or any failure to perform any service or our obligations in relation to these Terms, if the delay or failure was due to any cause beyond our reasonable control, including but not limited to acts of God, explosions, floods, fire or accident, war or threat of war, terrorism or threat of terrorism, sabotage, civil disturbance, epidemics, prohibitions or measures of any kind on the part of any governmental, parliamentary or local authority, import or export regulations or embargoes, or industrial actions or trade disputes (whether involving our employees or of third parties).
*Severability. If any provision of these Terms is found to be wholly or partially invalid, void or unenforceable by any court having competent jurisdiction or by virtue of any legislation or any other reason, that provision shall be invalid, void or unenforceable to that extent only and no further and the validity and enforceability of the remaining provisions of these Terms shall not be affected.
*Notices. Any notice given pursuant to these Terms shall be made by email or first class post, in the case of you, to the address provided on your registration form and, in the case of us, to the address posted on the website or otherwise notified to you in relation to any relevant service. Any such notice shall be deemed to have arrived if sent by post within three (3) days of posting and if sent by email at the time of transmission.
Euromoney Institutional Investor PLC (“Euromoney”, “we”, “us” or “our”) is an international business-information group covering asset management, price discovery, data and market intelligence, and banking and finance. The group also runs an extensive portfolio of events for the telecoms, financial and commodities markets.
For a full list of our brands and group companies, please click on this link. Euromoney and its group companies are committed to respecting the privacy of every person who visits, registers with or subscribes to our websites, publications, events and other products or services.
Euromoney is the primary data controller of personal data collected through this website or that we may collect in different ways as described in this Privacy Notice. If you are contacted by our other group companies, they will also be controllers of your personal data. This means that they are responsible for how your personal data is used, just as we are. You may contact any of these companies directly, or you can contact Euromoney by emailing dataprotectionofficer@euromoneyplc.com or writing to the Data Protection Officer at Euromoney Institutional Investor PLC, 8 Bouverie Street, London EC4Y 8AX, United Kingdom.
This Privacy Notice was updated on 23 May 2018
This Privacy Notice outlines the information we may collect about you in relation to your use of our products and services (“personal data”). It also explains the legal rights that you have in relation to your data and how you may exercise these rights.
Some of our group companies may collect and use personal data for different purposes; those companies have their own websites and privacy notices.
We will process your data for the following lawful purposes: with your consent; to fulfil our obligations to you; and where there is a legitimate interest to do so.
When possible, we rely on your consent to use your data for the purposes described in this Privacy Notice. We also process personal data to fulfil our contractual obligations to you, for example, when you register for any of our services, subscribe to a publication, sign-up for an event or purchase a product from us, we will need to process some of your personal data. This will also include details of the person/people responsible for payment (if different).
We may determine that processing your personal data serves both of our legitimate interests. This is the case in relation to many of our research, customer survey, sales, marketing and advertising activities described in this Privacy Notice. These activities allow us to better understand your requirements, which in turn enables us to provide you with a better service. We review the bases for our processing decisions carefully and you can object to these activities at any time (see the “Your Rights” section of this Privacy Notice).
Our primary goal in collecting personal data from you is to give you a relevant customised experience of our products and services.
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Registration, Free Trials & Subscriptions
When you register with our website and/or sign up for a free trial of our products or services, we may ask you to provide your name, address, email address and telephone number, and details relevant to your occupation or employer.
If you subscribe to one of our products or services, we will also ask for payment details. Credit/debit card payments are processed using a third party supplier and we do not retain the credit card data (see the Third Party Sites of this Privacy Notice). Address details may be shared with third party service providers engaged by us for order fulfilment, delivery and payment collection. This personal data is used by us to complete subscription requests.
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Events & Conferences
If you have registered for an event through a group website we may collect personal data including: name, job title, company, address, telephone number and email.
This information is necessary so that we can complete your registration for the event and provide you with relevant event materials.
We may also provide delegate details (e.g. name, email) to event sponsors who, subject to your consent, may contact you for their own advertising and marketing purposes.
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Advertising & Marketing
We use the personal data you provide us and which we collect from you to inform you about similar products and services which we provide. We may send you marketing communications that are sponsored by our partners and which are targeted to your interests based on information you have provided us such as job title, employer and/or industry. If you have consented to receive information from other Euromoney group companies, we may share your personal data with these companies so that they can fulfil your request to receive marketing materials in accordance with your preferences. We will not share your personal data with any third parties for their own marketing purposes unless you have provided your consent.
Each of the Euromoney group companies that may contact you is a data controller in relation to the personal data that you have agreed to share with them. If you have any questions or concerns, you may contact the individual company, or us – using the contact details set out in the “Who We Are” section.
You can opt out from receiving such materials at any time.
The personal data we may use for advertising and marketing purposes includes your name, email address, job title, phone number, company name/employer, geo location, postal address and data collected using cookies and other similar technology (Please read our separate Cookies Policy to find out more about which cookies we use, how they work and how you can control your cookie options).
Marketing materials are sent electronically, by post and we may occasionally call you.
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Online Targeted Advertising
We use targeted advertising on our websites to display advertisements that are relevant to what we believe are your interests. In order to deliver relevant advertisements, we use third parties to deliver cookies that collect information about your IP address and how you interact with our sites (e.g. browsing information, which articles you have read etc.). This data is used by the third parties to determine which advertisements may be of interest to you.
We may also share your personal data with third parties to deliver targeted advertising to you on other websites (e.g. Twitter Tailored Audiences or Facebook Custom Audiences). This could include your email address, cookie data, and information obtained from third parties. Third party cookies may also be used to enable us to target advertisements to you on other websites that you visit.
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Lead Generation and Scoring
We occasionally use the services of trusted third parties in order to ensure that the personal data we use for advertising and marketing purposes is accurate and up-to-date. To do this, we transfer personal data of individual leads (such as name, email, job title, location and phone number) to these third parties who conduct research to verify the data – primarily against public information.
We also use algorithmic software technology to help us improve the quality and relevance of marketing activities. The personal data analysed by the software includes email address, phone number, job title, address, purchase history and account information. This allows us to provide meaningful offers that are relevant to your specific profile.
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Surveys, Market Research & Customer Feedback
We want to understand the needs of our readers and customers. We may therefore use the information you provide us – including your name and contact details – to contact you to request your feedback, or to participate in our customer and market research.
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Public forums, message boards and blogs
Some of the pages on our group websites may include message boards, blogs or other facilities for generating content from users. Any information that is disclosed in these areas becomes public information and you should always be careful when deciding to post any personal data. User generated content is also subject to our site Terms & Conditions.
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Business or Asset Sale
If we sell a business or assets we may need to disclose your personal data to the prospective buyer of such business or assets.
If Euromoney, or any of our group companies is sold or sells our assets or is acquired by a third party, then personal data about our customers will be acquired by that third party. A transfer of your personal data in these circumstances would be necessary so that the services you have contracted for can still be delivered, or so that you can continue to enjoy the benefits of our free products and services. You will receive notice if a new controller assumes responsibility for your personal data.
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Additional Third Party Disclosures
We may disclose your personal data to other third parties in the following situations:
- To third party partners who help us by providing services such as technology, marketing, advisory or other services. These third parties only receive encrypted data and may only process personal data to provide those services to us.
- Where we are required by law or regulation to do so. In each case we will seek, where practicable, to minimise the amount of data that is disclosed.
- If required to protect the rights and interests of other users and/or Euromoney and its affiliates (including our employees, agents and contractors), or as otherwise set out in our Terms & Conditions. This may include exchanging information with other companies and organisations for the purposes of fraud protection.
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Email Tracking
We may include small pixel tags (small image files) within the emails we send you in order to determine whether our emails are opened and/or whether the hyperlinks inside our emails are clicked through. We may also collect browser, location and the device used to engage with our email communications. This information allows us to better understand whether we are meeting our users’ needs and how we can improve our communications. No other information is collected. You can opt out of receiving our direct marketing emails either by following the instructions in each email, or by contacting us (see the “Who We Are” section of this Privacy Notice).
Some of the Euromoney group companies are based outside the European Economic Area (EEA). If you have consented to being contacted by our group companies, then the transfer of your personal data will be made according to the terms of an international data sharing agreement that contains obligations approved by European data protection regulators. Any of our group companies that receive your personal data will be co-controllers of that data, which means they may determine how they process your personal data – although they may only use it for the purposes for which it was shared, unless you are informed of new or additional processing activities.
We may also transfer personal data to third party service providers as described in this Privacy Notice which are located outside the EEA. Where we conduct these transfers, we take all steps necessary to ensure that your data is treated securely and in accordance with applicable privacy legislation, either by only sending your personal data to jurisdictions that provide an adequate degree of legal protection for your data or by imposing approved contractual terms on these third parties.
We have a data retention policy that ensures we don’t use or store your personal data for longer than necessary. We consider the following issues to determine retention periods:
- Guidance from the UK Information Commissioner or other regulatory agency, or industry best practice recommendations;
- The business rationale for collection and expiry of the purpose for which personal data was collected;
- Our ongoing ability to ensure the accuracy of the data; and
- Legal and regulatory requirements.
We may occasionally need to keep personal data for either shorter or longer periods than specified in our retention policy. In such circumstances, application of the retention period to the data will be temporarily suspended. The suspension of an applicable retention period will be carried out in a manner that respects the rights and interests of all persons concerned.
You can use our Preference Centre to select the topics that are of interest to you so that we can send you publications and information about our products and services that are especially relevant to you. You can also choose the channels we use to contact you (email, phone, post, etc.) and can also opt-out of receiving marketing communications.
You have certain rights in relation to your personal data which include the following:
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Access & Portability
You may request access to any personal data of yours for which Euromoney is responsible as controller. Unless there are legal or regulatory reasons for not doing so, we will confirm whether we process any of your personal data and if we do, we will provide you with the following information: the purposes of the processing, the categories of personal data, any recipients of your personal data, the applicable retention period and the data source. Copies of your personal data will be made available to you in a structured, machine-readable format.
You may also request that we transfer the personal data that you have submitted to us, to another controller, where it is technically feasible for us to do so.
If you have consented to our processing of your personal data, or if we are processing your personal data in order to fulfil our contractual obligations to you, then you can submit a request that we transfer your personal data to another data controller.
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Rectification, Restriction, Objection
You have the right to request that Euromoney rectify any errors in the personal data that we process. In some circumstances, you may also be able to ask for the erasure of personal data, and/or request that the processing of your personal data be restricted. You may also object to the processing of your personal data for sales or marketing purposes.
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How to Exercise Your Rights
To exercise any of these rights, please contact us by post or email at the following addresses:
Euromoney Institutional Investor PLC
8 Bouverie Street
London, EC4Y 8AX
United KingdomEmail: dataprotectionofficer@euromoneyplc.com
Web form: Complete Subject Data Request Form
We may need to check your identity prior to processing a request.
Euromoney will do our best to respond to any questions and address any of your concerns. You are also able to register any complaints regarding the processing of your personal data directly with the UK Information Commissioner.
Euromoney is committed to keeping your personal data secure and we will take appropriate technical and organisational measures to protect your personal data from loss, unauthorised use, disclosure or destruction. Although we do our best to protect your personal data, we cannot guarantee that any transmission of data is without risk. We have therefore implemented information security policies and rules, staff training on information security, and technical measures to ensure the integrity of data that we have under our control.
All our employees, contractors and data processors (i.e. those third parties that process personal data on our behalf) are required to keep such data confidential and not to use it for any purpose other than the performance of services we have requested.
Our site may contain links to other websites – including, for example, providers of payment processing services. Euromoney is not responsible for the privacy and data collection practices of third party sites and we therefore recommend that you review the privacy policies and terms of service of each site you visit.
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