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- Understanding the relative value of securitization as a funding tool
- The Basics: Identifying the key players and understanding the structure of an ABS deal
- Overview of programs underway to help SMEs tap alternative sources of capital
- Understanding basic structures and innovations in SME finance
- Can securitisation help SMEs access the capital markets?
- Overview of recent and pending global regulatory initiatives and their impact on asset allocation strategy in the ABS sector
- Capital and liquidity update:
- Is investor behavior changing already?
- Will insurers, banks and AIFMs continue to invest under the current proposals?
- How final are the proposals? Will there be room to think again?
- What is behind the recent resurgence of this funding tool and investment option in Europe?
- Examining and understanding the underlying assets and the structure of the CLO
- Identifying the investor base and understanding the various counterparties to the deal
- Assessing risk across the asset classes
- Perception in the marketplace for key consumer ABS asset classes such as autos, credit cards, leasing
- Understanding structural strengths and protection measures in place
Jesus Rio Cortes
- Do we need more rules or better compliance with existing rules?
- Is action required from regulators, originators, or investors?
- The issuer perspective: assessing the feasibility of every-increasing increasing disclosure requirements
- Understanding the key counterparties in a bankruptcy workout
- Reviewing the logistics of originator bankruptcy workouts across various jurisdictions
- Assessing the role of the servicer, trustee and other important service providers
- Servicing transfer concerns
- Trade receivables
- Renewable energy
- Non-performing loans
- Pivotal global and EU initiatives that will affect securitisation in 2014 and beyond, and their impact
- Timeline for new regulations and taking stock of those already implemented
- Funding growth in Europe: will current regulations help or hinder the revival of securitisation as a funding and risk transfer tool?
- If investors are driven away from securitisation, where will they go? What other options are there for them?
- What are the implications for the health of the financial system?
- What groups of investors are most affected and how?
- Is the global regulatory landscape harmonized? Are there unintentional consequences and/or conflicts looming?
- With so many positive signs pointing to a broader economic recovery, why is the ABS pipeline still clogged?
- Key factors priming the ABS pipeline for growth:
- Increased consumer lending activity and improved asset availability
- The need to reduce reliance on banks and grow our capital markets
- The expiration of bank funding schemes
- Rising demand for funding solutions pointing to securitization
- Securitisation as a tool to help SME financing
- Broadening of issuance classes
- CLOs and other bright spots
- Key factors hindering the ABS pipeline:
- Regulatory uncertainty, volatility and co-ordination
- Continued negative signalling
- Diminishing incentives for investors to maintain their infrastructure
- Changing CRA methodologies and requirements
- What happens when interest rates go up?
- Home price trends across Europe
- Assessing the degree of housing liquidity
- Mortgage lending trends and availability
- Foreclosure rates: Is there a role for a uniform European foreclosure code?
- Is funding available for new construction?
- How sustainable is housing demand?
- What are investor tolerances for risk?
- Is this enough to "prime the pump"?
- What is liquidity?
- How should we measure it?
- How can we be sure it will always be there?
- What is the impact of the LCR on bank investors
- How is the liquidity debate unfolding across the Atlantic? US and EU developments.
- What does the new market look like?
- Which peripheral and more established markets are leading the charge in this sector?
- IFRS 9 and 10 and Short-term Finance.
- Current documentation and legal issues that affect transaction execution.
- Financing the real economy local, regional, and global deals Interaction with other receivables and payables financing transactions
- Conduit versus balance sheet. Is there more to be done with term investors and structures?
- The new capital rules: assessing the impact on the RMBS investor
- Planning ahead for LTRO's expiration in early 2015
- Examining economic fundamentals in Europe and the impact on RMBS origination
- How much of a difference is the availability of loan-level data making?
- Impact of secondary trading volumes on primary pricing
- What are the drivers for growth?
- Diversifying funding sources: reducing bank dependency, improving access to capital markets
- Efforts underway in ABS land to assist SMEs to tap the capital markets directly
Reinald de Monchy
Jan - Jaap Meindersma
- Varying perspectives and initiatives and understanding the New Basel Capital approaches across jurisdictions
- Originators and Investors: why it is important for you
- What drives the various approaches?
- How will the proposals affect bank investor's appetites?
- What will be the effect on the real economy?
- CRD V what's in the pipeline?
- Update on restructurings
- The role of the special servicer
- Can CMBS ever be "high quality"?
- Has CMBS confronted its demons? Is it ready to move on?
- Will refinancing risk and maturity transformation always be a constraint on the sector?
Clarence E. Dixon
- Size of the opportunity and what are the drivers
- Performing but non-core
- Performing but need to shrink balance sheet
- What assets are being sold and from which jurisdictions?
- Commercial real estate
- Residential real estate
- What are investors buying and why?
- Performing versus Non-Performing
- What about servicing?
Juan De Mollein
Jaime Azcona San Julián
- Have yields tightened too much?
- Where are spreads going and where do investors see the most value currently?
- Why is investor interest in this sector on the rise?
- Does Auto paper now sit in the generic consumer credit, or should it still be treated as a distinct asset class?
- Solvency II: is it a positive for shorter term auto?
- Where is the break even' on this asset class for an investor?
- Will appetite for mezzanine return first in autos, before RMBS?
- Update on the Volcker Rule and its impact
- Overview of EU "Liikanen" proposals on bank separation
Guy O Keefe
- Relative value for investors -US vs European market
- Regulation - will the current regulatory hurdles be cleared, and are there more ahead?
- Retention and retention financing
- Standardisation of the European 2.0 product - is it a good thing?
- Will the market open to smaller managers?
- Outlook for deal volume in 2014
- Choosing your mortgage funding tool; relative value comparison under the new capital and liquidity regime
- Going beyond mortgages: covered bonds backed by SME loans
- How will the ratio of securitizations to covered bonds evolve in the long and short term?
Jose Antonio Trujillo
- What is the relative value of securitization as a funding tool for the auto sector?
- Are financing costs returning to pre-crisis levels?
- Overview of recent structures and key differences among various borrowers
- What would make the funding platform more efficient? Examining the effect of the LCR and other regulations
- How are structures likely to evolve to accommodate growing risk appetite
Javier Garcia Martin
- How are alternative investment fund managers adjusting to the (for them) new rules?
- How much has changed in the new Regulatory Technical Standards of the European Commission?
- How do US and European rules match up? Do they dovetail or clash?
- Is putting the onus on investors to ensure compliance sustainable in the long run?
- Do investors feel this sector can deliver the yield they may be searching for?
- Pricing expectations
- Profiling the investors and where are they active in the capital structure?
- What impact has regulation and structural enhancements had on investor appetite for CLOs?
- Differentiating fund managers
- Investor opinion on the refi option
- Researcher response to the European Data Warehouse
- Regulatory impact on mortgage affordability
- Liquidity vs. Yield- investing in whole loans vs. RMBS
- Political and bureaucratic intervention: risks to investors that are hard to assess and how can they be quantified?
- Future growth
William Howard Davies
Ruben van Leeuwen
- Why the resurgence in continental European issuance?
- What factors have contributed to renewed issuance?
- Outlook for deal volume in 2014
- Conduit financing versus term ABS structures
- Seven years after the crisis, why is disclosure still an issue?
- New disclosure requirements unfolding in the U.S. and in Europe (CRA regulation Article 8b and Reg AB II)
- Are current ABS disclosure initiatives reasonable or do they impose duplicative burdens to hinder the market?
- What re the cost and compliance issues for issuers of the new rules?
- Should private financings require full public disclosure?
- Are investors benefitting from current disclosure initiatives or should we stop to take stock before additional regulations are drafted?
Fabrice Faure Dauphin
- How risk retention has impacted CLO managers
- How CLO 2.0 structures have impacted manages
- Roundup of CLO 1.0 managers / how many managers active this year?
- Is the change in manager landscape a good development for investors or not?
- Are PE firms better placed to be CLO managers? e.g. risk retention
- Assess different types of managers
- What do we mean by the "real economy"?
- Have we learned the lessons of the past? How can we guard against the re-emergence of SIVs, CDOs and other leveraged products?
- How far can securitisation go in providing real funding for real people?
- What hurdles do issuers and investors face in pushing these boundaries?
- The role of conduit finance
Marjan Van Der Weijden
- Documentation 2.0: concerns over consistency, accuracy and the definition of the new 'market standard'
- Market-driven best practices in standardized reporting and documentation: the Dutch example
- Is the lack of supply and tightening spread environment breeding greater acceptance of lower quality standards?
- What are the implications for investors of conducting proper due diligence on new deals?
- Identifying the investor base and exploring the expanding role of private equity in the ABS market
- How are overseas buyers viewing the European market?
- Attracting the Middle Eastern buyer base and the importance of shariah compliant structures
Ramesh Kumar Ramiah
- Housing market recovery update: key jurisdictions showing signs of growth and opportunity
- Spain, Italy, Portugal, Ireland: Are the peripheral housing markets ready for a comeback?
Flavio Marco Rusconi
- Surveying opportunities for investors in the largest European RMBS markets
- Will the UK recover the top spot for issuance volumes in 2014?
- Is there scope for risk transfer as well as funding trades?
- How will the private market be affected by new disclosure rules under Article 8b?
Harmen van den Hondel
Hendrik Jan Luikinga
- What is the role of a bank treasury portfolio?
- What is the role of ABS in the economy?
- Role of ABS before crisis and current ECB efforts
- Regulatory impact: LCR and RWA
- Should you own ABS in a Bank Treasury portfolio?
- What would tip you over to increase allocation to ABS?
- Identifying the assets/projects
- Role of the EIB and other credit enhancement providers
- Where is the funding mix now and where should it be?
- What is the appropriate role of the Project Bond Initiative at this point?
Cirine El Husseini
- Developments in tools that can aid in drawing meaningful conclusions from a surplus of data
- Loan by loan cash flow analysis
- Improvements in deal transparency
- Best methods for price discovery and bond screening
- How easy is it to take the European DataWarehouse data and add value to it for investors?
Evert Van de Wauwer
- Timeline for proposed changes and their implementation
- Overview of CRA3: key points
- Update on U.S. initiatives and the implications for Europe
- How easy is it to deliver reduced reliance on credit ratings?
- Developments in consumer securitization in key emerging markets in Europe, the Middle East, and Africa
- Developments in the SME funding via securitization and covered bonds
- Issuance drivers and broad market developments
- Australian RMBS performance outlook and house price trend
- Implication of APRA securitisation consultation and regulatory updates
- Latest development on the Chinese ABS market
- Current measures by the Financial Stability Board to regulate this sector
- Money market funds regulation update: compare and contrast the U.S. and Europe
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- To third party partners who help us by providing services such as technology, marketing, advisory or other services. These third parties only receive encrypted data and may only process personal data to provide those services to us.
- Where we are required by law or regulation to do so. In each case we will seek, where practicable, to minimise the amount of data that is disclosed.
- If required to protect the rights and interests of other users and/or Euromoney and its affiliates (including our employees, agents and contractors), or as otherwise set out in our Terms & Conditions. This may include exchanging information with other companies and organisations for the purposes of fraud protection.
We may include small pixel tags (small image files) within the emails we send you in order to determine whether our emails are opened and/or whether the hyperlinks inside our emails are clicked through. We may also collect browser, location and the device used to engage with our email communications. This information allows us to better understand whether we are meeting our users’ needs and how we can improve our communications. No other information is collected. You can opt out of receiving our direct marketing emails either by following the instructions in each email, or by contacting us (see the “Who We Are” section of this Privacy Notice).
Some of the Euromoney group companies are based outside the European Economic Area (EEA). If you have consented to being contacted by our group companies, then the transfer of your personal data will be made according to the terms of an international data sharing agreement that contains obligations approved by European data protection regulators. Any of our group companies that receive your personal data will be co-controllers of that data, which means they may determine how they process your personal data – although they may only use it for the purposes for which it was shared, unless you are informed of new or additional processing activities.
We may also transfer personal data to third party service providers as described in this Privacy Notice which are located outside the EEA. Where we conduct these transfers, we take all steps necessary to ensure that your data is treated securely and in accordance with applicable privacy legislation, either by only sending your personal data to jurisdictions that provide an adequate degree of legal protection for your data or by imposing approved contractual terms on these third parties.
We have a data retention policy that ensures we don’t use or store your personal data for longer than necessary. We consider the following issues to determine retention periods:
- Guidance from the UK Information Commissioner or other regulatory agency, or industry best practice recommendations;
- The business rationale for collection and expiry of the purpose for which personal data was collected;
- Our ongoing ability to ensure the accuracy of the data; and
- Legal and regulatory requirements.
We may occasionally need to keep personal data for either shorter or longer periods than specified in our retention policy. In such circumstances, application of the retention period to the data will be temporarily suspended. The suspension of an applicable retention period will be carried out in a manner that respects the rights and interests of all persons concerned.
You can use our Preference Centre to select the topics that are of interest to you so that we can send you publications and information about our products and services that are especially relevant to you. You can also choose the channels we use to contact you (email, phone, post, etc.) and can also opt-out of receiving marketing communications.
You have certain rights in relation to your personal data which include the following:
Access & Portability
You may request access to any personal data of yours for which Euromoney is responsible as controller. Unless there are legal or regulatory reasons for not doing so, we will confirm whether we process any of your personal data and if we do, we will provide you with the following information: the purposes of the processing, the categories of personal data, any recipients of your personal data, the applicable retention period and the data source. Copies of your personal data will be made available to you in a structured, machine-readable format.
You may also request that we transfer the personal data that you have submitted to us, to another controller, where it is technically feasible for us to do so.
If you have consented to our processing of your personal data, or if we are processing your personal data in order to fulfil our contractual obligations to you, then you can submit a request that we transfer your personal data to another data controller.
Rectification, Restriction, Objection
You have the right to request that Euromoney rectify any errors in the personal data that we process. In some circumstances, you may also be able to ask for the erasure of personal data, and/or request that the processing of your personal data be restricted. You may also object to the processing of your personal data for sales or marketing purposes.
How to Exercise Your Rights
To exercise any of these rights, please contact us by post or email at the following addresses:
Euromoney Institutional Investor PLC
8 Bouverie Street
London, EC4Y 8AX
Web form: Complete Subject Data Request Form
We may need to check your identity prior to processing a request.
Euromoney will do our best to respond to any questions and address any of your concerns. You are also able to register any complaints regarding the processing of your personal data directly with the UK Information Commissioner.
Euromoney is committed to keeping your personal data secure and we will take appropriate technical and organisational measures to protect your personal data from loss, unauthorised use, disclosure or destruction. Although we do our best to protect your personal data, we cannot guarantee that any transmission of data is without risk. We have therefore implemented information security policies and rules, staff training on information security, and technical measures to ensure the integrity of data that we have under our control.
All our employees, contractors and data processors (i.e. those third parties that process personal data on our behalf) are required to keep such data confidential and not to use it for any purpose other than the performance of services we have requested.
Our site may contain links to other websites – including, for example, providers of payment processing services. Euromoney is not responsible for the privacy and data collection practices of third party sites and we therefore recommend that you review the privacy policies and terms of service of each site you visit.
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