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- Identifying the key players and understanding the structure of an ABS deal
- The role of securitisation as a capital management and funding tool
- How can securitisation deliver relative value?
- Comparing and contrasting with covered bonds
- Collateral landscape: What are the emerging and re-emerging asset classes to watch in 2016?
- Challenges? What is the impact of funding and regulatory constraints?
- Demand of collateral
- Diversity: is the overall diversity of collateral improving?
- What is happening in the most traditional consumer assets?
José Manuel Cuenca
- Practical challenges with IFRS
- Planning for IFRS 9 (financial instruments)
- Do we see US and European accounting practices for securitisation coming closer?
- What other accounting developments should we be planning for now?
- Overview of recent and pending European and global regulatory initiatives and their impact on asset allocation strategy in the ABS sector
- Capital and liquidity update:
- Is investor behaviour changing already?
- Will insurers, banks and AIFMs continue to invest under the current proposals?
- How final are the proposals? Will there be room to think again?
- STS and its impact on investor appetite for ABS paper carrying/not carrying the label
- Identifying the key players and understanding the structure of an RMBS deal
- The role of securitisation in mortgage finance
- How can securitisation deliver relative value for residential real estate investors? Mortgage lenders?
- Comparing and contrasting as a funding tool and investment opportunity with covered bonds
Hendrik Jan Luikinga
Marc van Lent
Ewout van der Meer
- What types of renewable energy projects are being financed and how?
- Which countries are leading the way with green initiatives?
- What role will the private sector play in financing renewable energy infrastructure?
- Does securitisation fit? What are some of the risks and challenges in applying ABS technology to renewable assets?
Elizabeth Bellis Wolfe
- How have insurers reacted to Solvency II coming into force on 1st January 2016?
- Aside from regulatory capital, what impact have the new due diligence rules had?
- Who remains in the market?
- What are the push points for possible departures?
- Will Solvency II drive insurers towards the whole loan market?
- What can we expect from the recalibration, and when?
- What are the proposals for reducing the complexity and standardizing reporting under the new Prospectus Directive/ CMU
- Will the amount of risk factors to be included be limited?
- How does a CMBS work?
- What are some of the key risk metrics?
- Differences between agency and principal CMBS
- CMBS 2.0 Guidelines
- Risk retention and CMBS
- Public / private CMBS
- Defining and identifying the "alternative lenders". What market segment are they targeting?
- How are traditional banks competing and/or partnering with these alternative lenders?
- Role of alternative financing in mortgage finance, SME finance, and consumer lending
- Understanding basic structures and innovations in alternative finance
- What role will securitisation play? What are the challenges for new lenders to tap the ABS market?
- Big differences among UK, Netherlands, Germany, France
- Does ABS play an important role for that market to develop?
- How are banks and investors getting ready for implementation of the Revised Securitisation Framework?
- What are the "level playing field" issues between jurisdictions?
- What could help European banks widen their use of supervisory formula or internal model approaches?
- Will special capital treatment for simple transparent and comparable/standardised securitisations help?
- How worried should we be about the revised trading book rules (FRTB)?
- What other pending or proposed changes are most important for securitisation?
- Loan by loan cash flow analysis
- Improvements in deal transparency
- Best methods for price discovery and bond screening
- How easy is it to take the European DataWarehouse data and add value to it for investors?
- Examining and understanding the underlying assets and the structure of the CLO
- Identifying the macroeconomic factors that most impact the CLO market
- Identifying the investor base and understanding the various counterparties to the deal
- Overview of key regulations and their potential impact on CLO relative value and structures
- What explains the differences between the US and European CLO markets?
- Has Europe been adversely affected by European risk retention requirements?
- Key terminology and concepts in online lending
- What is being financed? Consumer loans, SME loans, Real estate, Student loans
- Introduction to the various platforms, their strategies and business models
- Where does the institutional investor fit in?
- What is the potential for securitisation of marketplace loans in Europe?
- Equity vs. debt based crowdfunding
- What has been the overall lending volume to-date to the SME Sector via the online marketplace?
- Will this space ever truly compete with the traditional bank lenders, or do they target a materially different borrower profile?
- Will STS revitalise the market or create a bifurcated market of "safe, boring" ABS and less desirable, hard to price ABS
- Will investors be driven to one, or the other? Why?
- Will STS be adopted as a global standard, or will it remain purely European? If purely European, how will this affect foreign issuers from Asia, Australia, US?
- How should we avoid investors confusing STS with a credit rating?
- How does a deal qualify as STS?
- How will the STS designation be allocated and attested?Should originators self-certify, or is one or more third parties required?
- How has the relationship between investors and trustees developed during and after the crisis?
- Communications with investors: what works, what needs improvement?
- Litigation strategies - a carrot or a stick?
- What is realistic to expect a trustee to do in a default/waiver scenario?
- The trustee as policeman, not bloodhound
- How far can you rely on the rating agencieswhen making decisions?
- Investor and trustee views on negative consent provisions in documents
- Comparing the US/UK models for trustee and investor interaction
Almoro Rubin de Cervin
- Twenty years ago, what was it like? More ABS conferences than actual ABS transactions
- Remembering the first deals: UK Resi, Finnish public housing, Japanese car loans; when did repeat issuance replace one off transactions as the new norm?
- Technology: From Fax machines and Filodexes to high speed internet and analytics software, how has technology changed the financial markets for better, or for worse?
- Politics: How did the political policies shape our market before, during and especially after the crisis?
- Have we learnt the lessons of the past?
- Tracing the beginnings of ABS: what were the first assets to be securitized, and how did ABS evolve into an important funding tool for the real economy? What can be done to ensure ABS remains a viable and vital funding tool in the future?
- Is structured finance in Europe contributing as much as it should to the broader economy? If not, why not?
- What innovation can we expect in the next 20 years?
Featuring the "Delegate Recognition Ceremony, Celebrating 20 Years of Global ABS"
AFME and IMN will be acknowledging our delegates who have consistently attended Global ABS since its inception in Cork, Ireland in 1996. If you believe you qualify for this award, please contact Lucy Springett at email@example.com immediately.
- What comes first, the supply chicken or the demand egg?
- Where is the collateral? What are the prospects for significant new loan generation?
- How hungry are investors given the high expense of securitisation vs. unsecured, covereds and whole loan pools?
- Will we see new originators come to market in 2016, or is securitisation too expensive a funding source?
- Has the shadow of overly harsh regulation finally begun to recede?
- Will 2016 see the revival of risk transfer deals?
- What macro issues should worry us? Oil, China, Terrorist threats, political uncertainty? How well defended is securitisation against these?
- What can we expect in European consumer fundamentals, unemployment and housing price performance?
- How likely is Brexit, and what would be its impact on our market?
- How do we revive securitisation? How do we engage more investors?
- Role of non-bank, specialty lenders
- Do the risk/return economics yet work for RMBS as a core funding mechanism?
- How difficult is it for a new lender to launch?
- Will we continue to see the smaller issuers placing RMBS or will the mainstream lenders dominate?
- Aspects of the ABSPP that have functioned as intended, and those that have not
- Has the ABSPP influenced investor behaviour to a significant degree?
- Have non ABSPP issuers benefitted from tighter spreads? Will this spur a return to securitisation as a funding source?
- Has ABSPP helped to revitalize peripheral issuance: outlook for Spanish and Portuguese RMBS and ABS
- Preparing for the end of QE: how do we build an ABS market not reliant on government and central bank support?
Marjan Van Der Weijden
Ruben van Leeuwen
- How does current political and social instability impact the capital markets?
- Is the Euro crisis well and truly over?
- How secure is Greece within the Eurozone?
- How much more can central banks do to support the financial system?
- Where in Europe can we expect most political instability in the coming months?
- After a solid start to 2015, the expectation was for a robust public CMBS market. What have been the major obstacles preventing this?
- Why is the private loan market still favoured?
- Update on bank loan disposal activity
Clarence E. Dixon
- Overview of the economic environment in peripherals and drivers of securitisation performance
- Recent developments on peripheral securitisation markets
- Insight on peripherals market placed ABS transactions
- Peripheral banks: securitisation a tool to achieve Capital Relief
Miguel Lafont Torio
- ABS Issuances
- What can we expect from yet another set of European rules on risk retention, following finalization of STS?
- STS will require compliance with risk retention rules:how will legacy deals be affected?
- Investor appetite for non-compliant issuers
- Whats the outlook for the coming year?
- How does European CLO performance compare with other investments?
- What are the current structural trends?
- Is regulatory change finally stabilising?
- What value can a manager bring?
- How has the covered bond space been altered by major waves of monetary policy easing and government purchase programs?
- Adapt or Die: How will the covered bond market adapt upon completion of the ECBs purchase program?
- Finding Its Place: Where will covered bonds fit in the new financial architecture and bank regulatory framework? Will covered bonds still be an important tool in bank funding?
- Issuance predictions in the Euro zone versus other jurisdictions: Will overseas paper continue to dominate or will Euro zone issuance rebound?
- Impact of the purchase program on private investor demand for covered bonds given low supply and tight spreads
- Appeal of secondary ABS versus new issue paper
- Outlook for spreads and liquidity in an unstable credit environment
- Relative value across the spectrum of asset classes: what sectors are heating up and why?
- How do US and European risk retention rules dovetail? How do they clash?
- What is the potential for harmonisation of the rulings?
- Will it be possible to create a master structure compliant with both U.S. and European rules?
- Volcker emerging market practice/unresolved issues
- The U.S. SEC’s REG AB II implications for European issuers; how will it impact 144a issuance into the U.S.?
- How far will 144a market align itself with the registered market post REG AB II? Will it impact purely local issuers as well?
- How much of a hurdle are misaligned reporting and disclosure templates?
- Impact of Solvency II, MIFID 2 and AIFD regulations on investor appetite for CLOs
- Comparative value of investing in CLOs versus other structured products such as ABS, RMBS, CMBS
- Is uncertainty over the final risk retention rules causing investors to hold back?
- The changing face of the Equity and AAA investor base: who are the newest entrants and what attracts them to Euro CLO paper?
- Overview of U.S. RMBS 3.0 workstream: Should a similar effort be made in Europe?
- How much ongoing surveillance of the RMBS portfolio is undertaken in Europe?
- Will global investors demand this level of surveillance as well as transparency?
- Does Europe risk being left behind in the search for the affections of global investors?
- Minimizing risks associated with newer lenders and reps and warranties enforcement
- Due Diligence at the outset
- Ongoing surveillance (more in line with the US model)
- Rep and Warranty financial wrap insurance
Christophe De Noaillat
- How has Auto ABS fared amid some negative headlines?
- Is the industry now adjusted to loan level disclosure concerns?
- Increasing auto sales across Europe: will the positive trend continue?
- Impact of product recalls
- Central bank investor appetite for loan pools containing controversial assets, and rights to buy back assets out of the transaction?
- What is the likely impact of the new rules on private deals, and disclosure?
Jesus Rio Cortes
Javier Garcia Martin
This is a special event designed for and by women in the securitisation industry, to which all Global ABS attendees are welcome to attend. There will be a 20 minute presentation followed by a networking event that will foster important connections and dialogue.
- Is there a need for more opportunities for connection between women in ABS?
- What role can connections play in identifying role models and in cultivating professional success more generally? How important are connections to making a positive impact professionally?
- What are the existing opportunities for connections (internally and externally) and where are the gaps and challenges?
- How can women (and men) work together to address the challenges to connecting and is it worth investing in this?
- Top tips for making connections and for making connections count
- What advice would you give your younger self about being successful in this industry?
- How risk retention has impacted CLO managers
- How CLO 2.0 structures have impacted managers
- Roundup of CLO 1.0 managers: How many managers active this year?
- Is the change in manager landscape a good development for investors or not?
- Are PE firms better placed to be CLO managers?
- Assessing different types of managers
- Challenges in launching a new fund
- Defining the major elements of the securitisation work stream (STS and Risk Retention) and other non-securitisation specific aspects (transparency and reporting standards) of the proposal that also impact our market
- How many ABS investors do we have left in Europe, and what are the prospects for growing this community?
- Are we seeing increased global investor participation? How open are our markets to cross-border flows?
- What are the obstacles to increased investor participation? What are the opportunities?
- Impact of regulatory requirements on due diligence
- How should we bring insurance companies back as investors? How should Solvency II be amended to achieve that?Can we realistically expect meaningful change?
- Will there be a flight to quality? i.e. will perceived higher loss (given default) risks and exposures in the unsecured bank debt sector such as bail-in mean heightened investor interest in securitisation? ABS relative value compared to covereds, corporate debt
- Will wesee a return/influx of traditional unsecured debt investors to the ABS market?
- Is rising consumer confidence also a boost to investor confidence in consumer backed ABS?
- ABSPP: Has the purchase program’s departure from traditional ABS into peripheral markets eased competition for ABS investors and improved spreads?
- Profile and recent performance of Australian RMBS and ABS markets
- Recent lending and underwriting changes influencing the housing market
- Regulatory and transparency developments for Australian securitisations
- Outlook for securitisation market in 2016/2017
- What are investors buying and why? Size of the opportunity remaining, and what the drivers are
- What assets are being sold and from which jurisdictions? Comparing and contrasting the actions of Ireland, Italy and Spain
- Greece and the Balkans: finally cleaning up their balance sheets?
- Performing versus Non-Performing and the role of government guarantees to help free up the balance sheet of non-performing loans? Italy example
- Key issues/risks for investors to consider
- Role of securitisation
- Are the new regulations designed to facilitate securitisation financing in this context?
- Risk retention compliance,reps and warranties concerns: What about servicing?
- Emerging role of CLO funds and other asset managers as direct lenders to the middle market
- Which jurisdictions are most supportive of this bank disintermediation?
- What is driving this trend? Basel III, technology
- Whence the market came and how it has performed
- State of the current market, evolution of competitive landscape, markets: core, peripheral and evolving
- What will be the treatment of ABCP conduits under STS?Is the calibration right?
- Status of play between conduit and balance sheet funding
- Basel III, Solvency II, and Article 8 B
- Outlook for the future
- How recent structural developments of a proven asset class have widened its appeal to banks and other investment managers?
- Surveying opportunities for investors in the largest European RMBS markets
- Will the UK recover the top spot for issuance volumes in 2016 or is issuance set to decline? What about overall Euro denominated issuance?
- Is there scope for risk transfer as well as funding trades?
- How will the private market be affected by new disclosure rules?
- What about currency tranching? Will a majority of the new deals be priced in sterling, or made available to a broader swath of Euro and USD investors?
- Conducting due diligence when purchasing a portfolio of loans
- General impact on the market? Tricky regulatory considerations for portfolio sales and subsequent securitisations (i.e. risk retention compliance)
- What is the potential for securitisation of portfolios of these small commercial loans? What is the timeline for the first European deal?
- US marketplace lending securitisation transactions done to-date
- Overview of the Infrastructure and Project Bonds markets
- What are the drivers for the Project Bonds market to grow?
- The role of EIB as credit enhancement provider
- Who are the investors in infrastructure financing?
- The monitoring of Project Bond
- Why are the Asian issuers looking to securitisation?
- How do the structures look compared with international issuances?
- Rating levels and the rating agency approach
- Is China overheating?
- Investment opportunities for Asian ABS
Reinald de Monchy
- How are originators making their lending decisions? What are the underwriting guidelines?
- What are the major risks and how are investors compensated?
- Who is servicing the loans? Will there be an insurance wrap or other form of credit enhancement available?
- What are the rating agency views on the creditworthiness of securities backed by these loans?
- The success of the EETC structure in the aviation sector; What are the advantages for issuers relative to traditional bank debt and leveraged leases?
- Application of the EETC structure to maritime assets: EMTCs and Malta offer safe harbour in troubled times for maritime finance.
- What are the main structural features that investors / rating agencies look for and to what extent can an issue be de-linked from the credit rating of the lessee/charter party?
- Anticipated volume of new issuances of EETCs / EMTCs for 2016? What role will the Cape Town Convention play? Will EMTCs target the established EETC market or are there new constituencies of investors? Will the issuer / investor base continue expanding beyond the U.S.?
- What other transport sectors could benefit from similar securitisation structures and what other innovations have been taking place in transport finance and securitisation?
- Italian NPLs present situation, potential risks and opportunities for the future: Focus on Italian Guarantee Scheme
- Recent legal changes and improvement on the NPLs recoveries
- Role of the Servicer on a securitisation. How to improve the recoveries of NPLs
- Approach of the rating agencies on NPLs securitisation
Ugo De Vivo
- Profiling the South African market: an overview of the history, frameworks, asset classes and issuers, market issuance and performance.
- Current state of the market: rating agencies and sovereign risk, demand vs. supply and pricing dynamics, market outlook.
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Euromoney Institutional Investor PLC (“Euromoney”, “we”, “us” or “our”) is an international business-information group covering asset management, price discovery, data and market intelligence, and banking and finance. The group also runs an extensive portfolio of events for the telecoms, financial and commodities markets.
For a full list of our brands and group companies, please click on this link. Euromoney and its group companies are committed to respecting the privacy of every person who visits, registers with or subscribes to our websites, publications, events and other products or services.
Euromoney is the primary data controller of personal data collected through this website or that we may collect in different ways as described in this Privacy Notice. If you are contacted by our other group companies, they will also be controllers of your personal data. This means that they are responsible for how your personal data is used, just as we are. You may contact any of these companies directly, or you can contact Euromoney by emailing firstname.lastname@example.org or writing to the Data Protection Officer at Euromoney Institutional Investor PLC, 8 Bouverie Street, London EC4Y 8AX, United Kingdom.
This Privacy Notice was updated on 23 May 2018
This Privacy Notice outlines the information we may collect about you in relation to your use of our products and services (“personal data”). It also explains the legal rights that you have in relation to your data and how you may exercise these rights.
Some of our group companies may collect and use personal data for different purposes; those companies have their own websites and privacy notices.
We will process your data for the following lawful purposes: with your consent; to fulfil our obligations to you; and where there is a legitimate interest to do so.
When possible, we rely on your consent to use your data for the purposes described in this Privacy Notice. We also process personal data to fulfil our contractual obligations to you, for example, when you register for any of our services, subscribe to a publication, sign-up for an event or purchase a product from us, we will need to process some of your personal data. This will also include details of the person/people responsible for payment (if different).
We may determine that processing your personal data serves both of our legitimate interests. This is the case in relation to many of our research, customer survey, sales, marketing and advertising activities described in this Privacy Notice. These activities allow us to better understand your requirements, which in turn enables us to provide you with a better service. We review the bases for our processing decisions carefully and you can object to these activities at any time (see the “Your Rights” section of this Privacy Notice).
Our primary goal in collecting personal data from you is to give you a relevant customised experience of our products and services.
Registration, Free Trials & Subscriptions
When you register with our website and/or sign up for a free trial of our products or services, we may ask you to provide your name, address, email address and telephone number, and details relevant to your occupation or employer.
If you subscribe to one of our products or services, we will also ask for payment details. Credit/debit card payments are processed using a third party supplier and we do not retain the credit card data (see the Third Party Sites of this Privacy Notice). Address details may be shared with third party service providers engaged by us for order fulfilment, delivery and payment collection. This personal data is used by us to complete subscription requests.
Events & Conferences
If you have registered for an event through a group website we may collect personal data including: name, job title, company, address, telephone number and email.
This information is necessary so that we can complete your registration for the event and provide you with relevant event materials.
We may also provide delegate details (e.g. name, email) to event sponsors who, subject to your consent, may contact you for their own advertising and marketing purposes.
Advertising & Marketing
We use the personal data you provide us and which we collect from you to inform you about similar products and services which we provide. We may send you marketing communications that are sponsored by our partners and which are targeted to your interests based on information you have provided us such as job title, employer and/or industry. If you have consented to receive information from other Euromoney group companies, we may share your personal data with these companies so that they can fulfil your request to receive marketing materials in accordance with your preferences. We will not share your personal data with any third parties for their own marketing purposes unless you have provided your consent.
Each of the Euromoney group companies that may contact you is a data controller in relation to the personal data that you have agreed to share with them. If you have any questions or concerns, you may contact the individual company, or us – using the contact details set out in the “Who We Are” section.
You can opt out from receiving such materials at any time.
The personal data we may use for advertising and marketing purposes includes your name, email address, job title, phone number, company name/employer, geo location, postal address and data collected using cookies and other similar technology (Please read our separate Cookies Policy to find out more about which cookies we use, how they work and how you can control your cookie options).
Marketing materials are sent electronically, by post and we may occasionally call you.
Online Targeted Advertising
We use targeted advertising on our websites to display advertisements that are relevant to what we believe are your interests. In order to deliver relevant advertisements, we use third parties to deliver cookies that collect information about your IP address and how you interact with our sites (e.g. browsing information, which articles you have read etc.). This data is used by the third parties to determine which advertisements may be of interest to you.
We may also share your personal data with third parties to deliver targeted advertising to you on other websites (e.g. Twitter Tailored Audiences or Facebook Custom Audiences). This could include your email address, cookie data, and information obtained from third parties. Third party cookies may also be used to enable us to target advertisements to you on other websites that you visit.
Lead Generation and Scoring
We occasionally use the services of trusted third parties in order to ensure that the personal data we use for advertising and marketing purposes is accurate and up-to-date. To do this, we transfer personal data of individual leads (such as name, email, job title, location and phone number) to these third parties who conduct research to verify the data – primarily against public information.
We also use algorithmic software technology to help us improve the quality and relevance of marketing activities. The personal data analysed by the software includes email address, phone number, job title, address, purchase history and account information. This allows us to provide meaningful offers that are relevant to your specific profile.
Surveys, Market Research & Customer Feedback
We want to understand the needs of our readers and customers. We may therefore use the information you provide us – including your name and contact details – to contact you to request your feedback, or to participate in our customer and market research.
Public forums, message boards and blogs
Some of the pages on our group websites may include message boards, blogs or other facilities for generating content from users. Any information that is disclosed in these areas becomes public information and you should always be careful when deciding to post any personal data. User generated content is also subject to our site Terms & Conditions.
Business or Asset Sale
If we sell a business or assets we may need to disclose your personal data to the prospective buyer of such business or assets.
If Euromoney, or any of our group companies is sold or sells our assets or is acquired by a third party, then personal data about our customers will be acquired by that third party. A transfer of your personal data in these circumstances would be necessary so that the services you have contracted for can still be delivered, or so that you can continue to enjoy the benefits of our free products and services. You will receive notice if a new controller assumes responsibility for your personal data.
Additional Third Party Disclosures
We may disclose your personal data to other third parties in the following situations:
- To third party partners who help us by providing services such as technology, marketing, advisory or other services. These third parties only receive encrypted data and may only process personal data to provide those services to us.
- Where we are required by law or regulation to do so. In each case we will seek, where practicable, to minimise the amount of data that is disclosed.
- If required to protect the rights and interests of other users and/or Euromoney and its affiliates (including our employees, agents and contractors), or as otherwise set out in our Terms & Conditions. This may include exchanging information with other companies and organisations for the purposes of fraud protection.
We may include small pixel tags (small image files) within the emails we send you in order to determine whether our emails are opened and/or whether the hyperlinks inside our emails are clicked through. We may also collect browser, location and the device used to engage with our email communications. This information allows us to better understand whether we are meeting our users’ needs and how we can improve our communications. No other information is collected. You can opt out of receiving our direct marketing emails either by following the instructions in each email, or by contacting us (see the “Who We Are” section of this Privacy Notice).
Some of the Euromoney group companies are based outside the European Economic Area (EEA). If you have consented to being contacted by our group companies, then the transfer of your personal data will be made according to the terms of an international data sharing agreement that contains obligations approved by European data protection regulators. Any of our group companies that receive your personal data will be co-controllers of that data, which means they may determine how they process your personal data – although they may only use it for the purposes for which it was shared, unless you are informed of new or additional processing activities.
We may also transfer personal data to third party service providers as described in this Privacy Notice which are located outside the EEA. Where we conduct these transfers, we take all steps necessary to ensure that your data is treated securely and in accordance with applicable privacy legislation, either by only sending your personal data to jurisdictions that provide an adequate degree of legal protection for your data or by imposing approved contractual terms on these third parties.
We have a data retention policy that ensures we don’t use or store your personal data for longer than necessary. We consider the following issues to determine retention periods:
- Guidance from the UK Information Commissioner or other regulatory agency, or industry best practice recommendations;
- The business rationale for collection and expiry of the purpose for which personal data was collected;
- Our ongoing ability to ensure the accuracy of the data; and
- Legal and regulatory requirements.
We may occasionally need to keep personal data for either shorter or longer periods than specified in our retention policy. In such circumstances, application of the retention period to the data will be temporarily suspended. The suspension of an applicable retention period will be carried out in a manner that respects the rights and interests of all persons concerned.
You can use our Preference Centre to select the topics that are of interest to you so that we can send you publications and information about our products and services that are especially relevant to you. You can also choose the channels we use to contact you (email, phone, post, etc.) and can also opt-out of receiving marketing communications.
You have certain rights in relation to your personal data which include the following:
Access & Portability
You may request access to any personal data of yours for which Euromoney is responsible as controller. Unless there are legal or regulatory reasons for not doing so, we will confirm whether we process any of your personal data and if we do, we will provide you with the following information: the purposes of the processing, the categories of personal data, any recipients of your personal data, the applicable retention period and the data source. Copies of your personal data will be made available to you in a structured, machine-readable format.
You may also request that we transfer the personal data that you have submitted to us, to another controller, where it is technically feasible for us to do so.
If you have consented to our processing of your personal data, or if we are processing your personal data in order to fulfil our contractual obligations to you, then you can submit a request that we transfer your personal data to another data controller.
Rectification, Restriction, Objection
You have the right to request that Euromoney rectify any errors in the personal data that we process. In some circumstances, you may also be able to ask for the erasure of personal data, and/or request that the processing of your personal data be restricted. You may also object to the processing of your personal data for sales or marketing purposes.
How to Exercise Your Rights
To exercise any of these rights, please contact us by post or email at the following addresses:
Euromoney Institutional Investor PLC
8 Bouverie Street
London, EC4Y 8AX
Web form: Complete Subject Data Request Form
We may need to check your identity prior to processing a request.
Euromoney will do our best to respond to any questions and address any of your concerns. You are also able to register any complaints regarding the processing of your personal data directly with the UK Information Commissioner.
Euromoney is committed to keeping your personal data secure and we will take appropriate technical and organisational measures to protect your personal data from loss, unauthorised use, disclosure or destruction. Although we do our best to protect your personal data, we cannot guarantee that any transmission of data is without risk. We have therefore implemented information security policies and rules, staff training on information security, and technical measures to ensure the integrity of data that we have under our control.
All our employees, contractors and data processors (i.e. those third parties that process personal data on our behalf) are required to keep such data confidential and not to use it for any purpose other than the performance of services we have requested.
Our site may contain links to other websites – including, for example, providers of payment processing services. Euromoney is not responsible for the privacy and data collection practices of third party sites and we therefore recommend that you review the privacy policies and terms of service of each site you visit.
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