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These primer sessions will help attendees to understand basic concepts that will improve understanding of the more advanced topics to follow. They will be smaller sessions that encourage interaction with the presenters.
- Primer on the role and structure of ABS
- Role of various counterparties
- An outline of the typical approval process (e.g. a “starter package” in regards to the approval process within NAFMII)
- The structuring of new transactions and the necessary regulatory approval steps
- Defining the interbank vs. exchange market and the regulatory landscape; defining asset backed notes and their inclusion in the interbank scheme
- Respective roles and relationships between the PBOC, NAFMII, China Banking Regulatory Commission and China Securities Regulatory Commission in governing the ABS market)
- Overview of relevant regulatory bodies applicable for individual asset classes and / or securitization regimes
- Asset types and deal structures: Autos, Consumer loans, Corporate SME loans, trade receivables, factoring/leasing receivables
- Emerging assets including CMBS and REITs
- Entry points into the Chinese bond markets for the foreign investor: Bond Connect, Qualified Foreign Institutional Investor (QFII) and China Interbank Bond Market (CIBM) Direct
Former Chairman of the China Regulatory Securities Commission
- Since the re-emergence in 2012, issuance expanded 65% YOY in 2017 to total $200bil rivaling some of the largest asset classes in the U.S. in terms of volume. What is the forecast for 2019? Will the rapid pace continue? What are the major headwinds? Tailwinds?
- Impact of an economy transitioning from export–led to consumption-led model on demand for ABS financing
- What is being funded and why securitisation as a funding choice? Residential housing, infrastructure, commercial property, consumer loans, online lending, factoring and leasing companies, SMEs and large corporates, Non-performing loans
- Moving beyond the Interbank market; how can China attract more foreign participation in its domestic issuance
- Overview of the landscape and respective domains of each regulator
- How have the concepts of true sale and bankruptcy remoteness held up under Chinese law? Outlook for a securitisation law framework
- Role of the regulator: How are regulators viewing the ABS market? As an essential and necessary tool for bank balance sheet relief and SME funding or as a threat to financial stability?
- Government efforts to move beyond the bilateral nature of the interbank market and to broaden and diversify the investor base?
- Efforts underway to align with international practices in information disclosure, credit ratings, accounting standards and investor protection rules
- What is the right amount of regulation? How are Chinese regulators learning from the U.S. and European markets in terms of mitigating risk while still fostering growth?
- What role do indices and international exchanges have?
- Potential for revision to the asset management regulations
- Will regulators allow for more credit differentiation in the market in order to attract a broader investor base?
- Overview of the first AAA rated RMBS deal and the implications for this asset class
- Issuance volume projections for 2019
- How does the Chinese RMBS market compare with other developed markets such as the U.S. and Europe? Are there best practices to be employed? Lessons to be learned?
- What role should the capital markets play in keeping housing finance affordable?
- What are the current ABS regulators in China requiring in terms of type of information that will need to be available, and the delivery methodology
- How are certified rating agencies conducting their due diligence on the underlying asset performance?
- How much should an investor rely on the credit rating, and how much due diligence should they conduct on their own?
- Likelihood of establishing a regulated and authorized data repository for the delivery of information to be disclosed from originators and sponsors
- Alignment of reporting requirements with global regulations already established in Europe and the U.S.
- Obstacles for the asset class in obtaining an international rating
- Online lending fraud mitigation efforts
- FinTech represents a potent disruptor to the traditional financial platforms, and therefore, the question of how best to leverage it, will be addressed:
- Advisory, Automation and AI
- Digital Currencies and Blockchain
- Digital Banking and Big Data
- Incubation and The Role of Regulation
- Outlook for Chinese consumer demand for cars
- Why is this the most appealing asset class for foreign banks? For foreign investors?
- Total outstanding volume of auto ABS as a portion of overall ABS issuance and growth projections for this asset class
- Impact of Bond Connect on international investor participation in Chinese Auto ABS
- Understanding the Motivations for banks to issue a Synthetic Transaction vs. a True Sale
- Understanding the Motivations for investors to buy a Synthetic Transaction (vs. a True Sale)
- Overview of a Synthetic Transaction Structure: What assets can be referenced in SRTs? What has been done so far globally? Percentile Breakdowns, across types of loans books, and countries/geographies
- What are the steps to take to get to a successful SRT Transaction? From selecting the portfolio, to structuring to legal documentation and closing. What does the investors’ due diligence process entail?
Martijn van der Molen
- Can China still be considered ‘emerging’ with >$200bil in annual issuance?
- If so, does this label restrict the type of investor who can participate? What more is needed to label China a ‘mature market’
- What are the main obstacles? Unfamiliar credit rating and taxation framework, regulatory uncertainty, understanding legal structure and bankruptcy recourse, data transparency and performance history
- How important is obtaining an international rating?
- What information are investors seeking as comfort given the relative lack of performance history due to the new nature of the market?
- Is Bond Connect making a material difference in terms of increasing international investor participation? If not, what more should be done?
- How important is a robust secondary market?
- Attracting a broader base of investors by ensuring diversity of ABS credit quality tranches with clear pricing differentiation of risk
- Tapping into the interbank market: can asset backed notes attract more overseas investors and ease access to funding for SMEs?
- Emerging non-FI lenders
- Blockchain and big data: how will this aid small business lending?
- Overview of the interbank market and the major issuers
- Securitisation as a funding tool versus other forms of debt financing: relative value
- Assessing the need for growing and diversifying the investor base globally
- What were the main supply chain innovations in China in 2018?
- Key highlights from the Chinese government’s first supply chain policy paper
- Emerging technologies, such as blockchain, as a major driver of more secure and trusted SCF models and initiatives
- What obstacles to the development of Supply Chain Finance remain?
- Can securitisation improve access to timely and effective funding and the high funding costs?
- Overview of the drivers that have accelerated the development of ‘smart’ SCF over the past couple of years: China’s huge market size, pro-SCF policies, corporates’ strong desire to leverage SCF, and emerging new technologies coupled with the rapid development of Big Data
- Relative value of foreign- managed CLOs for Chinese investors seeking diversification
- Outlook for developing a domestic Chinese CLO market
- CLOs as a funding tool for infrastructure projects and mid-market companies
- Overview of the PBOC published guidelines on green bond issuance and qualifications
- Motivations for obtaining a green label?
- Funding cost considerations
- Investor diversification
- Alignment with Chinese government policy
- How do Chinese green qualifications align with international standards?
- What efforts are underway to harmonise with overseas market standards?
- Potential for green covered bonds and ABS issuance in the near term
- Overview of the current NPL ratio in China and major asset types (real estate, corporate)
- What support is the government providing to reduce the NPL balance?
- Various bank strategies for disposing of NPLs and the role of securitisation
- Estimated issuance volume of NPL ABS in 2019
- The Rating Agencies' View: Senior note ratings/mezzanine note ratings
- In top tier cities such as Beijing and Shanghai, existing commercial properties are seeking to raise capital, which outweighs new construction funding demand.
- What is the role of the REIT funding mechanism when the need to fund existing property portfolios outweighs new property transactions?
- Profiling the risks and the opportunities
- Concerns regarding the legal framework and investor protections in the event of default
- Servicing landscape
- What are the various investment strategies to date? Is a local onshore partner or office necessary for foreign investors?
- How investor protections vary in different parts of the market
- Government has called for more rental housing supply amid sky-high property prices
- Outlook for the rental housing sector, expectations of policy support and growth
- Why is venture capital flooding into the sector?
- Can securitisation help long term rental housing operators develop a sustainable business model for rental housing?
- Pooling portfolios of rental property into REIT structures
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Euromoney Institutional Investor PLC (“Euromoney”, “we”, “us” or “our”) is an international business-information group covering asset management, price discovery, data and market intelligence, and banking and finance. The group also runs an extensive portfolio of events for the telecoms, financial and commodities markets.
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This Privacy Notice was updated on 23 May 2018
This Privacy Notice outlines the information we may collect about you in relation to your use of our products and services (“personal data”). It also explains the legal rights that you have in relation to your data and how you may exercise these rights.
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If Euromoney, or any of our group companies is sold or sells our assets or is acquired by a third party, then personal data about our customers will be acquired by that third party. A transfer of your personal data in these circumstances would be necessary so that the services you have contracted for can still be delivered, or so that you can continue to enjoy the benefits of our free products and services. You will receive notice if a new controller assumes responsibility for your personal data.
Additional Third Party Disclosures
We may disclose your personal data to other third parties in the following situations:
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Some of the Euromoney group companies are based outside the European Economic Area (EEA). If you have consented to being contacted by our group companies, then the transfer of your personal data will be made according to the terms of an international data sharing agreement that contains obligations approved by European data protection regulators. Any of our group companies that receive your personal data will be co-controllers of that data, which means they may determine how they process your personal data – although they may only use it for the purposes for which it was shared, unless you are informed of new or additional processing activities.
We may also transfer personal data to third party service providers as described in this Privacy Notice which are located outside the EEA. Where we conduct these transfers, we take all steps necessary to ensure that your data is treated securely and in accordance with applicable privacy legislation, either by only sending your personal data to jurisdictions that provide an adequate degree of legal protection for your data or by imposing approved contractual terms on these third parties.
We have a data retention policy that ensures we don’t use or store your personal data for longer than necessary. We consider the following issues to determine retention periods:
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- Legal and regulatory requirements.
We may occasionally need to keep personal data for either shorter or longer periods than specified in our retention policy. In such circumstances, application of the retention period to the data will be temporarily suspended. The suspension of an applicable retention period will be carried out in a manner that respects the rights and interests of all persons concerned.
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You may request access to any personal data of yours for which Euromoney is responsible as controller. Unless there are legal or regulatory reasons for not doing so, we will confirm whether we process any of your personal data and if we do, we will provide you with the following information: the purposes of the processing, the categories of personal data, any recipients of your personal data, the applicable retention period and the data source. Copies of your personal data will be made available to you in a structured, machine-readable format.
You may also request that we transfer the personal data that you have submitted to us, to another controller, where it is technically feasible for us to do so.
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You have the right to request that Euromoney rectify any errors in the personal data that we process. In some circumstances, you may also be able to ask for the erasure of personal data, and/or request that the processing of your personal data be restricted. You may also object to the processing of your personal data for sales or marketing purposes.
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To exercise any of these rights, please contact us by post or email at the following addresses:
Euromoney Institutional Investor PLC
8 Bouverie Street
London, EC4Y 8AX
Web form: Complete Subject Data Request Form
We may need to check your identity prior to processing a request.
Euromoney will do our best to respond to any questions and address any of your concerns. You are also able to register any complaints regarding the processing of your personal data directly with the UK Information Commissioner.
Euromoney is committed to keeping your personal data secure and we will take appropriate technical and organisational measures to protect your personal data from loss, unauthorised use, disclosure or destruction. Although we do our best to protect your personal data, we cannot guarantee that any transmission of data is without risk. We have therefore implemented information security policies and rules, staff training on information security, and technical measures to ensure the integrity of data that we have under our control.
All our employees, contractors and data processors (i.e. those third parties that process personal data on our behalf) are required to keep such data confidential and not to use it for any purpose other than the performance of services we have requested.
Our site may contain links to other websites – including, for example, providers of payment processing services. Euromoney is not responsible for the privacy and data collection practices of third party sites and we therefore recommend that you review the privacy policies and terms of service of each site you visit.
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