Macquarie Group (Macquarie) is a global provider of banking, financial, advisory, investment and funds management services. Macquarie’s main business focus is making returns by providing a diversified range of services to clients. Macquarie acts on behalf of institutional, corporate and retail clients and counterparties around the world. Founded in 1969, Macquarie operates in more than 70 office locations in 27 countries. Macquarie employs approximately 13,500 people and has assets under managem
Macquarie Group (Macquarie) is a global provider of banking, financial, advisory, investment and funds management services. Macquarie’s main business focus is making returns by providing a diversified range of services to clients. Macquarie acts on behalf of institutional, corporate and retail clients and counterparties around the world. Founded in 1969, Macquarie operates in more than 70 office locations in 27 countries. Macquarie employs approximately 13,500 people and has assets under management of more than $377 billion (as of September 30, 2016).
Credit Suisse AG is one of the world's leading financial services providers and is part of the Credit Suisse group of companies. As an integrated bank, Credit Suisse is able to offer clients its expertise in the areas of private banking, investment banking and asset management from a single source. Credit Suisse provides specialist advisory services, comprehensive solutions and innovative products to companies, institutional clients and high net worth private clients worldwide, and also to retai
Credit Suisse AG is one of the world's leading financial services providers and is part of the Credit Suisse group of companies. As an integrated bank, Credit Suisse is able to offer clients its expertise in the areas of private banking, investment banking and asset management from a single source. Credit Suisse provides specialist advisory services, comprehensive solutions and innovative products to companies, institutional clients and high net worth private clients worldwide, and also to retail clients in Switzerland. Credit Suisse is headquartered in Zurich and operates in over 50 countries worldwide. The group employs approximately 47,690 people. The registered shares (CSGN) of Credit Suisse's parent company, Credit Suisse Group AG, are listed in Switzerland and, in the form of American Depositary Shares (CS), in New York. Further information about Credit Suisse can be found at www.credit-suisse.com.
Moody's Investors Service is a leading provider of credit ratings, research, and risk analysis. Moody's commitment and expertise contributes to transparent and integrated financial markets, and the firm's ratings and analysis track debt covering approximately 120 sovereign nations, 11,000 corporate issuers, 21,000 public finance issuers, and 72,000 structured finance obligations.
Morningstar Credit Ratings, LLC is a nationally recognized statistical rating organization (NRSRO) that has earned a reputation for innovation and excellence. Our goal is to help institutional investors identify and understand credit risk. Our analytical approach stresses transparency of the ratings process, strong fundamental credit analysis, and comprehensive investor-focused reporting that provides a concise Morningstar perspective on credit risk. Our ratings business currently covers commerc
Morningstar Credit Ratings, LLC is a nationally recognized statistical rating organization (NRSRO) that has earned a reputation for innovation and excellence. Our goal is to help institutional investors identify and understand credit risk. Our analytical approach stresses transparency of the ratings process, strong fundamental credit analysis, and comprehensive investor-focused reporting that provides a concise Morningstar perspective on credit risk.
Our ratings business currently covers commercial mortgage-backed securities (CMBS), residential mortgage-backed securities (RMBS), agency credit risk transfer securities (CRT), single-family rental securities (SFR), asset-backed securities (ABS), collateralized loan obligations (CLO), corporate and financial institution ratings and real estate investment trusts (REIT).
Morningstar’s mission is to create great products that help investors. We accomplish this by providing unbiased and trustworthy credit ratings and credit risk analysis.
How We Help Investors
Morningstar’s credit analysis helps investors make better-informed investment decisions. Our analysis is based on a thorough understanding of critical risk factors which allows our analysts to develop clear and concise opinions that focus investors on the credit risks that truly matter.
What We Provide Investors
Our knowledgeable analytical staff, investor relations team, and business development staff provides investors and issuers with comprehensive credit analysis, unprecedented responsiveness, and the highest level of customer service. We also provide investors with access to research and analytical services, data, and technology solutions.
Morningstar Credit Ratings, LLC is a subsidiary of Morningstar, Inc. (NASDAQ: MORN), a leading provider of independent investment research in North America, Europe, Australia, and Asia.
S&P Global Ratings, a division of S&P Global Inc. (NYSE: SPGI), is a leading provider of credit ratings. Our ratings are essential to driving growth, providing transparency and helping educate market participants so they can make decisions with confidence. With more than 1.1 million credit ratings outstanding, approximately 1,400 credit analysts and a presence in 28 countries, we offer a unique combination of global coverage and local insight. We provide our opinions and research about r
S&P Global Ratings, a division of S&P Global Inc. (NYSE: SPGI), is a leading provider of credit ratings. Our ratings are essential to driving growth, providing transparency and helping educate market participants so they can make decisions with confidence. With more than 1.1 million credit ratings outstanding, approximately 1,400 credit analysts and a presence in 28 countries, we offer a unique combination of global coverage and local insight. We provide our opinions and research about relative credit risk; market participants gain information to help support the growth of transparent, liquid debt markets worldwide. Learn more at spglobal.com/ratings.
T-REX’s mission is to make complex capital markets more liquid through enhanced transparency and efficiency. T-REX is the financial and risk analytics platform for complex asset classes, including PACE and solar: increasing standardization, efficiency, and transparency. Through its enterprise SaaS platform, T-REX unlocks hundreds of billions of dollars currently seeking investment through modules that combine analysis across assets, loans, bonds, and other capital structures. Before T-REX, the
T-REX’s mission is to make complex capital markets more liquid through enhanced transparency and efficiency. T-REX is the financial and risk analytics platform for complex asset classes, including PACE and solar: increasing standardization, efficiency, and transparency. Through its enterprise SaaS platform, T-REX unlocks hundreds of billions of dollars currently seeking investment through modules that combine analysis across assets, loans, bonds, and other capital structures. Before T-REX, the value of the assets was opaque, non-standard, and manually evaluated one asset at a time. With T-REX, industry participants can now efficiently invest in, securitize, and manage portfolios of assets with complete transparency.
DZ BANK's Structured Finance Asset Securitization (SFA) offers lender finance, structured asset and accounts receivable financing for a wide variety of clients and asset types, including energy efficiency, equipment leasing/lending, insurance premium finance, PACE, pre-settlement funding, small/mid-ticket business loans, residential solar loans, structured settlements, tax liens, time share receivables, and trade receivables/asset-based lending. SFA targets companies in niche markets often overl
DZ BANK's Structured Finance Asset Securitization (SFA) offers lender finance, structured asset and accounts receivable financing for a wide variety of clients and asset types, including energy efficiency, equipment leasing/lending, insurance premium finance, PACE, pre-settlement funding, small/mid-ticket business loans, residential solar loans, structured settlements, tax liens, time share receivables, and trade receivables/asset-based lending. SFA targets companies in niche markets often overlooked by larger financial institutions; it uses its ability to dedicate resources to "one-off" transactions with companies that need a reliable source of financing. Utilizing securitization techniques, SFA enables non-rated companies to enter the capital markets and become eligible for financing based on the quality of a company's receivables portfolio. Clients are typically below investment grade or non-rated originators of receivables with relatively predictable cash flows (based upon their operating history) who look for financing to promote long-term growth. When contemplating the structure of a transaction, emphasis is placed on the client's portfolio performance history (i.e. delinquencies, defaults, underwriting criteria, etc.), its ability to underwrite and service a portfolio of receivables and the reputation and experience of its senior management. SFA offers revolving lines of credit through its asset-backed commercial paper program, Autobahn Funding Company, LLC and term note securitizations placed through DZ BANK's broker dealer, DZ Financial Markets LLC. DZ BANK's clients benefit from SFA's in-depth knowledge of receivables-based lending and capital markets. Additionally, SFA provides extensive post-closing relationship management in order to accommodate a client's often dynamic business environment. In contrast to most other financial institutions, all aspects of the transaction and customer relationship are managed within one team. SFA is committed to differentiating itself from other asset-backed finance groups by providing innovative, non-traditional, value-added transactions to its clients.
The Solar Energy Industries Association (SEIA®) is the driving force behind solar energy and is building a strong solar industry to power America through advocacy and education. As the national trade association in the U.S., we represent all organizations that promote, manufacture, install and support the development of solar energy. SEIA works with its 1,000 member companies to champion the use of clean, affordable solar in America by expanding markets, removing market barriers, strengthen
The Solar Energy Industries Association (SEIA®) is the driving force behind solar energy and is building a strong solar industry to power America through advocacy and education. As the national trade association in the U.S., we represent all organizations that promote, manufacture, install and support the development of solar energy.
SEIA works with its 1,000 member companies to champion the use of clean, affordable solar in America by expanding markets, removing market barriers, strengthening the industry and educating the public on the benefits of solar energy.
SEIA’s finance activities include the C&I working group designed to open that sector for broad solar deployment and incorporate development of standard contracts, commercial real estate outreach and C-PACE education and clarification; and the Solar Energy Finance Advisory Council (SEFAC) designed to open tax equity and debt investment capital to scale the industry. Please reach out to Mike Mendelsohn (firstname.lastname@example.org) for more information.
Our mission is to promote Property Assessed Clean Energy (PACE) financing by providing leadership and support for a growing universe of PACE market participants.
The Renewable Thermal Alliance (RTA) is a private – public partnership established to develop the infrastructure for large-scale deployment of renewable heating and cooling. Renewable thermal end-uses accounted for respectively 70 percent and 44 percent of energy delivered to residential and commercial customers in 2013 (EIA AEO 2015). Renewable thermal can replace heating and cooling based on fossil fuels and electricity and provide an essential contribution to states’
The Renewable Thermal Alliance (RTA) is a private – public partnership established to develop the infrastructure for large-scale deployment of renewable heating and cooling.
Renewable thermal end-uses accounted for respectively 70 percent and 44 percent of energy delivered to residential and commercial customers in 2013 (EIA AEO 2015). Renewable thermal can replace heating and cooling based on fossil fuels and electricity and provide an essential contribution to states’ climate ambitions.
The RTA is based on the notion that
• the thermal market is regional rather than state bound,
• viable business models add value,
• standardization and harmonization will drive volume, and
• financing models are central to leverage private capital and capital market solutions.
The RTA engages a broad range of stakeholders including regional governments, green banks, industry associations, contractors, investors and other commercial firms. The RTA allows for different level of engagement.
The RTA takes a capital markets’ approach to cultivating a long-term viable market for renewable heating and cooling. Leveraging private capital, securitization and potential for issuing Green Bonds are seen as essential to bringing the deployment to scale.
The RTA was initiated by Yale University, NYSERDA and CT Green Bank to organize the renewable thermal sector regionally and nationally.
The SunSpec Alliance is a trade alliance of more than 70 solar and storage distributed energy industry participants, together pursuing information standards to enable “plug & play” system interoperability. SunSpec standards address operational aspects of solar PV power and energy storage plants on the smart grid—including residential, commercial, and utility-scale systems—thus reducing cost, promoting technology innovation, and accelerating industry growth.
Securitization professionals rely on each weekly issue of Asset-Backed Alert for its hard-to-get news and statistics on asset-backed and mortgage-backed securitization activities throughout the world. The newsletter's coverage takes a forward-looking approach, routinely tipping off subscribers to emerging risks and opportunities in securitization. To start your free-trial subscription, call 201-659-1700 or visit www.ABAlert.com.
BarclayHedge is a leading independent, research based provider of information services to the alternative investment industry. Founded in 1985, no other firm has been in the alternative investment database business for as long as we have. Barclay began publishing fund data for CTAs and hedge funds in 1989 and currently maintains data on more than 12,000 alternative investment vehicles. BarclayHedge provides access to its hedge fund, fund of funds, and managed futures databases to thousands
BarclayHedge is a leading independent, research based provider of information services to the alternative investment industry. Founded in 1985, no other firm has been in the alternative investment database business for as long as we have. Barclay began publishing fund data for CTAs and hedge funds in 1989 and currently maintains data on more than 12,000 alternative investment vehicles. BarclayHedge provides access to its hedge fund, fund of funds, and managed futures databases to thousands of investors worldwide in Excel, Access, and formats compatible with most third party analysis packages. Barclay’s 18 hedge fund indices, 10 managed futures indices, and 7 UCITS indices are universally recognized as alternative investment performance benchmarks and are utilized by investment professionals around the globe.
Markets are turbulent and rapidly changing. Bloomberg BRIEF newsletters deliver the latest news, market data, and expert commentary from the world's most trusted economists and analysts.
CleanTechIQ is the one-stop source for actionable news and intelligence for investors and innovators focused on clean technology and sustainable ventures. Our news articles cover: industry trends, start-ups, venture investments, industry deals, fund news, scientific breakthroughs, limited partner activity, policy, corporate sustainability and much more.
GlobalCapital is a leading news, opinion and data service for people and institutions using and working in the international capital markets. It provides you with clearly-voiced, lively coverage of key markets based on the comments of those who work in them, together with a wealth of transaction data and archive material. Whether you wish to pick up the pulse of your market, to research in detail an issuer, intermediary or asset class in a particular sector, or to check out how your instit
GlobalCapital is a leading news, opinion and data service for people and institutions using and working in the international capital markets. It provides you with clearly-voiced, lively coverage of key markets based on the comments of those who work in them, together with a wealth of transaction data and archive material. Whether you wish to pick up the pulse of your market, to research in detail an issuer, intermediary or asset class in a particular sector, or to check out how your institution is performing relative to its peers, our service is for you.
GlobalCapital descends directly from EuroWeek (“the voice of the markets”), which has been covering new issues in primary markets for 26 years. Joining the platform are also several key capital markets publications from the Euromoney Institutional Investor Group: Asiamoney, Total Securitization and Derivatives Week. GlobalCapital also sees the introduction of a brand new service on the internationalisation of the RMB. The combination of these elements on state-of-the-art new web technology provides a device-neutral, flexible global news and data service where relevant related articles and data are a click away.
GlobalCapital.com delivers daily services dedicated to the following key market sectors: FIG/Bank Finance including Covered Bonds, Corporate Bonds, Syndicated Loans, Equity, Leveraged Finance, Global Emerging Markets, Securitization and Offshore RMB. The service comes with sector specific priced deals data sets, league tables, deal pipelines and people moves, and also has a dedicated Asia filter.
SolarPro is a technical trade publication distributed to more than 20,000 professionals working in the North American solar market. Our community includes system designers, engineers, project managers, integrators, installers, equipment manufacturers, product wholesalers, and business owners and executives. SolarPro's mission is to speed the deployment of solar generation in North America through industry-leading coverage of best practices for utility, commercial and residential system desi
SolarPro is a technical trade publication distributed to more than 20,000 professionals working in the North American solar market. Our community includes system designers, engineers, project managers, integrators, installers, equipment manufacturers, product wholesalers, and business owners and executives.
SolarPro's mission is to speed the deployment of solar generation in North America through industry-leading coverage of best practices for utility, commercial and residential system design and deployment. We are backed by more than 25 years of solar technology publishing experience that began in 1987 with the launch of our sister publication, Home Power.
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Euromoney Institutional Investor PLC (“Euromoney”, “we”, “us” or “our”) is an international business-information group covering asset management, price discovery, data and market intelligence, and banking and finance. The group also runs an extensive portfolio of events for the telecoms, financial and commodities markets.
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This Privacy Notice was updated on 23 May 2018
This Privacy Notice outlines the information we may collect about you in relation to your use of our products and services (“personal data”). It also explains the legal rights that you have in relation to your data and how you may exercise these rights.
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We use the personal data you provide us and which we collect from you to inform you about similar products and services which we provide. We may send you marketing communications that are sponsored by our partners and which are targeted to your interests based on information you have provided us such as job title, employer and/or industry. If you have consented to receive information from other Euromoney group companies, we may share your personal data with these companies so that they can fulfil your request to receive marketing materials in accordance with your preferences. We will not share your personal data with any third parties for their own marketing purposes unless you have provided your consent.
Each of the Euromoney group companies that may contact you is a data controller in relation to the personal data that you have agreed to share with them. If you have any questions or concerns, you may contact the individual company, or us – using the contact details set out in the “Who We Are” section.
You can opt out from receiving such materials at any time.
The personal data we may use for advertising and marketing purposes includes your name, email address, job title, phone number, company name/employer, geo location, postal address and data collected using cookies and other similar technology (Please read our separate Cookies Policy to find out more about which cookies we use, how they work and how you can control your cookie options).
Marketing materials are sent electronically, by post and we may occasionally call you.
Online Targeted Advertising
We use targeted advertising on our websites to display advertisements that are relevant to what we believe are your interests. In order to deliver relevant advertisements, we use third parties to deliver cookies that collect information about your IP address and how you interact with our sites (e.g. browsing information, which articles you have read etc.). This data is used by the third parties to determine which advertisements may be of interest to you.
We may also share your personal data with third parties to deliver targeted advertising to you on other websites (e.g. Twitter Tailored Audiences or Facebook Custom Audiences). This could include your email address, cookie data, and information obtained from third parties. Third party cookies may also be used to enable us to target advertisements to you on other websites that you visit.
Lead Generation and Scoring
We occasionally use the services of trusted third parties in order to ensure that the personal data we use for advertising and marketing purposes is accurate and up-to-date. To do this, we transfer personal data of individual leads (such as name, email, job title, location and phone number) to these third parties who conduct research to verify the data – primarily against public information.
We also use algorithmic software technology to help us improve the quality and relevance of marketing activities. The personal data analysed by the software includes email address, phone number, job title, address, purchase history and account information. This allows us to provide meaningful offers that are relevant to your specific profile.
Surveys, Market Research & Customer Feedback
We want to understand the needs of our readers and customers. We may therefore use the information you provide us – including your name and contact details – to contact you to request your feedback, or to participate in our customer and market research.
Public forums, message boards and blogs
Some of the pages on our group websites may include message boards, blogs or other facilities for generating content from users. Any information that is disclosed in these areas becomes public information and you should always be careful when deciding to post any personal data. User generated content is also subject to our site Terms & Conditions.
Business or Asset Sale
If we sell a business or assets we may need to disclose your personal data to the prospective buyer of such business or assets.
If Euromoney, or any of our group companies is sold or sells our assets or is acquired by a third party, then personal data about our customers will be acquired by that third party. A transfer of your personal data in these circumstances would be necessary so that the services you have contracted for can still be delivered, or so that you can continue to enjoy the benefits of our free products and services. You will receive notice if a new controller assumes responsibility for your personal data.
Additional Third Party Disclosures
We may disclose your personal data to other third parties in the following situations:
- To third party partners who help us by providing services such as technology, marketing, advisory or other services. These third parties only receive encrypted data and may only process personal data to provide those services to us.
- Where we are required by law or regulation to do so. In each case we will seek, where practicable, to minimise the amount of data that is disclosed.
- If required to protect the rights and interests of other users and/or Euromoney and its affiliates (including our employees, agents and contractors), or as otherwise set out in our Terms & Conditions. This may include exchanging information with other companies and organisations for the purposes of fraud protection.
We may include small pixel tags (small image files) within the emails we send you in order to determine whether our emails are opened and/or whether the hyperlinks inside our emails are clicked through. We may also collect browser, location and the device used to engage with our email communications. This information allows us to better understand whether we are meeting our users’ needs and how we can improve our communications. No other information is collected. You can opt out of receiving our direct marketing emails either by following the instructions in each email, or by contacting us (see the “Who We Are” section of this Privacy Notice).
Some of the Euromoney group companies are based outside the European Economic Area (EEA). If you have consented to being contacted by our group companies, then the transfer of your personal data will be made according to the terms of an international data sharing agreement that contains obligations approved by European data protection regulators. Any of our group companies that receive your personal data will be co-controllers of that data, which means they may determine how they process your personal data – although they may only use it for the purposes for which it was shared, unless you are informed of new or additional processing activities.
We may also transfer personal data to third party service providers as described in this Privacy Notice which are located outside the EEA. Where we conduct these transfers, we take all steps necessary to ensure that your data is treated securely and in accordance with applicable privacy legislation, either by only sending your personal data to jurisdictions that provide an adequate degree of legal protection for your data or by imposing approved contractual terms on these third parties.
We have a data retention policy that ensures we don’t use or store your personal data for longer than necessary. We consider the following issues to determine retention periods:
- Guidance from the UK Information Commissioner or other regulatory agency, or industry best practice recommendations;
- The business rationale for collection and expiry of the purpose for which personal data was collected;
- Our ongoing ability to ensure the accuracy of the data; and
- Legal and regulatory requirements.
We may occasionally need to keep personal data for either shorter or longer periods than specified in our retention policy. In such circumstances, application of the retention period to the data will be temporarily suspended. The suspension of an applicable retention period will be carried out in a manner that respects the rights and interests of all persons concerned.
You can use our Preference Centre to select the topics that are of interest to you so that we can send you publications and information about our products and services that are especially relevant to you. You can also choose the channels we use to contact you (email, phone, post, etc.) and can also opt-out of receiving marketing communications.
You have certain rights in relation to your personal data which include the following:
Access & Portability
You may request access to any personal data of yours for which Euromoney is responsible as controller. Unless there are legal or regulatory reasons for not doing so, we will confirm whether we process any of your personal data and if we do, we will provide you with the following information: the purposes of the processing, the categories of personal data, any recipients of your personal data, the applicable retention period and the data source. Copies of your personal data will be made available to you in a structured, machine-readable format.
You may also request that we transfer the personal data that you have submitted to us, to another controller, where it is technically feasible for us to do so.
If you have consented to our processing of your personal data, or if we are processing your personal data in order to fulfil our contractual obligations to you, then you can submit a request that we transfer your personal data to another data controller.
Rectification, Restriction, Objection
You have the right to request that Euromoney rectify any errors in the personal data that we process. In some circumstances, you may also be able to ask for the erasure of personal data, and/or request that the processing of your personal data be restricted. You may also object to the processing of your personal data for sales or marketing purposes.
How to Exercise Your Rights
To exercise any of these rights, please contact us by post or email at the following addresses:
Euromoney Institutional Investor PLC
8 Bouverie Street
London, EC4Y 8AX
Web form: Complete Subject Data Request Form
We may need to check your identity prior to processing a request.
Euromoney will do our best to respond to any questions and address any of your concerns. You are also able to register any complaints regarding the processing of your personal data directly with the UK Information Commissioner.
Euromoney is committed to keeping your personal data secure and we will take appropriate technical and organisational measures to protect your personal data from loss, unauthorised use, disclosure or destruction. Although we do our best to protect your personal data, we cannot guarantee that any transmission of data is without risk. We have therefore implemented information security policies and rules, staff training on information security, and technical measures to ensure the integrity of data that we have under our control.
All our employees, contractors and data processors (i.e. those third parties that process personal data on our behalf) are required to keep such data confidential and not to use it for any purpose other than the performance of services we have requested.
Our site may contain links to other websites – including, for example, providers of payment processing services. Euromoney is not responsible for the privacy and data collection practices of third party sites and we therefore recommend that you review the privacy policies and terms of service of each site you visit.
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