08:00
Breakfast and Registration Open
09:00
Host’s Welcoming Remarks and Keynote Address by General Council of the Bank of Greece

Jade Friedensohn

Managing Director
IMN

Ilias Plaskovitis

Member of the General Council
Bank of Greece
09:30
Overview of the State of Greek and Cypriot Banking
  • Is the Greek and Cypriot banking market still in the shadow of the global financial crisis? Is the high amount of outstanding NPLs due to overly aggressive lending practices, or a result of the sovereign debt crisis and subsequent high employment/low GDP?
  • What is the medium term growth outlook for GDP in Greece and Cyprus compared to the overall Eurozone?
  • Outlook for business lending given banks’ weak capital positions and lending constraints? Has this created a vicious cycle of declining credit availability contributing to low GDP growth? How can Greece and Cyprus break this cycle?
  • Update on the long term structural reform agenda 
     

Reza Moghadam

Vice Chairman of Capital Markets, Former Director
Morgan Stanley, IMF

Solon Molho

Contributor
The Economist Intelligence Unit

Platon Monokroussos

Group Chief Economist & Deputy General Manager
Eurobank Ergasias S.A.

Petros Doukas

Chairman
Capital Partners SA

Andreas Charalambous

Director of Financial Stability, Ministry of Finance
Republic of Cyprus

Apostolos Gkoutzinis

Partner, Head of European Capital Markets
Shearman & Sterling LLP


SESSION POLL Results

10:20
Profiling the NPLs: Assessing the Scale, Identifying the Sellers, and Understanding the Assets
  • Defining an NPL under the Greek and Cypriot NPL Law
  • NPE ratio per asset class; which sectors (real estate, SMEs, consumer loans) are hardest hit?
  • Has the amount of outstanding Greek and Cypriot NPLs improved since recovery efforts commenced under the NPL law, or have we seen a worsening in scale and credit quality of the loans?
  • Who are the major sellers and what have been their respective NPL resolution strategies?
  • Challenges in loan valuation and pricing

Kostas Maroulis

Managing Director, CIB Sales & Marketing
J.P. Morgan

Theodore Athanassopoulos

Head of NPL Wholesale Management
Alpha Bank

Tassos Panoussis

General Manager, Member of the Executive Board
Eurobank Ergasias S.A.

Theodore Tzouros

Deputy General Manager
Piraeus Bank

Nicolas Smith

Director of Restructuring and Recoveries
Bank of Cyprus

Panagiotis Chormovitis

Partner
Deloitte
11:10
Refreshment Break
11:30
Creating a More Efficient Model for the Management of Greek and Cypriot NPLs
  • Overview of the NPL Law resolution efforts in Greece and Cyprus and impact since implementation two years ago
  • Has the NPL Law provided the necessary framework for a robust secondary loan market or has it created additional unintended impediments?
  • What reforms are needed in order free up valuable resources that are currently trapped in unproductive sectors of the domestic economy for resumption of positive credit creation?
  • Where do Greece and Cyprus stand in terms of key requirements for NPL resolution: efficient servicing and judicial proceedings/foreclosures, establishing a secondary market and attracting investors, tax incentives for banks for quick resolution
  • Aligning investor and seller interests: marking the loans to market, are sellers’ expectations of recovery rates and loan value often too optimistic?
  • What structural reforms are still needed to foster a healthy secondary NPL market? 
  • Attracting international investors: What are the requirements for purchasing NPLs in Greece? In Cyprus?
  • Outlook for sovereign spreads and their impact on differences in price expectations between sellers and possible investors 

Alok Gahrotra

Director, Portfolio Lead Advisory Services
Deloitte

Ilias Plaskovitis

Member of the General Council
Bank of Greece

Sabina Dzuirman

Country Director, Greece and Cyprus
EBRD

Yiangos Demetriou

Acting Senior Director, Supervision Division
Central Bank of Cyprus

Ramon Quintana Aguirre

Director General
European Central Bank

Prokopis Dimitriadis

Partner
Lambadarios Law Firm
12:20
Delegate Luncheon featuring Keynote Speaker, '"Greece & Europe: Is the Drama Over?”

Reza Moghadam

Vice Chairman of Capital Markets, Former Director
Morgan Stanley, IMF
Commence Concurrent Tracks A and B
13:30 Track A
Banking and Insolvency Reforms: Modernizing Greece’s Private Sector Insolvency Framework
  • Update on the newest developments in the Greek framework: Out of Court Workouts and the Insolvency law
  • NPL Law Update: what remains on the reform agenda for the domestic regulatory and legal framework in dealing with private sector insolvency 
  • Major impediments remaining in the current legal framework:
    • The insolvency laws and their implementation
    • Inefficiencies in the enforcement of creditors’ rights
    • Cumbersome and costly transfer of NPLs to non-banking institutions:
      • Stamp duty
      • Notice
      • Data privacy issues
      • Restrictions on restructuring financing by non-bank servicers

Petros Doukas

Chairman
Capital Partners SA

Fotis Kourmousis

Special Secretary
Governmental Council for Private Debt Management

Charoula Apalagaki

Secretary General
Hellenic Banking Association

Michael Haralabidis

Chief Risk Officer
Hellenic Financial Stability Fund


SESSION POLL Results

13:30 Track B
The Cypriot NPL Market Overview
  • Current status of Cyprus banking and real estate sectors
  • Why invest in Cypriot NPLs? What are the opportunities and new developments?
  • Pending securitisation legislation implementation likelihood and timeline
  • Unique solutions to NPLs: government naturalization scheme for foreign real estate investors, debt-to-equity and debt-to-asset swaps to reduce non-performing loan portfolios, and other creative approaches

Wahid Chammas

Founder and Chief Investment Officer
TyreGate Capital Holdings LTD

Varnavas Kourounas

Chief Executive Officer
Altamira Asset Management Cyprus Ltd

Christos Savvides

Regional Director
B2 Holding

Stelios Georgakis

Assistant Director
Central Bank of Cyprus

Marios Kalotychos

Head of Non-Performing Asset Management
Hellenic Bank Public Company LTD


SESSION POLL Results

14:15 Track A
Developments in Third Party Servicing and Asset Verification
  • What criteria is set for international companies applying for a servicing license in Greece?
  • Local servicers: what infrastructure is required?
  • Remaining impediments in NPL transfers
  • Key risks and challenges for non-bank servicers (regulatory risk, interest rate caps, limits on debtor outreach for loan recovery efforts)
  • How do recovery expectations differ between sellers (banks) and buyers (private equity)?
  • Data availability, and efforts to digitalize the loan data on an electronic platform
  • Alignment of interest between equity, senior noteholders and servicers
  • Importance of investor due diligence and asset quality verification
  • Evolution of the 3rd party servicer: servicer specialisation per SME asset class and industry
  • What are the differences in servicing models and strategies across industries?

Marco Angheben

Director Business Development
European DataWarehouse

Angelos Angelidis

President
ESEDA

Richard Langstaff

Chief Executive Officer
Cepal Hellas

Theophilos Chatzopoulos

General Manager
Hoist Hellas S.D.L.S.A

Maria Orfanidou

Business Development & iGovernance
Eurobank Financial Planning Services

Frixos Ioannidis

Portfolio Services Director
Quant
14:15 Track B
Outlook on the Greek Shipping Sector and Loan Performance
  • What macroeconomic factors impact the performance of shipping loans and what is the 2018 outlook for the sector?
  • Hear from major shipping company owners and financiers as to the outlook for this sector and its impact on shipping loan performance

Solon Molho

Contributor
The Economist Intelligence Unit

George Xiradaskis

Owner
XRTC Business Consultants Ltd

Christopher Georgakis

Chief Executive Officer
DCC Maritime Ltd. - Westgate Tankships Inc.
15:00
Refreshment Break
15:20 Track A
The Role of Securitisation in NPL Resolution
  • Costs and benefits of using securitisation as alternative solution 
  • What about risk retention requirements in the EU and U.S.? How will issuers finance this requirement and will it hinder further securitisations? 
  • STS label: would NPL ABS ever qualify and if not, will this adversely impact investor appetite?
  • The Rating Agencies' View: Senior note ratings/mezzanine note ratings 
  • Major obstacle to securitisation: verification of the quality of the underlying collateral, especially mortgages

Christina Papanikolopoulou

Partner
Zepos & Yannopoulos

Richard Hopkin

Managing Director, Head of Fixed Income, Capital Markets
AFME

Victoria Kyritsi

Senior Structured Finance Manager
European Investment Bank

Dimitrios Anagnostopoulos

Chief Risk Officer
Attica Bank

Mei Lian

Partner
Shearman & Sterling

Jonathan Trup

Managing Director
Morgan Stanley
15:20 Track B
Reviving Greek and Cypriot Enterprises: SME Workouts
  • What makes SME NPLs particularly challenging to restructure and resolve?
  • Best practices and strategies from private equity for non-core banking units within the bank
  • Role of government in resolving the legacy overhang in the Greek banking market
  • What are the forms of available financing for SMEs to facilitate SME sector growth, from traditional commercial banks to alternative funders

Bill Hancock

Managing Partner
Resolute Asset Management

Kamen Zahariev

Director, Corporate Recovery
EBRD

Ilias Kyriakopoulos

CEO Principal
EuPraxis FSI S.A.

Sharon Finn

Advisor- Credit Risk, Asset Quality, NPLs
European Central Bank (ECB)

Mark Layther

General Manager, Cyprus
Resolute Asset Management

Paul Marchese

Senior Managing Director
Clayton Holdings


SESSION POLL Results

16:10
NPL Acquisition: The Loan Investors’ Panel
  • Are there significant legal obstacles remaining and how can they be resolved?
  • What due diligence on the underlying assets should investors conduct at a minimum?
  • Structuring portfolios: granularity, diversification, size
  • Strategies for retail and corporate portfolios
  • Investor classes and return expectations
  • Servicing and foreclosure: good practices and public oversight
  • Concerns in investor reporting, asset performance and over-reliance on the ratings agencies' initial transaction assessments in general

Biagio Giacalone

Managing Director, CFO Area
Intesa Sanpaolo

Charles De Munter

Regional Director, Mid Europe
Hoist Finance

João Ferreira Marques

Chief Investment Officer, Advisor, NED
Arrow Global Group PLC

Savvas Liasis

Chief Executive Officer
Elements Capital Partners Ltd

James Sackett

Principal
CarVal Investors

Jonathan Wheatley

Principal Investment Officer, Distressed Assets
International Finance Corporation


SESSION POLL Results

17:00
“A New Generation’s Approach to an Age Old Problem”

Led by the prestigious ITV News, American College of Greece students from the school’s Debate Club and the Accounting & Finance Society will join us to debate their unique perspectives on potential solutions to Europe’s Non-Performing Loans balance that will not only restore economic vitality, but will preserve quality of life and individual prosperity.

Maria Kagkelidou

Journalist
Journalist


SESSION POLL Results

17:20
The 1st Annual Investors’ Conference on Greek and Cypriot NPLs Concludes and Closing Cocktail Reception Commences*

*Sponsor opportunity. Contact Chris Arnold on carnold@imn.org or + 1 212 901 0544 for more information.

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Event Specific Contacts for 1st Annual Investors’ Conference on Greek & Cypriot NPLs

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Information Management Network - Privacy Notice

Introduction - Who we are

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This Privacy Notice was updated on 23 May 2018

Our Approach to Your Privacy

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  • Business or Asset Sale

    If we sell a business or assets we may need to disclose your personal data to the prospective buyer of such business or assets.

    If Euromoney, or any of our group companies is sold or sells our assets or is acquired by a third party, then personal data about our customers will be acquired by that third party. A transfer of your personal data in these circumstances would be necessary so that the services you have contracted for can still be delivered, or so that you can continue to enjoy the benefits of our free products and services. You will receive notice if a new controller assumes responsibility for your personal data.

  • Additional Third Party Disclosures

    We may disclose your personal data to other third parties in the following situations:

    • To third party partners who help us by providing services such as technology, marketing, advisory or other services. These third parties only receive encrypted data and may only process personal data to provide those services to us.
    • Where we are required by law or regulation to do so. In each case we will seek, where practicable, to minimise the amount of data that is disclosed.
    • If required to protect the rights and interests of other users and/or Euromoney and its affiliates (including our employees, agents and contractors), or as otherwise set out in our Terms & Conditions. This may include exchanging information with other companies and organisations for the purposes of fraud protection.
  • Email Tracking

    We may include small pixel tags (small image files) within the emails we send you in order to determine whether our emails are opened and/or whether the hyperlinks inside our emails are clicked through. We may also collect browser, location and the device used to engage with our email communications. This information allows us to better understand whether we are meeting our users’ needs and how we can improve our communications. No other information is collected. You can opt out of receiving our direct marketing emails either by following the instructions in each email, or by contacting us (see the “Who We Are” section of this Privacy Notice).

International Transfers

Some of the Euromoney group companies are based outside the European Economic Area (EEA). If you have consented to being contacted by our group companies, then the transfer of your personal data will be made according to the terms of an international data sharing agreement that contains obligations approved by European data protection regulators. Any of our group companies that receive your personal data will be co-controllers of that data, which means they may determine how they process your personal data – although they may only use it for the purposes for which it was shared, unless you are informed of new or additional processing activities.

We may also transfer personal data to third party service providers as described in this Privacy Notice which are located outside the EEA. Where we conduct these transfers, we take all steps necessary to ensure that your data is treated securely and in accordance with applicable privacy legislation, either by only sending your personal data to jurisdictions that provide an adequate degree of legal protection for your data or by imposing approved contractual terms on these third parties.

Retention Periods

We have a data retention policy that ensures we don’t use or store your personal data for longer than necessary. We consider the following issues to determine retention periods:

  • Guidance from the UK Information Commissioner or other regulatory agency, or industry best practice recommendations;
  • The business rationale for collection and expiry of the purpose for which personal data was collected;
  • Our ongoing ability to ensure the accuracy of the data; and
  • Legal and regulatory requirements.

We may occasionally need to keep personal data for either shorter or longer periods than specified in our retention policy. In such circumstances, application of the retention period to the data will be temporarily suspended. The suspension of an applicable retention period will be carried out in a manner that respects the rights and interests of all persons concerned.

How You Can Set Your Data & Privacy Preferences

You can use our Preference Centre to select the topics that are of interest to you so that we can send you publications and information about our products and services that are especially relevant to you. You can also choose the channels we use to contact you (email, phone, post, etc.) and can also opt-out of receiving marketing communications.

Your Rights

You have certain rights in relation to your personal data which include the following:

  • Access & Portability

    You may request access to any personal data of yours for which Euromoney is responsible as controller. Unless there are legal or regulatory reasons for not doing so, we will confirm whether we process any of your personal data and if we do, we will provide you with the following information: the purposes of the processing, the categories of personal data, any recipients of your personal data, the applicable retention period and the data source. Copies of your personal data will be made available to you in a structured, machine-readable format.

    You may also request that we transfer the personal data that you have submitted to us, to another controller, where it is technically feasible for us to do so.

    If you have consented to our processing of your personal data, or if we are processing your personal data in order to fulfil our contractual obligations to you, then you can submit a request that we transfer your personal data to another data controller.

  • Rectification, Restriction, Objection

    You have the right to request that Euromoney rectify any errors in the personal data that we process. In some circumstances, you may also be able to ask for the erasure of personal data, and/or request that the processing of your personal data be restricted. You may also object to the processing of your personal data for sales or marketing purposes.

  • How to Exercise Your Rights

    To exercise any of these rights, please contact us by post or email at the following addresses:

    Euromoney Institutional Investor PLC
    8 Bouverie Street
    London, EC4Y 8AX
    United Kingdom

    Email: dataprotectionofficer@euromoneyplc.com

    Web form: Complete Subject Data Request Form

    We may need to check your identity prior to processing a request.

    Euromoney will do our best to respond to any questions and address any of your concerns. You are also able to register any complaints regarding the processing of your personal data directly with the UK Information Commissioner.

Protecting Your Data

Euromoney is committed to keeping your personal data secure and we will take appropriate technical and organisational measures to protect your personal data from loss, unauthorised use, disclosure or destruction. Although we do our best to protect your personal data, we cannot guarantee that any transmission of data is without risk. We have therefore implemented information security policies and rules, staff training on information security, and technical measures to ensure the integrity of data that we have under our control.

All our employees, contractors and data processors (i.e. those third parties that process personal data on our behalf) are required to keep such data confidential and not to use it for any purpose other than the performance of services we have requested.

Third Party Sites

Our site may contain links to other websites – including, for example, providers of payment processing services. Euromoney is not responsible for the privacy and data collection practices of third party sites and we therefore recommend that you review the privacy policies and terms of service of each site you visit.

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