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Dimitrios Anagnostopoulos

Chief Risk Officer
Attica Bank

Mr. Dimitrios Anagnostopoulos graduated in 1983 from the Industrial School of Thessaloniki holding a bachelor’s degree in Business Administration. He received his MBA from California State University Northridge (C.S.U.N) majoring in Mgt.Science Operations Research (MsOr).Current Employment – Commitments: Recently Mr.Anagnostopoulos was appointed as Chief Risk Officer (CRO) of Attica Bank Group. Mr. Anagnostopoulos was born in 1959, is married and has three children.Previous Employment – Commitments: From 1985-1986, he worked as an Analyst in "HELP U SELL" Real Estate Agency in Los Angeles, California. From 1987 ... (view full description)

Angelos Angelidis


Group Director for Outsourcing and Debt Recovery Services, Mellon Group of Companies   Angelos Angelidis is a Greek national, born in Athens. He studied in the American College of Greece and holds a BSc in Marketing Management. He joined Mellon Group of Companies in 2002 and in 2005 assumed the General Management of Mellon Romania. Beginning 2009, Angelos relocated in Athens as Group Business Line Head for Mellon’s Call Center and Debt Recovery services in the region of CESEE. Since 2011 he is the Managing Director of Mellon Contact Services, the debt recovery subsidiary of Mellon in Greece, whilst heading the Outsourcing and Debt Recovery Business Line of the Group.  He is a Pre ... (view full description)

Charoula Apalagaki

Secretary General
Hellenic Bank Association

Professor Charikleia Apalagaki, born in Grete in 1959, holds, since March 2017, the position of the Secretary General of the Hellenic Bank Association. She is also full Professor in the Aristotle University of Thessaloniki since 2004, and Member of the Thessaloniki Bar Association since 1984. Professor Apalagaki joined Piraeus Bank in 2001, and hold the following positions: Management Consultant in Legal Issues, Chief Legal Counsel, Non-Executive Member of the Board of Directors, Member of the Audit Committee, Executive Member of the Board of Directors, and interim Chairperson. Her studies in law (Civil, Commercial, Banking, European Financial, and Criminal) were unde ... (view full description)

Theodore Athanassopoulos

Chief Executive Officer
Cepal Hellas Financial Services S.A.

He was born in Patra in 1978.   He holds a Bachelor and an M.Sc. Degree in Banking and Financial Management from the Department of Banking and Financial Management of the University of Piraeus.  He joined Alpha Bank in 2000 and has served in Credit, Corporate and NPL Divisions.  He was Manager of the Wholesale NPL Division from January 2011 until November 2014, when he was appointed Executive General Manager of the Bank.

Andreas Charalambous


Dr Andreas Charalambous graduated from the University of Heidelberg of the Federal Republic of Germany, in the field of Economics, from which he acquired his doctorate title. He served for a long period as  Director for Economic Research and European Union Affairs at the Ministry of Finance and as Director for Financial Stability. His main responsibilities included analyzing developments in the financial sector, advising on policy issues related to financial sector development, strengthening the regulatory framework for credit institutions, capital markets, investment funds, insurance companies, safeguarding financing for the priority sectors of the economy etc. He has served as ... (view full description)

Theophilos Chatzopoulos

Corporate Development Director
Cepal Hellas Financial Services S.A.

Theofilos has over 20 years of experience in finance and real estate.
Prior to joining Cepal was CEO at Hoist Hellas, provided advisory services to Financial Institutions under Special Liquidation and to Hedge funds.

Has also served as advisor to the Minister of Finance, responsible for Privatizations programme, public property and real estate policies.
Theofilos holds a BA from the University of Oxford in Mathematics, MSc in Statistics from Technical University of Athens and has participated UCLA PhD Programme.”

Panagiotis Chormovitis


Panagiotis is specializing on the M&A Transaction Advisory Services, FSI Banking and Loan Portfolio Advisory Services (PLAS), while he has over ten years’ experience with Deloitte in the department of Financial Advisory Services. He was previously employed for almost two years by another Big Four in the department of Corporate Finance & Transaction Advisory mainly focusing on Banking M&A. His experience in FAS has provided him with wide exposure in a range of sectors including banking, retail, media, sport management, energy, shipping, telecommunications etc. both in local and international level. Panagiotis has been involved in numerous transactions in th ... (view full description)

Petros Doukas

Capital Partners SA

PETROS G. DOUKAS Born in Athens, Greece 03/26/52  EDUCATION 1971 Athens College High-school 1974 BA in International Affairs and Economics, The George Washington University 1976 MA in Economics, New York University 1978 MBA in Finance, Columbia University 1984 Ph.D. Economics, New York University 1983, 1985 Adjunct Lecturer, Economics,  •Pace University and  •Fordham University  CITIBANK •1979-1981 Economist, Currency Forecasting Dept. •1981-1982 Advisor, Foreign Exch ... (view full description)

Sabina Dzuirman

Country Director, Greece and Cyprus
European Bank for Reconstruction and Development

Ms Dziurman started working in Greece in 1979 in the tourism sector and changed career following an MBA at London Business School. She started working in Russia in 1991 and spent 12 years as a freelance consultant focussing on banking and SME credit lines, mainly for EBRD but also for organisations such as DFID and World Bank. In 2004, she became a staff member of EBRD, initially joining the Group for Small Business and later the Financial Institutions Group where she successfully led landmark transactions such as the rescue of Latvia’s Parex Bank and the EBRD’s first investment in Cyprus in the Bank of Cyprus. Sabina was appointed Director for Greece and Cyprus at EBRD in Jul ... (view full description)

Massimo Famularo

Managing Director, Head of Italian NPLs
Distressed Technologies

Managing Director, Head of Italian NPLs, Distressed Technologies Massimo has a long experience in Investment Management with a focus on distressed assets []   He is actually Head of Italian NPLs at Distressed Technologies, one of the leading Analytics and Pricing advisors for NPL buyers in Italy, and Board Member at Frontis NPL, a special servicing company with a focus on Large Ticket Secured NPL.    His previous experience includes being in charge of Cariparma Credit Agricole NPL Department (3 offices 30 FTEs 2.5Bn under management), portfolio management for Jupiter Finance (now Cerved Cr ... (view full description)

Jade Friedensohn

Managing Director

  Jade Friedensohn currently serves as  Group Managing Director of the Structured Finance and Asia Pacific Divisions of Information Management Network, a subsidiary of Euromoney Institutional Investor PLC. IMN is an organizer of best in class financial conferences spanning the globe. Jade has 16+ years’ experience creating and executing large scale events and managing a talented team of conference professionals.  Since that time, she has for expanded the business into new markets and asset classes such as Italy, China and Greece; and new sectors such as renewable energy and fintech. In addition to new business development, her responsibilities include oversight of a team of ... (view full description)

Alok Gahrotra

Partner, Portfolio Lead Advisory Services

Alok has 20 years corporate finance advisory and investing experience. Over the last 9 years at Deloitte he has led multiple assignments across Europe for financial institutions and private equity buyers on non-performing / non-core loan portfolios. Before joining Deloitte, he was part of the Special Situations Team at Bank of America Merrill Lynch where he invested in and managed NPL portfolios across Europe and was also responsible for the group’s multiple investments in India. Prior to his principal investment role Alok worked within the Corporate Finance teams at Deloitte and Andersen, in the UK, Middle East and in India.


Stelios Georgakis

Assistant Director
Central Bank of Cyprus

Stelios joined the Central Bank of Cyprus (CBC) in 1992, after qualifying as a Chartered Accountant with Coopers & Lybrand (now PwC) in the UK.  He has worked in various positions in the Accounting Services and Payments Departments of the CBC. In January 2013 he became the Head of the Licensing and Regulatory Compliance Section of the Supervision Division. As such, he negotiated the AML action plan with the Troika relating to the banking sector and oversaw its successful implementation. With the introduction of the Single Supervisory Mechanism (SSM) of the European Central Bank, he became responsible for the On-Site Inspections, the AML/CFT supervision and the prudential supervision of c ... (view full description)

Piers Haben

Director of Banking Markets, Innovation and Consumers
European Banking Authority

Piers Haben is responsible for the EBA's work on banking markets, innovation and consumers. He leads teams that look at the reporting and loan management, financial technology and innovation, capital markets developments, payments systems and consumers. Until 2018, Piers was responsible for the EBA's risk infrastructure and stress testing work as well as supervisory convergence across the EU. Prior to joining the EBA, Piers worked for the Financial Services Authority in the United Kingdom, where he held a number of roles related to prudential policy and supervision, including leading the FSA's policy work on stress testing and the supervisory review of firms under the second p ... (view full description)

Michael Haralabidis

Chief Risk Officer
Hellenic Financial Stability Fund

Mr. Michael Haralabidis possess more than 24 years of banking experience having held senior executive & non-executive positions in institutions in Greece, Ukraine and Luxembourg. He joined the Hellenic Financial Stability Fund (HFSF) in June 2011 as Chief Risk Officer (CRO) a position he holds to date, while he also served as HFSF’s Deputy CEO & CRO (Aug.-Oct. 2016). Previously, he was the Group CRO of Piraeus Bank Group (2008-2011), serving also as Chairman of the Audit Committee of Piraeus Bank Ukraine. He has also worked for several years in Group Risk Management of National Bank of Greece as Senior Advisor (1997-2003) and Deputy Director (2003-2008). In the period 200 ... (view full description)

Madeleine Horrocks

Orrick Herrington & Sutcliffe

Madeleine Horrocks is a finance and capital markets partner based in the Milan office and a dual-qualified English and Italian lawyer. She is a member of Orrick Banking & Finance Group. She has been based in Milan for over 15 years. Madeleine has expertise in a number of different areas and her broad practice covers all types of finance and capital markets work, with a particular emphasis on securitisation, derivatives, EMTN, covered bonds, structured finance and general secured and unsecured lending. She regularly represents borrower, originators, arrangers, lead managers, swap counterparties, issuers, trustees and noteholder representatives. Madeleine is ranked Band 2 in Ch ... (view full description)

Jonathan Hunt

Managing Director
CarVal Investors

Jonathan is a director for CarVal Investors, responsible for sourcing and managing investments in European loan portfolios. In the last 18 months, this has resulted in an increased focus on Greece, including acquiring Project Earth (c.€5.3bn unsecured consumer and small business NPL portfolio).

Prior to joining CarVal in 2015, Jonathan was a director within KPMG’s global loan sales team where he ultimately led their team in Ireland, overseeing the sales of over €30 billion of loan portfolios for governments and European financial institutions, as well as advising funds on loan portfolio acquisitions. He is a qualified Chartered Accountant.

Kleanthis Ioannides

Head of Crisis Unit /SB Office
Central Bank of Cyprus

Kleanthis holds a Bachelor’s Degree in Accounting and Financial Analysis from the University of Warwick (UK). In 1998 he qualified as a Chartered Accountant (ICAEW) with KPMG and joined the supervision division of the Central Bank of Cyprus in 2002. In addition to his supervisory duties and responsibilities, he has been involved in an extensive array of activities which included, inter alia, heading the Project team that managed the European Central Bank’s (ECB’s) Comprehensive Assessment (Asset Quality Review and Stress Test) for the Cypriot significant institutions back in 2014, participating in the discussions with the country’s international lenders in the period 2013-2016 and acting as ... (view full description)

Periklis Kitrilakis

Deputy Chief Executive Officer
Cepal Hellas

Periklis, has 20 years of experience in the Financial Sector. He led the NPL units of two systemic Greek banks and has been dealing with NPLs since 2008. He holds an MSc in Computer Science.

Stefanos Komninos

Executive Partner
Exceed; Athens Chamber of Tradesmen

Stefanos Komninos is sharing his professional passion between private and public sector. Today, he is an executive partner at Exceed Consulting (GR), which he cofounded in 2003, as well as at the newly established iMinder Ltd (CY), supporting companies in Greece, Cyprus, Romania and Albania, (Reengineering, Business Plan), design of marketing and management tools and structures, training of executives in sales and negotiation, handling and servicing of large customers etc. He is also, consulting Athens Chamber of Tradesmen (120.000 members) and Athens Chamber of Crafts (35.000 members) on projects like Early Warning Europe, CSR for SMEs, Enterprise Europe Network, Dual Training e ... (view full description)

Fotis Kourmousis

Special Secretary - Private Debt Management
Ministry of Finance

Fotis Kourmousis is the Special Secretary for Private Debt Management at the Ministry of Finance of Greece. Member of the Board of Directors of the Hellenic Development Bank and Deputy Head of the Council of EquiFund at the Ministry of Development and Investment. Member of the Liquidity Council at the Liquidity Observatory of Greece, which monitors new financing to the economy.He has coordinated the implementation of the institutional framework for reducing private debt, focusing on non-performing loans, as well as debts towards State (Tax Authority, Social Security Institutions).  The most important projects include the creat ... (view full description)

Ilias Kyriakopoulos

Hellenic Investment Recovery Advisors

Ilias Kyriakopoulos is the CEO and UBO of Hellenic Investment Recovery Advisors (HIRA), an established and integrated operational platform serving as a Full-Service Advisory, NPL Servicing and REO Partner to Fund Managers Seeking Alpha in Greece through undervalued cross-sector opportunities in the post-Covid recovery curve of the Hellenic Economy. HIRA represents a creditworthy end to end partnering platform in pre- and post acquisition phase via controlling stakes in three separate operating companies namely : AEGIS S.K. - an award winning, multi-sector focused Investment Advisory Boutique engaging in both Fi ... (view full description)

Enrica Landolfi

Head of ABS Origination, Continental Europe

A 15- year veteran in HSBC holding different positions, Enrica Landolfi is currently Head of ABS Origination for Continental Europe and Structured Finance for Italy.   With extensive experience in debt capital markets and structured finance field, she currently looks after the origination of public ABS and co-ordinates the activities in the non-performing loans financing space within EMEA as well as the coverage of all structured finance in Italy.   During her career, she has participated in the structuring and origination of more than 50 transactions backed by various asset classes such as consumer, automotive, mixed portfolio of secured and unsecured loans and non-p ... (view full description)

Richard Luddington

Vice Chairman, Global Capital Markets
Morgan Stanley

Richard Luddington is a Vice Chairman, Global Capital Markets, with a primary focus on clients in the CEEMEA region. Richard was previously at JP Morgan and UBS, where his roles included Global Head of Emerging Markets Debt Syndicate, Head of CEEMEA DCM, Head of Sovereign Advisory Group, Co-Head of Emerging Markets Client Coverage and Vice Chairman, GCM. Richard has worked with sovereign, agency, financial and corporate Emerging Market issuers for over 20 years, predominantly on their capital market strategies, including a focus on debt and equity issuance, liability management, investor relations and rating agency activities. Richard is a member of the IIF Global Market Mo ... (view full description)

Elias Malandris

Regional Finance Director SE Europe

Currently holding the position of Regional Finance and Acquisitions Director SEE. An experienced distressed assets and corporate restructuring professional for the last 15 years. Started professional career from Financial Advisory of Deloitte and Kantor Management Consultants handling numerous corporate and financial restructuring cases that go back as far as 2003. Served as a Chief Restructuring Officer in Hellenic Shipyards on behalf of Thyssen Krupp for 3 years. Held the position of CFO in a Greek listed company for 10 years. I have been involved in the restructuring of more than €500 mln of distressed corporate loans in the last 5 years. Through my long experience in the field, I got to ... (view full description)

João Ferreira Marques

Chief Investment Officer, Advisor, NED
ActiveCap, Capital Partners

João is Whitestar's Chief Investment Officer and Managing Director at Arrow Global with the Origination Team heading Solutions. At Whitestar, João heads origination, structuring and advisory, investor relations and business development. He has over 20 years investment banking and capital markets experience. João is also a NED in other financial services companies. Prior to joining Whitestar, acted as a senior advisor for DBRS, supporting the launch for the European Business and the development of new criteria for RMBS, ABS and Covered Bonds. João also acted as a senior advisor to Banks, in the structuring of RMBS, CDO/CLOs, credit ratings and regulatory capital transactions. ... (view full description)

Andrea Mignanelli

Chief Executive Officer
Cerved Credit Management

Andrea Mignanelli is the CEO of Cerved Credit Management, the leading Italian player in non performing loans and assets management (over € 25 Billion under management).
A former partner of McKinsey & Company, Andrea has developed an international experience on the Credit and NPL sector advising banks and specialized operators in Italy and other European countries.
Prior to that, Andrea has worked for General Electric as a financial analyst, mainly in the US and UK.
Andrea holds a degree in Corporate Finance at Bocconi University - Milan and a Master in Business Administration at INSEAD - Paris.

Solon Molho

The Economist Intelligence Unit

Solon is a freelance finance professional, working as a contributor to The Economist Intelligence Unit covering Greece, as an evaluator for the European Commission as an expert witness at the Athens Court of First Instance and as an adjunct lecturer at the American College of Greece, where he also coaches the school debate team. He has worked as a sell-side analyst, and is a Certified International Investment Analyst and a founding member of the Hellenic Association of Certified Stockmarket Analysts.

George Mountis

Managing Partner
Delfi Partners & Company

Dr George Mountis, Managing Partner at Delfi Partners & Company, is a highly-motivated professional who believes in the highest standards of excellence and personal achievement. He specialises in corporate finance, strategy advisory, turnaround & restructuring, real estate asset management & NPL workout. Prior to joining Delfi Partners & Company, George worked in London as a real estate investment analyst for CB Richard Ellis and for HSBC in the M&A FIG UK team (funded research grant holder). In 2009, he joined the Group Strategic Development & Planning team of Hellenic Bank and from 2010-2013 he has worked in the Group M&A & Strategy department of Bank of Cyp ... (view full description)

John (Iannis) Mourmouras

Deputy Governor
Bank of Greece

John (Iannis) Mourmouras is Deputy Governor of the Bank of Greece with responsibilities pertaining to the implementation of monetary policy, global capital markets, payment and settlement systems, bank resolution, etc. He is also Chairman of the Bank's Financial Asset Management Committee.    He served as Deputy Finance Minister of Greece (2011-2012) and was Chief Economic Advisor to the Greek Prime Minister, as well as Head of the PM’s Economic Office (2012-2014).  He is Professor of Macroeconomics at the Department of Economics, University of Macedonia - Thessaloniki, Greece (unanimously elected full professor at age 36 in 2001). He previously held academic position ... (view full description)

Sotiris Nikas

Athens Bureau Chief
Bloomberg News

Sotiris Nikas is bureau chief in Athens at Bloomberg News, coordinating coverage of Greek and Cypriot politics, economy and business. Sotiris joined Bloomberg in 2017, after spending more than 15 years as a finance ministry correspondent at Kathimerini, Greece’s newspaper of record, Skai TV station, and To Vima, where he covered the entire saga of the country’s economic implosion. A father of two, Sotiris has studied Economics in Athens.


Maria Orfanidou

Head of Corporate Strategy & Planning, Client Executive Pillar & Third Parties Portfolio
dovalue Greece

Maria has served Eurobank Group in senior positions on retail business and troubled assets management in Greece and affiliates in South-East Europe.From June 2020, she holds the position of Head of Corporate Strategy & Planning , Client Executive Pillar & Third Parties Portfolio at doValue Greece. Her experience in portfolio and project management across all Retail asset classes has a successful record in Collections, Financial assessment, Risk mitigation, Process re-engineering and new Services design. She has also served as consultant and project coordinator at the United Nations Development Program in New York and North Africa, in collaboration wi ... (view full description)

Tassos Panoussis

General Manager Retail NPLs

Mr. Panoussis is General Manager, Head of Retail NPLs and CEO of “Eurobank FPS” Loan Management Company (Servicer), which manages apart from Eurobank’s retail troubled portfolio, NPL portfolios for 3rd party funds & Investors. He is a member of the Executive Board of Eurobank & Non-Executive Director of the Board of Directors at Teiresias Bank Information Systems S.A.. He is also a member of the NPL Committee of the Hellenic Bank Association (HBA). He has more than 25 years of experience in Retail Banking & NPL management.  He started his career in 1994 at the ABN AMRO BANK, while in 1998 he moved to assumed management positions at AMERICAN EXPRESS BANK where he worke ... (view full description)

Christina Papanikolopoulou

Zepos & Yannopoulos

Christina Papanikolopoulou is a partner and head of Zepos & Yannopoulos’ Finance and Capital Markets group. Christina’s areas of practice are banking, capital markets and structured finance, with a steady emphasis on cross border transactions. Her expertise covers initial and secondary equity offerings, tender offers, corporate bonds, high yield and general bank debt finance. She has worked on major private and sovereign debt restructurings and in recent years she has focused on the sale/trading/management of distressed debt. She has worked on covered bonds, securitisations of bank-originated receivables and she has led her team of lawyers on the first commercial mortgage bac ... (view full description)

Alessio Pignataro

Head of European NPLs
DBRS Morningstar

Alessio Pignataro heads the European NPL team at DBRS Morningstar. Alessio joined DBRS Morningstar in 2010 and his experience includes working at Standard and Poor’s, UBS Investment Bank and prior to Société Générale CIB. Alessio developed the European NPL methodology and has managed all European NPL transactions rated by DBRS Morningstar in Ireland, Italy, Portugal, Spain and Greece. Alessio graduated from Catholic university in Milan in business and economics and holds an MBA from Cass Business School, City – University of London.

Alessia Pirolo

Finance Editor
React News

Alessia Pirolo is finance editor at React News. She has over ten years of experience in business and financial journalism with focus on banking, distressed debt, and real estate. She has a unique expertise in the non-performing loans market having covered most NPL deals across Europe since 2015, for a total volume of almost €600bn. For five years at Debtwire, she moved from being a reporter to developing and being in charge of an NPL-focused product combining breaking news, data, and analysis. Previously, she covered U.S. and European commercial real estate for the Wall Street Journal and the Commercial Observer. Alessia started her career as a journalist covering the ... (view full description)

Ilias Plaskovitis

Advisor to the Governor; Member of the Supervisory Board of the SSM
Bank of Greece

PERSONAL DETAILS  Place of Birth & Date: Athens Greece, 1957Marital status: Married, two children  PROFESSIONAL CAREER   2015 to date: Member of the Supervisory Board of the ECB Banking Supervision 2012 to date: Bank of Greece, Member of the Monetary Policy Council, Member of the General Council 2009 to 2012: Secretary General of the Ministry of Finance 2000 - 2004: Secretary General on European Affairs in the Ministry of Foreign Affairs 1994 – 1998 ... (view full description)

Volker Recker

Senior Banker

Volker Hans Recker is a Senior Banker at the European Bank for Reconstruction and Development. He has 25 years of experience working on Emerging Markets transactions in Latin America, North America, South East Asia and Central & Eastern Europe and Northern Africa. Since 2001 Mr Recker works in the EBRD’s Corporate Recovery Department. Before that Mr Recker was working for 10 years for Deutsche Bank. He started to get involved with large scale restructuring projects during the South East Asian crisis in 1998 during which he was seconded by Deutsche Bank as a Senior Adviser to the Indonesian Bank Restructuring Agency, IBRA, where he worked together with an international team of exper ... (view full description)

Vittorio Savarese

Head of Structuring and Loan Management
Banca IMI

Vittorio Savarese is Head of Structuring and Loan Management in Banca IMI. Within Global Markets  Solutions and Financing, the Structuring and Loan Management team is responsible for structuring capital markets transactions aiming at managing financial risks for institutional clients, including Intesa Sanpaolo group. Within this mission, the Structuring and Loan Management team arranges synthetic securitizations and deleveraging transactions of illiquid assets, including NPLs.  Before joining Banca IMI, Vittorio has been at Sanpaolo IMI in the Business Development desk and previously with UniCredit Banca Mobiliare, both in Milan and London, where he worked in the securitisation and debt capi ... (view full description)

Nicolas Smith

Executive Director Corporate Finance Solutions
Bank of Cyprus

Nick joined Bank of Cyprus in early 2014 to support the Bank in its efforts to address its credit quality challenges and stepped into being the Director of Restructuring & Recoveries Division in September 2015. In this role, he led a team of specialists throughout Cyprus, responsible for managing, restructuring and recovering loans in distress.  Since October 2019 he holds the position of the Executive Director Corporate Finance Solutions. Before joining the Bank of Cyprus, Nick held several positions in KPMG UK LLP, including 8 years as a Partner in London, when he specialized in developing, negotiating and implementing complex financial restructuring solutions. Other than t ... (view full description)

Tanja Svetina

Clifford Chance

Tanja Svetina is a Partner in the Finance & Capital Markets practice of Clifford Chance since 2004, heads the structured finance team in Italy and co-leads the Global Balkans team for the Firm. She is based in Milan and specialises in debt capital markets, securitisation and structured finance. She is recognised as a leading lawyer in the sector, advising arrangers, issuers and originators on principal finance transactions including NPL portfolio disposals, securitisations of all asset classes and covered bond issue programmes. She is top ranked by the main international legal directories as Chambers & Partners, IFLR and Legal 500.

Jonathan Trup

Managing Director, Global Capital Markets
Morgan Stanley

Jonathan Trup is a Managing Director at Morgan Stanley in Global Capital Markets based in London.

With over 20 years of industry experience, he is responsible for executing capital markets transactions including structured finance and loan portfolio sales across asset classes and jurisdictions.
Jonathan holds a BA from Oxford University.

Constance Usherwood

Director Prudential

Constance is a Prudential Director at AFME focused on forthcoming European Non-performing Loans legislation including the recently agreed “Pillar 1 backstop” which will require banks to set aside extra provisions for future NPL stocks. In addition she is working with banks to prepare industry positions for CRDIV/CRR3. She also works on a number of other areas of European legislative initiatives including  risk weighted assets, green finance, and the prudential aspects of cross-cutting issues such as Capital Markets Union and Banking Union.

Nikolaos Vardaramatos

Chief Executive Officer
Qquant Master Servicer S.A.

Overall 20 years of experience in the banking and technology industries in Greece and in Europe. Has an extensive track record in successful debt portfolio management strategy formulation, efficient operations design, and setting up and managing channels and third-party networks. Has served as General Manager at Eurobank Financial Planning Services, specializing in Retail Banking distressed portfolios management since 2008 and consistently delivering improved results over 8 consecutive years.

Hugo Velez

General Manager & Partner
HipoGes Iberia

Hugo is the General Manager of HipoGes and directly responsible for the company's platforms for Spain Portugal and Greece.
Before joining HipoGes, Hugo was Director of Asset Management at Whitestar Assets Solutions (Lehman Brothers company). He has been working in non-performing loans (NPL) sector from 2004 until today, all over that period he has participated in more than 20 different buying and selling transactions of assets portfolios in Portugal with several international investors, specialized in risk assets.
Hugo has got a Bachelor’s degree in Business Management from the University ISEG (Portugal).

Maria Vergi

Head of SME Recovery
Intrum Group

Maria Vergi has more than 20 years’ experience in business financing. She started her career in credit underwriting. Soon after, she became one of the pioneers in the factoring business in the Greek market. Following a very successful career in the leading factoring company of the Greek market, she launched and led the factoring unit of a multinational Bank in Greece again with very successful results that led to the assignment of the leadership of the Mid-corporate portfolio as well. She has been with Piraeus Bank for the last 5 years and is currently the Head of SME Recovery. She is a graduate of the Economic University of Athens where she also had her postgraduate studie ... (view full description)
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Phone: +1 (212) 901-0506
(8:30 AM - 5:30 PM Eastern Time / Monday-Friday)


Event Contacts for 2nd Annual Investors’ Conference on Greek & Cypriot NPLs


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*Website Access. Access to this website is restricted by password and only authorized IMN registrants may use the website. Any unauthorized access shall be the responsibility of the Registrant and his or her company and IMN shall not be liable for any damages arising out of such unauthorized access. You agree to: (1) Keep your password confidential; (2) prohibit others from using your account; (3) refrain from using other Users’ accounts; (4) refrain from selling, trading, or otherwise transferring your account to another party; and (5) refrain from charging anyone for access to any portion of DirectConnect, or any information arising therefrom. You are also responsible for anything that happens through your account unless you can demonstrate that your account was accessed without your knowledge or fault.

*User Communication. To the extent permitted while using DirectConnect, you can use and participate in groups, free to post and delete comment on the website. You are solely responsible for your interactions with other users. IMN may limit the number of connections you may have to other users and may at its sole discretion prohibit you from contacting other users through use of the Services or otherwise limit your use of the Services.

If you violate this Agreement while posting, that content may be removed without further notice or the rights of others posting here. Nothing you post here is confidential or proprietary and you are cautioned that other posters or viewers may use any information posted here. By posting here you agree that IMN is not responsible for the misappropriation or misuse of any information posted on this website.

*Privacy. Any submissions, including private personal information, like names, addresses and so on, are voluntary and you waive any and all rights you have to the protection of that information. By submitting ideas, suggestions, documents or other matter ("Submissions"), you agree that: (a) the Submissions are not confidential or proprietary information; (b) IMN has no obligation to keep the submissions confidential; (c) IMN can use or disclose the Submissions for any purpose, in any way, in any media worldwide; (d) if asked, you will irrevocably assign to IMN all rights to your Submissions; and (f) you are not entitled to any compensation of any kind from IMN under any circumstances.

*Content by Becoming a User of DirectConnect: As part of obtaining registration access to DirectConnect, unless you opt out, you may receive invitations to network from other conference attendees. We may also send you emails to keep you updated on developments in the site and services. Your registration for and/or subscription to such an email service and your use of the content received through these email services will be subject to these terms. You can unsubscribe to our email service by changing your email preferences on the website.

*License. If you comply with all your obligations under this Agreement, IMN grants you a limited, revocable, nonexclusive license and right to access the Services, through a generally available web browser, mobile device or application view information and use the web pages and in accordance with this Agreement for your use only. Any other use of DirectConnect is strictly prohibited. All rights not expressly granted in this Agreement, including, without limitation, title, ownership, intellectual property rights, and all other rights are retained by IMN.

*Anti-Hacking. You expressly agree not to use or attempt to use any "virus," "spyware," "malware," "adware," "Trojan horse" "deep-link," "scraper," "bot," "spider," "data-mining," "computer code" or any other automated device, program, tool, algorithm, process, or methodology or manual process having similar processes or functionality, to access, acquire, copy, or monitor any portion of this website or content. You also agree not to obtain or attempt to obtain through any means any materials or information on the website that have not been intentionally made available either by their public display on the Web Site or through their accessibility by a visible link or portal. You further agree not to violate the security of the website or attempt to gain unauthorized access to the website, data, materials, information, computer systems or networks connected to any server, through hacking, password mining or any other method.

*No Linkage. You expressly agree not to link or attempt to link to this website or the web pages contained herein.

*Third Party Information. Some of the information you access here is the property of third parties, made available here with the express permission of those third parties. IMN is not responsible for the content of any third party information provided on this website. You are cautioned that any further use of that information by you may be subject to the rights of those third parties and you may be required to obtain a license to use any such information. Failure to obtain third party permission may be a violation of federal law. You should contact the third party provider of the information to ascertain the requirements for using the information.

*Copyright and Trademarks. The layout of the website pages, graphics and pictures used and the collection of individual contributions are protected by copyright. All copyrights belong either to IMN, the third-party content providers or both. Either IMN or the third-party content providers own all trademarks and service marks depicted here.

*Indemnification. You agree to indemnify hold harmless and defend IMN, including our employees, officers, agents and contractors and our related entities and their employees, officers, partners, agents and contractors ("Indemnified") and continue to keep the Indemnified indemnified from and against any actions, proceedings, claims, demands, costs (on a full indemnity basis including, without limitation, reasonable legal and accounting fees) brought or made against the Indemnified by any person arising in connection with your use of the Website or content, or a breach of your representations and warranties in the Terms and Conditions of Use or this Agreement, or your violation of any of the Terms and Conditions of Use or this Agreement or any other activity in which you engage on or through, and from and against any damage, loss(whether personal or property, and whether direct or consequential, including without limitation consequential financial loss), cost or expense suffered or incurred by any Indemnified as a direct or indirect consequence thereof.

*Changes in Terms and Conditions. IMN may at any time revise the terms and conditions by which you may access the website or use IMN products or services. By using this website and IMN products and services, you agree to be bound by any such revisions and should therefore periodically visit this page to determine the then current version of this document.

*Limitation of Liability. Neither we, nor any of our suppliers, officers, employees, partners, affiliates, subsidiaries, successors and assigns, agents or representatives (our "Representatives") will be liable to you for:

(a) any incidental, punitive, indirect, special or consequential damage, loss or expenses, including but not limited to any loss of business, contracts, revenue, or profits, any business interruption, security breach, loss of data, loss of goodwill or reputation or other pecuniary loss suffered by you, even if we or any of our Representatives have been advised of their possible existence; nor? (b) any direct damage loss or expenses arising from loss of customers, loss of profits, loss of anticipated profits or loss of savings.

*Termination. You may terminate this Agreement, for any or no reason, at any time, when IMN receives notice from you. IMN may terminate the Agreement and your account for any reason or no reason, at any time, with or without notice. This cancellation shall be effective immediately or as may be specified in the notice and may include disabling your current and future access to DirectConnect. IMN may also suspend or terminate this Agreement if you invite other users with whom you do not know to connect; abuse the any DirectConnect messaging services; creating multiple or false profiles; infringe on any intellectual property rights, violating any provisions in this Agreement, disparage IMN or its executives, Board members, affiliates, staff or other related entities or persons, or exhibit any other behavior that IMN, in its sole discretion, deems contrary to the purpose of the website.

*No Waiver. Failure by either party to exercise any right or remedy under these Terms does not constitute a waiver of that right or remedy.

*Entire Agreement. These terms (including any terms incorporated by reference in these terms), constitute the entire agreement between you and us with respect to your access to and use of the website or receipt of any service and supersede all prior agreements, negotiations and discussions between you and us relating to the same.

*Law and Jurisdiction. Where you visit, register and/or subscribe to a this site or related service (as indicated on this website or otherwise notified to you), these terms (and any dispute or claim arising out of or in connection with these terms, including non-contractual disputes or claims), to the maximum extent permissible under the law of the territory that you are located in, will be governed by the laws of the State of New York. Any action to enforce these terms shall be brought in a federal court or a state court located in the state of New York, county of New York, and you agree to submit yourself to the personal jurisdiction of those courts in any such action.

*Force Majeure. We shall not be deemed to be in breach of these Terms by reason of any delay in performing, or any failure to perform any service or our obligations in relation to these Terms, if the delay or failure was due to any cause beyond our reasonable control, including but not limited to acts of God, explosions, floods, fire or accident, war or threat of war, terrorism or threat of terrorism, sabotage, civil disturbance, epidemics, prohibitions or measures of any kind on the part of any governmental, parliamentary or local authority, import or export regulations or embargoes, or industrial actions or trade disputes (whether involving our employees or of third parties).

*Severability. If any provision of these Terms is found to be wholly or partially invalid, void or unenforceable by any court having competent jurisdiction or by virtue of any legislation or any other reason, that provision shall be invalid, void or unenforceable to that extent only and no further and the validity and enforceability of the remaining provisions of these Terms shall not be affected.

*Notices. Any notice given pursuant to these Terms shall be made by email or first class post, in the case of you, to the address provided on your registration form and, in the case of us, to the address posted on the website or otherwise notified to you in relation to any relevant service. Any such notice shall be deemed to have arrived if sent by post within three (3) days of posting and if sent by email at the time of transmission.
Information Management Network - Privacy Notice

Introduction - Who we are

Euromoney Institutional Investor PLC (“Euromoney”, “we”, “us” or “our”) is an international business-information group covering asset management, price discovery, data and market intelligence, and banking and finance. The group also runs an extensive portfolio of events for the telecoms, financial and commodities markets.

For a full list of our brands and group companies, please click on this link. Euromoney and its group companies are committed to respecting the privacy of every person who visits, registers with or subscribes to our websites, publications, events and other products or services.

Euromoney is the primary data controller of personal data collected through this website or that we may collect in different ways as described in this Privacy Notice. If you are contacted by our other group companies, they will also be controllers of your personal data. This means that they are responsible for how your personal data is used, just as we are. You may contact any of these companies directly, or you can contact Euromoney by emailing or writing to the Data Protection Officer at Euromoney Institutional Investor PLC, 8 Bouverie Street, London EC4Y 8AX, United Kingdom.

This Privacy Notice was updated on 23 May 2018

Our Approach to Your Privacy

This Privacy Notice outlines the information we may collect about you in relation to your use of our products and services (“personal data”). It also explains the legal rights that you have in relation to your data and how you may exercise these rights.

Some of our group companies may collect and use personal data for different purposes; those companies have their own websites and privacy notices.

We will process your data for the following lawful purposes: with your consent; to fulfil our obligations to you; and where there is a legitimate interest to do so.

When possible, we rely on your consent to use your data for the purposes described in this Privacy Notice. We also process personal data to fulfil our contractual obligations to you, for example, when you register for any of our services, subscribe to a publication, sign-up for an event or purchase a product from us, we will need to process some of your personal data. This will also include details of the person/people responsible for payment (if different).

We may determine that processing your personal data serves both of our legitimate interests. This is the case in relation to many of our research, customer survey, sales, marketing and advertising activities described in this Privacy Notice. These activities allow us to better understand your requirements, which in turn enables us to provide you with a better service. We review the bases for our processing decisions carefully and you can object to these activities at any time (see the “Your Rights” section of this Privacy Notice).

What Personal Data We Collect & Why

Our primary goal in collecting personal data from you is to give you a relevant customised experience of our products and services.

  • Registration, Free Trials & Subscriptions

    When you register with our website and/or sign up for a free trial of our products or services, we may ask you to provide your name, address, email address and telephone number, and details relevant to your occupation or employer.

    If you subscribe to one of our products or services, we will also ask for payment details. Credit/debit card payments are processed using a third party supplier and we do not retain the credit card data (see the Third Party Sites of this Privacy Notice). Address details may be shared with third party service providers engaged by us for order fulfilment, delivery and payment collection. This personal data is used by us to complete subscription requests.

  • Events & Conferences

    If you have registered for an event through a group website we may collect personal data including: name, job title, company, address, telephone number and email.

    This information is necessary so that we can complete your registration for the event and provide you with relevant event materials.

    We may also provide delegate details (e.g. name, email) to event sponsors who, subject to your consent, may contact you for their own advertising and marketing purposes.

  • Advertising & Marketing

    We use the personal data you provide us and which we collect from you to inform you about similar products and services which we provide. We may send you marketing communications that are sponsored by our partners and which are targeted to your interests based on information you have provided us such as job title, employer and/or industry. If you have consented to receive information from other Euromoney group companies, we may share your personal data with these companies so that they can fulfil your request to receive marketing materials in accordance with your preferences. We will not share your personal data with any third parties for their own marketing purposes unless you have provided your consent.

    Each of the Euromoney group companies that may contact you is a data controller in relation to the personal data that you have agreed to share with them. If you have any questions or concerns, you may contact the individual company, or us – using the contact details set out in the “Who We Are” section.

    You can opt out from receiving such materials at any time.

    The personal data we may use for advertising and marketing purposes includes your name, email address, job title, phone number, company name/employer, geo location, postal address and data collected using cookies and other similar technology (Please read our separate Cookies Policy to find out more about which cookies we use, how they work and how you can control your cookie options).

    Marketing materials are sent electronically, by post and we may occasionally call you.

  • Online Targeted Advertising

    We use targeted advertising on our websites to display advertisements that are relevant to what we believe are your interests. In order to deliver relevant advertisements, we use third parties to deliver cookies that collect information about your IP address and how you interact with our sites (e.g. browsing information, which articles you have read etc.). This data is used by the third parties to determine which advertisements may be of interest to you.

    We may also share your personal data with third parties to deliver targeted advertising to you on other websites (e.g. Twitter Tailored Audiences or Facebook Custom Audiences). This could include your email address, cookie data, and information obtained from third parties. Third party cookies may also be used to enable us to target advertisements to you on other websites that you visit.

  • Lead Generation and Scoring

    We occasionally use the services of trusted third parties in order to ensure that the personal data we use for advertising and marketing purposes is accurate and up-to-date. To do this, we transfer personal data of individual leads (such as name, email, job title, location and phone number) to these third parties who conduct research to verify the data – primarily against public information.

    We also use algorithmic software technology to help us improve the quality and relevance of marketing activities. The personal data analysed by the software includes email address, phone number, job title, address, purchase history and account information. This allows us to provide meaningful offers that are relevant to your specific profile.

  • Surveys, Market Research & Customer Feedback

    We want to understand the needs of our readers and customers. We may therefore use the information you provide us – including your name and contact details – to contact you to request your feedback, or to participate in our customer and market research.

  • Public forums, message boards and blogs

    Some of the pages on our group websites may include message boards, blogs or other facilities for generating content from users. Any information that is disclosed in these areas becomes public information and you should always be careful when deciding to post any personal data. User generated content is also subject to our site Terms & Conditions.

  • Business or Asset Sale

    If we sell a business or assets we may need to disclose your personal data to the prospective buyer of such business or assets.

    If Euromoney, or any of our group companies is sold or sells our assets or is acquired by a third party, then personal data about our customers will be acquired by that third party. A transfer of your personal data in these circumstances would be necessary so that the services you have contracted for can still be delivered, or so that you can continue to enjoy the benefits of our free products and services. You will receive notice if a new controller assumes responsibility for your personal data.

  • Additional Third Party Disclosures

    We may disclose your personal data to other third parties in the following situations:

    • To third party partners who help us by providing services such as technology, marketing, advisory or other services. These third parties only receive encrypted data and may only process personal data to provide those services to us.
    • Where we are required by law or regulation to do so. In each case we will seek, where practicable, to minimise the amount of data that is disclosed.
    • If required to protect the rights and interests of other users and/or Euromoney and its affiliates (including our employees, agents and contractors), or as otherwise set out in our Terms & Conditions. This may include exchanging information with other companies and organisations for the purposes of fraud protection.
  • Email Tracking

    We may include small pixel tags (small image files) within the emails we send you in order to determine whether our emails are opened and/or whether the hyperlinks inside our emails are clicked through. We may also collect browser, location and the device used to engage with our email communications. This information allows us to better understand whether we are meeting our users’ needs and how we can improve our communications. No other information is collected. You can opt out of receiving our direct marketing emails either by following the instructions in each email, or by contacting us (see the “Who We Are” section of this Privacy Notice).

International Transfers

Some of the Euromoney group companies are based outside the European Economic Area (EEA). If you have consented to being contacted by our group companies, then the transfer of your personal data will be made according to the terms of an international data sharing agreement that contains obligations approved by European data protection regulators. Any of our group companies that receive your personal data will be co-controllers of that data, which means they may determine how they process your personal data – although they may only use it for the purposes for which it was shared, unless you are informed of new or additional processing activities.

We may also transfer personal data to third party service providers as described in this Privacy Notice which are located outside the EEA. Where we conduct these transfers, we take all steps necessary to ensure that your data is treated securely and in accordance with applicable privacy legislation, either by only sending your personal data to jurisdictions that provide an adequate degree of legal protection for your data or by imposing approved contractual terms on these third parties.

Retention Periods

We have a data retention policy that ensures we don’t use or store your personal data for longer than necessary. We consider the following issues to determine retention periods:

  • Guidance from the UK Information Commissioner or other regulatory agency, or industry best practice recommendations;
  • The business rationale for collection and expiry of the purpose for which personal data was collected;
  • Our ongoing ability to ensure the accuracy of the data; and
  • Legal and regulatory requirements.

We may occasionally need to keep personal data for either shorter or longer periods than specified in our retention policy. In such circumstances, application of the retention period to the data will be temporarily suspended. The suspension of an applicable retention period will be carried out in a manner that respects the rights and interests of all persons concerned.

How You Can Set Your Data & Privacy Preferences

You can use our Preference Centre to select the topics that are of interest to you so that we can send you publications and information about our products and services that are especially relevant to you. You can also choose the channels we use to contact you (email, phone, post, etc.) and can also opt-out of receiving marketing communications.

Your Rights

You have certain rights in relation to your personal data which include the following:

  • Access & Portability

    You may request access to any personal data of yours for which Euromoney is responsible as controller. Unless there are legal or regulatory reasons for not doing so, we will confirm whether we process any of your personal data and if we do, we will provide you with the following information: the purposes of the processing, the categories of personal data, any recipients of your personal data, the applicable retention period and the data source. Copies of your personal data will be made available to you in a structured, machine-readable format.

    You may also request that we transfer the personal data that you have submitted to us, to another controller, where it is technically feasible for us to do so.

    If you have consented to our processing of your personal data, or if we are processing your personal data in order to fulfil our contractual obligations to you, then you can submit a request that we transfer your personal data to another data controller.

  • Rectification, Restriction, Objection

    You have the right to request that Euromoney rectify any errors in the personal data that we process. In some circumstances, you may also be able to ask for the erasure of personal data, and/or request that the processing of your personal data be restricted. You may also object to the processing of your personal data for sales or marketing purposes.

  • How to Exercise Your Rights

    To exercise any of these rights, please contact us by post or email at the following addresses:

    Euromoney Institutional Investor PLC
    8 Bouverie Street
    London, EC4Y 8AX
    United Kingdom


    Web form: Complete Subject Data Request Form

    We may need to check your identity prior to processing a request.

    Euromoney will do our best to respond to any questions and address any of your concerns. You are also able to register any complaints regarding the processing of your personal data directly with the UK Information Commissioner.

Protecting Your Data

Euromoney is committed to keeping your personal data secure and we will take appropriate technical and organisational measures to protect your personal data from loss, unauthorised use, disclosure or destruction. Although we do our best to protect your personal data, we cannot guarantee that any transmission of data is without risk. We have therefore implemented information security policies and rules, staff training on information security, and technical measures to ensure the integrity of data that we have under our control.

All our employees, contractors and data processors (i.e. those third parties that process personal data on our behalf) are required to keep such data confidential and not to use it for any purpose other than the performance of services we have requested.

Third Party Sites

Our site may contain links to other websites – including, for example, providers of payment processing services. Euromoney is not responsible for the privacy and data collection practices of third party sites and we therefore recommend that you review the privacy policies and terms of service of each site you visit.

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