Macquarie (MQG) is a diversified financial group providing clients with asset management and finance, banking, advisory and risk and capital solutions across debt, equity and commodities. Operating globally with offices in many of the world's major financial centers, Macquarie promotes innovation and entrepreneurial drive within a strong risk management framework, contributing to the organization’s 48-year record of unbroken profitability. Commodities and Global Markets (CG
Macquarie (MQG) is a diversified financial group providing clients with asset management and finance, banking, advisory and risk and capital solutions across debt, equity and commodities. Operating globally with offices in many of the world's major financial centers, Macquarie promotes innovation and entrepreneurial drive within a strong risk management framework, contributing to the organization’s 48-year record of unbroken profitability.
Commodities and Global Markets (CGM) provides clients with an integrated, end-to-end offering across global markets including equities, fixed income, foreign exchange, commodities and credit. The platform covers more than 25 markets and over 160 products, and has evolved over more than three decades to provide clients with access to markets, financing, financial hedging and physical execution.
The Credit Markets Division (CMD) was established within CGM in 2008, and is focused providing funding, capital and structuring solutions to originators and investors creating and investing in credit assets. The division’s experience lies in the residential mortgage, consumer loan, student loan, small business, green energy, and receivables spaces, in both performing and non-performing debt.
DBRS is an independent, privately held, globally recognized credit ratings agency with offices in Toronto, New York, Chicago, London and Frankfurt. We strive to differentiate ourselves from competitors through a more pragmatic rather than mechanistic approach, in-depth research and unequalled mandate execution. Founded in 1976, we are a rapidly growing, international ratings agency with deep roots in Canada. Our four decades' experience and strong track record provide the foundation for us to se
DBRS is an independent, privately held, globally recognized credit ratings agency with offices in Toronto, New York, Chicago, London and Frankfurt. We strive to differentiate ourselves from competitors through a more pragmatic rather than mechanistic approach, in-depth research and unequalled mandate execution.
Founded in 1976, we are a rapidly growing, international ratings agency with deep roots in Canada. Our four decades' experience and strong track record provide the foundation for us to seek out new opportunities and to make targeted investments that align with our core ratings operations. We do not seek to achieve scale in all markets, but when we choose to enter a new market, we strive to become a leading player known for trusted ratings, opinions and products.
Our approach and our size as the world's fourth-largest ratings agency allow us to be nimble enough to respond to customers' needs in their local markets but large enough to provide the necessary expertise and resources they require. We build meaningful relationships, which contribute to a convincing value proposition for investors and issuers to choose us as a globally accepted alternative to other ratings agencies.
Bingham’s Structured Transaction Group is now part of Morgan Lewis and is widely recognized as the leading practice in structured finance — an industry thought leader with extensive execution experience and market knowledge supported by a highly respected array of global financial services. We have represented more issuers and underwriters combined in offerings of ABS/MBS than any other law firm in the U.S. in the past five years, according to Asset-Backed Alert and Thomson Financial. Our practi
Bingham’s Structured Transaction Group is now part of Morgan Lewis and is widely recognized as the leading practice in structured finance — an industry thought leader with extensive execution experience and market knowledge supported by a highly respected array of global financial services. We have represented more issuers and underwriters combined in offerings of ABS/MBS than any other law firm in the U.S. in the past five years, according to Asset-Backed Alert and Thomson Financial. Our practice once again topped the securitization league tables, named Top Underwriter and Issuer Counsel for US ABS/MBS in 2013, by Asset-Backed Alert. Our lawyers have been key players in structured markets since their inception. While at Bingham, we were named 2013, 2014 and 2015 “Law Firm of the Year” in Securitization and Structured Finance according to U.S. News/Best Lawyers. Our Capital Markets team enjoys Band 1 ranking in Chambers USA: America’s Leading Lawyers for Business and recommended for both client service and commercial awareness. We closely monitor developments in the legislative and regulatory arenas to help clients hone their financial strategies. We are known for our work in: Asset classes such as auto loans and leases, student loans, dealer floor plan receivables, equipment contracts, credit cards, trade receivables, RMBS, CMBS, SBA and other government agency programs CLOs, CDOs and structured products, and derivatives referencing them Mortgage finance: buying and selling of loan portfolios and master servicing rights, servicer advance facilities, whole loan trading, re-REMICS, acquisition financing, and securitization of non-performing loans Sophisticated structured financings of financial assets and illiquid assets through conduits, repurchase agreements, total return swaps and credit-linked notes Esoteric assets: insurance, energy, whole business, IP, life settlements, premium finance loans, annuities, patent and trademark license royalties, trade receivables, lottery receivables, structured settlements, solar leases, power purchase agreements and PACE Bonds Acquisitions and disposition of financial assets and loan origination and servicing platforms Our clients include banks, hedge funds, captive auto finance companies, private equity funds, asset managers, specialty finance companies and mortgage servicing companies. Morgan Lewis has nearly 2,000 lawyers operating from 28 offices in the United States, Europe, Asia, and the Middle East. We provide capabilities across a comprehensive spectrum of services and industries, touching on virtually every aspect of corporate, financial, and asset management operations.
Biz2Credit is widely recognized as the #1 online resource for working capital, commercial real estate and other funding options in the U.S. Biz2Credit has matched thousands of small business owners with more than $2 billion in loans and other funding products over the last decade. Biz2Credit has experience working with merchants that have great credit, as well as those who have poor credit or little or no credit history at all. Biz2Credit has a vast network of lending partners that include big b
Biz2Credit is widely recognized as the #1 online resource for working capital, commercial real estate and other funding options in the U.S.
Biz2Credit has matched thousands of small business owners with more than $2 billion in loans and other funding products over the last decade. Biz2Credit has experience working with merchants that have great credit, as well as those who have poor credit or little or no credit history at all.
Biz2Credit has a vast network of lending partners that include big banks, community banks, institutional investors, alternative funders, credit unions, CDFIs, and other financial institutions. Applications are quick and easy to complete - in less than four minutes.
At Chapman and Cutler, we have an industry-leading asset securitization and structured finance practice focused on helping clients finance a broad range of financial assets. Our attorneys have a deep understanding of the nuances and complexities of executing highly sophisticated financing transactions in a rapidly changing marketplace. We are dedicated to bringing creative, practical, and efficient solutions to our clients' asset-based financing needs in the U.S. and abroad.
Clifford Chance US LLP is a full-service firm with a global platform that allows it to combine top-quality US expertise with leading practices across jurisdictions worldwide, including key financial centers. Working from offices in New York and Washington, DC, our lawyers focus on the core areas of commercial activity, including capital markets; corporate and M&A; banking and finance; real estate; tax, pensions and employment; and litigation and dispute resolution. Our US Structured F
Clifford Chance US LLP is a full-service firm with a global platform that allows it to combine top-quality US expertise with leading practices across jurisdictions worldwide, including key financial centers. Working from offices in New York and Washington, DC, our lawyers focus on the core areas of commercial activity, including capital markets; corporate and M&A; banking and finance; real estate; tax, pensions and employment; and litigation and dispute resolution.
Our US Structured Finance Group comprises more than 30 attorneys who specialize in structured finance, securitization, real estate and structured funds. The team earns top recognition for its ability to deliver cutting-edge solutions, and our collaborative approach ensures that we always put clients first. The team was recently recognized as RMBS Law Firm of the Year by GlobalCapital. Being fully integrated with Clifford Chance's International Structured Debt Group, as well as our Global Funds Group, the US team is uniquely positioned to provide superior legal and business counsel, where and when our clients need it.
Duff & Phelps is the premier global valuation and corporate finance advisor with expertise in complex valuation, disputes and investigations, M&A, real estate, restructuring, and compliance and regulatory consulting. Our clients include publicly traded and privately held companies, law firms, government entities and investment organizations such as private equity firms and hedge funds. We also advise the world’s leading standard setting bodies on valuation issues and best practices
Duff & Phelps is the premier global valuation and corporate finance advisor with expertise in complex valuation, disputes and investigations, M&A, real estate, restructuring, and compliance and regulatory consulting. Our clients include publicly traded and privately held companies, law firms, government entities and investment organizations such as private equity firms and hedge funds. We also advise the world’s leading standard setting bodies on valuation issues and best practices. Duff & Phelps’ more than 2,000 professionals are located in over 70 offices in 20 countries around the world.
KBRA is a global full service rating agency whose mission is to set a standard of excellence and integrity. Established in 2010, KBRA set forth an effort to restore trust in credit ratings by creating new standards for assessing risk and by offering accurate and transparent ratings. KBRA provides market participants with an alternative solution by delivering timely and in-depth research across various sectors. KBRA has over 275 employees and offices across the United States, located in New York,
KBRA is a global full service rating agency whose mission is to set a standard of excellence and integrity. Established in 2010, KBRA set forth an effort to restore trust in credit ratings by creating new standards for assessing risk and by offering accurate and transparent ratings. KBRA provides market participants with an alternative solution by delivering timely and in-depth research across various sectors. KBRA has over 275 employees and offices across the United States, located in New York, Pennsylvania, and Maryland, and has published over 9,000 ratings totaling $775 billion. KBRA Europe’s team in Dublin, Ireland looks forward to providing the same standard of excellence and integrity in European credit ratings. KBRA strives to provide the investment community with the products and tools needed to make informed investment decisions.
Manatt is a multidisciplinary, integrated national professional services firm known for quality and an extraordinary commitment to clients. We are keenly focused on specific industry sectors, providing legal and consulting capabilities at the very highest levels to achieve our clients’ business objectives. Manatt has deep experience across a broad array of banking and financial services areas. We’re here to help you ride the tide of new technologies and changing regulations and cons
Manatt is a multidisciplinary, integrated national professional services firm known for quality and an extraordinary commitment to clients. We are keenly focused on specific industry sectors, providing legal and consulting capabilities at the very highest levels to achieve our clients’ business objectives.
Manatt has deep experience across a broad array of banking and financial services areas. We’re here to help you ride the tide of new technologies and changing regulations and consumer behavior. We have built one of the largest and most comprehensive financial services practices in the United States, focusing on regulatory and compliance matters, financial transactions, examinations, enforcement and litigation. And as innovation has entered the marketplace, our lawyers have continued to move with it.
In just a few years, as the marketplace lending industry has become a multibillion-dollar global alternative lending sector, our lawyers have become recognized thought leaders in the digital finance space. We work with platforms, investors and service providers—small and large—to provide comprehensive solutions tailored to align with specific business objectives and market constraints. Our lawyers and professionals know the legal and regulatory traps and can help you navigate your business in a cost-effective manner.
The SALT Lending platform is a great option if you want or need to make real-world expenditures, but don’t want to lose the potential gains from your digital currency holdings. SALT works to solve a major problem of blockchain assets – illiquidity. By opening up this entirely new form of loans, SALT brings more liquidity to the market. The platform is open to all tiers of borrowers looking to take advantage of this groundbreaking service further bringing together the worlds of crypto and traditi
The SALT Lending platform is a great option if you want or need to make real-world expenditures, but don’t want to lose the potential gains from your digital currency holdings. SALT works to solve a major problem of blockchain assets – illiquidity. By opening up this entirely new form of loans, SALT brings more liquidity to the market. The platform is open to all tiers of borrowers looking to take advantage of this groundbreaking service further bringing together the worlds of crypto and traditional finance.
Nearwater Capital is a leading specialty finance company focused on providing risk retention financing to securitization sponsors for compliance with Dodd-Frank requirements. We have an extensive background in structured finance and work with a wide array of sponsors across multiple asset classes. For additional information, visit https://www.nearwatercapital.com/.
We are a global network of professionals in the finance and alternative investment industries working together to empower women at every stage of their careers. Through peer engagement, philanthropic, and educational initiatives, our more than 15,000 members are making connections and creating opportunities that help to advance careers and strengthen our field.
GlobalCapital is a leading news, opinion and data service for people and institutions using and working in the international capital markets. It provides you with clearly-voiced, lively coverage of key markets based on the comments of those who work in them, together with a wealth of transaction data and archive material. Whether you wish to pick up the pulse of your market, to research in detail an issuer, intermediary or asset class in a particular sector, or to check out how your institution
GlobalCapital is a leading news, opinion and data service for people and institutions using and working in the international capital markets. It provides you with clearly-voiced, lively coverage of key markets based on the comments of those who work in them, together with a wealth of transaction data and archive material. Whether you wish to pick up the pulse of your market, to research in detail an issuer, intermediary or asset class in a particular sector, or to check out how your institution is performing relative to its peers, our service is for you.
GlobalCapital descends directly from EuroWeek (“the voice of the markets”), which has been covering new issues in primary markets for 26 years. Joining the platform are also several key capital markets publications from the Euromoney Institutional Investor Group: Asiamoney, Total Securitization and Derivatives Week. GlobalCapital also sees the introduction of a brand new service on the internationalisation of the RMB.
The combination of these elements on state-of-the-art new web technology provides a device-neutral, flexible global news and data service where relevant related articles and data are a click away.
GlobalCapital.com delivers daily services dedicated to the following key market sectors: FIG/Bank Finance including Covered Bonds, Corporate Bonds, Syndicated Loans, Equity, Leveraged Finance, Sovereign and Supranational and Agency Bonds (SSA), SRI/Green Bonds, Global Emerging Markets, Securitization, Asia Pacific Markets, Derivatives, and Offshore RMB. The service comes with sector specific priced deals data sets, league tables, deal pipelines and people moves.
Ask a Lender is a unique online platform that helps borrowers connect with lenders directly while protecting their personal information. Ask a Lender provides unprecedented lender searches and educational resources required to Borrow Wisely®.
Securitization professionals rely on each weekly issue of Asset-Backed Alert for its hard-to-get news and statistics on asset-backed and mortgage-backed securitization activities throughout the world. The newsletter's coverage takes a forward-looking approach, routinely tipping off subscribers to emerging risks and opportunities in securitization. To start your free-trial subscription, call 201-659-1700 or visit www.ABAlert.com.
The BayPay Forum, a Silicon Valley-based international network composed of over 14,000 payment and commerce executives, entrepreneurs and investors from thousands of different companies, serves as a forum to connect members in identifying and understanding the emerging trends and innovations in the industry. More details here: https://www.baypayforum.com/
Fintech Finance works with prominent executives in the industry to provide key decision-makers globally within the foremost financial services organizations with consistent and accurate intelligence on emerging trends, breakthrough technologies and stimulating developments, helping them to make informed decisions. At Fintech Finance, we produce monthly video episodes looking at range of topics within financial services, as well as attending some of the most prominent events within the sector.
Fintech Finance works with prominent executives in the industry to provide key decision-makers globally within the foremost financial services organizations with consistent and accurate intelligence on emerging trends, breakthrough technologies and stimulating developments, helping them to make informed decisions. At Fintech Finance, we produce monthly video episodes looking at range of topics within financial services, as well as attending some of the most prominent events within the sector.
News & event coverage relating to FinTech, Marketplace Lending and Real Estate Launched in 2014, FinTechSauce is focused on sharing news about the FinTech, marketplace lending/online lending and real estate industries, including events that cover those topics.
Scotsman Guide is the leading media provider for the residential and commercial mortgage-origination industry. Our award-winning monthly magazines, lender search, online news and Scotsman Guide Community are free for qualified mortgage professionals.
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This Privacy Notice was updated on 23 May 2018
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We may also provide delegate details (e.g. name, email) to event sponsors who, subject to your consent, may contact you for their own advertising and marketing purposes.
Advertising & Marketing
We use the personal data you provide us and which we collect from you to inform you about similar products and services which we provide. We may send you marketing communications that are sponsored by our partners and which are targeted to your interests based on information you have provided us such as job title, employer and/or industry. If you have consented to receive information from other Euromoney group companies, we may share your personal data with these companies so that they can fulfil your request to receive marketing materials in accordance with your preferences. We will not share your personal data with any third parties for their own marketing purposes unless you have provided your consent.
Each of the Euromoney group companies that may contact you is a data controller in relation to the personal data that you have agreed to share with them. If you have any questions or concerns, you may contact the individual company, or us – using the contact details set out in the “Who We Are” section.
You can opt out from receiving such materials at any time.
The personal data we may use for advertising and marketing purposes includes your name, email address, job title, phone number, company name/employer, geo location, postal address and data collected using cookies and other similar technology (Please read our separate Cookies Policy to find out more about which cookies we use, how they work and how you can control your cookie options).
Marketing materials are sent electronically, by post and we may occasionally call you.
Online Targeted Advertising
We use targeted advertising on our websites to display advertisements that are relevant to what we believe are your interests. In order to deliver relevant advertisements, we use third parties to deliver cookies that collect information about your IP address and how you interact with our sites (e.g. browsing information, which articles you have read etc.). This data is used by the third parties to determine which advertisements may be of interest to you.
We may also share your personal data with third parties to deliver targeted advertising to you on other websites (e.g. Twitter Tailored Audiences or Facebook Custom Audiences). This could include your email address, cookie data, and information obtained from third parties. Third party cookies may also be used to enable us to target advertisements to you on other websites that you visit.
Lead Generation and Scoring
We occasionally use the services of trusted third parties in order to ensure that the personal data we use for advertising and marketing purposes is accurate and up-to-date. To do this, we transfer personal data of individual leads (such as name, email, job title, location and phone number) to these third parties who conduct research to verify the data – primarily against public information.
We also use algorithmic software technology to help us improve the quality and relevance of marketing activities. The personal data analysed by the software includes email address, phone number, job title, address, purchase history and account information. This allows us to provide meaningful offers that are relevant to your specific profile.
Surveys, Market Research & Customer Feedback
We want to understand the needs of our readers and customers. We may therefore use the information you provide us – including your name and contact details – to contact you to request your feedback, or to participate in our customer and market research.
Public forums, message boards and blogs
Some of the pages on our group websites may include message boards, blogs or other facilities for generating content from users. Any information that is disclosed in these areas becomes public information and you should always be careful when deciding to post any personal data. User generated content is also subject to our site Terms & Conditions.
Business or Asset Sale
If we sell a business or assets we may need to disclose your personal data to the prospective buyer of such business or assets.
If Euromoney, or any of our group companies is sold or sells our assets or is acquired by a third party, then personal data about our customers will be acquired by that third party. A transfer of your personal data in these circumstances would be necessary so that the services you have contracted for can still be delivered, or so that you can continue to enjoy the benefits of our free products and services. You will receive notice if a new controller assumes responsibility for your personal data.
Additional Third Party Disclosures
We may disclose your personal data to other third parties in the following situations:
- To third party partners who help us by providing services such as technology, marketing, advisory or other services. These third parties only receive encrypted data and may only process personal data to provide those services to us.
- Where we are required by law or regulation to do so. In each case we will seek, where practicable, to minimise the amount of data that is disclosed.
- If required to protect the rights and interests of other users and/or Euromoney and its affiliates (including our employees, agents and contractors), or as otherwise set out in our Terms & Conditions. This may include exchanging information with other companies and organisations for the purposes of fraud protection.
We may include small pixel tags (small image files) within the emails we send you in order to determine whether our emails are opened and/or whether the hyperlinks inside our emails are clicked through. We may also collect browser, location and the device used to engage with our email communications. This information allows us to better understand whether we are meeting our users’ needs and how we can improve our communications. No other information is collected. You can opt out of receiving our direct marketing emails either by following the instructions in each email, or by contacting us (see the “Who We Are” section of this Privacy Notice).
Some of the Euromoney group companies are based outside the European Economic Area (EEA). If you have consented to being contacted by our group companies, then the transfer of your personal data will be made according to the terms of an international data sharing agreement that contains obligations approved by European data protection regulators. Any of our group companies that receive your personal data will be co-controllers of that data, which means they may determine how they process your personal data – although they may only use it for the purposes for which it was shared, unless you are informed of new or additional processing activities.
We may also transfer personal data to third party service providers as described in this Privacy Notice which are located outside the EEA. Where we conduct these transfers, we take all steps necessary to ensure that your data is treated securely and in accordance with applicable privacy legislation, either by only sending your personal data to jurisdictions that provide an adequate degree of legal protection for your data or by imposing approved contractual terms on these third parties.
We have a data retention policy that ensures we don’t use or store your personal data for longer than necessary. We consider the following issues to determine retention periods:
- Guidance from the UK Information Commissioner or other regulatory agency, or industry best practice recommendations;
- The business rationale for collection and expiry of the purpose for which personal data was collected;
- Our ongoing ability to ensure the accuracy of the data; and
- Legal and regulatory requirements.
We may occasionally need to keep personal data for either shorter or longer periods than specified in our retention policy. In such circumstances, application of the retention period to the data will be temporarily suspended. The suspension of an applicable retention period will be carried out in a manner that respects the rights and interests of all persons concerned.
You can use our Preference Centre to select the topics that are of interest to you so that we can send you publications and information about our products and services that are especially relevant to you. You can also choose the channels we use to contact you (email, phone, post, etc.) and can also opt-out of receiving marketing communications.
You have certain rights in relation to your personal data which include the following:
Access & Portability
You may request access to any personal data of yours for which Euromoney is responsible as controller. Unless there are legal or regulatory reasons for not doing so, we will confirm whether we process any of your personal data and if we do, we will provide you with the following information: the purposes of the processing, the categories of personal data, any recipients of your personal data, the applicable retention period and the data source. Copies of your personal data will be made available to you in a structured, machine-readable format.
You may also request that we transfer the personal data that you have submitted to us, to another controller, where it is technically feasible for us to do so.
If you have consented to our processing of your personal data, or if we are processing your personal data in order to fulfil our contractual obligations to you, then you can submit a request that we transfer your personal data to another data controller.
Rectification, Restriction, Objection
You have the right to request that Euromoney rectify any errors in the personal data that we process. In some circumstances, you may also be able to ask for the erasure of personal data, and/or request that the processing of your personal data be restricted. You may also object to the processing of your personal data for sales or marketing purposes.
How to Exercise Your Rights
To exercise any of these rights, please contact us by post or email at the following addresses:
Euromoney Institutional Investor PLC
8 Bouverie Street
London, EC4Y 8AX
Web form: Complete Subject Data Request Form
We may need to check your identity prior to processing a request.
Euromoney will do our best to respond to any questions and address any of your concerns. You are also able to register any complaints regarding the processing of your personal data directly with the UK Information Commissioner.
Euromoney is committed to keeping your personal data secure and we will take appropriate technical and organisational measures to protect your personal data from loss, unauthorised use, disclosure or destruction. Although we do our best to protect your personal data, we cannot guarantee that any transmission of data is without risk. We have therefore implemented information security policies and rules, staff training on information security, and technical measures to ensure the integrity of data that we have under our control.
All our employees, contractors and data processors (i.e. those third parties that process personal data on our behalf) are required to keep such data confidential and not to use it for any purpose other than the performance of services we have requested.
Our site may contain links to other websites – including, for example, providers of payment processing services. Euromoney is not responsible for the privacy and data collection practices of third party sites and we therefore recommend that you review the privacy policies and terms of service of each site you visit.
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