Since 1948, Chiomenti is a leading Italian law firm characterised by an international outlook, with offices in Rome, Milan, London, Brussels, New York, Beijing, Shanghai and Hong Kong. Chiomenti represents the interests of the clients in the truly important issues and it is committed to a constant evolution of its organisation and its competencies in order to do so even better in the future. The Firm offers to the clients the skills and experiences of extraordinary value in order to assist Ita
Since 1948, Chiomenti is a leading Italian law firm characterised by an international outlook, with offices in Rome, Milan, London, Brussels, New York, Beijing, Shanghai and Hong Kong.
Chiomenti represents the interests of the clients in the truly important issues and it is committed to a constant evolution of its organisation and its competencies in order to do so even better in the future.
The Firm offers to the clients the skills and experiences of extraordinary value in order to assist Italian and international business leaders at all times.
The quality of the assistance provided by Chiomenti is consistent with the list of the operations and interventions of its clients and it contributes to the growth of client enterprises and institutions.
Among its clients Chiomenti counts the leading Italian and international industrial, banking, insurance and financial groups, and assists the State, local public administrations, as well as foreign governments and public agencies, organised markets and international organisations
Quality that is also confirmed by the recognition the firm has received and by the public rankings by analysts of the sector such as Chambers & Partners, The Legal 500 and IFLR1000, which assign Chiomenti and its professionals a position of absolute pre-eminence.
Societe Generale is one of the leading European financial services groups. Based on a diversified and integrated banking model, the Group combines financial strength and proven expertise in innovation with a strategy of sustainable growth, aiming to be the trusted partner for its clients, committed to the positive transformations of society and the economy. Active in the real economy for over 150 years, with a solid position in Europe and connected to the rest of the world, Societe Generale has
Societe Generale is one of the leading European financial services groups. Based on a diversified and integrated banking model, the Group combines financial strength and proven expertise in innovation with a strategy of sustainable growth, aiming to be the trusted partner for its clients, committed to the positive transformations of society and the economy. Active in the real economy for over 150 years, with a solid position in Europe and connected to the rest of the world, Societe Generale has over 147,000 members of staff in 67 countries and supports on a daily basis 31 million individual clients, businesses and institutional investors around the world by offering a wide range of advisory services and tailored financial solutions. The Group is built on three complementary core businesses:
French Retail Banking, which encompasses the Societe Generale, Crédit du Nord and Boursorama brands. Each offers a full range of financial services with omnichannel products at the cutting edge of digital innovation;
International Retail Banking, Insurance and Financial Services to Corporates, with networks in Africa, Russia, Central and Eastern Europe and specialised businesses that are leaders in their markets;
Global Banking and Investor Solutions, which offers recognised expertise, key international locations and integrated solutions.
130 Servicing is on the field of securitization transactions since 2000 by proactively exploring and applying the opportunities offered by continuous regulator. Since the date of the authorization by the Bank of Italy, 130 received mandates for approximately 1916 portfolio purchases. The group holds various roles in more than 220 securitization transactions. The assets of the managed portfolios include performing loans, non-performing loans, various types of UTP, trade receivables, recei
130 Servicing is on the field of securitization transactions since 2000 by proactively exploring and applying the opportunities offered by continuous regulator.
Since the date of the authorization by the Bank of Italy, 130 received mandates for approximately 1916 portfolio purchases. The group holds various roles in more than 220 securitization transactions.
The assets of the managed portfolios include performing loans, non-performing loans, various types of UTP, trade receivables, receivables from the public administration, bonds and other assets
130 is able to understand the needs of customers and to provide ad hoc solutions quickly and efficiently. The Company has a modular and flexible IT platform, equipped with advanced functions that are effective in all steps of the securitization management process.
130 does not limit their liability to only willful misconduct and gross negligence and assumes all forms of responsibility in the context of the accomplished activity; the group wants their customers to be satisfied with services. 130 promotes exclusive relationships with customers.
The company knows the needs, quality standards and operational constraints of originators, arrangers and investors.
DBRS Morningstar is a full-service global credit ratings business with approximately 700 employees around the world. We’re a market leader in Canada, and in multiple asset classes across the U.S. and Europe. We rate more than 3,000 issuers and nearly 60,000 securities worldwide, providing independent credit ratings for financial institutions, corporate and sovereign entities, and structured finance products and instruments. Market innovators choose to work with us because of our agility, trans
DBRS Morningstar is a full-service global credit ratings business with approximately 700 employees around the world. We’re a market leader in Canada, and in multiple asset classes across the U.S. and Europe.
We rate more than 3,000 issuers and nearly 60,000 securities worldwide, providing independent credit ratings for financial institutions, corporate and sovereign entities, and structured finance products and instruments. Market innovators choose to work with us because of our agility, transparency, and tech-forward approach.
DBRS Morningstar is empowering investor success as the go-to source for independent credit ratings. And we are bringing transparency, responsiveness, and leading-edge technology to the industry.
That’s why DBRS Morningstar is the next generation of credit ratings.
Learn more at dbrsmorningstar.com.
Gardant S.p.A. is the parent company of the Gardant Group, established in 2021 as spin-off from Credito Fondiario of its credit servicing and credit investment activities. The Gardant Group is a leader in the credit management sector in Italy with over €45 bn of credit under management and with a track record of over €1.2 bn of direct investment (purchase price) in Italian non performing or illiquid exposures. Gardant, with 6 offices across Italy and over 340 employees, has a unique business m
Gardant S.p.A. is the parent company of the Gardant Group, established in 2021 as spin-off from Credito Fondiario of its credit servicing and credit investment activities.
The Gardant Group is a leader in the credit management sector in Italy with over €45 bn of credit under management and with a track record of over €1.2 bn of direct investment (purchase price) in Italian non performing or illiquid exposures.
Gardant, with 6 offices across Italy and over 340 employees, has a unique business model, acting both as debt master & special servicer and as investor, via its fully-owned fund management company.
Gardant operates and transacts across all credit asset classes, including banking and leasing loans, unlikely-to-pay and non performing loans, serving as clients both banks and investors.
Over the years, Gardant has built a state-of-the-art impaired loans management platform, developed on industry professionals, cutting-edge IT and organisational tools, and a constructive and structured approach. The platform is independently rated by Fitch and S&P, both as Master and as Special Servicer.
The Group offers its clients high value-added services in deal origination, underwriting, portfolio management and capital markets, with a team of senior professionals and a vertically integrated approach.
S&P Global Ratings, a division of S&P Global Inc. (NYSE: SPGI), is a leading provider of credit ratings. Our ratings are essential to driving growth, providing transparency and helping educate market participants so they can make decisions with confidence. With more than 1.1 million credit ratings outstanding, approximately 1,400 credit analysts and a presence in 28 countries, we offer a unique combination of global coverage and local insight. We provide our opinions and research about relative
S&P Global Ratings, a division of S&P Global Inc. (NYSE: SPGI), is a leading provider of credit ratings. Our ratings are essential to driving growth, providing transparency and helping educate market participants so they can make decisions with confidence. With more than 1.1 million credit ratings outstanding, approximately 1,400 credit analysts and a presence in 28 countries, we offer a unique combination of global coverage and local insight. We provide our opinions and research about relative credit risk; market participants gain information to help support the growth of transparent, liquid debt markets worldwide. Learn more at www.spglobal.com/ratings.
European DataWarehouse (EDW) is a Securitisation Repository designated by both the European Securities and Markets Authority (ESMA)and the Financial Conduct Authority (FCA). It was established in 2012 as the first Securitisation Repository in Europe to facilitate the collection, validation, and download of standardised loan-level data for Asset-Backed Securities and private whole loan portfolios. EDW stores loan-level data and corresponding documentation for investors and other market participan
European DataWarehouse (EDW) is a Securitisation Repository designated by both the European Securities and Markets Authority (ESMA)and the Financial Conduct Authority (FCA). It was established in 2012 as the first Securitisation Repository in Europe to facilitate the collection, validation, and download of standardised loan-level data for Asset-Backed Securities and private whole loan portfolios.
EDW stores loan-level data and corresponding documentation for investors and other market participants. Operating as a market infrastructure, EDW aims to increase transparency and restore confidence in the ABS market. Through EDW's data, users can analyse underlying portfolios in a more efficient way and compare portfolios on a systematic basis.
Since its inception as part of the European Central Bank’s Loan-Level Initiative, EDW has collected over 3 billion loan records and relevant documentation for more than 1,600 transactions.
FINSIGHT is the technology company behind 3 leading platforms in US ABS: 1) Finsight.com: a free new issue pricing deal database for US ABS 2) Deal Roadshow: the leading electronic roadshow platform in US ABS. Used by the industry’s leading issuers and investment banks, Deal Roadshow provides real-time visibility into the syndication process and is more accessible, secure, user-friendly and more cost-effective than alternative platforms. 3) 17g5.com: a fully-equipped, secure, and cost effect
FINSIGHT is the technology company behind 3 leading platforms in US ABS:
1) Finsight.com: a free new issue pricing deal database for US ABS
2) Deal Roadshow: the leading electronic roadshow platform in US ABS. Used by the industry’s leading issuers and investment banks, Deal Roadshow provides real-time visibility into the syndication process and is more accessible, secure, user-friendly and more cost-effective than alternative platforms.
3) 17g5.com: a fully-equipped, secure, and cost effective SEC Rule 17g-5 compliant data room. Built by structured product industry veterans, it adheres to traditional workflows while providing state-of-the-art web technologies that streamline the creation, management, and auditing of your SEC Rule 17g-5 data room.
To save thousands on your next transaction, contact email@example.com or call 1-888-997 6610.
We are a global network of professionals in the finance and alternative investment industries working together to empower women at every stage of their careers. Through peer engagement, philanthropic, and educational initiatives, our more than 15,000 members are making connections and creating opportunities that help to advance careers and strengthen our field.
The primary mission of the Fixed Income Investor Network (FIIN) is to serve as an investor-led coalition that is committed to providing networking channels for the buy-side to collaborate and connect; an educational forum to learn about key concepts and developments in the fixed income sector; and to promote a well-functioning marketplace by providing the buy-side with a platform to share their voice with all fixed income market participants.
Spot fresh opportunities in securitization. Green Street's Asset-Backed Alert steers subscribers to money-making deals in the global market for securitized consumer loans, home mortgages and corporate receivables. The weekly newsletter also guarantees your edge in the growing CDO market. Click here to learn more about what Asset-Backed Alert has to offer and to start your subscription, or call 949-706-8177 to speak with a member of our team.
Spot fresh opportunities in securitization. Green Street's Asset-Backed Alert steers subscribers to money-making deals in the global market for securitized consumer loans, home mortgages and corporate receivables. The weekly newsletter also guarantees your edge in the growing CDO market. Click here to learn more about what Asset-Backed Alert has to offer and to start your subscription, or call 949-706-8177 to speak with a member of our team.
Anticipate New Risks and Opportunities in Real Estate Finance. Green Street's Commercial Mortgage Alert gives you the earliest look at oncoming dangers and money-making plays in real estate finance and securitization. The weekly newsletter is first to identify new initiatives in the CMBS market and behind-the-scenes activities of leading market players. Click here to learn more about what Commercial Mortgage Alert has to offer and to start your subscription, or call 949-706-8177 to speak wit
Anticipate New Risks and Opportunities in Real Estate Finance. Green Street's Commercial Mortgage Alert gives you the earliest look at oncoming dangers and money-making plays in real estate finance and securitization. The weekly newsletter is first to identify new initiatives in the CMBS market and behind-the-scenes activities of leading market players. Click here to learn more about what Commercial Mortgage Alert has to offer and to start your subscription, or call 949-706-8177 to speak with a member of our team.
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Euromoney Institutional Investor PLC (“Euromoney”, “we”, “us” or “our”) is an international business-information group covering asset management, price discovery, data and market intelligence, and banking and finance. The group also runs an extensive portfolio of events for the telecoms, financial and commodities markets.
For a full list of our brands and group companies, please click on this link. Euromoney and its group companies are committed to respecting the privacy of every person who visits, registers with or subscribes to our websites, publications, events and other products or services.
Euromoney is the primary data controller of personal data collected through this website or that we may collect in different ways as described in this Privacy Notice. If you are contacted by our other group companies, they will also be controllers of your personal data. This means that they are responsible for how your personal data is used, just as we are. You may contact any of these companies directly, or you can contact Euromoney by emailing firstname.lastname@example.org or writing to the Data Protection Officer at Euromoney Institutional Investor PLC, 8 Bouverie Street, London EC4Y 8AX, United Kingdom.
This Privacy Notice was updated on 23 May 2018
This Privacy Notice outlines the information we may collect about you in relation to your use of our products and services (“personal data”). It also explains the legal rights that you have in relation to your data and how you may exercise these rights.
Some of our group companies may collect and use personal data for different purposes; those companies have their own websites and privacy notices.
We will process your data for the following lawful purposes: with your consent; to fulfil our obligations to you; and where there is a legitimate interest to do so.
When possible, we rely on your consent to use your data for the purposes described in this Privacy Notice. We also process personal data to fulfil our contractual obligations to you, for example, when you register for any of our services, subscribe to a publication, sign-up for an event or purchase a product from us, we will need to process some of your personal data. This will also include details of the person/people responsible for payment (if different).
We may determine that processing your personal data serves both of our legitimate interests. This is the case in relation to many of our research, customer survey, sales, marketing and advertising activities described in this Privacy Notice. These activities allow us to better understand your requirements, which in turn enables us to provide you with a better service. We review the bases for our processing decisions carefully and you can object to these activities at any time (see the “Your Rights” section of this Privacy Notice).
Our primary goal in collecting personal data from you is to give you a relevant customised experience of our products and services.
Registration, Free Trials & Subscriptions
When you register with our website and/or sign up for a free trial of our products or services, we may ask you to provide your name, address, email address and telephone number, and details relevant to your occupation or employer.
If you subscribe to one of our products or services, we will also ask for payment details. Credit/debit card payments are processed using a third party supplier and we do not retain the credit card data (see the Third Party Sites of this Privacy Notice). Address details may be shared with third party service providers engaged by us for order fulfilment, delivery and payment collection. This personal data is used by us to complete subscription requests.
Events & Conferences
If you have registered for an event through a group website we may collect personal data including: name, job title, company, address, telephone number and email.
This information is necessary so that we can complete your registration for the event and provide you with relevant event materials.
We may also provide delegate details (e.g. name, email) to event sponsors who, subject to your consent, may contact you for their own advertising and marketing purposes.
Advertising & Marketing
We use the personal data you provide us and which we collect from you to inform you about similar products and services which we provide. We may send you marketing communications that are sponsored by our partners and which are targeted to your interests based on information you have provided us such as job title, employer and/or industry. If you have consented to receive information from other Euromoney group companies, we may share your personal data with these companies so that they can fulfil your request to receive marketing materials in accordance with your preferences. We will not share your personal data with any third parties for their own marketing purposes unless you have provided your consent.
Each of the Euromoney group companies that may contact you is a data controller in relation to the personal data that you have agreed to share with them. If you have any questions or concerns, you may contact the individual company, or us – using the contact details set out in the “Who We Are” section.
You can opt out from receiving such materials at any time.
The personal data we may use for advertising and marketing purposes includes your name, email address, job title, phone number, company name/employer, geo location, postal address and data collected using cookies and other similar technology (Please read our separate Cookies Policy to find out more about which cookies we use, how they work and how you can control your cookie options).
Marketing materials are sent electronically, by post and we may occasionally call you.
Online Targeted Advertising
We use targeted advertising on our websites to display advertisements that are relevant to what we believe are your interests. In order to deliver relevant advertisements, we use third parties to deliver cookies that collect information about your IP address and how you interact with our sites (e.g. browsing information, which articles you have read etc.). This data is used by the third parties to determine which advertisements may be of interest to you.
We may also share your personal data with third parties to deliver targeted advertising to you on other websites (e.g. Twitter Tailored Audiences or Facebook Custom Audiences). This could include your email address, cookie data, and information obtained from third parties. Third party cookies may also be used to enable us to target advertisements to you on other websites that you visit.
Lead Generation and Scoring
We occasionally use the services of trusted third parties in order to ensure that the personal data we use for advertising and marketing purposes is accurate and up-to-date. To do this, we transfer personal data of individual leads (such as name, email, job title, location and phone number) to these third parties who conduct research to verify the data – primarily against public information.
We also use algorithmic software technology to help us improve the quality and relevance of marketing activities. The personal data analysed by the software includes email address, phone number, job title, address, purchase history and account information. This allows us to provide meaningful offers that are relevant to your specific profile.
Surveys, Market Research & Customer Feedback
We want to understand the needs of our readers and customers. We may therefore use the information you provide us – including your name and contact details – to contact you to request your feedback, or to participate in our customer and market research.
Public forums, message boards and blogs
Some of the pages on our group websites may include message boards, blogs or other facilities for generating content from users. Any information that is disclosed in these areas becomes public information and you should always be careful when deciding to post any personal data. User generated content is also subject to our site Terms & Conditions.
Business or Asset Sale
If we sell a business or assets we may need to disclose your personal data to the prospective buyer of such business or assets.
If Euromoney, or any of our group companies is sold or sells our assets or is acquired by a third party, then personal data about our customers will be acquired by that third party. A transfer of your personal data in these circumstances would be necessary so that the services you have contracted for can still be delivered, or so that you can continue to enjoy the benefits of our free products and services. You will receive notice if a new controller assumes responsibility for your personal data.
Additional Third Party Disclosures
We may disclose your personal data to other third parties in the following situations:
- To third party partners who help us by providing services such as technology, marketing, advisory or other services. These third parties only receive encrypted data and may only process personal data to provide those services to us.
- Where we are required by law or regulation to do so. In each case we will seek, where practicable, to minimise the amount of data that is disclosed.
- If required to protect the rights and interests of other users and/or Euromoney and its affiliates (including our employees, agents and contractors), or as otherwise set out in our Terms & Conditions. This may include exchanging information with other companies and organisations for the purposes of fraud protection.
We may include small pixel tags (small image files) within the emails we send you in order to determine whether our emails are opened and/or whether the hyperlinks inside our emails are clicked through. We may also collect browser, location and the device used to engage with our email communications. This information allows us to better understand whether we are meeting our users’ needs and how we can improve our communications. No other information is collected. You can opt out of receiving our direct marketing emails either by following the instructions in each email, or by contacting us (see the “Who We Are” section of this Privacy Notice).
Some of the Euromoney group companies are based outside the European Economic Area (EEA). If you have consented to being contacted by our group companies, then the transfer of your personal data will be made according to the terms of an international data sharing agreement that contains obligations approved by European data protection regulators. Any of our group companies that receive your personal data will be co-controllers of that data, which means they may determine how they process your personal data – although they may only use it for the purposes for which it was shared, unless you are informed of new or additional processing activities.
We may also transfer personal data to third party service providers as described in this Privacy Notice which are located outside the EEA. Where we conduct these transfers, we take all steps necessary to ensure that your data is treated securely and in accordance with applicable privacy legislation, either by only sending your personal data to jurisdictions that provide an adequate degree of legal protection for your data or by imposing approved contractual terms on these third parties.
We have a data retention policy that ensures we don’t use or store your personal data for longer than necessary. We consider the following issues to determine retention periods:
- Guidance from the UK Information Commissioner or other regulatory agency, or industry best practice recommendations;
- The business rationale for collection and expiry of the purpose for which personal data was collected;
- Our ongoing ability to ensure the accuracy of the data; and
- Legal and regulatory requirements.
We may occasionally need to keep personal data for either shorter or longer periods than specified in our retention policy. In such circumstances, application of the retention period to the data will be temporarily suspended. The suspension of an applicable retention period will be carried out in a manner that respects the rights and interests of all persons concerned.
You can use our Preference Centre to select the topics that are of interest to you so that we can send you publications and information about our products and services that are especially relevant to you. You can also choose the channels we use to contact you (email, phone, post, etc.) and can also opt-out of receiving marketing communications.
You have certain rights in relation to your personal data which include the following:
Access & Portability
You may request access to any personal data of yours for which Euromoney is responsible as controller. Unless there are legal or regulatory reasons for not doing so, we will confirm whether we process any of your personal data and if we do, we will provide you with the following information: the purposes of the processing, the categories of personal data, any recipients of your personal data, the applicable retention period and the data source. Copies of your personal data will be made available to you in a structured, machine-readable format.
You may also request that we transfer the personal data that you have submitted to us, to another controller, where it is technically feasible for us to do so.
If you have consented to our processing of your personal data, or if we are processing your personal data in order to fulfil our contractual obligations to you, then you can submit a request that we transfer your personal data to another data controller.
Rectification, Restriction, Objection
You have the right to request that Euromoney rectify any errors in the personal data that we process. In some circumstances, you may also be able to ask for the erasure of personal data, and/or request that the processing of your personal data be restricted. You may also object to the processing of your personal data for sales or marketing purposes.
How to Exercise Your Rights
To exercise any of these rights, please contact us by post or email at the following addresses:
Euromoney Institutional Investor PLC
8 Bouverie Street
London, EC4Y 8AX
Web form: Complete Subject Data Request Form
We may need to check your identity prior to processing a request.
Euromoney will do our best to respond to any questions and address any of your concerns. You are also able to register any complaints regarding the processing of your personal data directly with the UK Information Commissioner.
Euromoney is committed to keeping your personal data secure and we will take appropriate technical and organisational measures to protect your personal data from loss, unauthorised use, disclosure or destruction. Although we do our best to protect your personal data, we cannot guarantee that any transmission of data is without risk. We have therefore implemented information security policies and rules, staff training on information security, and technical measures to ensure the integrity of data that we have under our control.
All our employees, contractors and data processors (i.e. those third parties that process personal data on our behalf) are required to keep such data confidential and not to use it for any purpose other than the performance of services we have requested.
Our site may contain links to other websites – including, for example, providers of payment processing services. Euromoney is not responsible for the privacy and data collection practices of third party sites and we therefore recommend that you review the privacy policies and terms of service of each site you visit.
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