Blue Water Financial Technologies LLC The clear choice for MSR Capital Markets solutions. We believe that through conservative risk management and intense regulatory insight, we can offer extensive modeling capabilities, oversight driven by risk limits and tighter attribution. Our key pillars of success include pricing, distribution, risk management & operational excellence. These are areas where we are committed to delivering the very best results to our clients. Our goal is to create, protect ... (view full description)
Blue Water Financial Technologies LLC The clear choice for MSR Capital Markets solutions. We believe that through conservative risk management and intense regulatory insight, we can offer extensive modeling capabilities, oversight driven by risk limits and tighter attribution. Our key pillars of success include pricing, distribution, risk management & operational excellence. These are areas where we are committed to delivering the very best results to our clients. Our goal is to create, protect and enhance the value proposition for our customers and their key stake holders.
Hunton Andrews Kurth is a global law firm of more than 1,000 lawyers handling transactional, litigation and regulatory matters for clients in a myriad of industries including energy, financial services, real estate, retail and consumer products and technology. Areas of practice focus include capital markets, mergers and acquisitions, intellectual property, P3, public finance and infrastructure, and privacy and cybersecurity. With offices across the United States and in Europe, the Middle East an ... (view full description)
Hunton Andrews Kurth is a global law firm of more than 1,000 lawyers handling transactional, litigation and regulatory matters for clients in a myriad of industries including energy, financial services, real estate, retail and consumer products and technology. Areas of practice focus include capital markets, mergers and acquisitions, intellectual property, P3, public finance and infrastructure, and privacy and cybersecurity. With offices across the United States and in Europe, the Middle East and Asia, we’re aligned with our clients’ businesses and committed to delivering exceptional service. Visit HuntonAK.com and follow us on Twitter, LinkedIn and YouTube.
Bradley is a national law firm with a reputation for skilled legal work, exceptional client service, and impeccable integrity. We provide business clients around the world with a full suite of legal services in dozens of industries and practice areas. Our 11 offices are located in Alabama, Florida, Mississippi, North Carolina, Tennessee, Texas, and the District of Columbia, give us an extensive geographic base to represent clients on a regional, national, and international basis. We frequently s ... (view full description)
Bradley is a national law firm with a reputation for skilled legal work, exceptional client service, and impeccable integrity. We provide business clients around the world with a full suite of legal services in dozens of industries and practice areas. Our 11 offices are located in Alabama, Florida, Mississippi, North Carolina, Tennessee, Texas, and the District of Columbia, give us an extensive geographic base to represent clients on a regional, national, and international basis. We frequently serve as national coordinating counsel, regional counsel, and statewide counsel for clients in various industries. Although we are a large law firm with more than 500 lawyers, our clients still enjoy the personal attention, responsiveness, and deep relationships they would expect from a boutique firm. Our attorneys and staff combine legal experience and knowledge with a sophisticated understanding of industries to work side by side with clients and come up with practical, strategic solutions specifically tailored to their business operations. Bradley lawyers use their talents, judgment, work ethic, and experience to go above and beyond expectations to help our clients meet their goals.
Computershare Loan Services is a leading international third-party mortgage servicing company, currently administering over $100 billion of assets. We continue to invest in technology and servicing enhancements globally and in mortgage servicing rights across the USA. We help mortgage lenders optimize the performance of their portfolios and support hundreds of thousands of borrowers throughout the lifecycle of every loan. Our expertise, experience and understanding of large volumes of complex fi ... (view full description)
Computershare Loan Services is a leading international third-party mortgage servicing company, currently administering over $100 billion of assets. We continue to invest in technology and servicing enhancements globally and in mortgage servicing rights across the USA. We help mortgage lenders optimize the performance of their portfolios and support hundreds of thousands of borrowers throughout the lifecycle of every loan. Our expertise, experience and understanding of large volumes of complex financial data also help us provide insight and services to mortgage providers, investors and real estate professionals.
Dentons is the world's largest law firm, and our global structured finance team represents every type of market participant in securitisation and asset-backed finance transactions. For over 30 years we have helped issuers and underwriters develop the cutting-edge structures of the day. Currently, we are one of the leading firms involved in the finance and securitisation of non-performing and re-performing mortgage loans, single family residential rental properties, buy-to-rent mortgage loans, tr ... (view full description)
Dentons is the world's largest law firm, and our global structured finance team represents every type of market participant in securitisation and asset-backed finance transactions. For over 30 years we have helped issuers and underwriters develop the cutting-edge structures of the day. Currently, we are one of the leading firms involved in the finance and securitisation of non-performing and re-performing mortgage loans, single family residential rental properties, buy-to-rent mortgage loans, triple net-lease commercial real estate, servicing advance receivables and excess servicing fee receivables, CMBS as well as the resurgence of RMBS. We are also known for auto loan securitisations, energy efficiency finance, equipment and lease securitisations and finance, whole company securitisations, student loan securitisations and trade receivables finance, among others. In Europe, the UK and the US we are highly ranked by publications such as Chambers and Legal 500. Praised for our “deep bench that can cover issues in multiple jurisdictions” (Legal 500), our leading North American, European and Asian teams frequently work together, leveraging our combined market knowledge globally. In Europe, we have an extensive network of experts in London, France, Germany, Spain, Luxembourg, Italy, the Netherlands and our Central and Eastern Europe (CEE) offices. For more information, visit dentons.com.
Dovenmuehle is one of the leading subservicing companies in the United States with more than 375 clients of all sizes nationwide. Dovenmuehle provides private label subservicing with advanced portfolio analytics and significant cost savings compared to servicing loans internally. Dovenmuehle ensures full compliance with all federal, state and mortgage agency loan servicing requirements. For more information, please call Michael Wilkinson at (847) 550-7696 or michael.wilkinson@dmicorp.com. ... (view full description)
Dovenmuehle is one of the leading subservicing companies in the United States with more than 375 clients of all sizes nationwide. Dovenmuehle provides private label subservicing with advanced portfolio analytics and significant cost savings compared to servicing loans internally. Dovenmuehle ensures full compliance with all federal, state and mortgage agency loan servicing requirements. For more information, please call Michael Wilkinson at (847) 550-7696 or michael.wilkinson@dmicorp.com.
Lakeview Loan Servicing is a uniquely qualified mortgage finance company dedicated to assisting our customers with efficient and affordable refinancing options. We have already helped thousands of customers to save hundreds of dollars each month by refinancing their mortgages. We seek people who are experienced in their respective fields and share our commitment and drive. In return, we provide our employees an exceptional workplace, one that challenges their capabilities, rewards their achievem ... (view full description)
Lakeview Loan Servicing is a uniquely qualified mortgage finance company dedicated to assisting our customers with efficient and affordable refinancing options. We have already helped thousands of customers to save hundreds of dollars each month by refinancing their mortgages. We seek people who are experienced in their respective fields and share our commitment and drive. In return, we provide our employees an exceptional workplace, one that challenges their capabilities, rewards their achievements and encourages their growth. Lakeview Loan Servicing, LLC, services residential mortgage loans, owns mortgage servicing rights (MSRs) and originates residential mortgage loans.
PHH Mortgage, a subsidiary of Ocwen Financial Corporation (NYSE: OCN), is one of the largest servicers of residential mortgages in the United States. PHH Mortgage offers industry-leading mortgage solutions including subservicing, correspondent lending, commercial servicing and MSR acquisition. For over 30 years, PHH Mortgage has maintained our commitment to offering innovative servicing and lending solutions to our customers while providing an unwavering dedication to customer service, and ethic ... (view full description)
PHH Mortgage, a subsidiary of Ocwen Financial Corporation (NYSE: OCN), is one of the largest servicers of residential mortgages in the United States. PHH Mortgage offers industry-leading mortgage solutions including subservicing, correspondent lending, commercial servicing and MSR acquisition.
For over 30 years, PHH Mortgage has maintained our commitment to offering innovative servicing and lending solutions to our customers while providing an unwavering dedication to customer service, and ethical and responsible practices.
We strive to uphold this commitment and remain a dependable presence in an ever-changing mortgage environment, fostering our clients’ success in today’s complex marketplace.
Call Chris Sabbe, Vice President of Business Development, at (415) 828-1222 to learn more.
Quantitative Risk Management's goal is to increase our clients' risk-adjusted returns. QRM develops industry-leading risk management principles, practices, and models, and provides clients with the advice, knowledge, and tools necessary to adopt those innovations. Since 1987, QRM has partnered with clients to enhance their ability to measure risk, identify profitable opportunities, and make sound financial decisions.
SitusAMC is the leading provider of consulting, outsourcing, talent and technology solutions, supporting institutional lenders and investors, across the life cycle of commercial and residential real estate debt and equity. The firm employs more than 3,300 employees with offices in 27 markets across the U.S., Europe and APAC. SitusAMC brings together the industry’s top talent, unparalleled platform and innovative technologies to help clients optimize returns, identify risk, transform proces ... (view full description)
SitusAMC is the leading provider of consulting, outsourcing, talent and technology solutions, supporting institutional lenders and investors, across the life cycle of commercial and residential real estate debt and equity. The firm employs more than 3,300 employees with offices in 27 markets across the U.S., Europe and APAC. SitusAMC brings together the industry’s top talent, unparalleled platform and innovative technologies to help clients optimize returns, identify risk, transform processes and infrastructure, and ultimately, realize opportunities in their businesses.
Alston & Bird represents the industry’s most-active players in complex securitization and structured finance transactions across a wide range of asset classes. Our multidisciplinary team includes structured finance, corporate trust, and regulatory attorneys, as well as bankruptcy, tax, UCC, ERISA, Investment Company Act, derivatives, real estate, and servicing attorneys, enabling us to seamlessly address the full array of legal issues that arise in financing transactions. Our securitiz ... (view full description)
Alston & Bird represents the industry’s most-active players in complex securitization and structured finance transactions across a wide range of asset classes. Our multidisciplinary team includes structured finance, corporate trust, and regulatory attorneys, as well as bankruptcy, tax, UCC, ERISA, Investment Company Act, derivatives, real estate, and servicing attorneys, enabling us to seamlessly address the full array of legal issues that arise in financing transactions. Our securitization practice is one of the most active nationally, ranked ninth for top underwriter counsel and thirteenth for top issuer counsel for U.S. asset-backed securities and mortgage-backed securities in the Asset-Backed Alert 2019 league table rankings.
Alston & Bird provides legal counsel and services globally to domestic and multinational clients across a broad range of industries. Our core practice areas are intellectual property, complex litigation, corporate, and tax, with national industry focuses that include financial services, technology, health care, manufacturing, life sciences, and energy. The firm has built a reputation as one of the country’s best employers, appearing on Fortune magazine’s ranking of the “100 Best Companies to Work for” list for 20 consecutive years, an unprecedented accomplishment among law firms in the United States. Alston & Bird has approximately 800 attorneys and offices in Atlanta, Beijing, Brussels, Charlotte, Dallas, London, Los Angeles, New York, Raleigh, San Francisco, Silicon Valley, and Washington, D.C. For more information, visit alston.com and follow us on Twitter and LinkedIn.
Andrew Davidson & Co., Inc. is the leading provider of risk analytics for MBS. With unique expertise in investment and quantitative methods, we produce highly advanced models and innovative solutions to mortgage investment challenges.
BSI is the premier business process outsourcing provider specializing in mortgage subservicing, default management, loss mitigation, due diligence, REO and quality control services to over 180 lenders and investors. Leveraging its unique global delivery model and 22 year track record of success, BSI provides its clients with unique, customized solutions to improve service quality, lower costs and make its clients' loans worth more. BSI has earned its name in the industry by consistently exceedin ... (view full description)
BSI is the premier business process outsourcing provider specializing in mortgage subservicing, default management, loss mitigation, due diligence, REO and quality control services to over 180 lenders and investors. Leveraging its unique global delivery model and 22 year track record of success, BSI provides its clients with unique, customized solutions to improve service quality, lower costs and make its clients' loans worth more. BSI has earned its name in the industry by consistently exceeding client expectations and being a true partner in our client’s business plans. BSI is an approved servicer with Fannie Mae, Freddie Mac, FHA, HUD, and several private investors and hedge funds. www.bsifinancial.com
With offices in Washington, D.C., Los Angeles, San Francisco, New York, Chicago, and London, Buckley LLP offers premier enforcement, litigation, compliance, regulatory, and transactional services to financial services institutions and early stage and leading fintech and technology companies, as well as venture capital and private equity funds, investment companies, and corporate and individual clients throughout the world.
With more than 225 years of legal experience, Cadwalader serves a diverse client base, including many of the world's leading financial institutions, corporations and funds. We offer innovative legal representation in matters concerning antitrust, banking and finance, capital markets, corporate law, employee benefits and executive compensation, financial services and regulation, financial restructuring, fund finance, intellectual property, litigation, mergers and acquisitions, private equity, pri ... (view full description)
With more than 225 years of legal experience, Cadwalader serves a diverse client base, including many of the world's leading financial institutions, corporations and funds. We offer innovative legal representation in matters concerning antitrust, banking and finance, capital markets, corporate law, employee benefits and executive compensation, financial services and regulation, financial restructuring, fund finance, intellectual property, litigation, mergers and acquisitions, private equity, private wealth, real estate, securitization, structured finance, tax and white collar defense.
CME Group offers the world’s deepest centralized pool of interest rates liquidity, enabling market participants to safely and efficiently manage interest rate risk across the entire U.S. dollar-denominated yield curve. Trade futures and options on the most widely followed global benchmarks, including Eurodollars, U.S. Treasuries, 30-Day Fed Funds, SOFR, and SONIA. And benefit from portfolio margining with our market-leading 24 currencies of cleared IRS.
Credit Suisse is a leading global wealth manager with strong investment banking capabilities. Headquartered in Zurich, Switzerland, our operation has a global reach and extends to about 50 countries worldwide across mature and emerging markets with more than 45,000 employees from over 150 different nations. We partner across countries, divisions and regions to deliver holistic financial solutions to our clients, including innovative products and specially tailored advice, aligned to our ... (view full description)
Credit Suisse is a leading global wealth manager with strong investment banking capabilities. Headquartered in Zurich, Switzerland, our operation has a global reach and extends to about 50 countries worldwide across mature and emerging markets with more than 45,000 employees from over 150 different nations. We partner across countries, divisions and regions to deliver holistic financial solutions to our clients, including innovative products and specially tailored advice, aligned to our high ethical standards. We strive for quality and excellence in our work and professional relationships, recognizing and rewarding extraordinary performance among our employees and providing opportunities for internal mobility, dedicated training and leadership. As a global and inclusive community, we benefit from a diverse range of perspectives to create value and drive results for our clients, shareholders and communities. Our values are brought to life through the entrepreneurial spirit of all within our network. We are Credit Suisse.
Eris Innovations is an intellectual property licensing and financial product development company. We partner with global exchanges to develop listed futures and options products based on the Eris Swap Futures Methodology. CME Group's Eris USD Swap Futures are listed contracts that replicate all the cash flows and functionality of OTC interest rate swaps. Eris contracts are easily accessible and operationally efficient. With economics that mirror OTC swaps, no forced quarterly rolls allowing cont ... (view full description)
Eris Innovations is an intellectual property licensing and financial product development company. We partner with global exchanges to develop listed futures and options products based on the Eris Swap Futures Methodology.
CME Group's Eris USD Swap Futures are listed contracts that replicate all the cash flows and functionality of OTC interest rate swaps. Eris contracts are easily accessible and operationally efficient. With economics that mirror OTC swaps, no forced quarterly rolls allowing contracts to be held as long term hedges, and liquid streaming markets in 2 year to 30 year tenors, Eris contracts are a natural fit for hegding interest rate risks associatied with loan servicing, loan portfolios, and a wide range of fixed income portfolios. Contracts are denominated in units of $100,000, providing hedgers with a flexible and efficient interest rate hedge.
For more information, visit Eris Innovations online at www.erisfutures.com or follow us on Linkedin or twitter @erisfutures.
CME primer:
https://www.cmegroup.com/education/files/eris-methodology-overview.pdf
Houlihan Lokey is the trusted advisor to more top decision-makers than any other independent global investment bank. We help our clients achieve superior outcomes by providing thoughtful, caring advice while acting with honor and integrity. We are strategic in our approach to growth and are committed to creating lasting value for our shareholders.
Incenter is a Blackstone portfolio company headquartered in the Twin Cities of Minneapolis and Saint Paul, Minnesota. Incenter employs over 300 professionals worldwide to provide its lender clients operating in the mortgage and specialty finance markets with access to capital, secondary markets solutions and fulfillment services.
LoanCare,LLC, a ServiceLink company, is a leading national provider of full service subservicing and interim subservicing to the mortgage industry and has offered its expertise and best practices in providing servicing solutions for others since 1991. At the present time, LoanCare subservices in excess of 1 million loans in 50 states, approximating $200 billion in loan balances. LoanCare has a seasoned loan servicing team with senior managers averaging nearly 30 years of experience in the mortga ... (view full description)
LoanCare,LLC, a ServiceLink company, is a leading national provider of full service subservicing and interim subservicing to the mortgage industry and has offered its expertise and best practices in providing servicing solutions for others since 1991. At the present time, LoanCare subservices in excess of 1 million loans in 50 states, approximating $200 billion in loan balances. LoanCare has a seasoned loan servicing team with senior managers averaging nearly 30 years of experience in the mortgage and financial services industry. According to National Mortgage News, LoanCare is the nation’s second largest subservicer. Our focus is optimizing asset performance for our clients while delivering a better borrower experience. Combining strategic, technical, operational and organizational expertise with proven disciplined approaches, we build solutions and get results. As evidence of the 60-plus clients currently under contract, 40 have been with LoanCare at lease six years and 14 for ten years or more. Through LoanCare, our clients have access to advanced servicing technology. We utilize Black Knight's Mortgage Servicing Platform (MSP) system, which is the premier servicing platform in the industry, and have 35 million loans on the system. We have wrapped a number of proprietary systems around the core platform. LoanCare focuses on optimizing asset performance while delivering a better borrower experience. Combining strategic, technical, operational and organizational expertise with proven, disciplined approaches, LoanCare builds solutions that gets results. Let us tailor a subservicing program for you.
McMichael Taylor Gray, LLC (“MTG”) is a full-service default and creditor right law firm delivering quality, cost-effective legal services for financial institutions throughout most of the southeast. The founding partners of MTG established a forward-thinking, client focused law firm, centered on an unwavering commitment to the following core values: excellence; integrity; honesty; and respect.
Mortgage Servicing Rights Portfolio Valuations & Software Whether you are getting your agency approvals, selling through co-issue, or actively growing your portfolio, MCT offers a suite of tools along with an experienced team to help you with all your MSR needs. Choose the combination of services to achieve your MSR risk management goals: The Desktop Servicing Model (DSM) is an easy to use software solution that supports your efforts to build, maintain, and optimize your servicing portfolio. Po ... (view full description)
Mortgage Servicing Rights Portfolio Valuations & Software
Whether you are getting your agency approvals, selling through co-issue, or actively growing your portfolio, MCT offers a suite of tools along with an experienced team to help you with all your MSR needs. Choose the combination of services to achieve your MSR risk management goals:
The Desktop Servicing Model (DSM) is an easy to use software solution that supports your efforts to build, maintain, and optimize your servicing portfolio.
Portfolio Valuation Reports determine the value of your asset but also detail risk and exposure sensitivities.
Enhanced Retain-Release Extension for MCT’s Best Execution Analysis offers additional customizations for your specific servicing goals.
MSR Strategy Consulting is available for MSR Services clients along with a robust network of subservicers and MSR financing institutions.
For over 29 years, Mortgage Industry Advisory Corporation (MIAC) has been the preferred destination for sophisticated mortgage industry participants offering transaction execution services, secondary market hedge advisory solutions, third-party mortgage asset valuations, as well as state-of-the-art valuation and risk models incorporating a full range of consumer behavioral risk factors. MIAC Analytics™ is the most sophisticated mortgage pricing and risk management software suite available for mo ... (view full description)
For over 29 years, Mortgage Industry Advisory Corporation (MIAC) has been the preferred destination for sophisticated mortgage industry participants offering transaction execution services, secondary market hedge advisory solutions, third-party mortgage asset valuations, as well as state-of-the-art valuation and risk models incorporating a full range of consumer behavioral risk factors. MIAC Analytics™ is the most sophisticated mortgage pricing and risk management software suite available for mortgage investors, originators, servicers and balance sheet managers. The MIAC Analytics™ suite now includes MIAC Vision™, an asset-liability solution that applies MIAC’s CORE™ behavioral factors at the loan level.
Padgett Law Group (PLG) is an elite, full service creditors' rights law firm with GSE compliant practices in Arkansas, Florida, Georgia and Tennessee. The firm is also licensed and practicing in Kentucky, North Carolina, Massachusetts, and Washington, D.C. The firm's practice offers exclusive representation to institutional clients such as lenders, mortgage servicers, credit unions, banks, hedge funds, investors and other financial services industry stakeholders. Leveraging technology in our p ... (view full description)
Padgett Law Group (PLG) is an elite, full service creditors' rights law firm with GSE compliant practices in Arkansas, Florida, Georgia and Tennessee. The firm is also licensed and practicing in Kentucky, North Carolina, Massachusetts, and Washington, D.C. The firm's practice offers exclusive representation to institutional clients such as lenders, mortgage servicers, credit unions, banks, hedge funds, investors and other financial services industry stakeholders. Leveraging technology in our partnerships with forward-thinking clients gives Padgett Law Group the ability to focus on the aggressive management and processing of delinquent or under performing loans, providing our clients with an edge when curing or resolving these complex legal matters. Learn more about Padgett Law Group online at
PolyPaths was founded in 1996 to create a versatile, easy-to-use, fixed income analytics solution with uncompromising analytical rigor. Today, the company is the market leader in advanced solutions for fixed income analytics. Its platform leverages its founders’ vast experience in high volume, sell-side systems and combines the modeling rigor and user control of a single sector trader with the universality of a general portfolio manager. The resulting system meets the diverse needs of multiple u ... (view full description)
PolyPaths was founded in 1996 to create a versatile, easy-to-use, fixed income analytics solution with uncompromising analytical rigor. Today, the company is the market leader in advanced solutions for fixed income analytics. Its platform leverages its founders’ vast experience in high volume, sell-side systems and combines the modeling rigor and user control of a single sector trader with the universality of a general portfolio manager. The resulting system meets the diverse needs of multiple users in the front and mid-office of financial organizations including traders, hedge fund managers, portfolio managers, risk managers, research analysts and asset liability managers.
The Fixed Income Group (FIG) is a division of RJ O’Brien focused on hedging interest rate and credit risk for mortgage pipeline, servicing portfolios, insurance companies, broker/dealer bond inventories, pension & hedge fund fixed income portfolios, multi-ABS classes, and similar financial portfolios. RJO FIG’s MSR Hedging Services define the most yield-curve-precise, trade-able delta hedge based on risk defined in quarterly buckets throughout the life of the cash flows. Using ex ... (view full description)
The Fixed Income Group (FIG) is a division of RJ O’Brien focused on hedging interest rate and credit risk for mortgage pipeline, servicing portfolios, insurance companies, broker/dealer bond inventories, pension & hedge fund fixed income portfolios, multi-ABS classes, and similar financial portfolios. RJO FIG’s MSR Hedging Services define the most yield-curve-precise, trade-able delta hedge based on risk defined in quarterly buckets throughout the life of the cash flows. Using exchange-traded futures and options, we precisely hedge the dv’01 exposure of specific MSR portfolios, while using the most cost-efficient instruments available, thus effectively hedging your risk while reducing your capital costs
Sokolof Remtulla, LLC is a full service law firm that focuses its practice in creditor’s rights litigation and real estate litigation, as well as title disputes, evictions, and bankruptcy. The firm is a licensed attorney title agent and member with The Fund. Sokolof Remtulla’s clients include mortgage servicers, banks, tax deed companies, developers, and builders. The firm’s partners have experience litigating diverse areas of law from intellectual property disputes to insurance subrogation clai ... (view full description)
Sokolof Remtulla, LLC is a full service law firm that focuses its practice in creditor’s rights litigation and real estate litigation, as well as title disputes, evictions, and bankruptcy. The firm is a licensed attorney title agent and member with The Fund. Sokolof Remtulla’s clients include mortgage servicers, banks, tax deed companies, developers, and builders. The firm’s partners have experience litigating diverse areas of law from intellectual property disputes to insurance subrogation claims. Sokolof Remtulla believes that excellence is earned by perseverance, dedication, and positivity. The attorneys at Sokolof Remtulla take pride in thinking outside the box as the grey area of business and law oftentimes gets complicated. At Sokolof Remtulla the glass is always half full. Together we will find a solution.
At Stern & Eisenberg we are relentless litigators, tireless negotiators, and patient listeners. We are the people you want on your side. Stern & Eisenberg is dedicated to professional advocacy and legal services for our clients, partners, and community with determined integrity and intensity. We continually invest in the education of our teams, our clients, and our industry, applying our extensive industry knowledge to advocacy and innovation across a multi-state footprint. We are committed to o ... (view full description)
At Stern & Eisenberg we are relentless litigators, tireless negotiators, and patient listeners. We are the people you want on your side. Stern & Eisenberg is dedicated to professional advocacy and legal services for our clients, partners, and community with determined integrity and intensity. We continually invest in the education of our teams, our clients, and our industry, applying our extensive industry knowledge to advocacy and innovation across a multi-state footprint. We are committed to our team approach in bringing seamless experiences while reaching for the optimal outcomes. Celebrating its 40th year, Stern & Eisenberg is committed to our community, loyal to our clients, and passionate about our work. Stern & Eisenberg services New York, New Jersey, Pennsylvania, Delaware, West Virginia, Maryland, Virginia, North Carolina, South Carolina, Georgia, and the District of Columbia.
Excel in the New-Look Securitization Business Every week, Asset-Backed Alert gives you the earliest word on money-making plays emerging from the transformed ABS and MBS markets. The newsletter makes sense of the changes impacting the securitization of consumer loans, home mortgages and corporate receivables. See for yourself by signing up for a three-issue FREE trial subscription to Asset-Backed Alert. Start your free trial at ABAlert.com or call 201-659-1700.
Inside Mortgage Finance Publications, Inc. is a Bethesda, Maryland-based company providing business-to-business news and statistics to executives in the residential mortgage business. Since 1984 our publications have been “What the Mortgage Market Reads,
Scotsman Guide is the leading media provider for mortgage originators in the residential and commercial markets. Our award-winning publications and online resources, including news and lender searches, are free for qualified mortgage professionals.
With an audience first focus and uncompromising integrity, we strive to impact the individuals and industry we serve. While other media companies report the news, The Mortgage Leader is designed to give it meaning. We add context to content, infuse information with insights, and initiate connections as well as conversations. The Mortgage Leader focuses on how mortgage industry professionals can bring their business to the next level. For lending executives, we discuss how they can become more e ... (view full description)
With an audience first focus and uncompromising integrity, we strive to impact the individuals and industry we serve. While other media companies report the news, The Mortgage Leader is designed to give it meaning. We add context to content, infuse information with insights, and initiate connections as well as conversations.
The Mortgage Leader focuses on how mortgage industry professionals can bring their business to the next level. For lending executives, we discuss how they can become more efficient, more productive and improve their bottom lines. We explore what strategies and tactics are working as well as options industry leaders are weighing. We do all this with a focus on the day’s events and what their potential impact will be going forward. For instance, examine factors that drive origination levels, maintain regulatory compliance and deploy technology as a differentiating factor, we will offer our perspective and take on the latest data.
For originators, brokers and managers, we explore new ways to drive business, share perspectives and best practices. Our aim is to keep you aware of trends that effect your business and offer suggestions on ways to stay ahead of them. After all, you can’t be a leader if you are always trying to catch up. That’s why we’ll keep you on top of social media and technology tactics that can help expand your reach, target your message and improve your bottom line.
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*Website Access. Access to this website is restricted by password and only authorized IMN registrants may use the website. Any unauthorized access shall be the responsibility of the Registrant and his or her company and IMN shall not be liable for any damages arising out of such unauthorized access. You agree to: (1) Keep your password confidential; (2) prohibit others from using your account; (3) refrain from using other Users’ accounts; (4) refrain from selling, trading, or otherwise transferring your account to another party; and (5) refrain from charging anyone for access to any portion of DirectConnect, or any information arising therefrom. You are also responsible for anything that happens through your account unless you can demonstrate that your account was accessed without your knowledge or fault.
*User Communication. To the extent permitted while using DirectConnect, you can use and participate in groups, free to post and delete comment on the website. You are solely responsible for your interactions with other users. IMN may limit the number of connections you may have to other users and may at its sole discretion prohibit you from contacting other users through use of the Services or otherwise limit your use of the Services.
If you violate this Agreement while posting, that content may be removed without further notice or the rights of others posting here. Nothing you post here is confidential or proprietary and you are cautioned that other posters or viewers may use any information posted here. By posting here you agree that IMN is not responsible for the misappropriation or misuse of any information posted on this website.
*Privacy. Any submissions, including private personal information, like names, addresses and so on, are voluntary and you waive any and all rights you have to the protection of that information. By submitting ideas, suggestions, documents or other matter ("Submissions"), you agree that: (a) the Submissions are not confidential or proprietary information; (b) IMN has no obligation to keep the submissions confidential; (c) IMN can use or disclose the Submissions for any purpose, in any way, in any media worldwide; (d) if asked, you will irrevocably assign to IMN all rights to your Submissions; and (f) you are not entitled to any compensation of any kind from IMN under any circumstances.
*Content by Becoming a User of DirectConnect: As part of obtaining registration access to DirectConnect, unless you opt out, you may receive invitations to network from other conference attendees. We may also send you emails to keep you updated on developments in the site and services. Your registration for and/or subscription to such an email service and your use of the content received through these email services will be subject to these terms. You can unsubscribe to our email service by changing your email preferences on the website.
*License. If you comply with all your obligations under this Agreement, IMN grants you a limited, revocable, nonexclusive license and right to access the Services, through a generally available web browser, mobile device or application view information and use the web pages and in accordance with this Agreement for your use only. Any other use of DirectConnect is strictly prohibited. All rights not expressly granted in this Agreement, including, without limitation, title, ownership, intellectual property rights, and all other rights are retained by IMN.
*Anti-Hacking. You expressly agree not to use or attempt to use any "virus," "spyware," "malware," "adware," "Trojan horse" "deep-link," "scraper," "bot," "spider," "data-mining," "computer code" or any other automated device, program, tool, algorithm, process, or methodology or manual process having similar processes or functionality, to access, acquire, copy, or monitor any portion of this website or content. You also agree not to obtain or attempt to obtain through any means any materials or information on the website that have not been intentionally made available either by their public display on the Web Site or through their accessibility by a visible link or portal. You further agree not to violate the security of the website or attempt to gain unauthorized access to the website, data, materials, information, computer systems or networks connected to any server, through hacking, password mining or any other method.
*No Linkage. You expressly agree not to link or attempt to link to this website or the web pages contained herein.
*Third Party Information. Some of the information you access here is the property of third parties, made available here with the express permission of those third parties. IMN is not responsible for the content of any third party information provided on this website. You are cautioned that any further use of that information by you may be subject to the rights of those third parties and you may be required to obtain a license to use any such information. Failure to obtain third party permission may be a violation of federal law. You should contact the third party provider of the information to ascertain the requirements for using the information.
*Copyright and Trademarks. The layout of the website pages, graphics and pictures used and the collection of individual contributions are protected by copyright. All copyrights belong either to IMN, the third-party content providers or both. Either IMN or the third-party content providers own all trademarks and service marks depicted here.
*Indemnification. You agree to indemnify hold harmless and defend IMN, including our employees, officers, agents and contractors and our related entities and their employees, officers, partners, agents and contractors ("Indemnified") and continue to keep the Indemnified indemnified from and against any actions, proceedings, claims, demands, costs (on a full indemnity basis including, without limitation, reasonable legal and accounting fees) brought or made against the Indemnified by any person arising in connection with your use of the Website or content, or a breach of your representations and warranties in the Terms and Conditions of Use or this Agreement, or your violation of any of the Terms and Conditions of Use or this Agreement or any other activity in which you engage on or through, and from and against any damage, loss(whether personal or property, and whether direct or consequential, including without limitation consequential financial loss), cost or expense suffered or incurred by any Indemnified as a direct or indirect consequence thereof.
*Changes in Terms and Conditions. IMN may at any time revise the terms and conditions by which you may access the website or use IMN products or services. By using this website and IMN products and services, you agree to be bound by any such revisions and should therefore periodically visit this page to determine the then current version of this document.
*Limitation of Liability. Neither we, nor any of our suppliers, officers, employees, partners, affiliates, subsidiaries, successors and assigns, agents or representatives (our "Representatives") will be liable to you for:
(a) any incidental, punitive, indirect, special or consequential damage, loss or expenses, including but not limited to any loss of business, contracts, revenue, or profits, any business interruption, security breach, loss of data, loss of goodwill or reputation or other pecuniary loss suffered by you, even if we or any of our Representatives have been advised of their possible existence; nor? (b) any direct damage loss or expenses arising from loss of customers, loss of profits, loss of anticipated profits or loss of savings.
*Termination. You may terminate this Agreement, for any or no reason, at any time, when IMN receives notice from you. IMN may terminate the Agreement and your account for any reason or no reason, at any time, with or without notice. This cancellation shall be effective immediately or as may be specified in the notice and may include disabling your current and future access to DirectConnect. IMN may also suspend or terminate this Agreement if you invite other users with whom you do not know to connect; abuse the any DirectConnect messaging services; creating multiple or false profiles; infringe on any intellectual property rights, violating any provisions in this Agreement, disparage IMN or its executives, Board members, affiliates, staff or other related entities or persons, or exhibit any other behavior that IMN, in its sole discretion, deems contrary to the purpose of the website.
*No Waiver. Failure by either party to exercise any right or remedy under these Terms does not constitute a waiver of that right or remedy.
*Entire Agreement. These terms (including any terms incorporated by reference in these terms), constitute the entire agreement between you and us with respect to your access to and use of the website or receipt of any service and supersede all prior agreements, negotiations and discussions between you and us relating to the same.
*Law and Jurisdiction. Where you visit, register and/or subscribe to a this site or related service (as indicated on this website or otherwise notified to you), these terms (and any dispute or claim arising out of or in connection with these terms, including non-contractual disputes or claims), to the maximum extent permissible under the law of the territory that you are located in, will be governed by the laws of the State of New York. Any action to enforce these terms shall be brought in a federal court or a state court located in the state of New York, county of New York, and you agree to submit yourself to the personal jurisdiction of those courts in any such action.
*Force Majeure. We shall not be deemed to be in breach of these Terms by reason of any delay in performing, or any failure to perform any service or our obligations in relation to these Terms, if the delay or failure was due to any cause beyond our reasonable control, including but not limited to acts of God, explosions, floods, fire or accident, war or threat of war, terrorism or threat of terrorism, sabotage, civil disturbance, epidemics, prohibitions or measures of any kind on the part of any governmental, parliamentary or local authority, import or export regulations or embargoes, or industrial actions or trade disputes (whether involving our employees or of third parties).
*Severability. If any provision of these Terms is found to be wholly or partially invalid, void or unenforceable by any court having competent jurisdiction or by virtue of any legislation or any other reason, that provision shall be invalid, void or unenforceable to that extent only and no further and the validity and enforceability of the remaining provisions of these Terms shall not be affected.
*Notices. Any notice given pursuant to these Terms shall be made by email or first class post, in the case of you, to the address provided on your registration form and, in the case of us, to the address posted on the website or otherwise notified to you in relation to any relevant service. Any such notice shall be deemed to have arrived if sent by post within three (3) days of posting and if sent by email at the time of transmission.
Euromoney Institutional Investor PLC (“Euromoney”, “we”, “us” or “our”) is an international business-information group covering asset management, price discovery, data and market intelligence, and banking and finance. The group also runs an extensive portfolio of events for the telecoms, financial and commodities markets.
For a full list of our brands and group companies, please click on this link. Euromoney and its group companies are committed to respecting the privacy of every person who visits, registers with or subscribes to our websites, publications, events and other products or services.
Euromoney is the primary data controller of personal data collected through this website or that we may collect in different ways as described in this Privacy Notice. If you are contacted by our other group companies, they will also be controllers of your personal data. This means that they are responsible for how your personal data is used, just as we are. You may contact any of these companies directly, or you can contact Euromoney by emailing dataprotectionofficer@euromoneyplc.com or writing to the Data Protection Officer at Euromoney Institutional Investor PLC, 8 Bouverie Street, London EC4Y 8AX, United Kingdom.
This Privacy Notice was updated on 23 May 2018
This Privacy Notice outlines the information we may collect about you in relation to your use of our products and services (“personal data”). It also explains the legal rights that you have in relation to your data and how you may exercise these rights.
Some of our group companies may collect and use personal data for different purposes; those companies have their own websites and privacy notices.
We will process your data for the following lawful purposes: with your consent; to fulfil our obligations to you; and where there is a legitimate interest to do so.
When possible, we rely on your consent to use your data for the purposes described in this Privacy Notice. We also process personal data to fulfil our contractual obligations to you, for example, when you register for any of our services, subscribe to a publication, sign-up for an event or purchase a product from us, we will need to process some of your personal data. This will also include details of the person/people responsible for payment (if different).
We may determine that processing your personal data serves both of our legitimate interests. This is the case in relation to many of our research, customer survey, sales, marketing and advertising activities described in this Privacy Notice. These activities allow us to better understand your requirements, which in turn enables us to provide you with a better service. We review the bases for our processing decisions carefully and you can object to these activities at any time (see the “Your Rights” section of this Privacy Notice).
Our primary goal in collecting personal data from you is to give you a relevant customised experience of our products and services.
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Registration, Free Trials & Subscriptions
When you register with our website and/or sign up for a free trial of our products or services, we may ask you to provide your name, address, email address and telephone number, and details relevant to your occupation or employer.
If you subscribe to one of our products or services, we will also ask for payment details. Credit/debit card payments are processed using a third party supplier and we do not retain the credit card data (see the Third Party Sites of this Privacy Notice). Address details may be shared with third party service providers engaged by us for order fulfilment, delivery and payment collection. This personal data is used by us to complete subscription requests.
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Events & Conferences
If you have registered for an event through a group website we may collect personal data including: name, job title, company, address, telephone number and email.
This information is necessary so that we can complete your registration for the event and provide you with relevant event materials.
We may also provide delegate details (e.g. name, email) to event sponsors who, subject to your consent, may contact you for their own advertising and marketing purposes.
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Advertising & Marketing
We use the personal data you provide us and which we collect from you to inform you about similar products and services which we provide. We may send you marketing communications that are sponsored by our partners and which are targeted to your interests based on information you have provided us such as job title, employer and/or industry. If you have consented to receive information from other Euromoney group companies, we may share your personal data with these companies so that they can fulfil your request to receive marketing materials in accordance with your preferences. We will not share your personal data with any third parties for their own marketing purposes unless you have provided your consent.
Each of the Euromoney group companies that may contact you is a data controller in relation to the personal data that you have agreed to share with them. If you have any questions or concerns, you may contact the individual company, or us – using the contact details set out in the “Who We Are” section.
You can opt out from receiving such materials at any time.
The personal data we may use for advertising and marketing purposes includes your name, email address, job title, phone number, company name/employer, geo location, postal address and data collected using cookies and other similar technology (Please read our separate Cookies Policy to find out more about which cookies we use, how they work and how you can control your cookie options).
Marketing materials are sent electronically, by post and we may occasionally call you.
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Online Targeted Advertising
We use targeted advertising on our websites to display advertisements that are relevant to what we believe are your interests. In order to deliver relevant advertisements, we use third parties to deliver cookies that collect information about your IP address and how you interact with our sites (e.g. browsing information, which articles you have read etc.). This data is used by the third parties to determine which advertisements may be of interest to you.
We may also share your personal data with third parties to deliver targeted advertising to you on other websites (e.g. Twitter Tailored Audiences or Facebook Custom Audiences). This could include your email address, cookie data, and information obtained from third parties. Third party cookies may also be used to enable us to target advertisements to you on other websites that you visit.
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Lead Generation and Scoring
We occasionally use the services of trusted third parties in order to ensure that the personal data we use for advertising and marketing purposes is accurate and up-to-date. To do this, we transfer personal data of individual leads (such as name, email, job title, location and phone number) to these third parties who conduct research to verify the data – primarily against public information.
We also use algorithmic software technology to help us improve the quality and relevance of marketing activities. The personal data analysed by the software includes email address, phone number, job title, address, purchase history and account information. This allows us to provide meaningful offers that are relevant to your specific profile.
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Surveys, Market Research & Customer Feedback
We want to understand the needs of our readers and customers. We may therefore use the information you provide us – including your name and contact details – to contact you to request your feedback, or to participate in our customer and market research.
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Public forums, message boards and blogs
Some of the pages on our group websites may include message boards, blogs or other facilities for generating content from users. Any information that is disclosed in these areas becomes public information and you should always be careful when deciding to post any personal data. User generated content is also subject to our site Terms & Conditions.
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Business or Asset Sale
If we sell a business or assets we may need to disclose your personal data to the prospective buyer of such business or assets.
If Euromoney, or any of our group companies is sold or sells our assets or is acquired by a third party, then personal data about our customers will be acquired by that third party. A transfer of your personal data in these circumstances would be necessary so that the services you have contracted for can still be delivered, or so that you can continue to enjoy the benefits of our free products and services. You will receive notice if a new controller assumes responsibility for your personal data.
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Additional Third Party Disclosures
We may disclose your personal data to other third parties in the following situations:
- To third party partners who help us by providing services such as technology, marketing, advisory or other services. These third parties only receive encrypted data and may only process personal data to provide those services to us.
- Where we are required by law or regulation to do so. In each case we will seek, where practicable, to minimise the amount of data that is disclosed.
- If required to protect the rights and interests of other users and/or Euromoney and its affiliates (including our employees, agents and contractors), or as otherwise set out in our Terms & Conditions. This may include exchanging information with other companies and organisations for the purposes of fraud protection.
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Email Tracking
We may include small pixel tags (small image files) within the emails we send you in order to determine whether our emails are opened and/or whether the hyperlinks inside our emails are clicked through. We may also collect browser, location and the device used to engage with our email communications. This information allows us to better understand whether we are meeting our users’ needs and how we can improve our communications. No other information is collected. You can opt out of receiving our direct marketing emails either by following the instructions in each email, or by contacting us (see the “Who We Are” section of this Privacy Notice).
Some of the Euromoney group companies are based outside the European Economic Area (EEA). If you have consented to being contacted by our group companies, then the transfer of your personal data will be made according to the terms of an international data sharing agreement that contains obligations approved by European data protection regulators. Any of our group companies that receive your personal data will be co-controllers of that data, which means they may determine how they process your personal data – although they may only use it for the purposes for which it was shared, unless you are informed of new or additional processing activities.
We may also transfer personal data to third party service providers as described in this Privacy Notice which are located outside the EEA. Where we conduct these transfers, we take all steps necessary to ensure that your data is treated securely and in accordance with applicable privacy legislation, either by only sending your personal data to jurisdictions that provide an adequate degree of legal protection for your data or by imposing approved contractual terms on these third parties.
We have a data retention policy that ensures we don’t use or store your personal data for longer than necessary. We consider the following issues to determine retention periods:
- Guidance from the UK Information Commissioner or other regulatory agency, or industry best practice recommendations;
- The business rationale for collection and expiry of the purpose for which personal data was collected;
- Our ongoing ability to ensure the accuracy of the data; and
- Legal and regulatory requirements.
We may occasionally need to keep personal data for either shorter or longer periods than specified in our retention policy. In such circumstances, application of the retention period to the data will be temporarily suspended. The suspension of an applicable retention period will be carried out in a manner that respects the rights and interests of all persons concerned.
You can use our Preference Centre to select the topics that are of interest to you so that we can send you publications and information about our products and services that are especially relevant to you. You can also choose the channels we use to contact you (email, phone, post, etc.) and can also opt-out of receiving marketing communications.
You have certain rights in relation to your personal data which include the following:
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Access & Portability
You may request access to any personal data of yours for which Euromoney is responsible as controller. Unless there are legal or regulatory reasons for not doing so, we will confirm whether we process any of your personal data and if we do, we will provide you with the following information: the purposes of the processing, the categories of personal data, any recipients of your personal data, the applicable retention period and the data source. Copies of your personal data will be made available to you in a structured, machine-readable format.
You may also request that we transfer the personal data that you have submitted to us, to another controller, where it is technically feasible for us to do so.
If you have consented to our processing of your personal data, or if we are processing your personal data in order to fulfil our contractual obligations to you, then you can submit a request that we transfer your personal data to another data controller.
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Rectification, Restriction, Objection
You have the right to request that Euromoney rectify any errors in the personal data that we process. In some circumstances, you may also be able to ask for the erasure of personal data, and/or request that the processing of your personal data be restricted. You may also object to the processing of your personal data for sales or marketing purposes.
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How to Exercise Your Rights
To exercise any of these rights, please contact us by post or email at the following addresses:
Euromoney Institutional Investor PLC
8 Bouverie Street
London, EC4Y 8AX
United KingdomEmail: dataprotectionofficer@euromoneyplc.com
Web form: Complete Subject Data Request Form
We may need to check your identity prior to processing a request.
Euromoney will do our best to respond to any questions and address any of your concerns. You are also able to register any complaints regarding the processing of your personal data directly with the UK Information Commissioner.
Euromoney is committed to keeping your personal data secure and we will take appropriate technical and organisational measures to protect your personal data from loss, unauthorised use, disclosure or destruction. Although we do our best to protect your personal data, we cannot guarantee that any transmission of data is without risk. We have therefore implemented information security policies and rules, staff training on information security, and technical measures to ensure the integrity of data that we have under our control.
All our employees, contractors and data processors (i.e. those third parties that process personal data on our behalf) are required to keep such data confidential and not to use it for any purpose other than the performance of services we have requested.
Our site may contain links to other websites – including, for example, providers of payment processing services. Euromoney is not responsible for the privacy and data collection practices of third party sites and we therefore recommend that you review the privacy policies and terms of service of each site you visit.
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