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Lance Amano

Senior Vice President
Directed Capital

Mr. Amano joined Directed Capital in 2004 and leads the Company’s San Diego, CA office. Mr. Amano plays an integral role in the identification of acquisition opportunities in the Western United States tapping his extensive network in the secondary mortgage market which brings unique opportunities for loan acquisitions and dispositions. Additionally, he is responsible for implementation of resolution strategy, asset workout and collection of select commercial real estate mortgages. Prior to joining Directed Capital, Mr. Amano was a senior manager in secondary market commercial mortgage acquisitions with several banks in Southern California. He has more than 25 years’ experience i ... (view full description)

Cliff Bargeron

Managing Director
Garnet Capital Advisors

Cliff Bargeron manages the Commercial Loan Sales and Valuations product lines for Garnet Capital. Based in Atlanta, Cliff has over twenty-five years of commercial lending, loan-sale and portfolio valuations experience, which included over $1 billion in leveraged-lending transactions, over $5 billion in loan sales and over $40 billion in portfolio valuations. Cliff began his career as a relationship manager for SunTrust and progressed into business development roles for GE Capital Corporate Lending and GMAC Commercial Finance. He has been with Garnet for over 12 years, initially in a sales capacity then transitioning into the management of transactions and valuations. Cliff’s valuations and m ... (view full description)

David Bornheimer

Vice President
Midland Loan Services, a PNC RE Business

Bill Clarkson

SVP
Torchlight Loan Services

Bill is a Senior Vice President in the distressed debt workout group of Torchlight Investors.  He has 13 years of professional experience.  Prior to Torchlight, Bill worked at Ten-X, LNR Partners, Rockwood Real Estate Advisors and First Potomac Realty Trust.  Bill holds an MBA from the University of Florida and a BBA from Roanoke College.

Tom Constantine

EVP & Chief Credit Officer
Axos Bank

Thomas Constantine joined Axos Bank in August 2010, as Chief Credit Officer. Previously, he was a senior examiner with the Office of Thrift Supervision (OTS), serving his second stint with the agency. Mr. Constantine first joined the OTS in 1989, during the Savings and Loan crisis, and has over 34 years of experience in the banking and financial services industries. Prior to his return to the OTS in 2003, Mr. Constantine worked as a commercial real estate loan officer for George Elkins Mortgage Banking Company and as an executive officer at First Bank of Beverly Hills, where he assumed positions of increasing responsibility, including Portfolio Manager, Chief Lending Officer, and finally Chi ... (view full description)

Joseph Cuomo

Senior Vice President, Head of Sales
Ten-X

Joseph Cuomo is the Senior Vice President and Head of Sales for Ten-X, a CoStar Group Company, responsible for overseeing the team’s business development efforts with institutional and private owners and commercial brokers. Joseph joined Ten-X from LNR Partners where he managed the firm’s loan sale advisory business and before that, spent two years running a commercial real estate consulting firm, Lighthouse Advisory Services. Prior to starting Lighthouse, Joseph worked as a Vice President at Merrill Lynch in the commercial real estate group where he served as an investment banker managing CMBS fixed-rate and floating-rate securitiz ... (view full description)

Robert Draper

SVP/Director Special Credits
Columbia Bank

Robert Draper is currently a Senior Vice President and Director of Special Credits for Columbia State Bank.  He began his career with Pacific First Federal Savings & Loan in 1983, where he was part of the special credits group and eventually the Manager of the Income Property Collections team.  He later joined Maryland National Bank in 1991 to help them develop a special credits team, before moving to Boston in 1992 as part of a Fleet Bank subsidiary tasked with liquidating the non-performing assets from the failed Bank of New England under a contract with the FDIC.  In 1995 he joined Citizens Bank of Massachusetts where he managed a team of commercial real estate lenders unt ... (view full description)

Brian Fitzmaurice

Chief Credit Officer
Genesis Bank (In Organization)

Scott Gillanders

SVP, Credit & Operations Manager
Berkshire Bank

A native Californian and avid fan of architecture, Scott started his career at Wells Fargo in San Francisco over 30 years ago where Scott managed sales originations for twenty of the banks largest branches in and around San Francisco.   Relocating to the East Coast in 2000, and transitioning to a credit and risk management role, Scott is happy to call Philadelphia home where he is currently Sr. Vice President, Credit & Operations Manager at 44 Business Capital, a Division of Berkshire Bank.  A true renaissance man Scott holds a BS Degree from Drexel University with a minor in Architecture.  Scott has melded his love of architecture to the practical knowledge of banking, ... (view full description)

Jim Glasgow

CEO
HN Green Hollow Capital Partners LLC

James Glasgow is the Chief Executive Officer of HN Green Hollow Capital Partners, LLC, an affiliate of HN Capital Partners. Previously, Mr. Glasgow was President of Building and Land Technology where he is responsible for managing a combined equity portfolio between the fund and private side with assets valued at over $6 billion including office, hotel, multifamily, condominium conversion, and retail. Prior to BLT, he was a partner and co-portfolio manager with Five Mile Capital Partners and was employed with Five Mile since its inception in 2003.  Mr. Glasgow’s responsibilities as the partner responsible for all of the commercial real estate activities of ... (view full description)

Matthew Goers

SVP - Chief Credit Officer
First Bank of the Lake

Tom Goldblatt

Founder and Managing Director
Ravinia Capital LLC

Tom founded Ravinia Capital in 1998 and serves as a Managing Partner. He has more than 20 years of operating experience in roles ranging from salesperson to CEO. Tom’s background in accounting, law, and general management allowed him to evaluate, invest in, acquire, and lead a number of private companies. Today, Tom leverages his experience to help company owners understand how to best tap capital markets or sell their companies for the best possible outcomes. Tom’s background gives him the unique ability to understand the needs and of both the company owner and buyer and can help all parties navigate the inevitable complexities involved in all transactions.   ... (view full description)

Andrea Helm

Senior Vice President, Real Estate Solutions
Midland Loan Services, PNC Real Estate

Andrea Helm is a Senior Vice President overseeing Midland’s Real Estate Solutions Group. As the head of the Real Estate Solutions Group, Andrea is responsible for managing Midland’s Special Servicing Portfolio and the Asset Management functions of Midland’s named Master Servicing portfolio.  Prior to overseeing Midland’s Real Estate Solutions Group, Andrea oversaw a team responsible for surveillance and consents for Midland’s named Special Servicing portfolio and spent the prior downturn working out non-performing commercial real estate loans.  Andrea is active in various PNC Mentoring programs, participated in a year-long Emerging Leaders program led by the Kansas City Central E ... (view full description)

Mary Jo Heston

Judge
U.S. Bankruptcy Court

Mary Jo Heston currently is a United States Bankruptcy Judge for the Western District of Washington.  She previously was a shareholder in the Seattle and Portland Offices of Lane Powell PC where her practice involved commercial litigation and transactional matters with an emphasis on business reorganizations, Canadian/US cross-border cases and the acquisition of troubled businesses. Between 1988 and 1993 Ms. Heston served as the first Region 18 United States Trustee, overseeing bankruptcy cases and fiduciaries in Washington, Oregon, Idaho, Alaska and Montana.  She also is a former law clerk to a bankruptcy judge and a district judge as well as a former estate administrator of the federal ban ... (view full description)

Javier Jorge

SVP, SBA Director
Pilot Bank

Javier has been in banking for the last 7 years specializing in government guaranteed lending programs, specifically with SBA products. Currently, Javier lives in Miami, FL where he provides businesses access to capital throughout the state of Florida. With extensive knowledge on expansion of business, partner buyouts, business acquisitions, real estate purchase and more, Javier brings an impressive set of skills to make sure clients are growing their businesses with the right government guaranteed product. Javier loves to spend time with his wife Yadisha who they raise their son together and expecting a baby girl in 2020.

Jim Ketchersid

Special Assets Manager
Farmers & Merchants Bank of Long Beach

With more than 40 years of credit management experience, James H. Ketchersid is a Senior Vice President and Manager of the Special Assets Department at Farmers & Merchants Bank. Ketchersid’s four decades of banking experience includes Credit Administration, C&I, commercial real estate, multi-family, construction, asset based, SBA and consumer loans as well as customizing those loans to help the client succeed. Ketchersid participates in those activities at the senior management level. In his free time, Ketchersid volunteers his time to Kiwanis International, sings in his church choir, and enjoys spending time with his grandchildren. Founded in Long Beach in 1907 by C.J. Walker, Farme ... (view full description)

Alan Lane-Murcia

First Vice President
First American Bank

Alan Lane-Murcia is First Vice President and SBA Program Manager at First American Bank.  He has been an SBA lender since 2000, and has been involved in every aspect of the loan process.  He is responsible for the managing the bank’s SBA portfolio, its SBA loan policies, as well as maintaining First American Bank’s status as a preferred lender.  Alan holds an MBA in Economic Development from Eastern University and his Bachelor’s in Economics and International Studies from Wake Forest University.  He is a member of NAGGL (National Association of Government Guaranteed Lenders) and serves on its Small Bank Committee. 
 

Mark LeBlanc

EVP of Development
Aimbridge Hospitality

Mark LeBlanc is Executive Vice President, Development and Acquisitions, with over four decades of experience in all facets of hospitality financing, acquisitions and operations. Mark held this role with Interstate Hotels & Resorts prior to the merger with Aimbridge Hospitality in October 2019. He also manages client relationships for the expanded Aimbridge Receiver Services (ARS) platform, drawing on the organization’s collective experience of over 200 previous distressed assignments to focus on stabilizing hotels with distressed debt and recovering lost value due to the ongoing challenges in the hospitality industry. Mark serves as the primary contact ... (view full description)

Michael Lesser

Managing Partner
MJL Real Estate Advisors, LLC

Michael J. Lesser, Managing Partner, is responsible for marketing and valuation of commercial and hotel mortgage loan portfolios. Mr. Lesser has overseen more than $60 billion in commercial mortgage loan transactions and valuations. Mr. Lesser’s has sold commercial and residential mortgage loans for numerous domestic and foreign banks, special servicers, insurance companies and government entities. Prior to founding MJL Real Estate Advisors, Mr Lesser focused on loan sales for 25 years at Eastdil Secured. Mr. Lesser was a Manager at KPMG Peat Marwick. As a Manager in their Real Estate Consulting Group, Mr. Lesser completed single property valuations, as well as portfolio reviews and acquisit ... (view full description)

Tina Lucas

SVP & Manager
Banner Bank

Tina Lucas heads the Asset Based Lending group at Banner Bank, where she assists middle market business with financing for acquisitions and high growth sales initiatives, along with recovery plans in turnaround scenarios.  Prior to her work at Banner, Tina founded Lucas Consulting Group, LLC, a consulting firm that specializes in turnaround consulting, business restructuring and M&A due diligence.  Prior to founding Lucas Consulting Group, Tina was a Principal at The Parkland Group, a debtor-focused consulting practice that specialized in turnaround strategy, including bankruptcy, financial advisory and 363 sale engagements.   Prior to joining The Parkland Group, Tina held se ... (view full description)

Matt McKinlay

Partner
Ampleo

Matt McKinlay is a partner at Advanced CFO, where he leads the turnaround and restructuring division.  He has 18 years’ experience working with a wide array of companies in multiple industries as a senior leader.  Matt has been CFO, CRO or Receiver of numerous companies and is skilled at helping solve difficult financial and operational challenges.  Matt graduated from the Marriott School at Brigham Young University with an MBA in Finance as a Hawes Scholar, and pursued a career in the Midwest with three Fortune 50 retailers in ever-increasing roles such as financial analyst, financial manager, and director of finance, planning and analytics.  Since 2007, Matt has worked for small to mid-siz ... (view full description)

Robert Milam

Director of Originations
Summit Investment Management

Director of Originations at Summit Investment where I am responsible for sourcing commercial debt purchases from financial institutions. We primarily purchase stressed and distressed commercial debt. It can be direct loans, portfolios or pieces of syndicated credits. We buy C&I loans, commercial leases and debt secured by real estate including real estate with environmental issues. Former Positions - Vice President Bayside/HIG Capital. TD Bank - Senior Workout Officer responsible for all workouts in the Southeastern part of the US. South Financial Group - Director of Special Assets. Regions Bank - Director of Special Assets. SouthTrust Bank - Manager Commercial Special Assets Department. ... (view full description)

Seth Moldoff

Special Assets Department
Umpqua Bank

Navin Nagrani

EVP
Hilco Global

In the nearly ten years Navin has been with Hilco, he has served as a central deal maker in many of Hilcos largest principal and advisory related transactions. His primary responsibilities include leading several key strategic initiatives for the firm including shaping the real estate business development strategy and execution, as well as overseeing deal origination, deal qualification and transaction structuring. Over time, Navin has developed a significant expertise in the restaurant category and has been appointed the leadership role in this specialty area within the overall Hilco Real Estate practice. Navin currently serves on the Executive Board of Directors for the Rea ... (view full description)

Biran Patel

Chair
AAHOA

Biran Patel is the Chairman of AAHOA. He has been an active member of the association since 2003. He first served as an Ambassador and then was elected to the Board of Directors as the Regional Director for North Texas. He was elected as AAHOA Secretary in 2017.Biran is a native of Birmingham, England and a second-generation hotelier. His family moved to Austin, Texas in 1980 and purchased a small independent property before settling in Dallas. They owned and operated the 8th Street Motel which served as both a place of business and a home for his family as the business grew. ... (view full description)

Domonic Purviance

Subject Matter Expert
Federal Reserve Bank of Atlanta

Mr. Purviance serves as a Senior Financial Policy Analyst within the Supervision and Regulation division at the Federal Reserve Bank of Atlanta. In this function, Mr. Purviance is primarily responsible for conducting an ongoing assessment of risks associated with residential real estate markets and the potential impacts they may pose to the financial system. This includes analyzing conditions within individual markets as well as the impacts of external forces on real estate. In addition, Mr. Purviance is responsible for developing real estate related analytical reports and tools utilized throughout the Federal Reserve System to aid in risk surveillance and banking supervision. Prior to joini ... (view full description)

John Rizzardi

Attorney
Cairncross & Hempelmann, P.S.

As the leader of the Bankruptcy & Creditors’ Rights practice group at Cairncross & Hempelmann, John provides strategic, general business planning and dispute resolution assistance to a wide range of companies and their owners.  He is nationally recognized for his commercial bankruptcy and creditors’ rights skills and also focuses on providing advice concerning potential or actual insolvency proceedings, including receiverships, forbearance negotiations and related litigation.John is certified by the Hudson Institute of Coaching and utilizes his deep understanding of business to provide ... (view full description)

Peter Rizzo

SVP - SBA Loan Servicing & Liquidation Mgr
United Community Bank

Peter Rizzo is currently the head of the SBA Loan Servicing and Liquidation Department for United Community Bank and has over 20 years of experience with expertise in federal bank regulations, risk management, and special assets. He has a proven track record of developing and implementing successful workout strategies for problem loans. Peter also has extensive experience in SBA loan portfolio management identifying problematic root issue and key performance indicators for high-risk borrowers.
 

Lyndsay Rowland

Partner
Starfield & Smith, P.C.

Ms. Rowland has extensive experience representing banks, equipment finance companies and other lending institutions with workouts, restructuring, litigation, bankruptcy and foreclosures related to their commercial loan portfolios.  Additionally, since joining Starfield & Smith, P.C., Ms. Rowland has developed a specialty practice in workouts and liquidations of SBA guaranteed loans.  Ms. Rowland is admitted to practice before the Supreme Courts of Pennsylvania and New Jersey and the Federal District Courts for the Eastern, Middle and Western Districts of Pennsylvania and the District of New Jersey.  She is a member of the NAGGL as well as the Turnaround Management Association (TMA) – Phi ... (view full description)

Brad Salzer

President
Redstone Investments

As a thirty year real estate professional, Mr. Salzer has focused on the acquisition and servicing of commercial real estate loans since 1991. Having acquired over $500,000,000 in whole-loans either individually or in pools, Mr. Salzer has a proven track record in the resolution of distressed mortgage debt. Mr. Salzer has participated as a buyer of RTC, FDIC and conventional bank assets as well those of private and institutional lenders. In addition to the most common property types, collateral has included golf courses, marinas, churches and a multitude of special-use facilities throughout the continental United States. His strong foundation in the development of real property including, of ... (view full description)

Walter Schuppe

SVP/Managing Director
CapitalSource

Walter has been in the banking industry for 29 years and has been handling troubled loans for 25 years. Walter has worked at Citibank, Dai-Ichi Kangyo Bank and Fleet Bank in various lending and credit capacities. Walter is currently the Managing Director of the Special Assets Group at CapitalSource. During his tenure at CapitalSource he has also served as Chief Credit Officer for the Corporate Finance Business and the European Lending Business. Walter is a CPA and has also been a CFO and co-general manager of a metal stamping company and a Crisis Manager of a Frozen Novelty company.

Beverly Tengco

Special Assets Officer
Umpqua Bank

I currently work for Umpqua Bank as a VP Special Assets Officer CRE Team Leader.  I have successfully managed troubled credits for the past 18 years with a concentration in commercial real estate for the last ten years.  I graduated from Sacramento State (BS – concentration in Finance) and am in the process of obtaining a MBA from Sacramento State (concentration in Finance).
 

Corrie Thrasher

Partner
Starfield & Smith, P.C.

Ms. Thrasher specializes in commercial real estate and lending, representing lenders, including banks, specialty lenders, and retail finance clients in government-guaranteed and conventional lending matters, from loan origination, servicing, and coordination of loan extensions and modifications, through default and negotiation of loan workouts.  Ms. Thrasher is admitted to practice in the state and federal courts of Georgia and North Carolina.
 

Seth Tribon

Senior Vice President
U.S. Bank

Seth Tribon leads U.S. Bank’s commercial loan sale team and manages syndicated loan underwriting for the Special Assets Group.

Thomas Whitesell

EVP, Group Head, Real Estate
Pacific Western Bank

As National Head of the Pacific Western Bank Real Estate group, Mr. Whitesell is responsible for expanding the firm’s work with established commercial real estate developers and investors seeking real estate bridge and construction loans nationwide. An industry veteran of 30 years, Mr. Whitesell's experience includes bridge and construction financing as a senior and also mezzanine lender.  He has deep experience in preferred equity transactions as well as debt restructurings as a lender and attorney. Prior to joining Pacific Western Bank, Mr. Whitesell held senior positions at banks and debt funds, originating and directing regional and national platforms for construction, bridge, mezz ... (view full description)

Douglas Wilson

Chairman and CEO
Douglas Wilson Companies

Mr. Douglas Wilson brings nearly 35 years of experience in problem resolution, development, and real estate management to his Companies’ clients. During his career, Mr. Wilson has overseen the development and management of nearly $15 billion in assets and has served as a Court-Appointed Fiduciary for over 1,200 State and Federal Court matters, located in 35 states.  Prior to founding Douglas Wilson Companies in 1989, he was the managing general partner of the company that developed Symphony Towers, a $160 million, 1.2 million square foot office and hotel complex; one of downtown San Diego’s largest mixed-use projects of its kind. ... (view full description)
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*Notices. Any notice given pursuant to these Terms shall be made by email or first class post, in the case of you, to the address provided on your registration form and, in the case of us, to the address posted on the website or otherwise notified to you in relation to any relevant service. Any such notice shall be deemed to have arrived if sent by post within three (3) days of posting and if sent by email at the time of transmission.
Information Management Network - Privacy Notice

Introduction - Who we are

Euromoney Institutional Investor PLC (“Euromoney”, “we”, “us” or “our”) is an international business-information group covering asset management, price discovery, data and market intelligence, and banking and finance. The group also runs an extensive portfolio of events for the telecoms, financial and commodities markets.

For a full list of our brands and group companies, please click on this link. Euromoney and its group companies are committed to respecting the privacy of every person who visits, registers with or subscribes to our websites, publications, events and other products or services.

Euromoney is the primary data controller of personal data collected through this website or that we may collect in different ways as described in this Privacy Notice. If you are contacted by our other group companies, they will also be controllers of your personal data. This means that they are responsible for how your personal data is used, just as we are. You may contact any of these companies directly, or you can contact Euromoney by emailing dataprotectionofficer@euromoneyplc.com or writing to the Data Protection Officer at Euromoney Institutional Investor PLC, 8 Bouverie Street, London EC4Y 8AX, United Kingdom.

This Privacy Notice was updated on 23 May 2018

Our Approach to Your Privacy

This Privacy Notice outlines the information we may collect about you in relation to your use of our products and services (“personal data”). It also explains the legal rights that you have in relation to your data and how you may exercise these rights.

Some of our group companies may collect and use personal data for different purposes; those companies have their own websites and privacy notices.

We will process your data for the following lawful purposes: with your consent; to fulfil our obligations to you; and where there is a legitimate interest to do so.

When possible, we rely on your consent to use your data for the purposes described in this Privacy Notice. We also process personal data to fulfil our contractual obligations to you, for example, when you register for any of our services, subscribe to a publication, sign-up for an event or purchase a product from us, we will need to process some of your personal data. This will also include details of the person/people responsible for payment (if different).

We may determine that processing your personal data serves both of our legitimate interests. This is the case in relation to many of our research, customer survey, sales, marketing and advertising activities described in this Privacy Notice. These activities allow us to better understand your requirements, which in turn enables us to provide you with a better service. We review the bases for our processing decisions carefully and you can object to these activities at any time (see the “Your Rights” section of this Privacy Notice).

What Personal Data We Collect & Why

Our primary goal in collecting personal data from you is to give you a relevant customised experience of our products and services.

  • Registration, Free Trials & Subscriptions

    When you register with our website and/or sign up for a free trial of our products or services, we may ask you to provide your name, address, email address and telephone number, and details relevant to your occupation or employer.

    If you subscribe to one of our products or services, we will also ask for payment details. Credit/debit card payments are processed using a third party supplier and we do not retain the credit card data (see the Third Party Sites of this Privacy Notice). Address details may be shared with third party service providers engaged by us for order fulfilment, delivery and payment collection. This personal data is used by us to complete subscription requests.

  • Events & Conferences

    If you have registered for an event through a group website we may collect personal data including: name, job title, company, address, telephone number and email.

    This information is necessary so that we can complete your registration for the event and provide you with relevant event materials.

    We may also provide delegate details (e.g. name, email) to event sponsors who, subject to your consent, may contact you for their own advertising and marketing purposes.

  • Advertising & Marketing

    We use the personal data you provide us and which we collect from you to inform you about similar products and services which we provide. We may send you marketing communications that are sponsored by our partners and which are targeted to your interests based on information you have provided us such as job title, employer and/or industry. If you have consented to receive information from other Euromoney group companies, we may share your personal data with these companies so that they can fulfil your request to receive marketing materials in accordance with your preferences. We will not share your personal data with any third parties for their own marketing purposes unless you have provided your consent.

    Each of the Euromoney group companies that may contact you is a data controller in relation to the personal data that you have agreed to share with them. If you have any questions or concerns, you may contact the individual company, or us – using the contact details set out in the “Who We Are” section.

    You can opt out from receiving such materials at any time.

    The personal data we may use for advertising and marketing purposes includes your name, email address, job title, phone number, company name/employer, geo location, postal address and data collected using cookies and other similar technology (Please read our separate Cookies Policy to find out more about which cookies we use, how they work and how you can control your cookie options).

    Marketing materials are sent electronically, by post and we may occasionally call you.

  • Online Targeted Advertising

    We use targeted advertising on our websites to display advertisements that are relevant to what we believe are your interests. In order to deliver relevant advertisements, we use third parties to deliver cookies that collect information about your IP address and how you interact with our sites (e.g. browsing information, which articles you have read etc.). This data is used by the third parties to determine which advertisements may be of interest to you.

    We may also share your personal data with third parties to deliver targeted advertising to you on other websites (e.g. Twitter Tailored Audiences or Facebook Custom Audiences). This could include your email address, cookie data, and information obtained from third parties. Third party cookies may also be used to enable us to target advertisements to you on other websites that you visit.

  • Lead Generation and Scoring

    We occasionally use the services of trusted third parties in order to ensure that the personal data we use for advertising and marketing purposes is accurate and up-to-date. To do this, we transfer personal data of individual leads (such as name, email, job title, location and phone number) to these third parties who conduct research to verify the data – primarily against public information.

    We also use algorithmic software technology to help us improve the quality and relevance of marketing activities. The personal data analysed by the software includes email address, phone number, job title, address, purchase history and account information. This allows us to provide meaningful offers that are relevant to your specific profile.

  • Surveys, Market Research & Customer Feedback

    We want to understand the needs of our readers and customers. We may therefore use the information you provide us – including your name and contact details – to contact you to request your feedback, or to participate in our customer and market research.

  • Public forums, message boards and blogs

    Some of the pages on our group websites may include message boards, blogs or other facilities for generating content from users. Any information that is disclosed in these areas becomes public information and you should always be careful when deciding to post any personal data. User generated content is also subject to our site Terms & Conditions.

  • Business or Asset Sale

    If we sell a business or assets we may need to disclose your personal data to the prospective buyer of such business or assets.

    If Euromoney, or any of our group companies is sold or sells our assets or is acquired by a third party, then personal data about our customers will be acquired by that third party. A transfer of your personal data in these circumstances would be necessary so that the services you have contracted for can still be delivered, or so that you can continue to enjoy the benefits of our free products and services. You will receive notice if a new controller assumes responsibility for your personal data.

  • Additional Third Party Disclosures

    We may disclose your personal data to other third parties in the following situations:

    • To third party partners who help us by providing services such as technology, marketing, advisory or other services. These third parties only receive encrypted data and may only process personal data to provide those services to us.
    • Where we are required by law or regulation to do so. In each case we will seek, where practicable, to minimise the amount of data that is disclosed.
    • If required to protect the rights and interests of other users and/or Euromoney and its affiliates (including our employees, agents and contractors), or as otherwise set out in our Terms & Conditions. This may include exchanging information with other companies and organisations for the purposes of fraud protection.
  • Email Tracking

    We may include small pixel tags (small image files) within the emails we send you in order to determine whether our emails are opened and/or whether the hyperlinks inside our emails are clicked through. We may also collect browser, location and the device used to engage with our email communications. This information allows us to better understand whether we are meeting our users’ needs and how we can improve our communications. No other information is collected. You can opt out of receiving our direct marketing emails either by following the instructions in each email, or by contacting us (see the “Who We Are” section of this Privacy Notice).

International Transfers

Some of the Euromoney group companies are based outside the European Economic Area (EEA). If you have consented to being contacted by our group companies, then the transfer of your personal data will be made according to the terms of an international data sharing agreement that contains obligations approved by European data protection regulators. Any of our group companies that receive your personal data will be co-controllers of that data, which means they may determine how they process your personal data – although they may only use it for the purposes for which it was shared, unless you are informed of new or additional processing activities.

We may also transfer personal data to third party service providers as described in this Privacy Notice which are located outside the EEA. Where we conduct these transfers, we take all steps necessary to ensure that your data is treated securely and in accordance with applicable privacy legislation, either by only sending your personal data to jurisdictions that provide an adequate degree of legal protection for your data or by imposing approved contractual terms on these third parties.

Retention Periods

We have a data retention policy that ensures we don’t use or store your personal data for longer than necessary. We consider the following issues to determine retention periods:

  • Guidance from the UK Information Commissioner or other regulatory agency, or industry best practice recommendations;
  • The business rationale for collection and expiry of the purpose for which personal data was collected;
  • Our ongoing ability to ensure the accuracy of the data; and
  • Legal and regulatory requirements.

We may occasionally need to keep personal data for either shorter or longer periods than specified in our retention policy. In such circumstances, application of the retention period to the data will be temporarily suspended. The suspension of an applicable retention period will be carried out in a manner that respects the rights and interests of all persons concerned.

How You Can Set Your Data & Privacy Preferences

You can use our Preference Centre to select the topics that are of interest to you so that we can send you publications and information about our products and services that are especially relevant to you. You can also choose the channels we use to contact you (email, phone, post, etc.) and can also opt-out of receiving marketing communications.

Your Rights

You have certain rights in relation to your personal data which include the following:

  • Access & Portability

    You may request access to any personal data of yours for which Euromoney is responsible as controller. Unless there are legal or regulatory reasons for not doing so, we will confirm whether we process any of your personal data and if we do, we will provide you with the following information: the purposes of the processing, the categories of personal data, any recipients of your personal data, the applicable retention period and the data source. Copies of your personal data will be made available to you in a structured, machine-readable format.

    You may also request that we transfer the personal data that you have submitted to us, to another controller, where it is technically feasible for us to do so.

    If you have consented to our processing of your personal data, or if we are processing your personal data in order to fulfil our contractual obligations to you, then you can submit a request that we transfer your personal data to another data controller.

  • Rectification, Restriction, Objection

    You have the right to request that Euromoney rectify any errors in the personal data that we process. In some circumstances, you may also be able to ask for the erasure of personal data, and/or request that the processing of your personal data be restricted. You may also object to the processing of your personal data for sales or marketing purposes.

  • How to Exercise Your Rights

    To exercise any of these rights, please contact us by post or email at the following addresses:

    Euromoney Institutional Investor PLC
    8 Bouverie Street
    London, EC4Y 8AX
    United Kingdom

    Email: dataprotectionofficer@euromoneyplc.com

    Web form: Complete Subject Data Request Form

    We may need to check your identity prior to processing a request.

    Euromoney will do our best to respond to any questions and address any of your concerns. You are also able to register any complaints regarding the processing of your personal data directly with the UK Information Commissioner.

Protecting Your Data

Euromoney is committed to keeping your personal data secure and we will take appropriate technical and organisational measures to protect your personal data from loss, unauthorised use, disclosure or destruction. Although we do our best to protect your personal data, we cannot guarantee that any transmission of data is without risk. We have therefore implemented information security policies and rules, staff training on information security, and technical measures to ensure the integrity of data that we have under our control.

All our employees, contractors and data processors (i.e. those third parties that process personal data on our behalf) are required to keep such data confidential and not to use it for any purpose other than the performance of services we have requested.

Third Party Sites

Our site may contain links to other websites – including, for example, providers of payment processing services. Euromoney is not responsible for the privacy and data collection practices of third party sites and we therefore recommend that you review the privacy policies and terms of service of each site you visit.

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