3T Corporation, Principal
A&G Real Estate, Sr. managing director
Abba Property Solutions, EVP-Business Development
Accord Financial, Inc., President & CEO
Ackman-Ziff, Mortgage Broker
ACORE Capital, VP
Adelman Consulting, LLC, President
Advanced CFO, Partner
advent valuation advisors, partner
AEW Capital Management LP, Vice President, Partners Group
Aimbridge, Vice President
Akerman LLP, partner
Alantes Corporate Finance, SW Region VP
Alliance Bank, VP
Alta Advisors, SVP
AltCredit, Reporter
AlterDomus, Managing Director
Ambrose Commercial Realty Group, Inc., Broker
American Bank oo Commerce, Sr. V.P. Special Assets
American Destiny Real Estate Services, President & CEO
American Riviera Bank, Portfolio Manager
Amherst Partners LLC, Managing Director
AMJ Inc., Owner
Anchor Equity, Principal
Andrew Bolnick & Associates, Receiver-Trustee
Ares Management, MD
Ares Management LLC, Principal
ARG Partners, CEO
ARG Recovery LLC, President
Armory Consulting Co., Principal
Arnold and Porter Kaye Scholer LLP, Senior Associate
ARP Services, Manager
Aspen Energy Partners, Analyst
Assemble capital, Founder
Asset Intelligence Group, CEO
Asset Management, Strategic Initiatives
Atlantic Creek, Managing Partner
Atlantic Creek Real Estate Partners, Managing Partner
Atlantic Union Bank, Credit Analyst
Aurora Management Partners, Director
Avant Advisory Group, President
AVID LLC, CRE Consultant
AVID LLC, Principal
Avison Young, Principal
Avison Young-JV Equity Debt & Loan Sales, Senior Director
B2 Solutions Group, principal
Bain, Partner
Bangor Savings Bank, small business workout officer
Bangor Savings Bank, Commercial Counsel
Bangor Savings Bank, Workout Officer
Bangor Savings Bank, Senior Vice President, Special Assets
Bank of America, Managing Director
Bank of America, SVP
Bank of the West, Vice President & Senior Counsel, Commercial Workouts
BankUnited Small Business Finance, AVP, SBA Servicing Portfolio Manager
Bayern, Principal
Bayview Asset Management, Senior Vice President
Bayview Asset Management, LLC, Managing Director, Financial Institutions
BDO, Managing Director
Bellevue Street Capital, Principal
Belvidere Capital, Managing Director
Benjy Law Corporation, Attorney
BH Properties, Bankruptcy Consultant
BH Properties, Senior Managing Director, Finance
BH Properties, Consultant
BH Properties, Senior Managing Director
BH Properties, Head of Acquisitions
BH Properties, President
Big Shoulders Capital, Business Development Officer
Birch Lake Associates, LLC, Director
Biscayne Atlantic, Principal
Blake Investment Partners, Associate
Blue Arch Capital, Analyst
BlueGate Partners, Founder and Managing Partner
BMO Harris Bank, SBSA Relationship Manager
BMO Harris Bank, VP, SAMU Recovery Management Group
BMO Harris Bank, Managing Director and Team Lead
Bonneville Multifamly Capital, Director
Border State Bank, Special Asset Manager
BPM LLP, Partner
Bradley Arant Boult Cummings LLP, Associate Attorney
Bridgeton Development Group, Managing Director
Briggs Management Partners, Manging Partner
Brill Law, Partner
Britton Hill Capital Group, LLC, President
Busey Bank, Executive Vice President, Director of Special Assets
Business Expansion Capital , Business Intermediary
C5 Advisory Group, Principal
Cairncross & Hempelmann, P.S., Attorney
Callidus Capital, Vice President
Cape Analytics, Director of Business Development
Capital Family Office, Principal
Capital Vacations & Resorts, Controller, Financial Services
CapStack Partners, CEO
Castlegate Capital Advisors, Principal
Castlelake, Business Development
Cathay Bank, Head of Special Assets
CBRE, Division Client Care Director
CBRE, Managing Director
CBRE, Senior Vice President
CBRE Inc, Division Client Care Manager
Centennial Property Finance, Managing Director
Central Bank, AVP, Special Assets
Central Bank, Vice President Special Assets
Centre Lane Partners, Director
CEP Four LLC, founder
CFGI, Managing Director
Charter Equities Group, President
Chessboard Capital, Inc., Principal
CHIRISA Investments, CEO
CIBC, Managing Director Head of Credit Review
CIBC, Officer
Citicommunities LLC, Owner
Citizens Independent Bank, Sr Credit Analyst
Citizens Independent Bank, Chief Credit Officer
Citizens Independent Bank, Senior Credit Analyst
City Club Apartments, Director of Development
City National Bank, Deputy General Counsel
City National Bank, VP/Counsel
City National Bank, SVP
City National Bank, VP, Special Asset Officer
City of Stamford, Treasury Manager
Clark Street Capital, CEO
Clark Street Capital, Managing Director
Cleary Gottlieb Steen & Hamilton, Associate
Clippinger Investment Properties, Chief Executive Officer
Coastal Point Capital LLC, Managing Principal
CoBank, Vice President of Special Assets
CohnReznick LLP, Partner
CohnReznick LLP, Senior Marketing Manager
Coldwell Banker Commercial, Managing Partner
Coldwell Banker Commercial, NRT, Receiver
Colliers, Broker
Colliers International, Senior Broker Associate
Columbia State Bank, Special Credits Officer
Commenda, Inc, Managing Principal
Commercial Asset Preservation, LLC, President & COO
Compass, Associate Broker
Consulting, Partner
Convergent Capital Partners, CEO & Portfolio Manager
Convergent Capital Partners, Acquisitions
Conway MacKenzie, Managing Director
CoPlace, Political Advisor
Corman Leigh Communities, Owner
Corman Leigh Companies, Legal Manager
Cornerstone Research, Associate
Corridor Business Development, Principal
Cred iQ, CoFounder, Managing Partner
Cressida Capital, Vice President Southwest Region
Crossroads Partners, Chief Operating Officer, SVP
Curate Capital Management, Managing Partner & CIO
Davidson Kempner Capital Management, Distressed Analyst
Davidson Kempner Capital Management LP, Distressed Debt Analyst
dchousebuyer.com, Acquisitions Officer
DebtX, Managing Director
Dental Recovery Solutions 360, LLC, Managing Partner
Diaz Anselmo Lindberg, EVP
Directed Capital, Asset Manager
Directed Capital, Vice President - Portfolio Manager
Directed Capital, Underwriter / Analyst
Directed Capital, SVP
Directed Capital, Analyst
Domres Real Estate Investments Inc., Owner
Dorsey & Whitney LLP, Partner
DPG Investments, LLC, Managin Director - Real Estate Finance
Drivetrain LLC, Director Business Development
Dykema, Member
EDGE Realty Partners, Principal, Capital Markets
Elliott Bay Asset Solutions, Member
Elliott Bay Asset Solutions, principal
Elliott Bay Asset Solutions, LLC, Principal
Elliott Bay Asset Solutions, LLC, Senior Counsel
EMA Group, LLC, Managing Principal
Enterprise Management Advisors, LLC, Managing Principal
Equity Bank, EVP/Chief Credit Officer
Ervin Cohen & Jessup LLP, Partner
EVM Partners LLC, Managing Director
Excelsior Capital Partners, Director
Exchange Bank, SVP
EY, Restructuring Consultant
Farmers & Merchants Bank, Vice President
Farmers & Merchants Bank of Long Beach, SVP, Real Estate Services Manager
FCP, Investment Management
FDIC, Manager
FDIC, Sr. Franchise & Asset Marketing Specialist
FDIC, Asset Management Specialist
FDIC, Student Intern
FDIC, Assistant Director
Federal Deposit Insurance Corporation, Asset Management Specialist
Federal Deposit Insurance Corporation, Senior Realty Specialist
FedReceiver, President
Fifth Third Bank Healthcare, Vice President
Finley Group, Managing Director / Partner
First American Bank, Senior Vice President
First Choice Bank, SVP/Special Assets Manager
First Citizens Bank, Manager of Credit Resolution
First Financial Network, President
First Interstate Bank, SVP - Special Asset Manager
First Tennessee Bank, SVP, Special Assets
First Tennessee Bank/First Horizon Corporation, Commercial ORE Manager, VP
Fisher Farmer & Co., CEO
Florida CFO Group, Partner
Focus Management Group, Senior Managing Director
Forefront Realty Resources, Managing Director
Foresite Realty Partners, SVP Commercial Management & Leasing
Foresite Realty Partners, President
Fort Dearborn Partners, Director
Frandzel Robins Bloom & Csato, Attorney
Frandzel Robins Bloom & Csato, L.C., Attorney
Frandzel Robins Bloom & Csato, L.C., Partner
Frandzel Robins Bloom & Csato, L.C., associate
Frandzel Robins Bloom Csato, Partner
Franklin Street, Regional Managing Partner
Freeborn & Peters LLP, Attorney at Law
Frenkel Lambert, Partner
FTB Partners LLC, Mmgr
Fulcrum, Partner
Fulton Bank, NA, Director of Special Assets
Gansett Companies, CIO
Gardner Standard LLC, Managing Member
Gearty & McIntyre, LLP, Partner
Gemdale USA Corporation, Director, Investments
Gemdale USA Corporation, Head of Acquisitions
Getzler Henrich & Associates LLC, Managing Director
GF Hotels & Resorts, Business Dvelopment
GF Management, Senior Vice President of Development
Glassratner, Sr. Managing Director
GlassRatner Advisory & Capital, Receiver
Global Portfolio, Distressed Debt Acquisitions
Grace Realty Capital, Distressed debt investment manager
Great Rock Capital, MD
Great Southern Bank, Real Estate Collections Manager
Great Southern Bank, Manager REO Sales
Great Southern Bank, Special Assets Officer
Great Southern Bank, Director- Special Assets
Green & Sklarz, Member
Green Tree Asset Advisory, owner
Greystone | Investment Sales Group, EMD
Guaranty Solutions, LLC, Business Development Executive
Guggenheim Partners, Senior Managing Director
Hai Investment Corp, LLC, PRINCIPLE
Hakimian Capital, Managing Partners
Hamernik, LLC, Member
Harney Partners, Managing Director
Hays Financial Consulting, Managing Principal
Hayward & Associates, PLLC, Attorney
Heartland Bank and Trust Company, Vice President, Special Assets Manager
Heartland Bank and Trust Company, Special Assets Officer, AVP
Heartland Bank and Trust Company, Vice President, Special Assets
Heartland Bank and Trust Company, SVP
Hersha, VP Acquisitions
Higgenbotham Auctioneers International Ltd. Inc., Vice Presdent
Hilco Global, Managing Director
Hilco Global, Business Development Officer
Hillis Clark Martin & Peterson P.S., Attorney
HIS Capital Group, LLC, Sr. VP of Asset Management
HJW Advisor, Founder
Honda of America Mfg., Inc., Manager Supplier Risk
Horwood Marcus & Berk Chartered, Partner
Hotel & Leisure Advisors, Director of Appraisal & Consulting Services
hudson partners inc, managing partner
Husch Blackwell LLP, Senior Counsel
Hyve Capital / 6 Point Capital, Manager
IDQ Companies, Franchise Developer
Impact Group, EVP
Inland Bank & Trust, Loan Collections Officer
Inland Bank and Trust, Vice President - Special Asset
Inland Bank and Trust, Vice President
Inspired Capital Group, Portfolio Manager
InterNex Capital, Managing Directer
investor, investor
Investors Community Bank, VP - Sr. SAO
JADE, Analyst
Janus Hotels & Resorts, General Counsel
JCFOC, Principal
jenroy, cfo
Jeremy C Green PA LLC, President
JM Partners LLC, Managing Member
John Dixon & Associates * Auctions & MKT, Chief Financial Officer
John Dixon & Associates, Inc., Director of Auction Operations
JP Morgan Securities LLC, Associate
KBHB Funding, -
Keller Williams , Reo broker
Keller Williams Commercial Midwest, Director of Special Assets & Advisory Group
Keusder Homes, Inc., Chief Operating Officer
KIKO Realtors Auctioneers Advisors, BDO
Kinzie Real Estate Group, Principal
Kinzie Real Estate Group, CFO
Kinzie Real Estate Services, Marketing Manager
Kirkland Financial, Trading Desk-Director
Kirkland Financial LLC, Business Development Director
Kirkland Group, Senior Acquisitions Manager
Kitsap Bank, EVP Credit Administration
KMK Law, Partner
Kohlberg Ventures Realty Capital LLC, Managing Director
kolz associates, President
KPMG LLP, Manager
Land and Houses USA. Inc, Acquisitions
Land Services USA, Vice President
Lane Alton, Attorney/Partner
Lathrop GPM, Partner
ldg consultants, LLC, CEO
Lee & Associates, Investment Sales
Lee & Associates NYC , President
Lee and Associates, Associate
Lee and Associates - ISG, Associate
Level One Bank, Vice President, Commercial Banking
Level One Bank, Managed Assets Officer
Lewis and Clark Capital, Senior Director
Lincoln Savings Bank, VP, Special Assets Manager
Lincoln Savings Bank, Chief Credit Officer
Links Financial, President
Links Financial, LLC, Senior Managing Director
Liquidity Services, Account Executive
Loeb & Loeb LLP, Partner
LSQ, Regional Vice President
LSQ Funding, VP
LSQ Funding, Regional Vice President of Sales
LSQ Funding Group, Regional VP of Sales
LSQ Funding Group, RVP
LSQ Funding Group, Sr Regional Business Consultant
LSQ Funding Group, LC, EVP - Channel Management & Strategy
Machinery & Equipment Services Group, president
Mann Solution Group, CEO
Marathon Asset Management, Senior Vice President
Marcus & Millichap, First Vice President Investments
Maverick Hotels and Advisory Services, VP Sales
Maynard Cooper & Gale PC, Shareholder & Co-Chair, Bankruptcy and Restructuring
McCall partners, Partner
McDonald Hopkins LLC, Member
McGuireWoods LLP, Senior Counsel
Mechanics Bank, Manager Retail Special Assets Department
Mechanics Bank, Senior Credit Officer/Senior Vice President
Merchant Financial Grp[, SVP
Merchants Bank of Indiana, president
Mercury Capital Management, EVP / Director
Meyers Nave, Attorney
MHM Notes buyers LLC, Manager
MIAC, Senior Vice President
Michael Moecker & Associates, President
Miller Barondess LLP, Attorney
Mirror Lake Capital Partners, Partner
MJRL Capital LLC, Partner
MJRL Capital, LLC, Principal
MNP Ltd, Senior Vice President
Moeller & Brown, Principal
Mohawk Machinery, auctioneer
Money 360, Director Asset Management
Money360, Director
Montvale, LLC, Director
Monumental Home Solutions LLC, Managing Member
Moody's Investors Service , Vice President - Senior Analyst
MorrisAnderson, Senior Director
Motts Creek Capital LLC, Managing Partner
MSB RE, Partner
MSU Federal Credit Union, AVP of Credit Risk and Compliance
MutualOne Bank, EVP Senior Lending Officer
Mynd, MBA INtern
NAI Bergman, Receiver
New Growth Advisors, Inc., Principal
New State Capital Partners, Associate
Newmark Knight Frank, Director, Management Services, Receivership/Special Assets Group
Newport, LLC, Partner
Next Round Asset Management, Principal
North Oak Senior Living LLC, Owner
North Star Bank, Vice President
Northeast Bank, VP
Northwest Bank, VP, Special Assets Relationship Manager
Notable Capital Fund, LLC, Managing Partner
Noteware Advisors, CEO
Nova Group GBC, VP Business Development
O'Connor Cochran, Partner
Ocwen, Asset Manager
Off Market Miami LLC, Director of Acquisitions
OhioForeclosures.com, Principal
O'Keefe, LLC, Director
Old Fort Bank, VP Senior Credit Manager
Old Fort Bank, EVP-CCO
Ollie, Director
Orox Capital, Partner
Osprey Capital, Managing Director
OUE Limited, Vice President - Investments
Oxxygen Capital, Associate
Oxxygen Capital, Business Analyst
Pacific Industrial Auctions and Appraisals, Auctioneer/Appraiser
Paradyme, President
Parse Capital, Sr. Analyst
Parse Capital, Head of Originations
Parse Capital, LLC, Associate
Partner ESI, Principal
Pathfinder Partners, LLC, Senior Managing Director
Pathfinder Partners, LLC, Senior Managing Director & Co-Founder
Paul A. Lynn & Associates, Principal
Peak Rock Capital, Senior Associate
Peak Rock Capital, Vice President
PEM Real Estate Group, LLC, Acquisition Analyst
Peoples Bank, special assets RM
Peoples Bank, Vice President Special Assets
perry group international, director of operations
Perry Group International, President
PHH Mortgage Corp, Special Sevicing Asset Manager
PHH Mortgage Corporation, Manager
Phoenix Investment Funds, Founder & CEO
Pierian Partners LLC, Managing Member
Pine River, Managing Director
Pinedo Land Company, President
Pinnacle Financial Partners, Special Assets Loan Officer
Pioneer Products, Inc, CFO
PMZ Realty Capital, Managing Director
Portage Partners, Associate
Price Brothers, President
Principal Real Estate Investors, Man Director - Debt PM
Progression Capital, Principal
Prometheus Real Estate Group, Senior Director
Pronavus Advisors, LLC, -
RC Development Consulting, Consultant
RD, Risk Management Analyst
Reader Communities, President
Ready Capital, Senior Analyst
Real Estate Finance, Real Estate Finance
Realty Capital Solutions, Principal
Red Hills Holdings, Vice President
Red Hills Holdings, LLC, Vice President
Red Hills Holdings, LLC, Senior Asset Manager
Redstone Investments, President
Redwood Capital Group, Chief Operating Officer - Property Management
Renee Fellman, CTP, Principal
Reserve Capital Group LLC, Managing Member
RESICAP, Business Development
Resolute Commercial Services, Managing Director of Real Estate
Resolute Property Solutions LLC, CEO
Resolution ANALYTICA Corp., Managing Director, Legal Ops
Responsible Real Estate, Inc., President
Restoration Capital Group, Managing Member
Resurgent Performance, CEO
Revitalization Partners, LLC, Senior Director
Rhenium Capital, Founder & Principal
Rialto Capital, CMBS Senior Analyst
Rialto Capital Advisors, LLC, Managing Director, Real Estate
Rialto Capital Management, Vice President
Riverview Community Bank, VP/Special Assets Officer
Ropes & Gray LLP, Associate
RSG Capital Partners, Managing Member
RSM US LLP, Assurance Associate
S&T Bank, Sr Loss Mitigation Specialist II
S&T Bank, AVP, Loss Mitigation Asst. Manager
S&T Bank, Special Assets Officer
S&T Bank, VP Managed Assets
S&T Bank, AVP, Commercial Special Assets
S&T Bank, SVP, Managed Assets Division Manager
S&T Bank, Vice President
Sandton Capital Partners, Principal
SBDC, Consultant
SC Capital, LLC/SC Capital Holdings, LLC, Principal
Secured Debt Investments, LLC, managing director
Security Federal Bank, Executive Vice President - Chief Lending Officer
Self Employed, Consultant
Severn Bank, CFO
Shapiro Realty & Business Advisors, LLC, Managing Member/Broker, Receiver
Sheldon May & Associates, P.C., Director, Chief Strategy Officer
Sheldon May & Associates, P.C., Managing Director & CCO
Sheppard Mullin, Attorney
Sheppard Mullin Richter & Hampton, LLP, Partner
Sheppard, Mullin, Richter & Hampton lLP, Partner
Sherwood Partners, Inc., svp
Shumaker, Attorney
Shumaker Loop & Kendrick LLP, Partner
Shumaker, Loop & Kendrick, LLP, Attorney
Silver Lining Hospitality, Managing Partner
Silver Lining Hospitality, Owner
Silvergate BAnk, SVP, Director of Credit Administration
Singerman Real Estate, Principal and Vice President of Capital Markets
Sire Capital LLC, CIO
SMS Appraisal Services, Inc, Owner
SouthTrust Bank, Banker/Lender
Special Assets and Risk Consulting LLC, Special Assets and Risk Consulting LLC
Springcreek Capital, Manager
Spurs Capital, Managing Director
SROA Capital, Director of Special Situations
St Paul Group, VP
Stampler Auctions, -
Starfield & Smith, P.C., Partner
Stellar Holdings, partner
Stewart Title Guaranty Company, Business Development Officer
Stingray Asset Management, LLC, President
Stirling Properties, LLC, Executive Vice President
Stokes Lawrence, P.S., Lawyer
Strategic Legal Advisory, Managing Director
Strategic Properties, CEO
STRS Ohio, Senior Acquisitions Officer
Substantial Equity, Principal
Sumitomo Mitsui Trust Bank, Senior Director
Summit Partners Capital, Managing Director
Suncrest Bank, Special Assets Manager
Sunday Sky Properties Inc, ceo
Superior Steel, Inc, EVP
Suzuki Capital LLC, Chief Financial Officer
SVN Florida Commercial Real Estate, Executive Managing Director
Swiss Capital, President
Taft, Partner
tavaco properties llc, ceo
TBK Bank, SVP - Special Assets
TBK Bank SSB, Special Assets Relationship Manager
TD Bank, VP & Workout Officer
TD Bank, Florida Team Lead
Ten-X, Senior Director
The Bank of Tampa, Special Assets Officer
The ConAm Group, Head of Investments
The Debt Exchange, Managing Director
The Finley Group, MD
The Gaffin Group, Managing Partner
The Harbor Bank of Maryland, SVP
The Harp Group, Inc., President
The Kirchner Group, Managing Director
Thompson Hine LLP, Partner
Thrive Multifamily, Owner
Thrivent, Sr ASO
Tiger Financial Advisors, Managing Partner
Torchlight Investors, LLC, SVP, Acquisitions
Tranzon, Broker
Tranzon, Agent
tranzon, Partner
Tranzon Asset Strategies, President
Tranzon Auction Properties, Vice President/Auctioneer
Tranzon Auction Properties, Sales Associate
Tranzon Auctions, Broker
Tranzon Driggers, President
Tranzon Fox, Auctioneer and Finance Manager
Tranzon, LLC, Vice President of Operations
Trenam Law, Partner
Trenam Law, Attorney
TREZ Capital, Managing Director
Trillium Capital Resources, President
U.S. Bank, Special Assets Group
UCLA, Student
Umpqua Bank, Vice President / Special Assets Officer
Umpqua Bank, SVP
Umpqua Bank, EVP, Commercial Real Estate
Umpqua Bank, Vice President Special Assets
Umpqua Bank, VP, Special Assets Officer
Umpqua Bank, Special Assets Officer
Umpqua Bank, Commercial Banking RM
Umpqua Bank, Vice President
Umpqua Bank, SVP/Manager
Umpqua Bank, Division Manager
Umpqua Bank, SVP/Commercial Banking Manager
Umpqua Bank, SVP, Managing Director
Unaffiliated, Special Assets and Credit Executive
United Growth, Vice President
Universal Motion Components, CFO
US Bank, Senior Vice President
US Bank, Special Loan Manager
US Bank Special Assets, Senior Vice President
USA Realvest, Principal
USBC, Courtroom Services Manager
usda rd sau, Director
Vaia Ventures LLC, Managing Director
Valor Hospitality Partners, Managing Partner
Vedder Price, Shareholder
Venture Works LLC, Acquisition Manager
VRB Capital, Managing Partner
Ward and Smith, P.A., Attorney
West One Capital, LLC, Managing Member
West Suburban Bank, VP, Commercial Credit Officer
Westdale Capital, Managing Partner
White & Case, Associate
White and Williams LLP, Associate
Whiztek Corp, Principal
Wingspire Capital, Managing Director--Head of Portfolio
WINPRO LLC, Principal
Winstead PC, of Counsel
ZimCal Asset Management, Managing Director

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*Indemnification. You agree to indemnify hold harmless and defend IMN, including our employees, officers, agents and contractors and our related entities and their employees, officers, partners, agents and contractors ("Indemnified") and continue to keep the Indemnified indemnified from and against any actions, proceedings, claims, demands, costs (on a full indemnity basis including, without limitation, reasonable legal and accounting fees) brought or made against the Indemnified by any person arising in connection with your use of the Website or content, or a breach of your representations and warranties in the Terms and Conditions of Use or this Agreement, or your violation of any of the Terms and Conditions of Use or this Agreement or any other activity in which you engage on or through, and from and against any damage, loss(whether personal or property, and whether direct or consequential, including without limitation consequential financial loss), cost or expense suffered or incurred by any Indemnified as a direct or indirect consequence thereof.

*Changes in Terms and Conditions. IMN may at any time revise the terms and conditions by which you may access the website or use IMN products or services. By using this website and IMN products and services, you agree to be bound by any such revisions and should therefore periodically visit this page to determine the then current version of this document.

*Limitation of Liability. Neither we, nor any of our suppliers, officers, employees, partners, affiliates, subsidiaries, successors and assigns, agents or representatives (our "Representatives") will be liable to you for:

(a) any incidental, punitive, indirect, special or consequential damage, loss or expenses, including but not limited to any loss of business, contracts, revenue, or profits, any business interruption, security breach, loss of data, loss of goodwill or reputation or other pecuniary loss suffered by you, even if we or any of our Representatives have been advised of their possible existence; nor? (b) any direct damage loss or expenses arising from loss of customers, loss of profits, loss of anticipated profits or loss of savings.

*Termination. You may terminate this Agreement, for any or no reason, at any time, when IMN receives notice from you. IMN may terminate the Agreement and your account for any reason or no reason, at any time, with or without notice. This cancellation shall be effective immediately or as may be specified in the notice and may include disabling your current and future access to DirectConnect. IMN may also suspend or terminate this Agreement if you invite other users with whom you do not know to connect; abuse the any DirectConnect messaging services; creating multiple or false profiles; infringe on any intellectual property rights, violating any provisions in this Agreement, disparage IMN or its executives, Board members, affiliates, staff or other related entities or persons, or exhibit any other behavior that IMN, in its sole discretion, deems contrary to the purpose of the website.

*No Waiver. Failure by either party to exercise any right or remedy under these Terms does not constitute a waiver of that right or remedy.

*Entire Agreement. These terms (including any terms incorporated by reference in these terms), constitute the entire agreement between you and us with respect to your access to and use of the website or receipt of any service and supersede all prior agreements, negotiations and discussions between you and us relating to the same.

*Law and Jurisdiction. Where you visit, register and/or subscribe to a this site or related service (as indicated on this website or otherwise notified to you), these terms (and any dispute or claim arising out of or in connection with these terms, including non-contractual disputes or claims), to the maximum extent permissible under the law of the territory that you are located in, will be governed by the laws of the State of New York. Any action to enforce these terms shall be brought in a federal court or a state court located in the state of New York, county of New York, and you agree to submit yourself to the personal jurisdiction of those courts in any such action.

*Force Majeure. We shall not be deemed to be in breach of these Terms by reason of any delay in performing, or any failure to perform any service or our obligations in relation to these Terms, if the delay or failure was due to any cause beyond our reasonable control, including but not limited to acts of God, explosions, floods, fire or accident, war or threat of war, terrorism or threat of terrorism, sabotage, civil disturbance, epidemics, prohibitions or measures of any kind on the part of any governmental, parliamentary or local authority, import or export regulations or embargoes, or industrial actions or trade disputes (whether involving our employees or of third parties).

*Severability. If any provision of these Terms is found to be wholly or partially invalid, void or unenforceable by any court having competent jurisdiction or by virtue of any legislation or any other reason, that provision shall be invalid, void or unenforceable to that extent only and no further and the validity and enforceability of the remaining provisions of these Terms shall not be affected.

*Notices. Any notice given pursuant to these Terms shall be made by email or first class post, in the case of you, to the address provided on your registration form and, in the case of us, to the address posted on the website or otherwise notified to you in relation to any relevant service. Any such notice shall be deemed to have arrived if sent by post within three (3) days of posting and if sent by email at the time of transmission.
Information Management Network - Privacy Notice

Introduction - Who we are

Euromoney Institutional Investor PLC (“Euromoney”, “we”, “us” or “our”) is an international business-information group covering asset management, price discovery, data and market intelligence, and banking and finance. The group also runs an extensive portfolio of events for the telecoms, financial and commodities markets.

For a full list of our brands and group companies, please click on this link. Euromoney and its group companies are committed to respecting the privacy of every person who visits, registers with or subscribes to our websites, publications, events and other products or services.

Euromoney is the primary data controller of personal data collected through this website or that we may collect in different ways as described in this Privacy Notice. If you are contacted by our other group companies, they will also be controllers of your personal data. This means that they are responsible for how your personal data is used, just as we are. You may contact any of these companies directly, or you can contact Euromoney by emailing dataprotectionofficer@euromoneyplc.com or writing to the Data Protection Officer at Euromoney Institutional Investor PLC, 8 Bouverie Street, London EC4Y 8AX, United Kingdom.

This Privacy Notice was updated on 23 May 2018

Our Approach to Your Privacy

This Privacy Notice outlines the information we may collect about you in relation to your use of our products and services (“personal data”). It also explains the legal rights that you have in relation to your data and how you may exercise these rights.

Some of our group companies may collect and use personal data for different purposes; those companies have their own websites and privacy notices.

We will process your data for the following lawful purposes: with your consent; to fulfil our obligations to you; and where there is a legitimate interest to do so.

When possible, we rely on your consent to use your data for the purposes described in this Privacy Notice. We also process personal data to fulfil our contractual obligations to you, for example, when you register for any of our services, subscribe to a publication, sign-up for an event or purchase a product from us, we will need to process some of your personal data. This will also include details of the person/people responsible for payment (if different).

We may determine that processing your personal data serves both of our legitimate interests. This is the case in relation to many of our research, customer survey, sales, marketing and advertising activities described in this Privacy Notice. These activities allow us to better understand your requirements, which in turn enables us to provide you with a better service. We review the bases for our processing decisions carefully and you can object to these activities at any time (see the “Your Rights” section of this Privacy Notice).

What Personal Data We Collect & Why

Our primary goal in collecting personal data from you is to give you a relevant customised experience of our products and services.

  • Registration, Free Trials & Subscriptions

    When you register with our website and/or sign up for a free trial of our products or services, we may ask you to provide your name, address, email address and telephone number, and details relevant to your occupation or employer.

    If you subscribe to one of our products or services, we will also ask for payment details. Credit/debit card payments are processed using a third party supplier and we do not retain the credit card data (see the Third Party Sites of this Privacy Notice). Address details may be shared with third party service providers engaged by us for order fulfilment, delivery and payment collection. This personal data is used by us to complete subscription requests.

  • Events & Conferences

    If you have registered for an event through a group website we may collect personal data including: name, job title, company, address, telephone number and email.

    This information is necessary so that we can complete your registration for the event and provide you with relevant event materials.

    We may also provide delegate details (e.g. name, email) to event sponsors who, subject to your consent, may contact you for their own advertising and marketing purposes.

  • Advertising & Marketing

    We use the personal data you provide us and which we collect from you to inform you about similar products and services which we provide. We may send you marketing communications that are sponsored by our partners and which are targeted to your interests based on information you have provided us such as job title, employer and/or industry. If you have consented to receive information from other Euromoney group companies, we may share your personal data with these companies so that they can fulfil your request to receive marketing materials in accordance with your preferences. We will not share your personal data with any third parties for their own marketing purposes unless you have provided your consent.

    Each of the Euromoney group companies that may contact you is a data controller in relation to the personal data that you have agreed to share with them. If you have any questions or concerns, you may contact the individual company, or us – using the contact details set out in the “Who We Are” section.

    You can opt out from receiving such materials at any time.

    The personal data we may use for advertising and marketing purposes includes your name, email address, job title, phone number, company name/employer, geo location, postal address and data collected using cookies and other similar technology (Please read our separate Cookies Policy to find out more about which cookies we use, how they work and how you can control your cookie options).

    Marketing materials are sent electronically, by post and we may occasionally call you.

  • Online Targeted Advertising

    We use targeted advertising on our websites to display advertisements that are relevant to what we believe are your interests. In order to deliver relevant advertisements, we use third parties to deliver cookies that collect information about your IP address and how you interact with our sites (e.g. browsing information, which articles you have read etc.). This data is used by the third parties to determine which advertisements may be of interest to you.

    We may also share your personal data with third parties to deliver targeted advertising to you on other websites (e.g. Twitter Tailored Audiences or Facebook Custom Audiences). This could include your email address, cookie data, and information obtained from third parties. Third party cookies may also be used to enable us to target advertisements to you on other websites that you visit.

  • Lead Generation and Scoring

    We occasionally use the services of trusted third parties in order to ensure that the personal data we use for advertising and marketing purposes is accurate and up-to-date. To do this, we transfer personal data of individual leads (such as name, email, job title, location and phone number) to these third parties who conduct research to verify the data – primarily against public information.

    We also use algorithmic software technology to help us improve the quality and relevance of marketing activities. The personal data analysed by the software includes email address, phone number, job title, address, purchase history and account information. This allows us to provide meaningful offers that are relevant to your specific profile.

  • Surveys, Market Research & Customer Feedback

    We want to understand the needs of our readers and customers. We may therefore use the information you provide us – including your name and contact details – to contact you to request your feedback, or to participate in our customer and market research.

  • Public forums, message boards and blogs

    Some of the pages on our group websites may include message boards, blogs or other facilities for generating content from users. Any information that is disclosed in these areas becomes public information and you should always be careful when deciding to post any personal data. User generated content is also subject to our site Terms & Conditions.

  • Business or Asset Sale

    If we sell a business or assets we may need to disclose your personal data to the prospective buyer of such business or assets.

    If Euromoney, or any of our group companies is sold or sells our assets or is acquired by a third party, then personal data about our customers will be acquired by that third party. A transfer of your personal data in these circumstances would be necessary so that the services you have contracted for can still be delivered, or so that you can continue to enjoy the benefits of our free products and services. You will receive notice if a new controller assumes responsibility for your personal data.

  • Additional Third Party Disclosures

    We may disclose your personal data to other third parties in the following situations:

    • To third party partners who help us by providing services such as technology, marketing, advisory or other services. These third parties only receive encrypted data and may only process personal data to provide those services to us.
    • Where we are required by law or regulation to do so. In each case we will seek, where practicable, to minimise the amount of data that is disclosed.
    • If required to protect the rights and interests of other users and/or Euromoney and its affiliates (including our employees, agents and contractors), or as otherwise set out in our Terms & Conditions. This may include exchanging information with other companies and organisations for the purposes of fraud protection.
  • Email Tracking

    We may include small pixel tags (small image files) within the emails we send you in order to determine whether our emails are opened and/or whether the hyperlinks inside our emails are clicked through. We may also collect browser, location and the device used to engage with our email communications. This information allows us to better understand whether we are meeting our users’ needs and how we can improve our communications. No other information is collected. You can opt out of receiving our direct marketing emails either by following the instructions in each email, or by contacting us (see the “Who We Are” section of this Privacy Notice).

International Transfers

Some of the Euromoney group companies are based outside the European Economic Area (EEA). If you have consented to being contacted by our group companies, then the transfer of your personal data will be made according to the terms of an international data sharing agreement that contains obligations approved by European data protection regulators. Any of our group companies that receive your personal data will be co-controllers of that data, which means they may determine how they process your personal data – although they may only use it for the purposes for which it was shared, unless you are informed of new or additional processing activities.

We may also transfer personal data to third party service providers as described in this Privacy Notice which are located outside the EEA. Where we conduct these transfers, we take all steps necessary to ensure that your data is treated securely and in accordance with applicable privacy legislation, either by only sending your personal data to jurisdictions that provide an adequate degree of legal protection for your data or by imposing approved contractual terms on these third parties.

Retention Periods

We have a data retention policy that ensures we don’t use or store your personal data for longer than necessary. We consider the following issues to determine retention periods:

  • Guidance from the UK Information Commissioner or other regulatory agency, or industry best practice recommendations;
  • The business rationale for collection and expiry of the purpose for which personal data was collected;
  • Our ongoing ability to ensure the accuracy of the data; and
  • Legal and regulatory requirements.

We may occasionally need to keep personal data for either shorter or longer periods than specified in our retention policy. In such circumstances, application of the retention period to the data will be temporarily suspended. The suspension of an applicable retention period will be carried out in a manner that respects the rights and interests of all persons concerned.

How You Can Set Your Data & Privacy Preferences

You can use our Preference Centre to select the topics that are of interest to you so that we can send you publications and information about our products and services that are especially relevant to you. You can also choose the channels we use to contact you (email, phone, post, etc.) and can also opt-out of receiving marketing communications.

Your Rights

You have certain rights in relation to your personal data which include the following:

  • Access & Portability

    You may request access to any personal data of yours for which Euromoney is responsible as controller. Unless there are legal or regulatory reasons for not doing so, we will confirm whether we process any of your personal data and if we do, we will provide you with the following information: the purposes of the processing, the categories of personal data, any recipients of your personal data, the applicable retention period and the data source. Copies of your personal data will be made available to you in a structured, machine-readable format.

    You may also request that we transfer the personal data that you have submitted to us, to another controller, where it is technically feasible for us to do so.

    If you have consented to our processing of your personal data, or if we are processing your personal data in order to fulfil our contractual obligations to you, then you can submit a request that we transfer your personal data to another data controller.

  • Rectification, Restriction, Objection

    You have the right to request that Euromoney rectify any errors in the personal data that we process. In some circumstances, you may also be able to ask for the erasure of personal data, and/or request that the processing of your personal data be restricted. You may also object to the processing of your personal data for sales or marketing purposes.

  • How to Exercise Your Rights

    To exercise any of these rights, please contact us by post or email at the following addresses:

    Euromoney Institutional Investor PLC
    8 Bouverie Street
    London, EC4Y 8AX
    United Kingdom

    Email: dataprotectionofficer@euromoneyplc.com

    Web form: Complete Subject Data Request Form

    We may need to check your identity prior to processing a request.

    Euromoney will do our best to respond to any questions and address any of your concerns. You are also able to register any complaints regarding the processing of your personal data directly with the UK Information Commissioner.

Protecting Your Data

Euromoney is committed to keeping your personal data secure and we will take appropriate technical and organisational measures to protect your personal data from loss, unauthorised use, disclosure or destruction. Although we do our best to protect your personal data, we cannot guarantee that any transmission of data is without risk. We have therefore implemented information security policies and rules, staff training on information security, and technical measures to ensure the integrity of data that we have under our control.

All our employees, contractors and data processors (i.e. those third parties that process personal data on our behalf) are required to keep such data confidential and not to use it for any purpose other than the performance of services we have requested.

Third Party Sites

Our site may contain links to other websites – including, for example, providers of payment processing services. Euromoney is not responsible for the privacy and data collection practices of third party sites and we therefore recommend that you review the privacy policies and terms of service of each site you visit.

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