Simon Aldrich

Executive Vice President
Freedom Mortgage Corporation

Simon P. B. Aldrich is currently Executive Vice President, Strategic Planning/Portfolio Manager, with Freedom Mortgage.  Prior to joining Freedom in November 2015, Simon was a Managing Director at Marathon Asset Management in the Structured Credit Group.  He has over 30 years of experience in mortgage banking, working in various capacities, specifically with residential mortgage servicing rights (MSR). Before Joining Marathon in 2013, Mr. Aldrich served as Managing Director with Natixis NA, a large French Bank, from 1997-2012.  While at Natixis Mr. Aldrich was responsible for all MSR related activities; structuring acquisitions, sales and financings.  Mr. Aldrich worked at Bayview Fina ... (view full description)

Scott Buchta

Head of Fixed Income Strategy
Brean Capital

Mr. Buchta is a Managing Director and the Head of Fixed Income Strategy at Brean Capital, LLC. Mr. Buchta has over 30 years of experience developing investment strategies for financial institutions across the various fixed income sectors, with an emphasis on MBS, CMBS and other asset backed securities. Over the years he has worked with banks, credit unions, insurance companies, money-managers and hedge funds to develop comprehensive investment and hedging strategies specific to each investor class. In addition to providing market insight and cross-sector relative value trade ideas to institutional clients, Mr. Buchta also provides periodic commentary on macroeconomic themes, interest r ... (view full description)

Anatoly Burman

Chief Investment Officer
Citius

Michael Carnes

Managing Director
MIAC

Michael Carnes – joined MIAC in September 2009 and is the Managing Director of the Capital Markets Group. Michael chairs the residential and commercial Mortgage Servicing Rights Valuation Committee’s and is responsible for all MSR valuation, modeling, and brokerage services at MIAC. He is a seasoned industry expert regarding mortgage banking and mortgage servicing rights with 25 years of diverse mortgage banking experience. In addition to MIAC, he has a proven track record of advising companies, including Wells Fargo, Wachovia, Irwin Mortgage, and Bank One Mortgage (now Chase Mortgage) on servicing valuation and overall corporate growth. Michael is experienced in both Static and Option Adjus ... (view full description)

Li Chang

Cheif Executive Officer
Recursion Co

Prior to founding Recursion in 2015, Li was a senior trader managing ABS portfolio for hedge fund Altum Capital Management. Before joining Altum, she traded CMBS for Paulson & Co. Li gained her extensive cross-product understanding on both business and analytics/technology from her earlier experience through working at the proprietary trading desk at Bear Stearns, running the financial engineering team of mortgage desk at Citadel, and conducting quantitative research at Morningstar.In 2015, Li founded Recursion Co. in New York, a Fintech company integrating technology, finance, and ... (view full description)

John Coleman

SVP, MD, Fixed Income Group
RJO'Brien

John has been managing the Fixed Income Group of R.J. O'Brien since its inception 23 years ago. With now over a quarter century of experience in the futures industry, John has been involved in several aspects of the business emphasizing construction of cost-effective interest rate hedge strategies and processes.  John is responsible for the Fixed Income Group's research and developed its propriety HedgeBuilder software. In addition to regularly speaking at risk management conferences, John is cited in Fabozzi's Handbook of Fixed Income Options, published in Institutional Investor and a frequently quoted source in industry journals and publications.

 

Richard Cooperstein

Director, Model Risk Management
Andrew Davidson & Co., Inc.

Richard Cooperstein, Ph.D. leads Model Risk Management at Andrew Davidson & Co., Inc. bringing decades of experience from various risk and policy roles in the mortgage market. His experience includes senior positions at Freddie Mac, Ocwen, HSBC Securities and Ranieri Partners. At the US Office of Management and Budget, he applied option pricing theory to value Federal guarantees and was one of the chief architects of Credit Reform. Richard is a published author and experienced speaker on applied option pricing and the economics of financial policy.

Nitin Dave

Senior VP of Servicing & Agency Relations
Nationwide Mortgage Bankers, Inc

Nitin J. Dave is Senior Vice President of Nationwide Mortgage Bankers, headquartered in New York / New Jersey. He has over 35 years of experience in mortgage banking with a focus on mortgage Lending and Servicing operations and secondary marketing executions.  Mr Dave held Senior Manager, Director and Vice Presidentpositions during his 25-Year tenure at Fannie Mae, with National AND International responsibilities, which included the Oversight and Relationship Management of Fannie Mae's top 25 Sellers/ Servicers.  He represented FannieMae & The Urban Institute of America to help Create the Mortgage Banking AND MBS Landscape / Infrastructure (International Housing ... (view full description)

Bob Dowell

Managing Director, Analytics
Incenter Mortgage Advisors

Bob has 29 years’ experience within the mortgage industry, with the last 20 years performing analytics on mortgage servicing portfolios.  Analytics work includes both buyer and seller representation in mortgage servicing rights transactions, MSR valuations, Co-Issue Pricing grids, MSR transaction management/reconciliation, and advisory work related to MSR accounting functions.  Bob’s work experience prior to valuations included consulting work for Black Knight (f/k/a Alltel, LPS) within new client conversions, training, and special projects, as well as work for the RTC, and various mortgage servicing entities.  Bob has a B.S. degree in business from the University of Colorado.
 

Michael Drayne

Senior Vice President-Office of Issuer and Portfolio
Ginnie Mae

As Senior Vice President of the Office of Issuer & Portfolio Management, Michael Drayne is responsible for the management of Ginnie Mae's relationships with the mortgage lenders who issue securities under Ginnie Mae’s mortgage-backed securities program. In this capacity, he oversees the Single Family and Multifamily Program Divisions, as well as the Monitoring & Asset Management Division, the latter of which is responsible for the oversight of the Ginnie Mae servicing assets owned by Issuers or Ginnie Mae. A 25-year veteran of the housing finance industry, Mr. Drayne began his career at Chevy Chase Bank, where he served as Vice President and Director of Secondary Marketing. In ... (view full description)

Eric Edwardson

Partner
Mayer Brown LLP

Eric Edwardson is a partner in Mayer Brown’s Washington DC office and a member of the Consumer Financial Services group. He provides a broad range of transactional and business counsel to clients in the mortgage banking, student lending, consumer finance, settlement service and related industries, informed by his knowledge of business and operational practices and the regulatory environment. Eric regularly assists clients with transactions that are unique to the consumer finance market, including sales and securitizations of loans, sales of servicing rights, servicing and subservicing agreements, loan broker and loan correspondent agreements, origination, underwriting and process ... (view full description)

Vandy Fartaj

Chief Investment Officer
PennyMac

Vandad Fartaj has been Senior Managing Director and Chief Investment Officer of PennyMac Financial Services, Inc. (NYSE: PFSI) since June 2018. He is responsible for all capital markets and investment-related activities, including the development and execution of investment strategies, secondary marketing and hedging activities. In addition, Mr. Fartaj is responsible for developing and managing relationships with broker-dealers and fixed income investors. Mr. Fartaj also serves as Senior Managing Director and Chief Investment Officer of PennyMac Mortgage Investment Trust (NYSE: PMT).   Previously, Mr. Fartaj was the company’s Chief Capital Markets Officer. He has served on the co ... (view full description)

Larry Goldstone

Executive Vice President
BSI Financial

As Executive Vice President of Capital Markets at BSI Financial, I am primarily responsible for the structuring and growth of "owned" mortgage servicing rights.  In that role, I work with capital partners that are looking to invest in excess servicing rights, structuring MSR transactions, acquisition of MSRs and retention and recapture lending strategies to enhance investor value.  As a secondary role at BSI, I work with the Executive Management team to help grow BSI's portfolio of servicing and sub-servicing in the NPL/RPL, business purpose loans and performing mortgage loan servicing. From 1993 to 2009 I was a founder and CEO of Thornburg Mortgage, a NYSE listed mortgage REIT f ... (view full description)

Bill Greenberg

Chief Executive Officer
Two Harbors Investment Corp.

William Greenberg is Chief Executive Officer and President of Two Harbors. Mr. Greenberg previously served as Vice President and Co-Chief Investment Officer of Two Harbors since January 2020, with primary responsibility for the investment and hedging strategy of the Company’s portfolio of conventional MSR and securities. Prior to that, he served as Co-Deputy Chief Investment Officer from June 2018. Mr. Greenberg has over 25 years of experience managing portfolios of structured finance assets. Prior to joining Two Harbors in 2012, Mr. Greenberg was a Managing Director at UBS AG, holding a variety of senior positions with responsibilities including managing the mortgage repurchase liability ri ... (view full description)

Tom Hiner

Partner
Hunton Andrews Kurth LLP

Tom is co-head of the firm’s Structured Finance and Securitization practice group and also co-chairs the firm’s Corporate Team. He is a versatile lawyer with broad corporate finance experience, having represented financial institutions for over 30 years in acquisitions, asset-based finance, structured secured lending, venture capital and asset securitization transactions. Tom’s career has been highlighted by innovative transactions and esoteric and novel asset-based financings based in a deep-rooted background in the fundamentals of traditional structured finance, capital markets, and real estate finance and asset securitization. Tom frequently works side by side with lawyers fro ... (view full description)

Dapeng Hu

Managing Director
BlackRock

Dapeng Hu, PhD, CFA, Managing Director, Head of mortgage modeling, is a member of BlackRock Solutions' financial modeling group and a member of BlackRock's Fixed Income Global Research team. Dr. Hu's primary responsibilities include directing development of BlackRock's mortgage prepayment and credit models and conducting relative value research on MBS and ABS. Prior to joining BlackRock in 2003, Dr. Hu was with Wells Fargo as a Director of financial modeling from 2001 - 2003. From 2000 - 2001, he was with Citigroup as Vice President of empirical modeling. In these positions, Dr. Hu supported mortgage servicing valuations, whole loan portfolio management, and MBS trading. From 199 ... (view full description)

Khalil Kanaan

Senior Managing Director
Finance of America --Incenter

As Senior Managing Director, Khalil is responsible for the strategic growth of all UFG’s Capital Markets Divisions.  Prior to joining Finance of America, Khalil was one of the founding partners of OneWilliam Street Capital Management, a leading alternative asset manager. Khalil was the Portfolio Manager overseeing the US. Residential Mortgage and European Mortgage and Asset Backed businesses.  Prior to OWS, Khalil served as a Managing Director on the Mortgage Trading desk at Lehman Brothers.  Khalil holds an M.S. in Engineering & Management from the University of Michigan and a B.S. in Civil Engineering from the Georgia Institute of Technology. ... (view full description)

Manish Kapoor

Managing Principal, Vice Chairman
West Wheelock Capital; The Fixed Income Investor Network

Manish has 17 years of experience in creating capital market origination platforms, structuring and originating principal transactions and investing in credit assets. He has led over $20 billion of transactions and restructured assets and liabilities for the largest global bankruptcy at the Lehman estate. He continues to focus on investment and liquidity strategies in credit assets. Prior to working at the Lehman bankruptcy estate, Manish worked in principal groups at Lehman and Bear Stearns in New York, where his mandate was to utilise the firm’s balance sheet to invest in proprietary cross-asset transactions in multiple jurisdictions. Manish has extensive experience in evaluati ... (view full description)

Erik Klingenberg

Chair, Capital Markets
Dentons

Erik Klingenberg is the chair of Dentons' Capital Markets practice specializing in structured finance, including all aspects of commercial and residential mortgage-backed securities, asset-backed securities, commercial paper, collateralized debt obligations and other structured products. Ranked Band 2 by Chambers Global and Chambers USA (2020), Erik is praised by clients for his "broad range of expertise and understand[ing] immediately what the client is trying to achieve."   Erik assumed an early, prominent role as counsel to various US government agencies and their efforts to restore the financial markets for a range of fi ... (view full description)

Richard Koss

Chief Research Officer
Recursion Co

Richard comes to Recursion with a strong track record of   business acumen and quantitative approaches. Prior to joining Recursion, Koss worked as the head of capital markets research at Fannie Mae. He has over 20 years of experience as a fixed income portfolio manager for Wall Street firms, and recently served as IMF Visiting Scholar and Director of the Global Housing Watch. Richard has a PhD degree in economics from the University of Pennsylvania and a B.S. from of Mathematics and Statistics from Case Western Reserve University.  He is also an Adjunct Professor at the School of International and Public Affairs at C ... (view full description)

Travis LaMar

Managing Director, Capital Markets
Blue Water Financial Technologies LLC

At Blue Water, Travis focuses on MSR brokerage, structuring solutions for MSR, and hedging solutions.  Prior to Blue Water, Travis was Secondary Marketing Manager for Bank of Oklahoma following his roles Managing Director at Incenter, where he was responsible for all aspects of pricing, hedging and loan, MBS and MSR sales. Earlier in his career, Travis held Senior Trading roles at U.S. Bank and GMAC-RFC. 
 

Jon Langlois

Partner
Buckley LLP

Jon Langlois has spent his career representing financial institutions and financial services providers on critical regulatory compliance and transactional matters, developing a particular focus on mortgage lending and servicing activities. A Partner in the Washington, D.C., office of Buckley LLP, Mr. Langlois assists clients on a wide range of regulatory issues, including compliance with key consumer financial laws, such as the Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Fair Debt Collection Practices Act (FDCPA), unfair, deceptive, or abusive acts or practices (UDAAP), and other consumer protection issues.   In addition to his regulatory practice, ... (view full description)

Alex Levin

Director of Financial Engineering
Andrew Davidson & Co., Inc.

Alex Levin is Director of Financial Engineering at Andrew Davidson & Co., Inc.  He has developed innovative and efficient valuation models for mortgage-backed securities, including the Active-Passive Decomposition burnout model, the concept of prepay-risk-and-option-adjusted valuation, the method of Credit Option-Adjusted Spread and non-Monte Carlo shortcuts. His recent work focuses on the valuation of instruments exposed to credit risk, home price modeling, and projects related to the MBS crisis and credit-risk sharing.   Alex has been a speaker at both academic and practitioner events and has published a large number of papers. He is co-author (with A. Davidson) of the book ... (view full description)

Jay Lown

President & Chief Executive Officer
Cherry Hill Mortgage Investment Corp.

Mr. Lown has over 25 years of combined experience in the financial services industry and the residential mortgage markets. Mr. Lown is currently President and CEO of Cherry Hill Mortgage Investment Corporation, a residential mortgage Real Estate Mortgage Investment Trust that acquires, invests and manages servicing related assets, agency mortgage backed securities and other residential mortgage assets.  Mr. Lown previously served as Executive Vice President in charge of strategic funding projects and capital markets from May 2012 through July 2016.      In the years prior to joining Freedom Mortgage, Mr. Lown was a Portfolio Manager at Avenue Capital Group and was head of the res ... (view full description)

Matthew Maurer

Managing Director, Sales
SitusAMC

Matt Maurer is responsible for providing residential mortgage servicing rights and whole loan sales advice, portfolio valuation, finance facility consulting, and risk management services. Mr. Maurer, prior to moving over to his current role, was a MSR valuation analyst at MountainView. Before joining MountainView in 2008, Matt worked at Clayton Fixed Income Services and Matrix Asset Management. He graduated from the University of Colorado Boulder with a Bachelor’s degree in Finance and a minor in Economics

Tom Millon

CEO
Computershare Loan Services US

Tom Millon is CEO of Computershare Loan Services US, including Specialized Loan Servicing and Capital Markets Cooperative. Tom founded Capital Markets Cooperative (CMC) in 2003. Subsequently, Tom and his team grew CMC from a one-man operation to a leading national mortgage brand, delivering a broad range of services to over 500 institutional customers. Tom is responsible for all financial and strategic functions for the US loan services business.A Chartered Financial Analyst (CFA) and ... (view full description)

Michael Nedzbala

Partner
Hunton Andrews Kurth LLP

Mike handles complex, fast-paced negotiations on a wide range of secondary market transactions involving residential mortgage loans and mortgage servicing rights. For over 25 years, he’s seen the asset class evolve from early days to bull market to financial crisis and beyond. His long-term perspective on mortgage loans and their regulatory overlay allows him to be creative and persuasive in even the most challenging deals, and makes him an effective advocate in large transactions involving novel structures and numerous counterparties.   With a successful track record on hundreds of transactions, Mike has represented banks, hedge funds, private equity investors, REITS, servi ... (view full description)

Brent Nyitray

Director of Capital Markets
Ark Mortgage

Brent Nyitray, CFA is Director of Capital Markets at Ark Mortgage. Prior to that, he ran capital markets for iServe Residential Mortgage. He is the author of the Daily Tearsheet, and has written for Scotsman Guide, Housing Wire, and Motley Fool.
 

DeAnn O'Donovan

CEO, REIT Division
University Bank

DeAnn O’Donovan is the CEO, REIT Division at University Bank. University Bank is a community bank headquartered in Ann Arbor, Michigan. Previously, DeAnn was the President & CEO of AHP Servicing. DeAnn has also served as the EVP & CAO of Wintrust Mortgage and has held a number of senior leadership roles with real estate finance and mortgage companies.

Dominic Obaditch

Director
Credit Suisse

Dominic Obaditch is a Director at Credit Suisse and member of the Securitized Products Finance group, specializing in the financing and securitization of mortgage related assets. Dominic joined Credit Suisse in April 2015 after a 20 plus year career at the Royal Bank of Scotland plc and its predecessor companies, including Greenwich Capital Markets and National Westminster Bank plc. Dominic’s background includes roles in Credit, Structured Derivatives, Principal Finance and Mortgage Finance. Dominic holds a BA in Economics from Colgate University.

Jay Patel

SVP of Business Development
Blue Water Financial Technologies

Allen Price

SVP Business Development
BSI Financial Services

Wade Pyun

Chief Legal Officer
Altura Credit Union

Wade Pyun is Senior Vice President and Chief Legal Officer for Altura Credit Union, a financial institution based in Riverside California that manages $1.4 billion in assets and serves over 135,000 members. Prior to joining Altura, Wade worked in various leadership roles, including Senior Corporate Counsel, at U.S. Bank. His previous experience also includes advising the California state legislature on policy matters involving consumer protection laws and regulations. Wade is frequently featured as a speaker at regional and national banking conferences, and he is a member of numerous industry steering and policy committees. Wade earned B.A. and M.A. degrees in ... (view full description)

Tom Rettinger

MD, Portfolio Risk Management
PennyMac

Tom Rettinger is the Managing Director of Portfolio Risk Management at PennyMac, where he is responsible for managing the market risk of the Global Investment positions of their own Originator and Servicer, and the investment position of the Mortgage REIT. Prior to PennyMac, he was responsible for MSR Valuation and Hedge Strategy at Countrywide, HSBC and PNC Bank.  Mr. Rettinger holds an MS in Statistics and a BA in Mathematics, both from Rutgers University.

Mike Riley

Managing Director, Analytics
SitusAMC

Candace Russell

Vice President - Post Sale
Carrington Mortgage Services

Candace Russell is Vice President of Post Sale activities in Default Servicing at Carrington Mortgage Services and in that capacity leads CMS’s efforts to manage default inventory as well as reduce enterprise risk factors. She has a proven record of effectively managing property preservation, conveyance, eviction, title, and risk management. Carrington Mortgage Services is a vertically integrated real estate and mortgage company which specializes across the life cycle of single family assets.Candace joined Carrington in 2015 as Director of Government Affairs ... (view full description)

Christopher Sabbe

VP, Business Development
PHH Mortgage

Christopher Sabbe is the Vice President, Business Development for PHH Mortgage and is responsible for leading all growth efforts across their 5 business lines:  Subservicing, MSR/Co-Issue Transactions, Correspondent Lending, Commercial Servicing, and Portfolio Retention.  PHH currently services nearly 1.5 million loans ($250 billion UPB) and is an active buyer of MSRs and whole loans. Mr. Sabbe has nearly 25 years in the financial services space, having built 2 subservicers from the ground up and has managed outsourcing & software engagements in 8 countries.  From 2012 to 2016, he served as Senior Vice President, Strategy and Business Development at LenderLive Network and has ... (view full description)

Aaron Samples

Chief Executive Officer
First Guaranty Mortgage Corp.

Aaron Samples brings over 20 years of industry experience and expertise across all phases of mortgage lending and servicing. Prior to joining FGMC as President and CEO, Aaron served four years as Executive Vice President at Stearns Lending. During his tenure at Stearns, Aaron managed various origination channels, strategic corporate initiatives, and served as Director of MSR. Prior to joining Stearns Lending, Aaron served in various executive capacities at Nationstar Mortgage, where his responsibilities included the acquisitions of mortgage servicing rights, corporate M&A, and management of residential loan portfolio subservicing. While at Nationstar, Aaron also held various executive ro ... (view full description)

Achal Shah

Vice President
MUFG Union Bank

Achal Shah, CFA, FRM is currently Senior MSR Valuation Analyst at MUFG Union Bank. Prior to that, he has worked in MSR Hedging and Investment Portfolio Analytics at BB&T Bank.

Achal holds a BE in Telecommunications Engg. from Mumbai University and MS in Financial Engg. from University of Michigan.

David Sheeler

President
Freedom Mortgage

David Sheeler serves as Executive Vice President at Freedom Mortgage leading the Correspondent Lending Division and Servicing Strategic Initiatives.  Under his leadership the division has significant grown its whole loan presence and launched both Co-Issue and flow MSR acquisition programs.  Mr. Sheeler has held various roles in the mortgage industry including Executive Vice President of Correspondent Lending and branch operations at W.J. Bradley Mortgage Capital and the positions of Chief Operating Officer, Chief Financial Officer and Pricing & Trading Operations Manager in the Correspondent Lending ... (view full description)

Meagan Signoriello

Partner
Lowenstein Sandler LLP

Meagan provides counsel to mortgage servicers, investment managers, originators and purchasers in regard to mortgage and servicing rights acquisitions, dispositions, financings, and conduits and various types of mortgage financing facilities. Her experience extends to counseling clients in connection with numerous servicing advance facilities and excess spread acquisitions or sales, as well as credit facilities, repurchase agreements and servicing agreements.  Additionally, Meagan offers guidance to mortgage servicers, ratings agencies and underwriters in connection with securitizations of residential mortgages, including securities backed by forward mortgages, reverse mortgages ... (view full description)

Meagan Smiles

Director, Capital Markets Group
MIAC

Meagan joined MIAC in September 2009 and is a Director in the Capital Markets Group. She is the lead in providing Hedge Advisory and Risk Management strategies primarily related to the MSR impacts on the P&L.  Her work has enabled clients to generate positive P&L impacts for the MSR Asset class.  She has played a crucial role within the MIAC Analytics Software development, specifically the VAST program, (MIAC Analytics’ asset valuation and risk management applications) which has also been designed to hedge either the MSR or Whole Loan Asset with a variety of financial derivatives.  She also plays a central role in overseeing use of the stres ... (view full description)

Lee Smith

EVP/ President of Mortgage
Flagstar Bank

Lee Smith is the President of Mortgage at Flagstar Bank.  In this role he is responsible for the direction and oversight of all aspects of the business-mortgage sales, originations, servicing, fulfillment, and the overall strategic growth of the mortgage and servicing business units.  Lee joined Flagstar in May 2013 as Chief Operating Officer where he was responsible for several key business units-including mortgage servicing-as well as strategy, balance sheet and cost optimization, and mergers and acquisitions.  He played an integral role in the turnaround of the Bank before becoming President of Mortgage and Servicing businesses in September 2020, Prior to joining Flagsta ... (view full description)

Nicholas Smith

Managing Partner
Rice Park Capital Management LP

Nick is the Founder and Managing Partner of Rice Park Capital Management LP and is responsible for leading the firm’s investment strategy and management. Prior to Rice Park’s inception in 2019, Nick held senior roles within the Blackstone Group from 2015 until 2018, including Chief Investment Officer of their residential mortgage REIT (Blackstone TORO), Chief Investment Officer of Finance of America Holdings, a Blackstone portfolio company, and founding executive and President of Incenter LLC, a Blackstone portfolio company. Prior to Blackstone, from 2012 until 2015 Nick served as Managing Director, Two Harbors Investment Corp (NYSE: TWO) where he built and led the investment pla ... (view full description)

Eric Varnen

SVP-Servicing Manager
AmeriHome Mortgage Co, LLC

Eric Varnen is the Senior Vice President of Servicing Operations for AmeriHome Mortgage Company.  He joined AmeriHome at the firm’s start in November 2013.  

Prior to joining AmeriHome, he was a Senior Vice President at Bank of America where he spent 20 years between the Bank and Countrywide Home Loans.  His previous mortgage banking positions included time in investor reporting, payment processing, mortgage servicing rights brokering and whole loan distressed asset trading.  

He holds a MBA from Pepperdine University’s Graziadio School of Business and an undergraduate degree from UCLA.

David Vida

EVP - Enterprise Sales Leader
Computershare Loan Services

Dave Vida is the EVP of Enterprise Sales for Computershare Loan Services (CLS) US. He defines and leads execution of the enterprise sales strategy with a team dedicated to generating new business for CLS. Dave keeps a sharp focus on client and customer satisfaction. Prior to joining Computershare Loan Services, Dave was the President of LenderLive Network and led the company’s expansion and acquisition strategies. Dave also founded and led Acqura Loan Services and held senior positions at H&R Block/Option One Mortgage, Master Financial and City Mortgage Services. ... (view full description)

Tom Walsh

Executive Vice President
Rushmore Loan Management Services

Mr. Walsh has a broad mortgage lending and real estate back ground with a solid understanding of the economics of loan servicing and a strong expertise in the mortgage risk management.       Mr. Walsh joined Roosevelt Management Company August 2008 and is responsible for management of mortgage assets including loss mitigation strategies, loan administration and mortgage servicing.   Mr. Walsh is President of Rushmore Loan Management services, a subsidiary of Roosevelt Management Company.     Mr. Walsh was with Morgan Stanley for four years in and led the Morgan Stanley servicing oversight function responsible for third party servicing relationships, master servicing a ... (view full description)

Marty Young

Vice President
Goldman Sachs

Marty Young is the Senior Mortgage Strategist within the Goldman Sachs Global Investment Research division. Prior to joining Goldman Sachs, Marty worked at Freddie Mac, and was a professor at the University of Michigan Business School in the Statistics and Management Science department. Marty's research focuses on residential and commercial mortgage modeling, housing economics, and consumer credit. Marty holds a PhD from the University of Michigan and a BS from Case Western Reserve University. 

Darrell van Amen

EVP, Chief Investment Officer & Treasurer
HomeStreet Bank

Darrell S. van Amen, Executive Vice President and Chief Investment Officer of HomeStreet Bank and HomeStreet, Inc. Mr. van Amen has served HomeStreet Bank since 2003 when he joined the Bank as its Treasurer. Mr. van Amen has also served as the Quantitative Analytics Manager for the Royal Bank of Canada and, Vice President and Balance Sheet Manager at Old Kent Financial in Michigan. He holds a bachelor’s degree in Economics from Weber State University and a master’s degree in Economics from Claremont Graduate University.
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*Privacy. Any submissions, including private personal information, like names, addresses and so on, are voluntary and you waive any and all rights you have to the protection of that information. By submitting ideas, suggestions, documents or other matter ("Submissions"), you agree that: (a) the Submissions are not confidential or proprietary information; (b) IMN has no obligation to keep the submissions confidential; (c) IMN can use or disclose the Submissions for any purpose, in any way, in any media worldwide; (d) if asked, you will irrevocably assign to IMN all rights to your Submissions; and (f) you are not entitled to any compensation of any kind from IMN under any circumstances.

*Content by Becoming a User of DirectConnect: As part of obtaining registration access to DirectConnect, unless you opt out, you may receive invitations to network from other conference attendees. We may also send you emails to keep you updated on developments in the site and services. Your registration for and/or subscription to such an email service and your use of the content received through these email services will be subject to these terms. You can unsubscribe to our email service by changing your email preferences on the website.

*License. If you comply with all your obligations under this Agreement, IMN grants you a limited, revocable, nonexclusive license and right to access the Services, through a generally available web browser, mobile device or application view information and use the web pages and in accordance with this Agreement for your use only. Any other use of DirectConnect is strictly prohibited. All rights not expressly granted in this Agreement, including, without limitation, title, ownership, intellectual property rights, and all other rights are retained by IMN.

*Anti-Hacking. You expressly agree not to use or attempt to use any "virus," "spyware," "malware," "adware," "Trojan horse" "deep-link," "scraper," "bot," "spider," "data-mining," "computer code" or any other automated device, program, tool, algorithm, process, or methodology or manual process having similar processes or functionality, to access, acquire, copy, or monitor any portion of this website or content. You also agree not to obtain or attempt to obtain through any means any materials or information on the website that have not been intentionally made available either by their public display on the Web Site or through their accessibility by a visible link or portal. You further agree not to violate the security of the website or attempt to gain unauthorized access to the website, data, materials, information, computer systems or networks connected to any server, through hacking, password mining or any other method.

*No Linkage. You expressly agree not to link or attempt to link to this website or the web pages contained herein.

*Third Party Information. Some of the information you access here is the property of third parties, made available here with the express permission of those third parties. IMN is not responsible for the content of any third party information provided on this website. You are cautioned that any further use of that information by you may be subject to the rights of those third parties and you may be required to obtain a license to use any such information. Failure to obtain third party permission may be a violation of federal law. You should contact the third party provider of the information to ascertain the requirements for using the information.

*Copyright and Trademarks. The layout of the website pages, graphics and pictures used and the collection of individual contributions are protected by copyright. All copyrights belong either to IMN, the third-party content providers or both. Either IMN or the third-party content providers own all trademarks and service marks depicted here.

*Indemnification. You agree to indemnify hold harmless and defend IMN, including our employees, officers, agents and contractors and our related entities and their employees, officers, partners, agents and contractors ("Indemnified") and continue to keep the Indemnified indemnified from and against any actions, proceedings, claims, demands, costs (on a full indemnity basis including, without limitation, reasonable legal and accounting fees) brought or made against the Indemnified by any person arising in connection with your use of the Website or content, or a breach of your representations and warranties in the Terms and Conditions of Use or this Agreement, or your violation of any of the Terms and Conditions of Use or this Agreement or any other activity in which you engage on or through, and from and against any damage, loss(whether personal or property, and whether direct or consequential, including without limitation consequential financial loss), cost or expense suffered or incurred by any Indemnified as a direct or indirect consequence thereof.

*Changes in Terms and Conditions. IMN may at any time revise the terms and conditions by which you may access the website or use IMN products or services. By using this website and IMN products and services, you agree to be bound by any such revisions and should therefore periodically visit this page to determine the then current version of this document.

*Limitation of Liability. Neither we, nor any of our suppliers, officers, employees, partners, affiliates, subsidiaries, successors and assigns, agents or representatives (our "Representatives") will be liable to you for:

(a) any incidental, punitive, indirect, special or consequential damage, loss or expenses, including but not limited to any loss of business, contracts, revenue, or profits, any business interruption, security breach, loss of data, loss of goodwill or reputation or other pecuniary loss suffered by you, even if we or any of our Representatives have been advised of their possible existence; nor? (b) any direct damage loss or expenses arising from loss of customers, loss of profits, loss of anticipated profits or loss of savings.

*Termination. You may terminate this Agreement, for any or no reason, at any time, when IMN receives notice from you. IMN may terminate the Agreement and your account for any reason or no reason, at any time, with or without notice. This cancellation shall be effective immediately or as may be specified in the notice and may include disabling your current and future access to DirectConnect. IMN may also suspend or terminate this Agreement if you invite other users with whom you do not know to connect; abuse the any DirectConnect messaging services; creating multiple or false profiles; infringe on any intellectual property rights, violating any provisions in this Agreement, disparage IMN or its executives, Board members, affiliates, staff or other related entities or persons, or exhibit any other behavior that IMN, in its sole discretion, deems contrary to the purpose of the website.

*No Waiver. Failure by either party to exercise any right or remedy under these Terms does not constitute a waiver of that right or remedy.

*Entire Agreement. These terms (including any terms incorporated by reference in these terms), constitute the entire agreement between you and us with respect to your access to and use of the website or receipt of any service and supersede all prior agreements, negotiations and discussions between you and us relating to the same.

*Law and Jurisdiction. Where you visit, register and/or subscribe to a this site or related service (as indicated on this website or otherwise notified to you), these terms (and any dispute or claim arising out of or in connection with these terms, including non-contractual disputes or claims), to the maximum extent permissible under the law of the territory that you are located in, will be governed by the laws of the State of New York. Any action to enforce these terms shall be brought in a federal court or a state court located in the state of New York, county of New York, and you agree to submit yourself to the personal jurisdiction of those courts in any such action.

*Force Majeure. We shall not be deemed to be in breach of these Terms by reason of any delay in performing, or any failure to perform any service or our obligations in relation to these Terms, if the delay or failure was due to any cause beyond our reasonable control, including but not limited to acts of God, explosions, floods, fire or accident, war or threat of war, terrorism or threat of terrorism, sabotage, civil disturbance, epidemics, prohibitions or measures of any kind on the part of any governmental, parliamentary or local authority, import or export regulations or embargoes, or industrial actions or trade disputes (whether involving our employees or of third parties).

*Severability. If any provision of these Terms is found to be wholly or partially invalid, void or unenforceable by any court having competent jurisdiction or by virtue of any legislation or any other reason, that provision shall be invalid, void or unenforceable to that extent only and no further and the validity and enforceability of the remaining provisions of these Terms shall not be affected.

*Notices. Any notice given pursuant to these Terms shall be made by email or first class post, in the case of you, to the address provided on your registration form and, in the case of us, to the address posted on the website or otherwise notified to you in relation to any relevant service. Any such notice shall be deemed to have arrived if sent by post within three (3) days of posting and if sent by email at the time of transmission.
Information Management Network - Privacy Notice

Introduction - Who we are

Euromoney Institutional Investor PLC (“Euromoney”, “we”, “us” or “our”) is an international business-information group covering asset management, price discovery, data and market intelligence, and banking and finance. The group also runs an extensive portfolio of events for the telecoms, financial and commodities markets.

For a full list of our brands and group companies, please click on this link. Euromoney and its group companies are committed to respecting the privacy of every person who visits, registers with or subscribes to our websites, publications, events and other products or services.

Euromoney is the primary data controller of personal data collected through this website or that we may collect in different ways as described in this Privacy Notice. If you are contacted by our other group companies, they will also be controllers of your personal data. This means that they are responsible for how your personal data is used, just as we are. You may contact any of these companies directly, or you can contact Euromoney by emailing dataprotectionofficer@euromoneyplc.com or writing to the Data Protection Officer at Euromoney Institutional Investor PLC, 8 Bouverie Street, London EC4Y 8AX, United Kingdom.

This Privacy Notice was updated on 23 May 2018

Our Approach to Your Privacy

This Privacy Notice outlines the information we may collect about you in relation to your use of our products and services (“personal data”). It also explains the legal rights that you have in relation to your data and how you may exercise these rights.

Some of our group companies may collect and use personal data for different purposes; those companies have their own websites and privacy notices.

We will process your data for the following lawful purposes: with your consent; to fulfil our obligations to you; and where there is a legitimate interest to do so.

When possible, we rely on your consent to use your data for the purposes described in this Privacy Notice. We also process personal data to fulfil our contractual obligations to you, for example, when you register for any of our services, subscribe to a publication, sign-up for an event or purchase a product from us, we will need to process some of your personal data. This will also include details of the person/people responsible for payment (if different).

We may determine that processing your personal data serves both of our legitimate interests. This is the case in relation to many of our research, customer survey, sales, marketing and advertising activities described in this Privacy Notice. These activities allow us to better understand your requirements, which in turn enables us to provide you with a better service. We review the bases for our processing decisions carefully and you can object to these activities at any time (see the “Your Rights” section of this Privacy Notice).

What Personal Data We Collect & Why

Our primary goal in collecting personal data from you is to give you a relevant customised experience of our products and services.

  • Registration, Free Trials & Subscriptions

    When you register with our website and/or sign up for a free trial of our products or services, we may ask you to provide your name, address, email address and telephone number, and details relevant to your occupation or employer.

    If you subscribe to one of our products or services, we will also ask for payment details. Credit/debit card payments are processed using a third party supplier and we do not retain the credit card data (see the Third Party Sites of this Privacy Notice). Address details may be shared with third party service providers engaged by us for order fulfilment, delivery and payment collection. This personal data is used by us to complete subscription requests.

  • Events & Conferences

    If you have registered for an event through a group website we may collect personal data including: name, job title, company, address, telephone number and email.

    This information is necessary so that we can complete your registration for the event and provide you with relevant event materials.

    We may also provide delegate details (e.g. name, email) to event sponsors who, subject to your consent, may contact you for their own advertising and marketing purposes.

  • Advertising & Marketing

    We use the personal data you provide us and which we collect from you to inform you about similar products and services which we provide. We may send you marketing communications that are sponsored by our partners and which are targeted to your interests based on information you have provided us such as job title, employer and/or industry. If you have consented to receive information from other Euromoney group companies, we may share your personal data with these companies so that they can fulfil your request to receive marketing materials in accordance with your preferences. We will not share your personal data with any third parties for their own marketing purposes unless you have provided your consent.

    Each of the Euromoney group companies that may contact you is a data controller in relation to the personal data that you have agreed to share with them. If you have any questions or concerns, you may contact the individual company, or us – using the contact details set out in the “Who We Are” section.

    You can opt out from receiving such materials at any time.

    The personal data we may use for advertising and marketing purposes includes your name, email address, job title, phone number, company name/employer, geo location, postal address and data collected using cookies and other similar technology (Please read our separate Cookies Policy to find out more about which cookies we use, how they work and how you can control your cookie options).

    Marketing materials are sent electronically, by post and we may occasionally call you.

  • Online Targeted Advertising

    We use targeted advertising on our websites to display advertisements that are relevant to what we believe are your interests. In order to deliver relevant advertisements, we use third parties to deliver cookies that collect information about your IP address and how you interact with our sites (e.g. browsing information, which articles you have read etc.). This data is used by the third parties to determine which advertisements may be of interest to you.

    We may also share your personal data with third parties to deliver targeted advertising to you on other websites (e.g. Twitter Tailored Audiences or Facebook Custom Audiences). This could include your email address, cookie data, and information obtained from third parties. Third party cookies may also be used to enable us to target advertisements to you on other websites that you visit.

  • Lead Generation and Scoring

    We occasionally use the services of trusted third parties in order to ensure that the personal data we use for advertising and marketing purposes is accurate and up-to-date. To do this, we transfer personal data of individual leads (such as name, email, job title, location and phone number) to these third parties who conduct research to verify the data – primarily against public information.

    We also use algorithmic software technology to help us improve the quality and relevance of marketing activities. The personal data analysed by the software includes email address, phone number, job title, address, purchase history and account information. This allows us to provide meaningful offers that are relevant to your specific profile.

  • Surveys, Market Research & Customer Feedback

    We want to understand the needs of our readers and customers. We may therefore use the information you provide us – including your name and contact details – to contact you to request your feedback, or to participate in our customer and market research.

  • Public forums, message boards and blogs

    Some of the pages on our group websites may include message boards, blogs or other facilities for generating content from users. Any information that is disclosed in these areas becomes public information and you should always be careful when deciding to post any personal data. User generated content is also subject to our site Terms & Conditions.

  • Business or Asset Sale

    If we sell a business or assets we may need to disclose your personal data to the prospective buyer of such business or assets.

    If Euromoney, or any of our group companies is sold or sells our assets or is acquired by a third party, then personal data about our customers will be acquired by that third party. A transfer of your personal data in these circumstances would be necessary so that the services you have contracted for can still be delivered, or so that you can continue to enjoy the benefits of our free products and services. You will receive notice if a new controller assumes responsibility for your personal data.

  • Additional Third Party Disclosures

    We may disclose your personal data to other third parties in the following situations:

    • To third party partners who help us by providing services such as technology, marketing, advisory or other services. These third parties only receive encrypted data and may only process personal data to provide those services to us.
    • Where we are required by law or regulation to do so. In each case we will seek, where practicable, to minimise the amount of data that is disclosed.
    • If required to protect the rights and interests of other users and/or Euromoney and its affiliates (including our employees, agents and contractors), or as otherwise set out in our Terms & Conditions. This may include exchanging information with other companies and organisations for the purposes of fraud protection.
  • Email Tracking

    We may include small pixel tags (small image files) within the emails we send you in order to determine whether our emails are opened and/or whether the hyperlinks inside our emails are clicked through. We may also collect browser, location and the device used to engage with our email communications. This information allows us to better understand whether we are meeting our users’ needs and how we can improve our communications. No other information is collected. You can opt out of receiving our direct marketing emails either by following the instructions in each email, or by contacting us (see the “Who We Are” section of this Privacy Notice).

International Transfers

Some of the Euromoney group companies are based outside the European Economic Area (EEA). If you have consented to being contacted by our group companies, then the transfer of your personal data will be made according to the terms of an international data sharing agreement that contains obligations approved by European data protection regulators. Any of our group companies that receive your personal data will be co-controllers of that data, which means they may determine how they process your personal data – although they may only use it for the purposes for which it was shared, unless you are informed of new or additional processing activities.

We may also transfer personal data to third party service providers as described in this Privacy Notice which are located outside the EEA. Where we conduct these transfers, we take all steps necessary to ensure that your data is treated securely and in accordance with applicable privacy legislation, either by only sending your personal data to jurisdictions that provide an adequate degree of legal protection for your data or by imposing approved contractual terms on these third parties.

Retention Periods

We have a data retention policy that ensures we don’t use or store your personal data for longer than necessary. We consider the following issues to determine retention periods:

  • Guidance from the UK Information Commissioner or other regulatory agency, or industry best practice recommendations;
  • The business rationale for collection and expiry of the purpose for which personal data was collected;
  • Our ongoing ability to ensure the accuracy of the data; and
  • Legal and regulatory requirements.

We may occasionally need to keep personal data for either shorter or longer periods than specified in our retention policy. In such circumstances, application of the retention period to the data will be temporarily suspended. The suspension of an applicable retention period will be carried out in a manner that respects the rights and interests of all persons concerned.

How You Can Set Your Data & Privacy Preferences

You can use our Preference Centre to select the topics that are of interest to you so that we can send you publications and information about our products and services that are especially relevant to you. You can also choose the channels we use to contact you (email, phone, post, etc.) and can also opt-out of receiving marketing communications.

Your Rights

You have certain rights in relation to your personal data which include the following:

  • Access & Portability

    You may request access to any personal data of yours for which Euromoney is responsible as controller. Unless there are legal or regulatory reasons for not doing so, we will confirm whether we process any of your personal data and if we do, we will provide you with the following information: the purposes of the processing, the categories of personal data, any recipients of your personal data, the applicable retention period and the data source. Copies of your personal data will be made available to you in a structured, machine-readable format.

    You may also request that we transfer the personal data that you have submitted to us, to another controller, where it is technically feasible for us to do so.

    If you have consented to our processing of your personal data, or if we are processing your personal data in order to fulfil our contractual obligations to you, then you can submit a request that we transfer your personal data to another data controller.

  • Rectification, Restriction, Objection

    You have the right to request that Euromoney rectify any errors in the personal data that we process. In some circumstances, you may also be able to ask for the erasure of personal data, and/or request that the processing of your personal data be restricted. You may also object to the processing of your personal data for sales or marketing purposes.

  • How to Exercise Your Rights

    To exercise any of these rights, please contact us by post or email at the following addresses:

    Euromoney Institutional Investor PLC
    8 Bouverie Street
    London, EC4Y 8AX
    United Kingdom

    Email: dataprotectionofficer@euromoneyplc.com

    Web form: Complete Subject Data Request Form

    We may need to check your identity prior to processing a request.

    Euromoney will do our best to respond to any questions and address any of your concerns. You are also able to register any complaints regarding the processing of your personal data directly with the UK Information Commissioner.

Protecting Your Data

Euromoney is committed to keeping your personal data secure and we will take appropriate technical and organisational measures to protect your personal data from loss, unauthorised use, disclosure or destruction. Although we do our best to protect your personal data, we cannot guarantee that any transmission of data is without risk. We have therefore implemented information security policies and rules, staff training on information security, and technical measures to ensure the integrity of data that we have under our control.

All our employees, contractors and data processors (i.e. those third parties that process personal data on our behalf) are required to keep such data confidential and not to use it for any purpose other than the performance of services we have requested.

Third Party Sites

Our site may contain links to other websites – including, for example, providers of payment processing services. Euromoney is not responsible for the privacy and data collection practices of third party sites and we therefore recommend that you review the privacy policies and terms of service of each site you visit.

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